First Ohio Banc & Lending Inc
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for First Ohio Banc & Lending Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Ohio Banc & Lending Inc 6100 Rockside Woods Blvd Independence, OH 44131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 354 |
| Total Mortgage Loan Application Amount | $40,349,000 |
| Average Mortgage Loan Application Amount | $112,750 |
| Highest Mortgage Loan Application Amount | $237,000 |
| Average Applicant Income | $12,000 |
| Highest Applicant Income | $180,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 45 | $ 4,948,000 | $ 109,000 | $ 29,000 |
| Franklin County Ohio | 44 | $ 5,510,000 | $ 125,000 | $ 31,000 |
| Marion County Indiana | 33 | $ 3,543,000 | $ 107,000 | $ 3,000 |
| Hamilton County Ohio | 14 | $ 1,602,000 | $ 114,000 | $ 10,000 |
| Lorain County Ohio | 10 | $ 1,170,000 | $ 117,000 | $ 48,000 |
| Montgomery County Ohio | 10 | $ 993,000 | $ 99,000 | $ 34,000 |
| Broward County Florida | 9 | $ 1,008,000 | $ 112,000 | $ 13,000 |
| Chesterfield County Virginia | 9 | $ 998,000 | $ 110,000 | $ 0 |
| Lake County Ohio | 7 | $ 939,000 | $ 134,000 | $ 25,000 |
| Summit County Ohio | 7 | $ 755,000 | $ 107,000 | $ 17,000 |
| Lee County Florida | 6 | $ 602,000 | $ 100,000 | $ 0 |
| Hillsborough County Florida | 5 | $ 596,000 | $ 119,000 | $ 32,000 |
| Miami-Dade County Florida | 5 | $ 509,000 | $ 101,000 | $ 73,000 |
| Eaton County Michigan | 5 | $ 597,000 | $ 119,000 | $ 0 |
| Henrico County Virginia | 5 | $ 673,000 | $ 134,000 | $ 21,000 |
| Orange County Florida | 4 | $ 422,000 | $ 105,000 | $ 27,000 |
| Sarasota County Florida | 4 | $ 410,000 | $ 102,000 | $ 15,000 |
| Macomb County Michigan | 4 | $ 470,000 | $ 117,000 | $ 0 |
| Butler County Ohio | 4 | $ 458,000 | $ 114,000 | $ 40,000 |
| Clermont County Ohio | 4 | $ 482,000 | $ 120,000 | $ 0 |
| Delaware County Ohio | 4 | $ 655,000 | $ 163,000 | $ 15,000 |
| Medina County Ohio | 4 | $ 673,000 | $ 168,000 | $ 28,000 |
| Stark County Ohio | 4 | $ 392,000 | $ 98,000 | $ 12,000 |
| Fairfax County Virginia | 4 | $ 521,000 | $ 130,000 | $ 40,000 |
| Duval County Florida | 3 | $ 331,000 | $ 110,000 | $ 16,000 |
| Osceola County Florida | 3 | $ 326,000 | $ 108,000 | $ 0 |
| Seminole County Florida | 3 | $ 400,000 | $ 133,000 | $ 30,000 |
| Berrien County Michigan | 3 | $ 264,000 | $ 88,000 | $ 10,000 |
| Ingham County Michigan | 3 | $ 274,000 | $ 91,000 | $ 0 |
| Wayne County Michigan | 3 | $ 214,000 | $ 71,000 | $ 6,000 |
| Lucas County Ohio | 3 | $ 316,000 | $ 105,000 | $ 26,000 |
| Portage County Ohio | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Richland County Ohio | 3 | $ 312,000 | $ 104,000 | $ 0 |
| Warren County Ohio | 3 | $ 308,000 | $ 102,000 | $ 0 |
| Greenville County South Carolina | 3 | $ 321,000 | $ 107,000 | $ 0 |
| Clay County Florida | 2 | $ 209,000 | $ 104,000 | $ 25,000 |
| Pinellas County Florida | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Ottawa County Michigan | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 243,000 | $ 121,000 | $ 0 |
| Columbiana County Ohio | 2 | $ 196,000 | $ 98,000 | $ 22,000 |
| Fairfield County Ohio | 2 | $ 203,000 | $ 101,000 | $ 0 |
| Greene County Ohio | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Licking County Ohio | 2 | $ 285,000 | $ 142,000 | $ 0 |
| Wood County Ohio | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Laurens County South Carolina | 2 | $ 201,000 | $ 100,000 | $ 54,000 |
| Prince William County Virginia | 2 | $ 323,000 | $ 161,000 | $ 90,000 |
| Spotsylvania County Virginia | 2 | $ 372,000 | $ 186,000 | $ 20,000 |
| Arapahoe County Colorado | 1 | $ 130,000 | $ 130,000 | $ 0 |
| El Paso County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Larimer County Colorado | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Hernando County Florida | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Indian River County Florida | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Leon County Florida | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| Manatee County Florida | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Polk County Florida | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| St. Johns County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Volusia County Florida | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Elkhart County Indiana | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Kent County Michigan | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Monroe County Michigan | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Muskegon County Michigan | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| Oakland County Michigan | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 89,000 | $ 89,000 | $ 58,000 |
| Allen County Ohio | 1 | $ 107,000 | $ 107,000 | $ 25,000 |
| Ashland County Ohio | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Ashtabula County Ohio | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Clark County Ohio | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Clinton County Ohio | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Defiance County Ohio | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Erie County Ohio | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Guernsey County Ohio | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| Highland County Ohio | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Huron County Ohio | 1 | $ 84,000 | $ 84,000 | $ 33,000 |
| Morrow County Ohio | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Ottawa County Ohio | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Preble County Ohio | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Union County Ohio | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 36,000 |
| Montgomery County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Richland County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Chesapeake County Virginia | 1 | $ 108,000 | $ 108,000 | $ 108,000 |
| Loudoun County Virginia | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Newport News County Virginia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 103,000 | $ 103,000 | $ 103,000 |
| Virginia Beach County Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Ohio Banc & Lending Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 331 | $37,923,000 | $116,777 | $237,000 | $13,111 | $180,000 |
| Home Purchase | 23 | $2,426,000 | $100,666 | $192,000 | $8,666 | $106,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 314 | $35,725,000 | $116,888 | $237,000 | $15,222 | $125,000 |
| Black or African American | 33 | $3,828,000 | $117,250 | $213,000 | $25,500 | $180,000 |
| Hispanic | 4 | $408,000 | $102,000 | $132,000 | $0 | $0 |
| Asian | 2 | $241,000 | $120,500 | $127,000 | $0 | $0 |
| Not Provided | 1 | $147,000 | $147,000 | $147,000 | $50,000 | $50,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 354 | $40,349,000 | $114,666 | $237,000 | $13,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 290 | $33,330,000 | $114,555 | $237,000 | $12,777 | $180,000 |
| Application Denied By Financial Institution | 55 | $6,070,000 | $110,200 | $201,000 | $18,800 | $105,000 |
| Application Withdrawn By Applicant | 9 | $949,000 | $104,500 | $133,000 | $26,500 | $106,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 53 | $5,873,000 | $110,400 | $201,000 | $18,800 | $105,000 |
| Debt-To-Income Ratio | 1 | $91,000 | $91,000 | $91,000 | $38,000 | $38,000 |
| Unverifiable Information | 1 | $106,000 | $106,000 | $106,000 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.