First Ohio Banc & Lending Inc
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for First Ohio Banc & Lending Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Ohio Banc & Lending Inc 6100 Rockside Woods Blvd Independence, OH 44131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,820 |
| Total Mortgage Loan Application Amount | $302,310,000 |
| Average Mortgage Loan Application Amount | $106,461 |
| Highest Mortgage Loan Application Amount | $236,000 |
| Average Applicant Income | $12,923 |
| Highest Applicant Income | $780,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 432 | $ 50,494,000 | $ 116,000 | $ 15,000 |
| Cuyahoga County Ohio | 277 | $ 29,708,000 | $ 107,000 | $ 19,000 |
| Hamilton County Ohio | 144 | $ 14,983,000 | $ 104,000 | $ 26,000 |
| Delaware County Pennsylvania | 113 | $ 11,344,000 | $ 100,000 | $ 13,000 |
| Montgomery County Ohio | 112 | $ 11,377,000 | $ 101,000 | $ 14,000 |
| Summit County Ohio | 105 | $ 10,628,000 | $ 101,000 | $ 20,000 |
| Philadelphia County Pennsylvania | 104 | $ 9,590,000 | $ 92,000 | $ 12,000 |
| Lorain County Ohio | 82 | $ 8,585,000 | $ 104,000 | $ 13,000 |
| Allegheny County Pennsylvania | 78 | $ 7,313,000 | $ 93,000 | $ 21,000 |
| Bucks County Pennsylvania | 63 | $ 7,041,000 | $ 111,000 | $ 10,000 |
| Montgomery County Pennsylvania | 62 | $ 6,727,000 | $ 108,000 | $ 20,000 |
| Lancaster County Pennsylvania | 61 | $ 6,304,000 | $ 103,000 | $ 2,000 |
| Licking County Ohio | 58 | $ 7,561,000 | $ 130,000 | $ 10,000 |
| Butler County Ohio | 55 | $ 6,081,000 | $ 110,000 | $ 7,000 |
| Northampton County Pennsylvania | 52 | $ 5,209,000 | $ 100,000 | $ 1,000 |
| Delaware County Ohio | 48 | $ 8,129,000 | $ 169,000 | $ 31,000 |
| Stark County Ohio | 46 | $ 4,277,000 | $ 92,000 | $ 8,000 |
| Lake County Ohio | 42 | $ 4,821,000 | $ 114,000 | $ 23,000 |
| Portage County Ohio | 39 | $ 4,154,000 | $ 106,000 | $ 8,000 |
| Lehigh County Pennsylvania | 39 | $ 3,602,000 | $ 92,000 | $ 18,000 |
| Marion County Indiana | 36 | $ 3,415,000 | $ 94,000 | $ 11,000 |
| Clermont County Ohio | 36 | $ 4,194,000 | $ 116,000 | $ 12,000 |
| Warren County Ohio | 32 | $ 4,083,000 | $ 127,000 | $ 41,000 |
| Fairfield County Ohio | 31 | $ 3,998,000 | $ 128,000 | $ 20,000 |
| Lucas County Ohio | 31 | $ 3,234,000 | $ 104,000 | $ 8,000 |
| St. Joseph County Indiana | 23 | $ 1,808,000 | $ 78,000 | $ 31,000 |
| Mahoning County Ohio | 23 | $ 2,304,000 | $ 100,000 | $ 20,000 |
| Medina County Ohio | 22 | $ 2,822,000 | $ 128,000 | $ 25,000 |
| Chester County Pennsylvania | 21 | $ 2,086,000 | $ 99,000 | $ 32,000 |
| Trumbull County Ohio | 20 | $ 1,995,000 | $ 99,000 | $ 22,000 |
| Miami County Ohio | 19 | $ 2,047,000 | $ 107,000 | $ 10,000 |
| Richland County Ohio | 19 | $ 1,812,000 | $ 95,000 | $ 12,000 |
| York County Pennsylvania | 19 | $ 1,947,000 | $ 102,000 | $ 6,000 |
| Clark County Ohio | 18 | $ 1,935,000 | $ 107,000 | $ 14,000 |
| Columbiana County Ohio | 16 | $ 1,530,000 | $ 95,000 | $ 23,000 |
| Madison County Ohio | 16 | $ 1,881,000 | $ 117,000 | $ 33,000 |
| Pickaway County Ohio | 16 | $ 1,746,000 | $ 109,000 | $ 4,000 |
| Greene County Ohio | 15 | $ 1,536,000 | $ 102,000 | $ 1,000 |
| Berks County Pennsylvania | 15 | $ 1,564,000 | $ 104,000 | $ 9,000 |
| Ashtabula County Ohio | 14 | $ 1,386,000 | $ 99,000 | $ 10,000 |
| Westmoreland County Pennsylvania | 13 | $ 1,104,000 | $ 84,000 | $ 105,000 |
| Muskingum County Ohio | 11 | $ 1,078,000 | $ 98,000 | $ 25,000 |
