2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
First Ohio Banc & Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Ohio Banc & Lending Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Ohio Banc & Lending Inc 6100 Rockside Woods Blvd Independence, OH 44131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 898 |
| Total Mortgage Loan Application Amount | $148,533,000 |
| Average Mortgage Loan Application Amount | $149,666 |
| Highest Mortgage Loan Application Amount | $390,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $210,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Ohio Banc & Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Ohio Banc & Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Ohio Banc & Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Ohio Banc & Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by First Ohio Banc & Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Ohio Banc & Lending Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alger County Michigan | 1 | $ 203,000 | $ 203,000 | $ 67,000 |
| Allegan County Michigan | 3 | $ 349,000 | $ 116,000 | $ 56,000 |
| Allen County Indiana | 3 | $ 336,000 | $ 112,000 | $ 55,000 |
| Allen County Ohio | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Amador County California | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Amelia County Virginia | 2 | $ 332,000 | $ 166,000 | $ 55,000 |
| Anderson County South Carolina | 2 | $ 326,000 | $ 163,000 | $ 60,000 |
| Anderson County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 50,000 |
| Anne Arundel County Maryland | 3 | $ 810,000 | $ 270,000 | $ 121,000 |
| Anoka County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 74,000 |
| Appling County Georgia | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
| Appomattox County Virginia | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Arapahoe County Colorado | 3 | $ 523,000 | $ 174,000 | $ 56,000 |
| Ashtabula County Ohio | 6 | $ 640,000 | $ 106,000 | $ 52,000 |
| Asotin County Washington | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Augusta County Virginia | 1 | $ 169,000 | $ 169,000 | $ 49,000 |
| Bacon County Georgia | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Baker County Florida | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Baldwin County Georgia | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| Baltimore City County Maryland | 7 | $ 1,289,000 | $ 184,000 | $ 62,000 |
| Baltimore County Maryland | 8 | $ 1,858,000 | $ 232,000 | $ 66,000 |
| Barnstable County Massachusetts | 2 | $ 753,000 | $ 376,000 | $ 150,000 |
| Barrow County Georgia | 3 | $ 444,000 | $ 148,000 | $ 47,000 |
| Bartow County Georgia | 2 | $ 306,000 | $ 153,000 | $ 59,000 |
| Bay County Florida | 2 | $ 315,000 | $ 157,000 | $ 54,000 |
| Bedford County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 36,000 |
| Benton County Washington | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Berkeley County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 44,000 |
| Berrien County Michigan | 4 | $ 666,000 | $ 166,000 | $ 48,000 |
| Bibb County Georgia | 2 | $ 245,000 | $ 122,000 | $ 78,000 |
| Blount County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 79,000 |
| Boone County Indiana | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| Boulder County Colorado | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| Bradley County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 40,000 |
| Branch County Michigan | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| Bristol County Virginia | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Bryan County Georgia | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Bulloch County Georgia | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Buncombe County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 93,000 |
| Butler County Kansas | 1 | $ 140,000 | $ 140,000 | $ 186,000 |
| Butler County Ohio | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Butts County Georgia | 1 | $ 241,000 | $ 241,000 | $ 84,000 |
| Calhoun County Alabama | 1 | $ 146,000 | $ 146,000 | $ 37,000 |
| Calvert County Maryland | 1 | $ 357,000 | $ 357,000 | $ 90,000 |
| Camden County Georgia | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| Campbell County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Campbell County Virginia | 2 | $ 294,000 | $ 147,000 | $ 70,000 |
