First Solution Lending, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | First Solution Lending, Inc. 11332 86Th Avenue North Maple Grove, MN 55369 |
Federal Regulator | * available with data download |
Years | 2006 2005 |
Total Number of Mortgage Applications | 1,622 |
Total Mortgage Loan Application Amount | $258,929,000 |
Average Mortgage Loan Application Amount | $161,000 |
Highest Mortgage Loan Application Amount | $784,000 |
Average Applicant Income | $68,000 |
Highest Applicant Income | $1,509,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First Solution Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Solution Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First Solution Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Solution Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Solution Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Solution Lending, Inc.'s mortgage activity for 2006.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 34,000 |
Alcona County Michigan | 1 | $ 138,000 | $ 138,000 | $ 76,000 |
Alpena County Michigan | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
Anoka County Minnesota | 80 | $ 12,866,000 | $ 160,000 | $ 64,000 |
Arapahoe County Colorado | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
Becker County Minnesota | 2 | $ 322,000 | $ 161,000 | $ 59,000 |
Benton County Minnesota | 6 | $ 900,000 | $ 150,000 | $ 68,000 |
Big Stone County Minnesota | 2 | $ 74,000 | $ 37,000 | $ 45,000 |
Blue Earth County Minnesota | 5 | $ 648,000 | $ 129,000 | $ 54,000 |
Brevard County Florida | 5 | $ 537,000 | $ 107,000 | $ 37,000 |
Brookings County South Dakota | 2 | $ 134,000 | $ 67,000 | $ 35,000 |
Broward County Florida | 19 | $ 3,162,000 | $ 166,000 | $ 79,000 |
Brown County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
Burnett County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
Calhoun County Michigan | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
Canyon County Idaho | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
Carlton County Minnesota | 3 | $ 479,000 | $ 159,000 | $ 51,000 |
Carver County Minnesota | 9 | $ 1,687,000 | $ 187,000 | $ 86,000 |
Cass County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 56,000 |
Cass County North Dakota | 8 | $ 618,000 | $ 77,000 | $ 46,000 |
Chippewa County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 25,000 |
Chippewa County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 0 |
Chisago County Minnesota | 9 | $ 1,955,000 | $ 217,000 | $ 91,000 |
Citrus County Florida | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
Clay County Minnesota | 6 | $ 582,000 | $ 97,000 | $ 64,000 |
Clinton County Iowa | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
Cochise County Arizona | 3 | $ 451,000 | $ 150,000 | $ 83,000 |
Coconino County Arizona | 1 | $ 172,000 | $ 172,000 | $ 58,000 |
Codington County South Dakota | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
Collier County Florida | 9 | $ 2,329,000 | $ 258,000 | $ 91,000 |
Cottonwood County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
Crow Wing County Minnesota | 4 | $ 615,000 | $ 153,000 | $ 83,000 |
Dakota County Minnesota | 78 | $ 14,480,000 | $ 185,000 | $ 79,000 |
Dane County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 71,000 |
Davison County South Dakota | 1 | $ 58,000 | $ 58,000 | $ 16,000 |
Dodge County Minnesota | 3 | $ 387,000 | $ 129,000 | $ 53,000 |
Douglas County Wisconsin | 2 | $ 297,000 | $ 148,000 | $ 50,000 |
Dunn County Wisconsin | 2 | $ 234,000 | $ 117,000 | $ 59,000 |
Duval County Florida | 2 | $ 377,000 | $ 188,000 | $ 77,000 |
Eau Claire County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
Escambia County Florida | 1 | $ 149,000 | $ 149,000 | $ 86,000 |
Fairfax County Virginia | 1 | $ 472,000 | $ 472,000 | $ 91,000 |
Faribault County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 24,000 |
Floyd County Iowa | 1 | $ 46,000 | $ 46,000 | $ 90,000 |
Fond du Lac County Wisconsin | 3 | $ 329,000 | $ 109,000 | $ 178,000 |
Freeborn County Minnesota | 4 | $ 406,000 | $ 101,000 | $ 27,000 |
Genesee County Michigan | 32 | $ 4,257,000 | $ 133,000 | $ 64,000 |
Gilchrist County Florida | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
Gloucester County Virginia | 1 | $ 188,000 | $ 188,000 | $ 72,000 |
Goodhue County Minnesota | 4 | $ 451,000 | $ 112,000 | $ 58,000 |
Grand Forks County North Dakota | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
Grant County South Dakota | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