| Beaver County Pennsylvania | 11 | $ 1,038,000 | $ 94,000 | $ 0 |
| Wayne County Ohio | 10 | $ 1,020,000 | $ 102,000 | $ 16,000 |
| Dauphin County Pennsylvania | 10 | $ 983,000 | $ 98,000 | $ 12,000 |
| Erie County Pennsylvania | 10 | $ 919,000 | $ 91,000 | $ 0 |
| Porter County Indiana | 9 | $ 997,000 | $ 110,000 | $ 16,000 |
| Brown County Ohio | 9 | $ 1,046,000 | $ 116,000 | $ 18,000 |
| Geauga County Ohio | 9 | $ 1,519,000 | $ 168,000 | $ 15,000 |
| Allen County Indiana | 8 | $ 560,000 | $ 70,000 | $ 22,000 |
| LaPorte County Indiana | 7 | $ 569,000 | $ 81,000 | $ 8,000 |
| Allen County Ohio | 7 | $ 721,000 | $ 103,000 | $ 35,000 |
| Wood County Ohio | 7 | $ 780,000 | $ 111,000 | $ 16,000 |
| Elkhart County Indiana | 6 | $ 600,000 | $ 100,000 | $ 0 |
| Hendricks County Indiana | 6 | $ 681,000 | $ 113,000 | $ 19,000 |
| Huron County Ohio | 6 | $ 616,000 | $ 102,000 | $ 10,000 |
| Sandusky County Ohio | 6 | $ 488,000 | $ 81,000 | $ 4,000 |
| Union County Ohio | 6 | $ 667,000 | $ 111,000 | $ 32,000 |
| Cumberland County Pennsylvania | 6 | $ 622,000 | $ 103,000 | $ 46,000 |
| Erie County Ohio | 5 | $ 531,000 | $ 106,000 | $ 11,000 |
| Hancock County Ohio | 5 | $ 496,000 | $ 99,000 | $ 15,000 |
| Highland County Ohio | 5 | $ 471,000 | $ 94,000 | $ 4,000 |
| Lake County Indiana | 4 | $ 277,000 | $ 69,000 | $ 21,000 |
| Champaign County Ohio | 4 | $ 391,000 | $ 97,000 | $ 22,000 |
| Fayette County Ohio | 4 | $ 365,000 | $ 91,000 | $ 12,000 |
| Tuscarawas County Ohio | 4 | $ 476,000 | $ 119,000 | $ 46,000 |
| Wabash County Indiana | 3 | $ 240,000 | $ 80,000 | $ 10,000 |
| Clinton County Ohio | 3 | $ 297,000 | $ 99,000 | $ 9,000 |
| Butler County Pennsylvania | 3 | $ 302,000 | $ 100,000 | $ 0 |
| Lycoming County Pennsylvania | 3 | $ 267,000 | $ 89,000 | $ 0 |
| Broward County Florida | 2 | $ 238,000 | $ 119,000 | $ 22,000 |
| Bartholomew County Indiana | 2 | $ 228,000 | $ 114,000 | $ 35,000 |
| Cass County Indiana | 2 | $ 129,000 | $ 64,000 | $ 42,000 |
| DeKalb County Indiana | 2 | $ 187,000 | $ 93,000 | $ 0 |
| Delaware County Indiana | 2 | $ 125,000 | $ 62,000 | $ 9,000 |
| Howard County Indiana | 2 | $ 172,000 | $ 86,000 | $ 71,000 |
| Johnson County Indiana | 2 | $ 189,000 | $ 94,000 | $ 0 |
| Marshall County Indiana | 2 | $ 176,000 | $ 88,000 | $ 33,000 |
| Monroe County Indiana | 2 | $ 155,000 | $ 77,000 | $ 0 |
| Rush County Indiana | 2 | $ 168,000 | $ 84,000 | $ 35,000 |
| Steuben County Indiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Tippecanoe County Indiana | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Carroll County Ohio | 2 | $ 177,000 | $ 88,000 | $ 0 |
| Henry County Ohio | 2 | $ 146,000 | $ 73,000 | $ 0 |
| Knox County Ohio | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Marion County Ohio | 2 | $ 174,000 | $ 87,000 | $ 12,000 |
| Preble County Ohio | 2 | $ 151,000 | $ 75,000 | $ 0 |
| Monroe County Pennsylvania | 2 | $ 293,000 | $ 146,000 | $ 72,000 |
| Northumberland County Pennsylvania | 2 | $ 167,000 | $ 83,000 | $ 0 |
| Washington County Pennsylvania | 2 | $ 188,000 | $ 94,000 | $ 0 |