| Caroline County Virginia | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Carroll County Georgia | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Carroll County Ohio | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Carter County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 47,000 |
| Cass County Missouri | 1 | $ 137,000 | $ 137,000 | $ 25,000 |
| Catoosa County Georgia | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Cedar County Missouri | 1 | $ 182,000 | $ 182,000 | $ 65,000 |
| Champaign County Illinois | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Charles County Maryland | 1 | $ 236,000 | $ 236,000 | $ 78,000 |
| Charleston County South Carolina | 2 | $ 414,000 | $ 207,000 | $ 59,000 |
| Charlotte County Florida | 1 | $ 182,000 | $ 182,000 | $ 51,000 |
| Charlotte County Virginia | 1 | $ 192,000 | $ 192,000 | $ 37,000 |
| Chatham County Georgia | 2 | $ 262,000 | $ 131,000 | $ 52,000 |
| Cheboygan County Michigan | 1 | $ 203,000 | $ 203,000 | $ 78,000 |
| Chesapeake County Virginia | 1 | $ 151,000 | $ 151,000 | $ 35,000 |
| Chesterfield County Virginia | 3 | $ 639,000 | $ 213,000 | $ 95,000 |
| Christian County Missouri | 1 | $ 187,000 | $ 187,000 | $ 41,000 |
| Clarendon County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 39,000 |
| Clark County Indiana | 1 | $ 193,000 | $ 193,000 | $ 81,000 |
| Clark County Ohio | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| Clark County Washington | 1 | $ 217,000 | $ 217,000 | $ 69,000 |
| Clarke County Georgia | 1 | $ 199,000 | $ 199,000 | $ 102,000 |
| Clay County Florida | 2 | $ 467,000 | $ 233,000 | $ 79,000 |
| Clay County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 102,000 |
| Clay County Missouri | 5 | $ 746,000 | $ 149,000 | $ 92,000 |
| Clayton County Georgia | 5 | $ 639,000 | $ 127,000 | $ 35,000 |
| Clinton County Ohio | 1 | $ 202,000 | $ 202,000 | $ 85,000 |
| Cobb County Georgia | 7 | $ 1,175,000 | $ 167,000 | $ 75,000 |
| Cocke County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| Cole County Missouri | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Collier County Florida | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Colonial Heights County Virginia | 2 | $ 349,000 | $ 174,000 | $ 64,000 |
| Columbia County Georgia | 4 | $ 623,000 | $ 155,000 | $ 63,000 |
| Columbiana County Ohio | 3 | $ 276,000 | $ 92,000 | $ 61,000 |
| Cook County Illinois | 30 | $ 5,529,000 | $ 184,000 | $ 71,000 |
| Coweta County Georgia | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| Cowlitz County Washington | 1 | $ 203,000 | $ 203,000 | $ 59,000 |
| Craven County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Crawford County Michigan | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Cuyahoga County Ohio | 35 | $ 4,626,000 | $ 132,000 | $ 52,000 |
| Dakota County Minnesota | 2 | $ 404,000 | $ 202,000 | $ 76,000 |
| Davidson County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Davidson County Tennessee | 2 | $ 274,000 | $ 137,000 | $ 60,000 |
| Dawson County Georgia | 1 | $ 148,000 | $ 148,000 | $ 57,000 |
| Dearborn County Indiana | 2 | $ 326,000 | $ 163,000 | $ 87,000 |
| DeKalb County Georgia | 4 | $ 731,000 | $ 182,000 | $ 71,000 |
| DeKalb County Illinois | 3 | $ 624,000 | $ 208,000 | $ 82,000 |
| Delaware County Indiana | 2 | $ 228,000 | $ 114,000 | $ 58,000 |
| Delaware County Ohio | 2 | $ 340,000 | $ 170,000 | $ 49,000 |
| Delta County Michigan | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Denver County Colorado | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Dorchester County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 69,000 |
| Douglas County Georgia | 1 | $ 182,000 | $ 182,000 | $ 81,000 |
| DuPage County Illinois | 2 | $ 271,000 | $ 135,000 | $ 63,000 |
| Duval County Florida | 4 | $ 784,000 | $ 196,000 | $ 61,000 |
| Eaton County Michigan | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| Effingham County Georgia | 1 | $ 203,000 | $ 203,000 | $ 48,000 |
| El Paso County Colorado | 6 | $ 1,110,000 | $ 185,000 | $ 65,000 |
| Elkhart County Indiana | 3 | $ 448,000 | $ 149,000 | $ 76,000 |
| Ellis County Kansas | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Essex County Virginia | 1 | $ 122,000 | $ 122,000 | $ 44,000 |
| Fairfax County Virginia | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Fairfield County Connecticut | 1 | $ 221,000 | $ 221,000 | $ 63,000 |
| Fairfield County Ohio | 6 | $ 1,122,000 | $ 187,000 | $ 70,000 |
| Fayette County Georgia | 1 | $ 198,000 | $ 198,000 | $ 54,000 |
| Floyd County Georgia | 1 | $ 187,000 | $ 187,000 | $ 83,000 |
