First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Republic Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street San Franciso, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 2,815 |
| Total Mortgage Loan Application Amount | $3,526,422,000 |
| Average Mortgage Loan Application Amount | $1,190,666 |
| Highest Mortgage Loan Application Amount | $32,000,000 |
| Average Applicant Income | $613,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco County California | 581 | $ 614,383,000 | $ 1,057,000 | $ 414,000 |
| New York County New York | 227 | $ 363,611,000 | $ 1,601,000 | $ 1,187,000 |
| San Mateo County California | 192 | $ 273,005,000 | $ 1,421,000 | $ 541,000 |
| Los Angeles County California | 155 | $ 253,028,000 | $ 1,632,000 | $ 954,000 |
| San Diego County California | 142 | $ 194,560,000 | $ 1,370,000 | $ 412,000 |
| Santa Clara County California | 134 | $ 144,255,000 | $ 1,076,000 | $ 584,000 |
| Alameda County California | 112 | $ 109,583,000 | $ 978,000 | $ 331,000 |
| Marin County California | 108 | $ 170,428,000 | $ 1,578,000 | $ 687,000 |
| Sonoma County California | 103 | $ 71,119,000 | $ 690,000 | $ 324,000 |
| Contra Costa County California | 91 | $ 97,175,000 | $ 1,067,000 | $ 593,000 |
| Orange County California | 79 | $ 149,383,000 | $ 1,890,000 | $ 931,000 |
| Fairfield County Connecticut | 58 | $ 124,178,000 | $ 2,141,000 | $ 1,398,000 |
| Suffolk County New York | 47 | $ 99,212,000 | $ 2,110,000 | $ 2,006,000 |
| Westchester County New York | 45 | $ 52,696,000 | $ 1,171,000 | $ 903,000 |
| Napa County California | 36 | $ 41,817,000 | $ 1,161,000 | $ 568,000 |
| Suffolk County Massachusetts | 31 | $ 31,249,000 | $ 1,008,000 | $ 1,128,000 |
| Riverside County California | 29 | $ 28,151,000 | $ 970,000 | $ 1,105,000 |
| Marion County Oregon | 29 | $ 14,278,000 | $ 492,000 | $ 0 |
| Santa Barbara County California | 26 | $ 64,579,000 | $ 2,483,000 | $ 1,621,000 |
| Middlesex County Massachusetts | 26 | $ 31,103,000 | $ 1,196,000 | $ 1,492,000 |
| Norfolk County Massachusetts | 23 | $ 19,980,000 | $ 868,000 | $ 621,000 |
| Placer County California | 20 | $ 21,460,000 | $ 1,073,000 | $ 1,172,000 |
| Clark County Nevada | 19 | $ 21,147,000 | $ 1,113,000 | $ 984,000 |
| Kings County New York | 17 | $ 24,766,000 | $ 1,456,000 | $ 496,000 |
| Nassau County New York | 16 | $ 15,563,000 | $ 972,000 | $ 505,000 |
| Washington County Oregon | 15 | $ 3,278,000 | $ 218,000 | $ 600,000 |
| Monterey County California | 14 | $ 17,261,000 | $ 1,232,000 | $ 919,000 |
| Palm Beach County Florida | 14 | $ 22,542,000 | $ 1,610,000 | $ 1,124,000 |
| Dukes County Massachusetts | 14 | $ 5,215,000 | $ 372,000 | $ 643,000 |
| Essex County Massachusetts | 14 | $ 14,271,000 | $ 1,019,000 | $ 831,000 |
| Bergen County New Jersey | 14 | $ 14,597,000 | $ 1,042,000 | $ 622,000 |
| Multnomah County Oregon | 14 | $ 10,047,000 | $ 717,000 | $ 249,000 |
| King County Washington | 13 | $ 8,665,000 | $ 666,000 | $ 329,000 |
| Nantucket County Massachusetts | 12 | $ 20,715,000 | $ 1,726,000 | $ 1,454,000 |
| Nevada County California | 9 | $ 5,608,000 | $ 623,000 | $ 361,000 |
| Barnstable County Massachusetts | 9 | $ 15,874,000 | $ 1,763,000 | $ 1,086,000 |