Gratiot County Michigan | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
Hendry County Florida | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
Hennepin County Minnesota | 261 | $ 46,343,000 | $ 177,000 | $ 76,000 |
Hernando County Florida | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
Highlands County Florida | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
Hillsborough County Florida | 4 | $ 829,000 | $ 207,000 | $ 63,000 |
Houston County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 54,000 |
Ingham County Michigan | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
Ionia County Michigan | 1 | $ 162,000 | $ 162,000 | $ 43,000 |
Iron County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 88,000 |
Isanti County Minnesota | 12 | $ 2,376,000 | $ 198,000 | $ 102,000 |
Itasca County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 42,000 |
Jackson County Michigan | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
Jackson County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
Kalkaska County Michigan | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
Kanabec County Minnesota | 4 | $ 687,000 | $ 171,000 | $ 60,000 |
Kandiyohi County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
Kenosha County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
Lake County Florida | 11 | $ 1,736,000 | $ 157,000 | $ 73,000 |
Lapeer County Michigan | 3 | $ 286,000 | $ 95,000 | $ 50,000 |
Le Sueur County Minnesota | 2 | $ 256,000 | $ 128,000 | $ 44,000 |
Lee County Florida | 22 | $ 3,528,000 | $ 160,000 | $ 64,000 |
Livingston County Michigan | 3 | $ 464,000 | $ 154,000 | $ 56,000 |
Lyon County Minnesota | 3 | $ 321,000 | $ 107,000 | $ 71,000 |
Macomb County Michigan | 30 | $ 4,799,000 | $ 159,000 | $ 58,000 |
Manatee County Florida | 2 | $ 281,000 | $ 140,000 | $ 34,000 |
Maricopa County Arizona | 143 | $ 27,111,000 | $ 189,000 | $ 69,000 |
Marion County Florida | 2 | $ 339,000 | $ 169,000 | $ 50,000 |
Matanuska-Susitna County Alaska | 1 | $ 252,000 | $ 252,000 | $ 96,000 |
McLeod County Minnesota | 5 | $ 391,000 | $ 78,000 | $ 42,000 |
Meeker County Minnesota | 5 | $ 440,000 | $ 88,000 | $ 41,000 |
Miami-Dade County Florida | 8 | $ 1,392,000 | $ 174,000 | $ 61,000 |
Mille Lacs County Minnesota | 6 | $ 979,000 | $ 163,000 | $ 82,000 |
Milwaukee County Wisconsin | 5 | $ 637,000 | $ 127,000 | $ 51,000 |
Minnehaha County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 25,000 |
Mohave County Arizona | 3 | $ 491,000 | $ 163,000 | $ 79,000 |
Monroe County Michigan | 1 | $ 187,000 | $ 187,000 | $ 54,000 |
Morrison County Minnesota | 3 | $ 436,000 | $ 145,000 | $ 59,000 |
Mower County Minnesota | 4 | $ 322,000 | $ 80,000 | $ 31,000 |
Muskegon County Michigan | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
New Kent County Virginia | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
Norman County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
Oakland County Michigan | 39 | $ 6,747,000 | $ 173,000 | $ 99,000 |
Olmsted County Minnesota | 2 | $ 245,000 | $ 122,000 | $ 42,000 |
Orange County Florida | 126 | $ 21,630,000 | $ 171,000 | $ 64,000 |
Osceola County Florida | 37 | $ 6,729,000 | $ 181,000 | $ 68,000 |
Otter Tail County Minnesota | 2 | $ 212,000 | $ 106,000 | $ 42,000 |
Outagamie County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
Palm Beach County Florida | 3 | $ 538,000 | $ 179,000 | $ 60,000 |
Pasco County Florida | 2 | $ 321,000 | $ 160,000 | $ 63,000 |
Pembina County North Dakota | 1 | $ 54,000 | $ 54,000 | $ 54,000 |
Phillips County Colorado | 1 | $ 92,000 | $ 92,000 | $ 100,000 |
Pima County Arizona | 11 | $ 1,692,000 | $ 153,000 | $ 67,000 |
Pinal County Arizona | 10 | $ 1,709,000 | $ 170,000 | $ 69,000 |
Pine County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 36,000 |
Pinellas County Florida | 4 | $ 470,000 | $ 117,000 | $ 62,000 |
Placer County California | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
Polk County Florida | 13 | $ 2,042,000 | $ 157,000 | $ 56,000 |
Polk County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
Polk County Wisconsin | 5 | $ 793,000 | $ 158,000 | $ 57,000 |
Prince William County Virginia | 1 | $ 304,000 | $ 304,000 | $ 108,000 |
Putnam County Florida | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
Ramsey County Minnesota | 85 | $ 14,167,000 | $ 166,000 | $ 75,000 |
Renville County Minnesota | 2 | $ 156,000 | $ 78,000 | $ 37,000 |
Rice County Minnesota | 2 | $ 452,000 | $ 226,000 | $ 74,000 |