| Forsyth County Georgia | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Franklin County Missouri | 1 | $ 214,000 | $ 214,000 | $ 61,000 |
| Franklin County Ohio | 7 | $ 1,086,000 | $ 155,000 | $ 92,000 |
| Franklin County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 64,000 |
| Franklin County Washington | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Frederick County Maryland | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Freeborn County Minnesota | 1 | $ 167,000 | $ 167,000 | $ 86,000 |
| Fremont County Colorado | 1 | $ 173,000 | $ 173,000 | $ 30,000 |
| Fresno County California | 1 | $ 254,000 | $ 254,000 | $ 59,000 |
| Fulton County Georgia | 8 | $ 1,605,000 | $ 200,000 | $ 60,000 |
| Fulton County Indiana | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Fulton County Ohio | 1 | $ 133,000 | $ 133,000 | $ 88,000 |
| Gallia County Ohio | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| Gaston County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Geauga County Ohio | 1 | $ 158,000 | $ 158,000 | $ 47,000 |
| Genesee County Michigan | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Glades County Florida | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Gloucester County Virginia | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| Glynn County Georgia | 2 | $ 272,000 | $ 136,000 | $ 63,000 |
| Goodhue County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
| Grand Traverse County Michigan | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Grant County Indiana | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Grayson County Virginia | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Greene County Missouri | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Greene County Ohio | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| Guernsey County Ohio | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Guilford County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 106,000 |
| Gwinnett County Georgia | 12 | $ 2,114,000 | $ 176,000 | $ 60,000 |
| Hall County Georgia | 2 | $ 339,000 | $ 169,000 | $ 101,000 |
| Hamilton County Indiana | 3 | $ 455,000 | $ 151,000 | $ 57,000 |
| Hamilton County Ohio | 10 | $ 1,494,000 | $ 149,000 | $ 73,000 |
| Hamilton County Tennessee | 2 | $ 296,000 | $ 148,000 | $ 68,000 |
| Hampden County Massachusetts | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| Hampshire County Massachusetts | 1 | $ 211,000 | $ 211,000 | $ 49,000 |
| Hanover County Virginia | 1 | $ 241,000 | $ 241,000 | $ 52,000 |
| Harford County Maryland | 3 | $ 629,000 | $ 209,000 | $ 61,000 |
| Harnett County North Carolina | 2 | $ 322,000 | $ 161,000 | $ 37,000 |
| Harris County Georgia | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| Hartford County Connecticut | 6 | $ 1,234,000 | $ 205,000 | $ 62,000 |
| Henderson County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Hendricks County Indiana | 3 | $ 424,000 | $ 141,000 | $ 63,000 |
| Hennepin County Minnesota | 3 | $ 686,000 | $ 228,000 | $ 106,000 |
| Henrico County Virginia | 4 | $ 829,000 | $ 207,000 | $ 68,000 |
| Henry County Georgia | 4 | $ 852,000 | $ 213,000 | $ 78,000 |
| Hernando County Florida | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Highlands County Florida | 1 | $ 121,000 | $ 121,000 | $ 26,000 |
| Hillsborough County Florida | 7 | $ 1,241,000 | $ 177,000 | $ 60,000 |
| Holmes County Ohio | 3 | $ 388,000 | $ 129,000 | $ 79,000 |
| Hopewell County Virginia | 1 | $ 193,000 | $ 193,000 | $ 51,000 |
| Humboldt County California | 1 | $ 233,000 | $ 233,000 | $ 61,000 |
| Huntington County Indiana | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Huron County Ohio | 1 | $ 142,000 | $ 142,000 | $ 34,000 |
| Ingham County Michigan | 2 | $ 321,000 | $ 160,000 | $ 75,000 |
| Ionia County Michigan | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Iosco County Michigan | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Iredell County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Island County Washington | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| Jackson County Georgia | 3 | $ 364,000 | $ 121,000 | $ 29,000 |
| Jackson County Indiana | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Jackson County Michigan | 7 | $ 1,152,000 | $ 164,000 | $ 72,000 |
| Jackson County Missouri | 9 | $ 1,096,000 | $ 121,000 | $ 55,000 |
| Jasper County Missouri | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Jefferson County Alabama | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| Jefferson County Colorado | 1 | $ 276,000 | $ 276,000 | $ 97,000 |
