First Ohio Home Finance, Inc.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for First Ohio Home Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Ohio Home Finance, Inc. 385 County Line Rd W, Ste 200 Westerville, OH 43082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,814 |
| Total Mortgage Loan Application Amount | $324,970,000 |
| Average Mortgage Loan Application Amount | $185,333 |
| Highest Mortgage Loan Application Amount | $1,775,000 |
| Average Applicant Income | $102,666 |
| Highest Applicant Income | $2,619,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 566 | $ 110,570,000 | $ 195,000 | $ 122,000 |
| Summit County Ohio | 177 | $ 25,685,000 | $ 145,000 | $ 64,000 |
| Cuyahoga County Ohio | 113 | $ 15,055,000 | $ 133,000 | $ 114,000 |
| Guernsey County Ohio | 93 | $ 11,545,000 | $ 124,000 | $ 51,000 |
| Stark County Ohio | 86 | $ 13,980,000 | $ 162,000 | $ 72,000 |
| Delaware County Ohio | 85 | $ 24,645,000 | $ 289,000 | $ 122,000 |
| Muskingum County Ohio | 65 | $ 10,285,000 | $ 158,000 | $ 60,000 |
| Licking County Ohio | 53 | $ 11,495,000 | $ 216,000 | $ 78,000 |
| Fairfield County Ohio | 45 | $ 9,545,000 | $ 212,000 | $ 90,000 |
| Lake County Ohio | 31 | $ 4,905,000 | $ 158,000 | $ 93,000 |
| Lucas County Ohio | 30 | $ 3,660,000 | $ 122,000 | $ 92,000 |
| Medina County Ohio | 27 | $ 6,085,000 | $ 225,000 | $ 188,000 |
| Washington County Ohio | 27 | $ 4,105,000 | $ 152,000 | $ 53,000 |
| Clark County Ohio | 25 | $ 3,525,000 | $ 141,000 | $ 74,000 |
| Ashtabula County Ohio | 21 | $ 3,995,000 | $ 190,000 | $ 66,000 |
| Portage County Ohio | 19 | $ 2,995,000 | $ 157,000 | $ 82,000 |
| Noble County Ohio | 17 | $ 2,435,000 | $ 143,000 | $ 62,000 |
| Ross County Ohio | 17 | $ 2,985,000 | $ 175,000 | $ 74,000 |
| Montgomery County Ohio | 16 | $ 1,810,000 | $ 113,000 | $ 197,000 |
| Ashland County Ohio | 13 | $ 1,725,000 | $ 132,000 | $ 46,000 |
| Belmont County Ohio | 13 | $ 1,425,000 | $ 109,000 | $ 57,000 |
| Geauga County Ohio | 12 | $ 2,170,000 | $ 180,000 | $ 71,000 |
| Perry County Ohio | 12 | $ 1,900,000 | $ 158,000 | $ 56,000 |
| Lorain County Ohio | 11 | $ 2,015,000 | $ 183,000 | $ 123,000 |
| Mahoning County Ohio | 11 | $ 1,825,000 | $ 165,000 | $ 93,000 |
| Union County Ohio | 11 | $ 2,905,000 | $ 264,000 | $ 106,000 |
| Columbiana County Ohio | 10 | $ 2,000,000 | $ 200,000 | $ 99,000 |
| Hamilton County Ohio | 10 | $ 1,380,000 | $ 138,000 | $ 110,000 |
| Madison County Ohio | 10 | $ 2,750,000 | $ 275,000 | $ 110,000 |
| Pickaway County Ohio | 10 | $ 2,250,000 | $ 225,000 | $ 106,000 |
| Richland County Ohio | 10 | $ 1,100,000 | $ 110,000 | $ 136,000 |
| Tuscarawas County Ohio | 10 | $ 1,900,000 | $ 190,000 | $ 69,000 |
| Knox County Ohio | 9 | $ 1,455,000 | $ 161,000 | $ 74,000 |
| Jefferson County Ohio | 7 | $ 915,000 | $ 130,000 | $ 55,000 |
| Ottawa County Ohio | 7 | $ 1,025,000 | $ 146,000 | $ 132,000 |
| Trumbull County Ohio | 7 | $ 1,315,000 | $ 187,000 | $ 78,000 |
| Allen County Ohio | 6 | $ 670,000 | $ 111,000 | $ 83,000 |
| Hocking County Ohio | 6 | $ 1,340,000 | $ 223,000 | $ 82,000 |
| Marion County Ohio | 5 | $ 475,000 | $ 95,000 | $ 109,000 |
| Morrow County Ohio | 5 | $ 1,235,000 | $ 247,000 | $ 114,000 |
| Wayne County Ohio | 5 | $ 825,000 | $ 165,000 | $ 63,000 |
| Allegheny County Pennsylvania | 5 | $ 475,000 | $ 95,000 | $ 41,000 |
| Carroll County Ohio | 4 | $ 470,000 | $ 117,000 | $ 48,000 |
| Champaign County Ohio | 4 | $ 630,000 | $ 157,000 | $ 68,000 |
| Coshocton County Ohio | 4 | $ 560,000 | $ 140,000 | $ 50,000 |
| Harrison County Ohio | 4 | $ 370,000 | $ 92,000 | $ 54,000 |
| Collier County Florida | 3 | $ 715,000 | $ 238,000 | $ 177,000 |
| Manatee County Florida | 3 | $ 3,875,000 | $ 1,291,000 | $ 937,000 |
| Auglaize County Ohio | 3 | $ 345,000 | $ 115,000 | $ 49,000 |
| Crawford County Ohio | 3 | $ 265,000 | $ 88,000 | $ 39,000 |
| Defiance County Ohio | 3 | $ 475,000 | $ 158,000 | $ 59,000 |
| Morgan County Ohio | 3 | $ 375,000 | $ 125,000 | $ 40,000 |
| Seneca County Ohio | 3 | $ 245,000 | $ 81,000 | $ 37,000 |
| Broward County Florida | 2 | $ 670,000 | $ 335,000 | $ 150,000 |
| Lee County Florida | 2 | $ 660,000 | $ 330,000 | $ 352,000 |
| St. Johns County Florida | 2 | $ 570,000 | $ 285,000 | $ 125,000 |
| Marion County Indiana | 2 | $ 150,000 | $ 75,000 | $ 115,000 |
| Athens County Ohio | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Clinton County Ohio | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| Greene County Ohio | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Miami County Ohio | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Pike County Ohio | 2 | $ 240,000 | $ 120,000 | $ 40,000 |