Richland County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
Riverside County California | 2 | $ 455,000 | $ 227,000 | $ 142,000 |
Roscommon County Michigan | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
Saginaw County Michigan | 6 | $ 497,000 | $ 82,000 | $ 43,000 |
Sarasota County Florida | 1 | $ 242,000 | $ 242,000 | $ 78,000 |
Scott County Minnesota | 18 | $ 3,438,000 | $ 191,000 | $ 81,000 |
Seminole County Florida | 15 | $ 2,896,000 | $ 193,000 | $ 63,000 |
Sherburne County Minnesota | 18 | $ 3,479,000 | $ 193,000 | $ 67,000 |
Shiawassee County Michigan | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
St. Clair County Michigan | 4 | $ 700,000 | $ 175,000 | $ 53,000 |
St. Croix County Wisconsin | 4 | $ 445,000 | $ 111,000 | $ 53,000 |
St. Johns County Florida | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
St. Joseph County Michigan | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
St. Louis County Minnesota | 10 | $ 826,000 | $ 82,000 | $ 59,000 |
St. Lucie County Florida | 3 | $ 514,000 | $ 171,000 | $ 56,000 |
Stearns County Minnesota | 11 | $ 1,592,000 | $ 144,000 | $ 48,000 |
Steele County Minnesota | 2 | $ 223,000 | $ 111,000 | $ 48,000 |
Sumter County Florida | 1 | $ 167,000 | $ 167,000 | $ 92,000 |
Swift County Minnesota | 2 | $ 315,000 | $ 157,000 | $ 45,000 |
Traill County North Dakota | 4 | $ 254,000 | $ 63,000 | $ 33,000 |
Tuscola County Michigan | 2 | $ 249,000 | $ 124,000 | $ 48,000 |
Volusia County Florida | 10 | $ 1,375,000 | $ 137,000 | $ 43,000 |
Wadena County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
Walsh County North Dakota | 1 | $ 83,000 | $ 83,000 | $ 18,000 |
Waseca County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 28,000 |
Washington County Minnesota | 40 | $ 8,116,000 | $ 202,000 | $ 76,000 |
Washtenaw County Michigan | 7 | $ 1,795,000 | $ 256,000 | $ 86,000 |
Watonwan County Minnesota | 2 | $ 177,000 | $ 88,000 | $ 51,000 |
Waukesha County Wisconsin | 3 | $ 512,000 | $ 170,000 | $ 80,000 |
Waupaca County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 25,000 |
Wayne County Michigan | 159 | $ 14,058,000 | $ 88,000 | $ 59,000 |
Winnebago County Wisconsin | 2 | $ 218,000 | $ 109,000 | $ 75,000 |
Winona County Minnesota | 4 | $ 223,000 | $ 55,000 | $ 41,000 |
Wright County Minnesota | 28 | $ 5,119,000 | $ 182,000 | $ 69,000 |
Yavapai County Arizona | 1 | $ 586,000 | $ 586,000 | $ 229,000 |
Yuma County Arizona | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 943 | $143,429,000 | $152,000 | $778,000 | $67,000 | $1,158,000 |
Refinancing | 679 | $115,500,000 | $170,000 | $784,000 | $69,000 | $1,509,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 615 | $102,557,000 | $166,000 | $784,000 | $73,000 | $1,158,000 |
Black or African American | 388 | $56,103,000 | $144,000 | $778,000 | $62,000 | $1,509,000 |
Hispanic | 336 | $54,366,000 | $161,000 | $507,000 | $65,000 | $684,000 |
Not Provided | 199 | $30,727,000 | $154,000 | $586,000 | $66,000 | $300,000 |
Asian | 73 | $13,401,000 | $183,000 | $600,000 | $78,000 | $240,000 |
Native Hawaiian or Other Pacific Islander | 8 | $1,487,000 | $185,000 | $347,000 | $93,000 | $216,000 |
American Indian or Alaskan Native | 3 | $288,000 | $96,000 | $112,000 | $58,000 | $94,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,622 | $258,929,000 | $159,000 | $784,000 | $68,000 | $1,509,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 609 | $107,296,000 | $176,000 | $784,000 | $72,000 | $1,509,000 |
Application Withdrawn By Applicant | 546 | $88,923,000 | $162,000 | $712,000 | $68,000 | $1,158,000 |
Loan Originated | 467 | $62,710,000 | $134,000 | $600,000 | $63,000 | $252,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 232 | $43,464,000 | $187,000 | $784,000 | $85,000 | $1,509,000 |
Collateral | 116 | $18,099,000 | $156,000 | $591,000 | $72,000 | $684,000 |
Credit History | 104 | $17,074,000 | $164,000 | $540,000 | $61,000 | $263,000 |
Debt-To-Income Ratio | 78 | $13,005,000 | $166,000 | $527,000 | $50,000 | $170,000 |
Unverifiable Information | 47 | $10,048,000 | $213,000 | $548,000 | $71,000 | $249,000 |
Employment History | 24 | $4,273,000 | $178,000 | $396,000 | $61,000 | $135,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $290,000 | $290,000 | $290,000 | $100,000 | $100,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Solution Lending, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Solution Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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