| Jefferson County Georgia | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Jefferson County Indiana | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
| Jefferson County Missouri | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Jefferson County Ohio | 4 | $ 496,000 | $ 124,000 | $ 67,000 |
| Johnson County Indiana | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Johnson County Kansas | 7 | $ 1,223,000 | $ 174,000 | $ 62,000 |
| Johnston County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Kalamazoo County Michigan | 3 | $ 542,000 | $ 180,000 | $ 73,000 |
| Kane County Illinois | 2 | $ 442,000 | $ 221,000 | $ 74,000 |
| Kendall County Illinois | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Kent County Michigan | 5 | $ 703,000 | $ 140,000 | $ 42,000 |
| Kern County California | 3 | $ 542,000 | $ 180,000 | $ 61,000 |
| King County Washington | 2 | $ 660,000 | $ 330,000 | $ 91,000 |
| Kitsap County Washington | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| Knox County Illinois | 1 | $ 164,000 | $ 164,000 | $ 94,000 |
| Knox County Ohio | 2 | $ 276,000 | $ 138,000 | $ 45,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| La Plata County Colorado | 1 | $ 263,000 | $ 263,000 | $ 80,000 |
| Lake County California | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Lake County Illinois | 10 | $ 1,807,000 | $ 180,000 | $ 64,000 |
| Lake County Indiana | 6 | $ 958,000 | $ 159,000 | $ 87,000 |
| Lake County Ohio | 19 | $ 2,434,000 | $ 128,000 | $ 44,000 |
| Lancaster County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Lapeer County Michigan | 2 | $ 343,000 | $ 171,000 | $ 43,000 |
| LaPorte County Indiana | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| LaSalle County Illinois | 1 | $ 166,000 | $ 166,000 | $ 67,000 |
| Lawrence County Indiana | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Leavenworth County Kansas | 3 | $ 532,000 | $ 177,000 | $ 78,000 |
| Lee County Florida | 2 | $ 397,000 | $ 198,000 | $ 78,000 |
| Lenawee County Michigan | 2 | $ 304,000 | $ 152,000 | $ 57,000 |
| Leon County Florida | 4 | $ 518,000 | $ 129,000 | $ 58,000 |
| Liberty County Georgia | 2 | $ 256,000 | $ 128,000 | $ 77,000 |
| Licking County Ohio | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Lincoln County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 44,000 |
| Lincoln County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 96,000 |
| Linn County Kansas | 3 | $ 368,000 | $ 122,000 | $ 55,000 |
| Livingston County Michigan | 2 | $ 384,000 | $ 192,000 | $ 78,000 |
| Livingston County Missouri | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Logan County Ohio | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Lorain County Ohio | 6 | $ 765,000 | $ 127,000 | $ 42,000 |
| Los Angeles County California | 1 | $ 367,000 | $ 367,000 | $ 145,000 |
| Louisa County Virginia | 3 | $ 559,000 | $ 186,000 | $ 88,000 |
| Lowndes County Georgia | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Lucas County Ohio | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| Lynchburg County Virginia | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Macomb County Michigan | 7 | $ 1,045,000 | $ 149,000 | $ 55,000 |
| Macon County Illinois | 1 | $ 141,000 | $ 141,000 | $ 72,000 |
| Macoupin County Illinois | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Madison County Alabama | 1 | $ 158,000 | $ 158,000 | $ 51,000 |
| Madison County Illinois | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Madison County Tennessee | 2 | $ 235,000 | $ 117,000 | $ 41,000 |
| Mahoning County Ohio | 2 | $ 278,000 | $ 139,000 | $ 63,000 |
| Manatee County Florida | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Marion County Florida | 3 | $ 451,000 | $ 150,000 | $ 47,000 |
| Marion County Indiana | 4 | $ 509,000 | $ 127,000 | $ 64,000 |
| Marquette County Michigan | 2 | $ 247,000 | $ 123,000 | $ 45,000 |
| Marshall County Illinois | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Martin County Florida | 1 | $ 246,000 | $ 246,000 | $ 62,000 |
| Mason County Michigan | 2 | $ 277,000 | $ 138,000 | $ 63,000 |
| Mason County Washington | 4 | $ 804,000 | $ 201,000 | $ 85,000 |
| Mathews County Virginia | 1 | $ 191,000 | $ 191,000 | $ 90,000 |
| McHenry County Illinois | 3 | $ 611,000 | $ 203,000 | $ 83,000 |
| McMinn County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Mecklenburg County North Carolina | 2 | $ 315,000 | $ 157,000 | $ 38,000 |
| Medina County Ohio | 3 | $ 571,000 | $ 190,000 | $ 66,000 |