| Washoe County Nevada | 9 | $ 17,035,000 | $ 1,892,000 | $ 789,000 |
| Hawaii County Hawaii | 8 | $ 12,163,000 | $ 1,520,000 | $ 1,138,000 |
| Santa Cruz County California | 7 | $ 3,613,000 | $ 516,000 | $ 455,000 |
| Blaine County Idaho | 7 | $ 8,490,000 | $ 1,212,000 | $ 850,000 |
| Gallatin County Montana | 7 | $ 13,807,000 | $ 1,972,000 | $ 4,090,000 |
| Maricopa County Arizona | 6 | $ 6,935,000 | $ 1,155,000 | $ 815,000 |
| Ventura County California | 6 | $ 5,742,000 | $ 957,000 | $ 207,000 |
| Collier County Florida | 6 | $ 10,371,000 | $ 1,728,000 | $ 1,380,000 |
| Kauai County Hawaii | 6 | $ 11,038,000 | $ 1,839,000 | $ 3,634,000 |
| Maui County Hawaii | 6 | $ 13,755,000 | $ 2,292,000 | $ 1,102,000 |
| Monmouth County New Jersey | 6 | $ 8,724,000 | $ 1,454,000 | $ 1,366,000 |
| Union County New Jersey | 6 | $ 6,827,000 | $ 1,137,000 | $ 507,000 |
| Queens County New York | 6 | $ 1,931,000 | $ 321,000 | $ 295,000 |
| Solano County California | 5 | $ 8,440,000 | $ 1,688,000 | $ 394,000 |
| Eagle County Colorado | 5 | $ 8,031,000 | $ 1,606,000 | $ 1,303,000 |
| Pitkin County Colorado | 5 | $ 8,480,000 | $ 1,696,000 | $ 2,198,000 |
| Essex County New Jersey | 5 | $ 4,661,000 | $ 932,000 | $ 810,000 |
| Summit County Utah | 5 | $ 6,864,000 | $ 1,372,000 | $ 2,850,000 |
| El Dorado County California | 4 | $ 3,207,000 | $ 801,000 | $ 360,000 |
| Mendocino County California | 4 | $ 3,740,000 | $ 935,000 | $ 806,000 |
| Stanislaus County California | 4 | $ 6,274,000 | $ 1,568,000 | $ 84,000 |
| Hartford County Connecticut | 4 | $ 3,253,000 | $ 813,000 | $ 867,000 |
| Litchfield County Connecticut | 4 | $ 3,831,000 | $ 957,000 | $ 279,000 |
| Hillsborough County Florida | 4 | $ 1,807,000 | $ 451,000 | $ 303,000 |
| Plymouth County Massachusetts | 4 | $ 2,225,000 | $ 556,000 | $ 356,000 |
| Ocean County New Jersey | 4 | $ 6,421,000 | $ 1,605,000 | $ 1,094,000 |
| Somerset County New Jersey | 4 | $ 5,631,000 | $ 1,407,000 | $ 1,107,000 |
| Beaufort County South Carolina | 4 | $ 1,606,000 | $ 401,000 | $ 623,000 |
| Sacramento County California | 3 | $ 2,042,000 | $ 680,000 | $ 183,000 |
| Miami-Dade County Florida | 3 | $ 4,460,000 | $ 1,486,000 | $ 1,331,000 |
| Baltimore County Maryland | 3 | $ 1,828,000 | $ 609,000 | $ 283,000 |
| Rockingham County New Hampshire | 3 | $ 5,253,000 | $ 1,751,000 | $ 3,834,000 |
| Hudson County New Jersey | 3 | $ 1,617,000 | $ 539,000 | $ 291,000 |
| Hunterdon County New Jersey | 3 | $ 2,595,000 | $ 865,000 | $ 351,000 |
| Morris County New Jersey | 3 | $ 3,638,000 | $ 1,212,000 | $ 514,000 |
| Deschutes County Oregon | 3 | $ 2,421,000 | $ 807,000 | $ 806,000 |
| Chester County Pennsylvania | 3 | $ 3,415,000 | $ 1,138,000 | $ 3,026,000 |
| Philadelphia County Pennsylvania | 3 | $ 3,900,000 | $ 1,300,000 | $ 818,000 |
| Calaveras County California | 2 | $ 1,490,000 | $ 745,000 | $ 1,237,000 |
| San Bernardino County California | 2 | $ 2,540,000 | $ 1,270,000 | $ 1,011,000 |
| San Luis Obispo County California | 2 | $ 1,474,000 | $ 737,000 | $ 2,544,000 |
| Arapahoe County Colorado | 2 | $ 12,950,000 | $ 6,475,000 | $ 5,325,000 |
| Middlesex County Connecticut | 2 | $ 1,320,000 | $ 660,000 | $ 572,000 |
