First South Farm Credit, Aca
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for First South Farm Credit, Aca.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First South Farm Credit, Aca 260 Trace Colony Park Dr Ridgeland, MS 39157 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 122 |
| Total Mortgage Loan Application Amount | $30,200,000 |
| Average Mortgage Loan Application Amount | $228,000 |
| Highest Mortgage Loan Application Amount | $1,465,000 |
| Average Applicant Income | $210,800 |
| Highest Applicant Income | $872,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Alabama | 9 | $ 4,965,000 | $ 551,000 | $ 295,000 |
| Covington County Alabama | 5 | $ 1,035,000 | $ 207,000 | $ 122,000 |
| Dale County Alabama | 5 | $ 595,000 | $ 119,000 | $ 125,000 |
| Autauga County Alabama | 4 | $ 690,000 | $ 172,000 | $ 116,000 |
| Henry County Alabama | 4 | $ 420,000 | $ 105,000 | $ 98,000 |
| Houston County Alabama | 4 | $ 650,000 | $ 162,000 | $ 146,000 |
| Lawrence County Alabama | 4 | $ 410,000 | $ 102,000 | $ 100,000 |
| Marshall County Alabama | 4 | $ 2,380,000 | $ 595,000 | $ 172,000 |
| Montgomery County Alabama | 4 | $ 760,000 | $ 190,000 | $ 199,000 |
| Butler County Alabama | 3 | $ 505,000 | $ 168,000 | $ 127,000 |
| Elmore County Alabama | 3 | $ 825,000 | $ 275,000 | $ 416,000 |
| Lee County Alabama | 3 | $ 665,000 | $ 221,000 | $ 156,000 |
| Marion County Alabama | 3 | $ 1,195,000 | $ 398,000 | $ 142,000 |
| Morgan County Alabama | 3 | $ 285,000 | $ 95,000 | $ 79,000 |
| Pike County Alabama | 3 | $ 505,000 | $ 168,000 | $ 151,000 |
| Randolph County Alabama | 3 | $ 675,000 | $ 225,000 | $ 105,000 |
| Barbour County Alabama | 2 | $ 710,000 | $ 355,000 | $ 151,000 |
| Bullock County Alabama | 2 | $ 300,000 | $ 150,000 | $ 187,000 |
| Geneva County Alabama | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Jefferson County Alabama | 2 | $ 440,000 | $ 220,000 | $ 214,000 |
| Lowndes County Alabama | 2 | $ 720,000 | $ 360,000 | $ 267,000 |
| Pickens County Alabama | 2 | $ 580,000 | $ 290,000 | $ 180,000 |
| St. Clair County Alabama | 2 | $ 1,070,000 | $ 535,000 | $ 209,000 |
| Talladega County Alabama | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| East Carroll County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
| Oktibbeha County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| Baldwin County Alabama | 1 | $ 505,000 | $ 505,000 | $ 872,000 |
| Calhoun County Alabama | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Chambers County Alabama | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Chilton County Alabama | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Cleburne County Alabama | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Coffee County Alabama | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Conecuh County Alabama | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Coosa County Alabama | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Crenshaw County Alabama | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Cullman County Alabama | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Hale County Alabama | 1 | $ 165,000 | $ 165,000 | $ 420,000 |
| Lauderdale County Alabama | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Limestone County Alabama | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Macon County Alabama | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Marengo County Alabama | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Mobile County Alabama | 1 | $ 45,000 | $ 45,000 | $ 165,000 |
| Perry County Alabama | 1 | $ 65,000 | $ 65,000 | $ 250,000 |
| Russell County Alabama | 1 | $ 745,000 | $ 745,000 | $ 269,000 |
| Tallapoosa County Alabama | 1 | $ 125,000 | $ 125,000 | $ 220,000 |
| Walker County Alabama | 1 | $ 285,000 | $ 285,000 | $ 169,000 |
| Bourbon County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 202,000 |
| Union County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Amite County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 181,000 |
| Clay County Mississippi | 1 | $ 495,000 | $ 495,000 | $ 200,000 |
| Copiah County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Covington County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Forrest County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Franklin County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jasper County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Jones County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 288,000 |
| Lamar County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 222,000 |
| Lincoln County Mississippi | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Madison County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 196,000 |
| Noxubee County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 279,000 |
| Pike County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 26,000 |
| Rankin County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 176,000 |
| Webster County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First South Farm Credit, Aca in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 82 | $19,950,000 | $243,000 | $1,465,000 | $160,000 | $872,000 |
| Refinancing | 32 | $8,950,000 | $279,000 | $1,215,000 | $156,000 | $746,000 |
| Home Improvement | 5 | $365,000 | $73,000 | $125,000 | $185,000 | $262,000 |
| Other Purpose | 2 | $780,000 | $390,000 | $525,000 | $211,000 | $257,000 |
| Cash-out Refinancing | 1 | $155,000 | $155,000 | $155,000 | $342,000 | $342,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 111 | $26,505,000 | $238,000 | $1,465,000 | $160,000 | $872,000 |
| Not applicable | 6 | $2,840,000 | $473,000 | $1,215,000 | $0 | $0 |
| Hispanic | 2 | $80,000 | $40,000 | $45,000 | $153,000 | $222,000 |
| Asian | 1 | $305,000 | $305,000 | $305,000 | $176,000 | $176,000 |
| Black or African American | 1 | $165,000 | $165,000 | $165,000 | $420,000 | $420,000 |
| Not Provided | 1 | $305,000 | $305,000 | $305,000 | $212,000 | $212,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 122 | $30,200,000 | $247,000 | $1,465,000 | $163,000 | $872,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105 | $25,665,000 | $244,000 | $1,465,000 | $169,000 | $872,000 |
| Application Withdrawn By Applicant | 10 | $3,290,000 | $329,000 | $775,000 | $123,000 | $223,000 |
| Application Denied By Financial Institution | 6 | $990,000 | $165,000 | $355,000 | $107,000 | $180,000 |
| Application Approved But Not Accepted | 1 | $255,000 | $255,000 | $255,000 | $257,000 | $257,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 116 | $29,210,000 | $251,000 | $1,465,000 | $166,000 | $872,000 |
| Credit History | 4 | $300,000 | $75,000 | $155,000 | $111,000 | $180,000 |
| Debt-To-Income Ratio | 2 | $690,000 | $345,000 | $355,000 | $98,000 | $103,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.