| Merced County California | 1 | $ 304,000 | $ 304,000 | $ 84,000 |
| Mercer County Ohio | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| Miami-Dade County Florida | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Middlesex County Connecticut | 1 | $ 199,000 | $ 199,000 | $ 71,000 |
| Middlesex County Massachusetts | 1 | $ 183,000 | $ 183,000 | $ 66,000 |
| Missaukee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Monroe County Michigan | 1 | $ 151,000 | $ 151,000 | $ 73,000 |
| Montgomery County Indiana | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Montgomery County Maryland | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
| Montgomery County Ohio | 4 | $ 463,000 | $ 115,000 | $ 50,000 |
| Montgomery County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Montgomery County Virginia | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| Morgan County Indiana | 3 | $ 377,000 | $ 125,000 | $ 49,000 |
| Morgan County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Morrow County Ohio | 2 | $ 247,000 | $ 123,000 | $ 61,000 |
| Muscogee County Georgia | 1 | $ 169,000 | $ 169,000 | $ 50,000 |
| Muskegon County Michigan | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Muskingum County Ohio | 2 | $ 269,000 | $ 134,000 | $ 49,000 |
| Nelson County Virginia | 1 | $ 147,000 | $ 147,000 | $ 59,000 |
| New Haven County Connecticut | 4 | $ 781,000 | $ 195,000 | $ 77,000 |
| New London County Connecticut | 1 | $ 274,000 | $ 274,000 | $ 106,000 |
| Newport News County Virginia | 3 | $ 565,000 | $ 188,000 | $ 71,000 |
| Newton County Georgia | 3 | $ 376,000 | $ 125,000 | $ 62,000 |
| Norfolk County Massachusetts | 1 | $ 366,000 | $ 366,000 | $ 110,000 |
| Norfolk County Virginia | 3 | $ 607,000 | $ 202,000 | $ 70,000 |
| Oakland County Michigan | 7 | $ 1,154,000 | $ 164,000 | $ 62,000 |
| Oconee County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Ogemaw County Michigan | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Okeechobee County Florida | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Olmsted County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 68,000 |
| Orange County Florida | 3 | $ 585,000 | $ 195,000 | $ 51,000 |
| Orange County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 103,000 |
| Osceola County Florida | 3 | $ 558,000 | $ 186,000 | $ 58,000 |
| Otsego County Michigan | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Ottawa County Michigan | 1 | $ 147,000 | $ 147,000 | $ 41,000 |
| Ottawa County Ohio | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Palm Beach County Florida | 2 | $ 384,000 | $ 192,000 | $ 89,000 |
| Park County Colorado | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Pasco County Florida | 2 | $ 313,000 | $ 156,000 | $ 53,000 |
| Pasquotank County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| Paulding County Georgia | 6 | $ 1,006,000 | $ 167,000 | $ 78,000 |
| Peoria County Illinois | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Perry County Ohio | 3 | $ 375,000 | $ 125,000 | $ 60,000 |
| Petersburg County Virginia | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| Phelps County Missouri | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| Pickaway County Ohio | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Pickens County Georgia | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Pierce County Washington | 3 | $ 605,000 | $ 201,000 | $ 56,000 |
| Pinellas County Florida | 2 | $ 342,000 | $ 171,000 | $ 48,000 |
| Pittsylvania County Virginia | 2 | $ 220,000 | $ 110,000 | $ 35,000 |
| Platte County Missouri | 1 | $ 173,000 | $ 173,000 | $ 73,000 |
| Plymouth County Massachusetts | 4 | $ 1,086,000 | $ 271,000 | $ 84,000 |
| Polk County Florida | 4 | $ 689,000 | $ 172,000 | $ 55,000 |
| Portage County Ohio | 4 | $ 600,000 | $ 150,000 | $ 44,000 |
| Porter County Indiana | 2 | $ 302,000 | $ 151,000 | $ 94,000 |
| Portsmouth County Virginia | 2 | $ 388,000 | $ 194,000 | $ 79,000 |
| Powhatan County Virginia | 1 | $ 184,000 | $ 184,000 | $ 59,000 |
| Prince George's County Maryland | 9 | $ 2,276,000 | $ 252,000 | $ 61,000 |
| Prince William County Virginia | 1 | $ 368,000 | $ 368,000 | $ 121,000 |
| Pueblo County Colorado | 1 | $ 188,000 | $ 188,000 | $ 53,000 |
| Putnam County Florida | 2 | $ 236,000 | $ 118,000 | $ 53,000 |
| Putnam County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Ramsey County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Randolph County Indiana | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Rice County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 78,000 |