| Indian River County Florida | 2 | $ 3,600,000 | $ 1,800,000 | $ 2,606,000 |
| St. Johns County Florida | 2 | $ 587,000 | $ 293,000 | $ 194,000 |
| Walton County Florida | 2 | $ 1,296,000 | $ 648,000 | $ 671,000 |
| Fulton County Georgia | 2 | $ 3,172,000 | $ 1,586,000 | $ 3,594,000 |
| Honolulu County Hawaii | 2 | $ 1,639,000 | $ 819,000 | $ 0 |
| Cook County Illinois | 2 | $ 853,000 | $ 426,000 | $ 958,000 |
| York County Maine | 2 | $ 1,350,000 | $ 675,000 | $ 910,000 |
| Montgomery County Maryland | 2 | $ 1,643,000 | $ 821,000 | $ 391,000 |
| Berkshire County Massachusetts | 2 | $ 3,800,000 | $ 1,900,000 | $ 3,408,000 |
| Bristol County Massachusetts | 2 | $ 3,575,000 | $ 1,787,000 | $ 780,000 |
| Hennepin County Minnesota | 2 | $ 2,010,000 | $ 1,005,000 | $ 415,000 |
| Douglas County Nevada | 2 | $ 6,031,000 | $ 3,015,000 | $ 1,350,000 |
| Mercer County New Jersey | 2 | $ 886,000 | $ 443,000 | $ 517,000 |
| Santa Fe County New Mexico | 2 | $ 1,136,000 | $ 568,000 | $ 600,000 |
| Taos County New Mexico | 2 | $ 991,000 | $ 495,000 | $ 391,000 |
| Dutchess County New York | 2 | $ 2,350,000 | $ 1,175,000 | $ 941,000 |
| Erie County New York | 2 | $ 368,000 | $ 184,000 | $ 612,000 |
| Putnam County New York | 2 | $ 911,000 | $ 455,000 | $ 574,000 |
| Rensselaer County New York | 2 | $ 142,000 | $ 71,000 | $ 98,000 |
| Klamath County Oregon | 2 | $ 1,100,000 | $ 550,000 | $ 330,000 |
| Yamhill County Oregon | 2 | $ 600,000 | $ 300,000 | $ 321,000 |
| Allegheny County Pennsylvania | 2 | $ 183,000 | $ 91,000 | $ 303,000 |
| Bucks County Pennsylvania | 2 | $ 1,725,000 | $ 862,000 | $ 642,000 |
| Newport County Rhode Island | 2 | $ 3,550,000 | $ 1,775,000 | $ 563,000 |
| Dallas County Texas | 2 | $ 2,675,000 | $ 1,337,000 | $ 931,000 |
| Williamson County Texas | 2 | $ 584,000 | $ 292,000 | $ 15,000 |
| Windsor County Vermont | 2 | $ 2,328,000 | $ 1,164,000 | $ 499,000 |
| Albemarle County Virginia | 2 | $ 8,020,000 | $ 4,010,000 | $ 551,000 |
| Fairfax County Virginia | 2 | $ 1,976,000 | $ 988,000 | $ 866,000 |
| Klickitat County Washington | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Teton County Wyoming | 2 | $ 1,908,000 | $ 954,000 | $ 219,000 |
| Juneau County Alaska | 1 | $ 182,000 | $ 182,000 | $ 39,000 |
| Pima County Arizona | 1 | $ 960,000 | $ 960,000 | $ 450,000 |
| Pinal County Arizona | 1 | $ 120,000 | $ 120,000 | $ 139,000 |
| Amador County California | 1 | $ 1,725,000 | $ 1,725,000 | $ 2,575,000 |
| Butte County California | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Fresno County California | 1 | $ 350,000 | $ 350,000 | $ 82,000 |
| Imperial County California | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Kern County California | 1 | $ 220,000 | $ 220,000 | $ 336,000 |
| Lake County California | 1 | $ 285,000 | $ 285,000 | $ 208,000 |
| Madera County California | 1 | $ 203,000 | $ 203,000 | $ 233,000 |
| Plumas County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 406,000 |
| Denver County Colorado | 1 | $ 500,000 | $ 500,000 | $ 258,000 |
| Douglas County Colorado | 1 | $ 1,400,000 | $ 1,400,000 | $ 505,000 |
| Gunnison County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 262,000 |
| Mesa County Colorado | 1 | $ 138,000 | $ 138,000 | $ 25,000 |
