First South Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First South Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First South Bank 1311 Carolina Ave Washington, NC 27889 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,233 |
| Total Mortgage Loan Application Amount | $261,155,000 |
| Average Mortgage Loan Application Amount | $151,250 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $41,750 |
| Highest Applicant Income | $1,089,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Beaufort County North Carolina | 464 | $ 53,458,000 | $ 115,000 | $ 60,000 |
| Craven County North Carolina | 269 | $ 26,817,000 | $ 99,000 | $ 42,000 |
| Nash County North Carolina | 261 | $ 28,614,000 | $ 109,000 | $ 56,000 |
| Pitt County North Carolina | 243 | $ 29,797,000 | $ 122,000 | $ 65,000 |
| Robeson County North Carolina | 212 | $ 17,803,000 | $ 83,000 | $ 53,000 |
| Cumberland County North Carolina | 149 | $ 14,975,000 | $ 100,000 | $ 57,000 |
| Lenoir County North Carolina | 143 | $ 12,733,000 | $ 89,000 | $ 47,000 |
| Dare County North Carolina | 119 | $ 35,556,000 | $ 298,000 | $ 136,000 |
| Pasquotank County North Carolina | 77 | $ 6,798,000 | $ 88,000 | $ 52,000 |
| Edgecombe County North Carolina | 52 | $ 4,363,000 | $ 83,000 | $ 36,000 |
| Currituck County North Carolina | 29 | $ 7,321,000 | $ 252,000 | $ 99,000 |
| Carteret County North Carolina | 24 | $ 3,475,000 | $ 144,000 | $ 80,000 |
| Pamlico County North Carolina | 19 | $ 1,420,000 | $ 74,000 | $ 35,000 |
| Camden County North Carolina | 16 | $ 1,365,000 | $ 85,000 | $ 35,000 |
| Greene County North Carolina | 15 | $ 1,186,000 | $ 79,000 | $ 57,000 |
| Perquimans County North Carolina | 15 | $ 1,361,000 | $ 90,000 | $ 49,000 |
| Jones County North Carolina | 14 | $ 1,368,000 | $ 97,000 | $ 64,000 |
| Onslow County North Carolina | 13 | $ 1,120,000 | $ 86,000 | $ 40,000 |
| Hoke County North Carolina | 12 | $ 1,484,000 | $ 123,000 | $ 64,000 |
| Martin County North Carolina | 12 | $ 1,143,000 | $ 95,000 | $ 60,000 |
| Wake County North Carolina | 11 | $ 2,289,000 | $ 208,000 | $ 244,000 |
| Bladen County North Carolina | 9 | $ 694,000 | $ 77,000 | $ 62,000 |
| Hyde County North Carolina | 7 | $ 1,693,000 | $ 241,000 | $ 91,000 |
| Wilson County North Carolina | 6 | $ 477,000 | $ 79,000 | $ 43,000 |
| Duplin County North Carolina | 4 | $ 210,000 | $ 52,000 | $ 56,000 |
| New Hanover County North Carolina | 4 | $ 407,000 | $ 101,000 | $ 140,000 |
| Chowan County North Carolina | 3 | $ 58,000 | $ 19,000 | $ 28,000 |
| Halifax County North Carolina | 3 | $ 166,000 | $ 55,000 | $ 37,000 |
| Sampson County North Carolina | 3 | $ 234,000 | $ 78,000 | $ 70,000 |
| Washington County North Carolina | 3 | $ 114,000 | $ 38,000 | $ 17,000 |
| Brunswick County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 54,000 |
| Franklin County North Carolina | 2 | $ 125,000 | $ 62,000 | $ 14,000 |
| Gates County North Carolina | 2 | $ 179,000 | $ 89,000 | $ 54,000 |
| Harnett County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Northampton County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| Columbus County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Durham County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 155,000 |
| Granville County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Hertford County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 80,000 |
| Johnston County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Lee County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 40,000 |
| Montgomery County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Moore County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Orange County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 193,000 |
| Pender County North Carolina | 1 | $ 246,000 | $ 246,000 | $ 84,000 |
| Scotland County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 85,000 |
| Warren County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 371,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First South Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,461 | $173,205,000 | $118,000 | $2,000,000 | $68,000 | $1,089,000 |
| Home Purchase (one-to-four family) | 692 | $79,101,000 | $114,000 | $1,300,000 | $59,000 | $932,000 |
| Home Improvement (one-to-four family) | 59 | $1,561,000 | $26,000 | $120,000 | $40,000 | $796,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 21 | $7,288,000 | $347,000 | $2,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,840 | $218,364,000 | $118,000 | $2,000,000 | $70,000 | $1,089,000 |
| Black | 180 | $13,599,000 | $75,000 | $417,000 | $46,000 | $250,000 |
| Not applicable | 75 | $15,154,000 | $202,000 | $2,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 66 | $6,176,000 | $93,000 | $354,000 | $58,000 | $228,000 |
| Information not provided by applicant in mail or telephone application | 35 | $4,100,000 | $117,000 | $276,000 | $73,000 | $214,000 |
| Hispanic | 24 | $2,096,000 | $87,000 | $200,000 | $45,000 | $138,000 |
| Other | 8 | $1,093,000 | $136,000 | $390,000 | $92,000 | $297,000 |
| Asian or Pacific Islander | 5 | $573,000 | $114,000 | $210,000 | $80,000 | $193,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,020 | $239,245,000 | $118,000 | $2,000,000 | $65,000 | $1,089,000 |
| FHA-insured (Federal Housing Administration) | 102 | $9,640,000 | $94,000 | $192,000 | $40,000 | $138,000 |
| VA-guaranteed (Veterans Administration) | 82 | $9,001,000 | $109,000 | $240,000 | $50,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $3,269,000 | $112,000 | $200,000 | $31,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,793 | $198,884,000 | $110,000 | $2,000,000 | $63,000 | $817,000 |
| Application Withdrawn By Applicant | 258 | $41,626,000 | $161,000 | $1,900,000 | $63,000 | $1,089,000 |
| Application Denied By Financial Institution | 181 | $20,626,000 | $113,000 | $2,000,000 | $54,000 | $1,089,000 |
| Application Approved But Not Accepted | 1 | $19,000 | $19,000 | $19,000 | $13,000 | $13,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 88 | $5,478,000 | $62,000 | $284,000 | $38,000 | $175,000 |
| Credit Application Incomplete | 43 | $7,088,000 | $164,000 | $2,000,000 | $62,000 | $612,000 |
| Debt-To-Income Ratio | 25 | $4,031,000 | $161,000 | $1,555,000 | $53,000 | $249,000 |
| Collateral | 10 | $2,591,000 | $259,000 | $1,113,000 | $137,000 | $1,089,000 |
| Other | 8 | $930,000 | $116,000 | $210,000 | $61,000 | $110,000 |
| Employment History | 3 | $260,000 | $86,000 | $128,000 | $41,000 | $66,000 |
| Unverifiable Information | 2 | $140,000 | $70,000 | $76,000 | $42,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $63,000 | $63,000 | $63,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.