| Richland County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Riverside County California | 1 | $ 183,000 | $ 183,000 | $ 76,000 |
| Roanoke City County Virginia | 2 | $ 309,000 | $ 154,000 | $ 43,000 |
| Roanoke County Virginia | 2 | $ 276,000 | $ 138,000 | $ 53,000 |
| Robeson County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 41,000 |
| Rockingham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Rockingham County Virginia | 3 | $ 609,000 | $ 203,000 | $ 70,000 |
| Roscommon County Michigan | 1 | $ 154,000 | $ 154,000 | $ 55,000 |
| Roseau County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Ross County Ohio | 3 | $ 418,000 | $ 139,000 | $ 53,000 |
| Rowan County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Rutherford County Tennessee | 3 | $ 426,000 | $ 142,000 | $ 56,000 |
| Saline County Kansas | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
| San Bernardino County California | 5 | $ 1,295,000 | $ 259,000 | $ 97,000 |
| San Diego County California | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Sangamon County Illinois | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Scioto County Ohio | 2 | $ 297,000 | $ 148,000 | $ 66,000 |
| Sedgwick County Kansas | 3 | $ 436,000 | $ 145,000 | $ 76,000 |
| Seneca County Ohio | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Sevier County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Shawnee County Kansas | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Shelby County Alabama | 1 | $ 197,000 | $ 197,000 | $ 151,000 |
| Shelby County Indiana | 1 | $ 173,000 | $ 173,000 | $ 105,000 |
| Shelby County Ohio | 2 | $ 247,000 | $ 123,000 | $ 58,000 |
| Shelby County Tennessee | 4 | $ 536,000 | $ 134,000 | $ 70,000 |
| Shenandoah County Virginia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Sherburne County Minnesota | 2 | $ 463,000 | $ 231,000 | $ 101,000 |
| Snohomish County Washington | 4 | $ 881,000 | $ 220,000 | $ 63,000 |
| Solano County California | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| Somerset County Maryland | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Southampton County Virginia | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Spartanburg County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 77,000 |
| Spokane County Washington | 3 | $ 510,000 | $ 170,000 | $ 44,000 |
| Spotsylvania County Virginia | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| St. Charles County Missouri | 3 | $ 483,000 | $ 161,000 | $ 75,000 |
| St. Clair County Illinois | 2 | $ 323,000 | $ 161,000 | $ 58,000 |
| St. Clair County Michigan | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| St. Joseph County Indiana | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| St. Louis County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Stanly County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 63,000 |
| Stark County Ohio | 6 | $ 662,000 | $ 110,000 | $ 48,000 |
| Steele County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Stephens County Georgia | 1 | $ 193,000 | $ 193,000 | $ 86,000 |
| Stephenson County Illinois | 2 | $ 368,000 | $ 184,000 | $ 84,000 |
| Stoddard County Missouri | 1 | $ 128,000 | $ 128,000 | $ 142,000 |
| Suffolk County Virginia | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Sullivan County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Summit County Ohio | 12 | $ 1,603,000 | $ 133,000 | $ 58,000 |
| Sumner County Tennessee | 2 | $ 353,000 | $ 176,000 | $ 72,000 |
| Sumter County Florida | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
| Surry County Virginia | 1 | $ 164,000 | $ 164,000 | $ 74,000 |
| Taney County Missouri | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Tazewell County Illinois | 2 | $ 323,000 | $ 161,000 | $ 69,000 |
| Teller County Colorado | 1 | $ 121,000 | $ 121,000 | $ 29,000 |
| Thurston County Washington | 2 | $ 497,000 | $ 248,000 | $ 74,000 |
| Tippecanoe County Indiana | 1 | $ 202,000 | $ 202,000 | $ 84,000 |
| Tipton County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 62,000 |
| Tolland County Connecticut | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| Toombs County Georgia | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Trumbull County Ohio | 6 | $ 1,073,000 | $ 178,000 | $ 45,000 |
| Tuscaloosa County Alabama | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Union County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Union County Ohio | 3 | $ 479,000 | $ 159,000 | $ 66,000 |