| San Miguel County Colorado | 1 | $ 5,250,000 | $ 5,250,000 | $ 2,800,000 |
| Summit County Colorado | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 476,000 | $ 476,000 | $ 159,000 |
| Sussex County Delaware | 1 | $ 1,120,000 | $ 1,120,000 | $ 957,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,600,000 | $ 1,600,000 | $ 675,000 |
| Broward County Florida | 1 | $ 1,150,000 | $ 1,150,000 | $ 836,000 |
| Escambia County Florida | 1 | $ 380,000 | $ 380,000 | $ 120,000 |
| Lee County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,006,000 |
| Leon County Florida | 1 | $ 240,000 | $ 240,000 | $ 127,000 |
| Martin County Florida | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Monroe County Florida | 1 | $ 700,000 | $ 700,000 | $ 959,000 |
| Sarasota County Florida | 1 | $ 250,000 | $ 250,000 | $ 6,337,000 |
| Sumter County Florida | 1 | $ 174,000 | $ 174,000 | $ 57,000 |
| Cobb County Georgia | 1 | $ 565,000 | $ 565,000 | $ 238,000 |
| DeKalb County Georgia | 1 | $ 298,000 | $ 298,000 | $ 127,000 |
| Marion County Indiana | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Cumberland County Maine | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| Washington County Maine | 1 | $ 150,000 | $ 150,000 | $ 201,000 |
| Anne Arundel County Maryland | 1 | $ 585,000 | $ 585,000 | $ 192,000 |
| Emmet County Michigan | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Flathead County Montana | 1 | $ 1,750,000 | $ 1,750,000 | $ 0 |
| Ravalli County Montana | 1 | $ 1,100,000 | $ 1,100,000 | $ 780,000 |
| Belknap County New Hampshire | 1 | $ 1,400,000 | $ 1,400,000 | $ 1,286,000 |
| Hillsborough County New Hampshire | 1 | $ 488,000 | $ 488,000 | $ 390,000 |
| Cape May County New Jersey | 1 | $ 563,000 | $ 563,000 | $ 1,566,000 |
| Gloucester County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 238,000 |
| Bernalillo County New Mexico | 1 | $ 151,000 | $ 151,000 | $ 230,000 |
| Broome County New York | 1 | $ 200,000 | $ 200,000 | $ 163,000 |
| Delaware County New York | 1 | $ 300,000 | $ 300,000 | $ 217,000 |
| Orange County New York | 1 | $ 592,000 | $ 592,000 | $ 247,000 |
| Rockland County New York | 1 | $ 1,100,000 | $ 1,100,000 | $ 862,000 |
| Saratoga County New York | 1 | $ 194,000 | $ 194,000 | $ 116,000 |
| Sullivan County New York | 1 | $ 860,000 | $ 860,000 | $ 1,084,000 |
| Ulster County New York | 1 | $ 375,000 | $ 375,000 | $ 436,000 |
| Brunswick County North Carolina | 1 | $ 2,830,000 | $ 2,830,000 | $ 949,000 |
| Buncombe County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 93,000 |
| Durham County North Carolina | 1 | $ 491,000 | $ 491,000 | $ 298,000 |
| McDowell County North Carolina | 1 | $ 740,000 | $ 740,000 | $ 381,000 |
| Moore County North Carolina | 1 | $ 361,000 | $ 361,000 | $ 143,000 |
| Wake County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 227,000 |
| Wood County Ohio | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,434,000 |
| Oklahoma County Oklahoma | 1 | $ 600,000 | $ 600,000 | $ 655,000 |
| Monroe County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 675,000 |
| Montgomery County Pennsylvania | 1 | $ 440,000 | $ 440,000 | $ 1,598,000 |