| Duval County Florida | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Leon County Florida | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Orange County Florida | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Brown County Indiana | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Clark County Indiana | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Decatur County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Gibson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hancock County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Henry County Indiana | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Jasper County Indiana | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Madison County Indiana | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Montgomery County Indiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Orange County Indiana | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Perry County Indiana | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Ripley County Indiana | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Scott County Indiana | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Vigo County Indiana | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Warrick County Indiana | 1 | $ 87,000 | $ 87,000 | $ 0 |
| White County Indiana | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Kent County Michigan | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Oakland County Michigan | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Coshocton County Ohio | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Hardin County Ohio | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Perry County Ohio | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Shelby County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Ohio Banc & Lending Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,550 | $274,198,000 | $112,666 | $236,000 | $11,500 | $780,000 |
| Home Purchase (one-to-four family) | 267 | $27,800,000 | $99,000 | $203,000 | $8,250 | $480,000 |
| Home Improvement (one-to-four family) | 2 | $211,000 | $105,500 | $118,000 | $33,000 | $66,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $101,000 | $101,000 | $101,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 2,112 | $222,108,000 | $111,166 | $228,000 | $9,333 | $780,000 |
| White | 581 | $65,963,000 | $108,250 | $236,000 | $14,500 | $130,000 |
| Black | 91 | $9,922,000 | $105,000 | $225,000 | $23,000 | $109,000 |
| Hispanic | 18 | $2,015,000 | $109,500 | $211,000 | $23,250 | $71,000 |
| Asian or Pacific Islander | 9 | $1,323,000 | $137,000 | $185,000 | $12,500 | $65,000 |
| Other | 9 | $979,000 | $112,500 | $154,000 | $65,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,820 | $302,310,000 | $112,166 | $236,000 | $10,833 | $780,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,003 | $212,753,000 | $112,666 | $236,000 | $13,666 | $780,000 |
| Loan Originated | 533 | $59,145,000 | $100,000 | $224,000 | $12,666 | $128,000 |
| Application Denied By Financial Institution | 280 | $29,951,000 | $104,333 | $203,000 | $5,666 | $113,000 |
| File Closed For Incompleteness | 3 | $374,000 | $124,000 | $190,000 | $5,000 | $21,000 |
| Application Approved But Not Accepted | 1 | $87,000 | $87,000 | $87,000 | $50,000 | $50,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 219 | $23,831,000 | $107,666 | $203,000 | $3,666 | $113,000 |
| Collateral | 8 | $899,000 | $112,000 | $192,000 | $20,000 | $76,000 |
| Debt-To-Income Ratio | 2 | $193,000 | $96,000 | $102,000 | $0 | $0 |
| Employment History | 1 | $107,000 | $107,000 | $107,000 | $38,000 | $38,000 |
| Other | 1 | $106,000 | $106,000 | $106,000 | $43,000 | $43,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.