| Upson County Georgia | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Van Buren County Michigan | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Van Wert County Ohio | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Vanderburgh County Indiana | 1 | $ 131,000 | $ 131,000 | $ 57,000 |
| Vigo County Indiana | 2 | $ 259,000 | $ 129,000 | $ 60,000 |
| Virginia Beach County Virginia | 3 | $ 756,000 | $ 252,000 | $ 82,000 |
| Volusia County Florida | 2 | $ 288,000 | $ 144,000 | $ 68,000 |
| Wadena County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 51,000 |
| Wake County North Carolina | 5 | $ 867,000 | $ 173,000 | $ 59,000 |
| Walker County Georgia | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Warren County Missouri | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Warrick County Indiana | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Washington County Maryland | 2 | $ 393,000 | $ 196,000 | $ 112,000 |
| Washington County Minnesota | 1 | $ 262,000 | $ 262,000 | $ 92,000 |
| Washington County Ohio | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| Washtenaw County Michigan | 2 | $ 348,000 | $ 174,000 | $ 54,000 |
| Wayne County Indiana | 1 | $ 143,000 | $ 143,000 | $ 77,000 |
| Wayne County Michigan | 14 | $ 1,908,000 | $ 136,000 | $ 56,000 |
| Wayne County Ohio | 3 | $ 304,000 | $ 101,000 | $ 43,000 |
| Weld County Colorado | 3 | $ 455,000 | $ 151,000 | $ 74,000 |
| Whitfield County Georgia | 3 | $ 373,000 | $ 124,000 | $ 52,000 |
| Wilkinson County Georgia | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Will County Illinois | 7 | $ 1,558,000 | $ 222,000 | $ 76,000 |
| Williamson County Illinois | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| Williamson County Tennessee | 2 | $ 367,000 | $ 183,000 | $ 51,000 |
| Wilson County Tennessee | 1 | $ 217,000 | $ 217,000 | $ 68,000 |
| Winnebago County Illinois | 2 | $ 296,000 | $ 148,000 | $ 44,000 |
| Wood County Ohio | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Worcester County Maryland | 2 | $ 442,000 | $ 221,000 | $ 49,000 |
| Yakima County Washington | 3 | $ 364,000 | $ 121,000 | $ 60,000 |
| York County South Carolina | 5 | $ 704,000 | $ 140,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for First Ohio Banc & Lending Inc in 2007
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 863 | $143,818,000 | $166,000 | $390,000 | $63,000 | $210,000 |
| Home Purchase | 29 | $3,796,000 | $130,000 | $224,000 | $56,000 | $117,000 |
| Home Improvement | 6 | $919,000 | $153,000 | $180,000 | $49,000 | $61,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 557 | $90,707,000 | $162,000 | $367,000 | $62,000 | $186,000 |
| White | 238 | $39,776,000 | $167,000 | $390,000 | $64,000 | $210,000 |
| Black or African American | 52 | $8,715,000 | $167,000 | $322,000 | $64,000 | $172,000 |
| Hispanic | 43 | $7,999,000 | $186,000 | $364,000 | $59,000 | $107,000 |
| Asian | 6 | $1,003,000 | $167,000 | $260,000 | $63,000 | $99,000 |
| American Indian or Alaskan Native | 1 | $162,000 | $162,000 | $162,000 | $105,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $171,000 | $171,000 | $171,000 | $49,000 | $49,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 886 | $146,687,000 | $165,000 | $390,000 | $63,000 | $210,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9 | $1,352,000 | $150,000 | $237,000 | $56,000 | $126,000 |
| VA-guaranteed (Veterans Administration) | 3 | $494,000 | $164,000 | $224,000 | $55,000 | $99,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 720 | $118,870,000 | $165,000 | $368,000 | $63,000 | $186,000 |
| Application Denied By Financial Institution | 93 | $15,717,000 | $169,000 | $390,000 | $64,000 | $210,000 |
| Application Withdrawn By Applicant | 85 | $13,946,000 | $164,000 | $364,000 | $59,000 | $112,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 65 | $10,669,000 | $164,000 | $356,000 | $60,000 | $113,000 |
| Credit History | 12 | $2,111,000 | $175,000 | $240,000 | $79,000 | $185,000 |
| Collateral | 10 | $1,963,000 | $196,000 | $280,000 | $69,000 | $99,000 |
| Debt-To-Income Ratio | 3 | $287,000 | $95,000 | $145,000 | $37,000 | $58,000 |
| Employment History | 1 | $390,000 | $390,000 | $390,000 | $210,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $169,000 | $169,000 | $169,000 | $49,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ohio Banc & Lending Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Ohio Banc & Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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