| Pike County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 275,000 |
| Charleston County South Carolina | 1 | $ 2,800,000 | $ 2,800,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 620,000 | $ 620,000 | $ 166,000 |
| Bexar County Texas | 1 | $ 234,000 | $ 234,000 | $ 242,000 |
| Collin County Texas | 1 | $ 800,000 | $ 800,000 | $ 257,000 |
| Harris County Texas | 1 | $ 84,000 | $ 84,000 | $ 644,000 |
| Tarrant County Texas | 1 | $ 1,047,000 | $ 1,047,000 | $ 300,000 |
| Travis County Texas | 1 | $ 135,000 | $ 135,000 | $ 1,966,000 |
| Davis County Utah | 1 | $ 229,000 | $ 229,000 | $ 650,000 |
| Utah County Utah | 1 | $ 157,000 | $ 157,000 | $ 923,000 |
| Bennington County Vermont | 1 | $ 588,000 | $ 588,000 | $ 300,000 |
| Caledonia County Vermont | 1 | $ 182,000 | $ 182,000 | $ 283,000 |
| Arlington County Virginia | 1 | $ 664,000 | $ 664,000 | $ 355,000 |
| Loudoun County Virginia | 1 | $ 950,000 | $ 950,000 | $ 557,000 |
| Snohomish County Washington | 1 | $ 520,000 | $ 520,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,596 | $2,189,644,000 | $1,371,000 | $32,000,000 | $820,000 | $9,999,000 |
| Refinancing | 1,034 | $1,131,922,000 | $1,094,000 | $17,500,000 | $652,000 | $9,999,000 |
| Home Improvement | 185 | $204,856,000 | $1,107,000 | $13,600,000 | $368,000 | $3,817,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,243 | $1,631,173,000 | $1,312,000 | $18,750,000 | $959,000 | $9,999,000 |
| White | 1,121 | $1,252,657,000 | $1,117,000 | $20,000,000 | $695,000 | $9,999,000 |
| Not applicable | 339 | $507,147,000 | $1,496,000 | $32,000,000 | $1,000 | $400,000 |
| Asian | 65 | $81,588,000 | $1,255,000 | $5,075,000 | $494,000 | $2,604,000 |
| Hispanic | 30 | $27,212,000 | $907,000 | $3,375,000 | $700,000 | $9,999,000 |
| Black or African American | 14 | $25,540,000 | $1,824,000 | $11,000,000 | $1,948,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $585,000 | $292,000 | $336,000 | $177,000 | $223,000 |
| American Indian or Alaskan Native | 1 | $520,000 | $520,000 | $520,000 | $113,000 | $113,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,815 | $3,526,422,000 | $1,252,000 | $32,000,000 | $729,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,404 | $2,938,150,000 | $1,222,000 | $32,000,000 | $724,000 | $9,999,000 |
| Application Withdrawn By Applicant | 299 | $419,437,000 | $1,402,000 | $18,750,000 | $794,000 | $9,999,000 |
| Application Approved But Not Accepted | 48 | $77,679,000 | $1,618,000 | $11,000,000 | $757,000 | $9,999,000 |
| File Closed For Incompleteness | 40 | $58,144,000 | $1,453,000 | $5,500,000 | $866,000 | $5,780,000 |
| Application Denied By Financial Institution | 12 | $30,395,000 | $2,532,000 | $20,000,000 | $196,000 | $700,000 |
| Loan Purchased By The Institution | 12 | $2,617,000 | $218,000 | $302,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 8 | $6,480,000 | $810,000 | $1,506,000 | $224,000 | $700,000 |
| Credit History | 2 | $2,525,000 | $1,262,000 | $1,600,000 | $281,000 | $400,000 |
| Collateral | 1 | $1,390,000 | $1,390,000 | $1,390,000 | $0 | $0 |
| Other | 1 | $20,000,000 | $20,000,000 | $20,000,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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