First Place Bank
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for First Place Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Place Bank
185 East Market
Warren, OH 44481
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 21,357
Total Mortgage Loan Application Amount $4,567,431,000
Average Mortgage Loan Application Amount $209,000
Highest Mortgage Loan Application Amount $7,600,000
Average Applicant Income $113,000
Highest Applicant Income $2,600,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Place Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,118 $2,926,898,000 $223,000 $7,600,000 $121,000 $2,600,000
Home Purchase 8,174 $1,627,185,000 $199,000 $978,000 $107,000 $1,658,000
Home Improvement 65 $13,348,000 $205,000 $417,000 $111,000 $478,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,481 $4,120,315,000 $211,000 $1,040,000 $115,000 $2,600,000
Asian 611 $153,902,000 $251,000 $940,000 $142,000 $1,243,000
Not Provided 489 $127,059,000 $259,000 $975,000 $129,000 $888,000
Black or African American 375 $68,663,000 $183,000 $731,000 $95,000 $783,000
Hispanic 338 $72,456,000 $214,000 $868,000 $124,000 $945,000
American Indian or Alaskan Native 33 $6,995,000 $211,000 $589,000 $98,000 $379,000
Native Hawaiian or Other Pacific Islander 23 $5,089,000 $221,000 $390,000 $108,000 $360,000
Not applicable 7 $12,952,000 $1,850,000 $7,600,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,965 $4,217,343,000 $222,000 $7,600,000 $123,000 $2,600,000
FHA-insured (Federal Housing Administration) 1,946 $272,371,000 $139,000 $687,000 $61,000 $501,000
VA-guaranteed (Veterans Administration) 269 $57,245,000 $212,000 $735,000 $84,000 $276,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 177 $20,472,000 $115,000 $223,000 $42,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,343 $3,572,361,000 $218,000 $4,200,000 $123,000 $2,387,000
Application Withdrawn By Applicant 2,263 $436,756,000 $192,000 $7,600,000 $111,000 $2,600,000
Application Denied By Financial Institution 1,709 $313,541,000 $183,000 $1,040,000 $93,000 $960,000
Loan Purchased By The Institution 609 $146,252,000 $240,000 $466,000 $2,000 $65,000
Application Approved But Not Accepted 431 $98,447,000 $228,000 $638,000 $115,000 $1,102,000
File Closed For Incompleteness 1 $15,000 $15,000 $15,000 $29,000 $29,000
Preapproval Denied by Financial Institution 1 $59,000 $59,000 $59,000 $32,000 $32,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 462 $86,538,000 $187,000 $917,000 $108,000 $627,000
Credit Application Incomplete 453 $86,976,000 $192,000 $900,000 $106,000 $705,000
Debt-To-Income Ratio 314 $59,457,000 $189,000 $1,040,000 $71,000 $363,000
Credit History 199 $26,634,000 $133,000 $434,000 $66,000 $960,000
Other 175 $34,757,000 $198,000 $870,000 $102,000 $441,000
Unverifiable Information 40 $8,067,000 $201,000 $625,000 $85,000 $287,000
Mortgage Insurance Denied 28 $5,015,000 $179,000 $735,000 $88,000 $185,000
Employment History 20 $2,691,000 $134,000 $332,000 $40,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,465,000 $182,000 $893,000 $92,000 $588,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List