First South Farm Credit, Aca
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for First South Farm Credit, Aca.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First South Farm Credit, Aca 260 Trace Colony Park Dr Ridgeland, MS 39157 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 120 |
| Total Mortgage Loan Application Amount | $31,130,000 |
| Average Mortgage Loan Application Amount | $229,500 |
| Highest Mortgage Loan Application Amount | $1,615,000 |
| Average Applicant Income | $135,500 |
| Highest Applicant Income | $1,108,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Covington County Alabama | 9 | $ 2,145,000 | $ 238,000 | $ 111,000 |
| Dale County Alabama | 9 | $ 1,745,000 | $ 193,000 | $ 172,000 |
| Lee County Alabama | 6 | $ 1,680,000 | $ 280,000 | $ 129,000 |
| Morgan County Alabama | 6 | $ 1,110,000 | $ 185,000 | $ 97,000 |
| Tuscaloosa County Alabama | 6 | $ 1,430,000 | $ 238,000 | $ 133,000 |
| Blount County Alabama | 5 | $ 995,000 | $ 199,000 | $ 97,000 |
| Lawrence County Alabama | 4 | $ 940,000 | $ 235,000 | $ 109,000 |
| Pike County Alabama | 4 | $ 1,180,000 | $ 295,000 | $ 205,000 |
| Baldwin County Alabama | 3 | $ 1,275,000 | $ 425,000 | $ 485,000 |
| Bullock County Alabama | 3 | $ 495,000 | $ 165,000 | $ 102,000 |
| Crenshaw County Alabama | 3 | $ 475,000 | $ 158,000 | $ 106,000 |
| Elmore County Alabama | 3 | $ 805,000 | $ 268,000 | $ 111,000 |
| Henry County Alabama | 3 | $ 1,205,000 | $ 401,000 | $ 161,000 |
| Houston County Alabama | 3 | $ 615,000 | $ 205,000 | $ 114,000 |
| Shelby County Alabama | 3 | $ 1,225,000 | $ 408,000 | $ 144,000 |
| St. Clair County Alabama | 3 | $ 755,000 | $ 251,000 | $ 165,000 |
| Butler County Alabama | 2 | $ 380,000 | $ 190,000 | $ 152,000 |
| Coffee County Alabama | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| Conecuh County Alabama | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Cullman County Alabama | 2 | $ 140,000 | $ 70,000 | $ 84,000 |
| Geneva County Alabama | 2 | $ 410,000 | $ 205,000 | $ 109,000 |
| Lowndes County Alabama | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| Marion County Alabama | 2 | $ 1,090,000 | $ 545,000 | $ 158,000 |
| Walker County Alabama | 2 | $ 500,000 | $ 250,000 | $ 103,000 |
| Franklin County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 183,000 |
| Oktibbeha County Mississippi | 2 | $ 660,000 | $ 330,000 | $ 325,000 |
| Autauga County Alabama | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Chambers County Alabama | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Chilton County Alabama | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Clarke County Alabama | 1 | $ 185,000 | $ 185,000 | $ 294,000 |
| Dallas County Alabama | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Etowah County Alabama | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Franklin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 213,000 |
| Macon County Alabama | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Madison County Alabama | 1 | $ 1,615,000 | $ 1,615,000 | $ 384,000 |
| Marshall County Alabama | 1 | $ 35,000 | $ 35,000 | $ 216,000 |
| Montgomery County Alabama | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Randolph County Alabama | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Tallapoosa County Alabama | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Wilcox County Alabama | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| St. Landry County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 133,000 |
| Tangipahoa County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Terrebonne County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Franklin County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 202,000 |
| Hinds County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| Jefferson County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jones County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 172,000 |
| Lafayette County Mississippi | 1 | $ 665,000 | $ 665,000 | $ 256,000 |
| Rankin County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Scott County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 271,000 |
| Smith County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Yazoo County Mississippi | 1 | $ 1,065,000 | $ 1,065,000 | $ 413,000 |
| Lincoln County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First South Farm Credit, Aca in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 49 | $14,105,000 | $287,000 | $1,615,000 | $165,000 | $760,000 |
| Other Purpose | 36 | $8,360,000 | $232,000 | $805,000 | $143,000 | $1,108,000 |
| Home Purchase | 30 | $8,000,000 | $266,000 | $655,000 | $127,000 | $581,000 |
| Home Improvement | 5 | $665,000 | $133,000 | $305,000 | $107,000 | $163,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 109 | $28,205,000 | $258,000 | $1,615,000 | $150,000 | $1,108,000 |
| Not applicable | 3 | $535,000 | $178,000 | $205,000 | $0 | $0 |
| Not Provided | 3 | $855,000 | $285,000 | $435,000 | $136,000 | $213,000 |
| Hispanic | 2 | $490,000 | $245,000 | $335,000 | $86,000 | $105,000 |
| American Indian or Alaskan Native | 1 | $285,000 | $285,000 | $285,000 | $13,000 | $13,000 |
| Asian | 1 | $305,000 | $305,000 | $305,000 | $95,000 | $95,000 |
| Black or African American | 1 | $455,000 | $455,000 | $455,000 | $163,000 | $163,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 120 | $31,130,000 | $259,000 | $1,615,000 | $147,000 | $1,108,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 104 | $27,490,000 | $264,000 | $1,615,000 | $152,000 | $1,108,000 |
| Application Withdrawn By Applicant | 11 | $3,135,000 | $285,000 | $595,000 | $117,000 | $213,000 |
| Application Denied By Financial Institution | 5 | $505,000 | $101,000 | $215,000 | $119,000 | $221,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 115 | $30,625,000 | $266,000 | $1,615,000 | $148,000 | $1,108,000 |
| Other | 2 | $130,000 | $65,000 | $85,000 | $130,000 | $202,000 |
| Collateral | 1 | $65,000 | $65,000 | $65,000 | $221,000 | $221,000 |
| Credit History | 1 | $215,000 | $215,000 | $215,000 | $63,000 | $63,000 |
| Debt-To-Income Ratio | 1 | $95,000 | $95,000 | $95,000 | $52,000 | $52,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.