| Van Wert County Ohio | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Warren County Ohio | 2 | $ 410,000 | $ 205,000 | $ 85,000 |
| Duval County Florida | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Hillsborough County Florida | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Martin County Florida | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Pinellas County Florida | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Sarasota County Florida | 1 | $ 245,000 | $ 245,000 | $ 251,000 |
| Boone County Indiana | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Dearborn County Indiana | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Johnson County Indiana | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Noble County Indiana | 1 | $ 305,000 | $ 305,000 | $ 146,000 |
| Boone County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Kalamazoo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Monroe County Michigan | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Brown County Ohio | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Butler County Ohio | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Clermont County Ohio | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Darke County Ohio | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Erie County Ohio | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Fayette County Ohio | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Hardin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Holmes County Ohio | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Mercer County Ohio | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Monroe County Ohio | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Scioto County Ohio | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Vinton County Ohio | 1 | $ 385,000 | $ 385,000 | $ 223,000 |
| Williams County Ohio | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Wood County Ohio | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Bucks County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 295,000 |
| Cambria County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Erie County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Lehigh County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Philadelphia County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 245,000 |
| James City County Virginia | 1 | $ 485,000 | $ 485,000 | $ 116,000 |
| Wood County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Ohio Home Finance, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,268 | $220,380,000 | $173,000 | $1,775,000 | $94,000 | $2,619,000 |
| Cash-out Refinancing | 283 | $51,305,000 | $181,000 | $545,000 | $115,000 | $674,000 |
| Refinancing | 263 | $53,285,000 | $202,000 | $565,000 | $99,000 | $568,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,356 | $244,910,000 | $180,000 | $1,555,000 | $93,000 | $674,000 |
| Not Provided | 175 | $29,515,000 | $168,000 | $545,000 | $105,000 | $409,000 |
| Black or African American | 129 | $23,965,000 | $185,000 | $1,775,000 | $101,000 | $2,160,000 |
| Asian | 94 | $17,380,000 | $184,000 | $985,000 | $165,000 | $2,619,000 |
| Hispanic | 53 | $8,335,000 | $157,000 | $345,000 | $89,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $570,000 | $142,000 | $275,000 | $86,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,342 | $246,440,000 | $183,000 | $1,775,000 | $113,000 | $2,619,000 |
| FHA-insured (Federal Housing Administration) | 362 | $59,220,000 | $163,000 | $405,000 | $55,000 | $202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 65 | $8,295,000 | $127,000 | $265,000 | $46,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 45 | $11,015,000 | $244,000 | $635,000 | $86,000 | $232,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,403 | $251,665,000 | $179,000 | $905,000 | $95,000 | $2,619,000 |
| Application Withdrawn By Applicant | 361 | $64,465,000 | $178,000 | $1,775,000 | $113,000 | $2,160,000 |
| Application Denied By Financial Institution | 50 | $8,840,000 | $176,000 | $495,000 | $80,000 | $492,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,764 | $316,130,000 | $179,000 | $1,775,000 | $99,000 | $2,619,000 |
| Employment History | 16 | $2,490,000 | $155,000 | $255,000 | $59,000 | $187,000 |
| Collateral | 12 | $1,800,000 | $150,000 | $335,000 | $68,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,620,000 | $162,000 | $345,000 | $93,000 | $287,000 |
| Unverifiable Information | 6 | $1,250,000 | $208,000 | $315,000 | $143,000 | $492,000 |
| Debt-To-Income Ratio | 4 | $1,150,000 | $287,000 | $495,000 | $68,000 | $85,000 |
| Credit History | 2 | $530,000 | $265,000 | $345,000 | $90,000 | $111,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.