First Nlc Financial Services,
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Nlc Financial Services, 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Nlc Financial Services, 4680 Conference Way South Boca Raton, FL 33431 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 146,732 |
| Total Mortgage Loan Application Amount | $24,708,309,000 |
| Average Mortgage Loan Application Amount | $148,151 |
| Highest Mortgage Loan Application Amount | $65,280,000 |
| Average Applicant Income | $51,333 |
| Highest Applicant Income | $5,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Nlc Financial Services,. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Nlc Financial Services,'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Nlc Financial Services,'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Nlc Financial Services, serves its applicants.
Each category highlights the total number of mortgage applications processed by First Nlc Financial Services,, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Nlc Financial Services,'s mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 12,026 | $ 1,923,849,000 | $ 159,000 | $ 54,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5,825 | $ 1,368,213,000 | $ 234,000 | $ 85,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5,157 | $ 1,411,556,000 | $ 273,000 | $ 94,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4,643 | $ 695,073,000 | $ 149,000 | $ 59,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4,020 | $ 641,380,000 | $ 159,000 | $ 79,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,943 | $ 391,166,000 | $ 132,000 | $ 52,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2,777 | $ 662,756,000 | $ 238,000 | $ 95,000 |
| LAS VEGAS-PARADISE, NV | 2,579 | $ 514,379,000 | $ 199,000 | $ 69,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,546 | $ 454,104,000 | $ 178,000 | $ 37,000 |
| ORLANDO, FL | 2,527 | $ 363,098,000 | $ 143,000 | $ 50,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 2,507 | $ 272,445,000 | $ 108,000 | $ 46,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,503 | $ 406,232,000 | $ 162,000 | $ 70,000 |
| DALLAS-PLANO-IRVING, TX | 2,432 | $ 316,748,000 | $ 130,000 | $ 42,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,387 | $ 330,437,000 | $ 138,000 | $ 50,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2,279 | $ 229,708,000 | $ 100,000 | $ 40,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 2,184 | $ 665,141,000 | $ 304,000 | $ 106,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2,034 | $ 373,894,000 | $ 183,000 | $ 48,000 |
| BALTIMORE-TOWSON, MD | 1,976 | $ 332,610,000 | $ 168,000 | $ 52,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1,674 | $ 519,706,000 | $ 310,000 | $ 105,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1,657 | $ 239,884,000 | $ 144,000 | $ 52,000 |
| DENVER-AURORA, CO | 1,568 | $ 299,730,000 | $ 191,000 | $ 52,000 |
| JACKSONVILLE, FL | 1,510 | $ 193,118,000 | $ 127,000 | $ 46,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,457 | $ 457,305,000 | $ 313,000 | $ 122,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,378 | $ 163,571,000 | $ 118,000 | $ 54,000 |
| FRESNO, CA | 1,375 | $ 218,046,000 | $ 158,000 | $ 78,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1,372 | $ 160,966,000 | $ 117,000 | $ 35,000 |
| PHILADELPHIA, PA | 1,269 | $ 174,393,000 | $ 137,000 | $ 56,000 |
| FORT WORTH-ARLINGTON, TX | 1,259 | $ 139,252,000 | $ 110,000 | $ 32,000 |
| STOCKTON, CA | 1,198 | $ 297,892,000 | $ 248,000 | $ 87,000 |
| MEMPHIS, TN-MS-AR | 1,158 | $ 108,520,000 | $ 93,000 | $ 43,000 |
| BAKERSFIELD, CA | 1,132 | $ 175,310,000 | $ 154,000 | $ 64,000 |
| INDIANAPOLIS, IN | 1,108 | $ 111,092,000 | $ 100,000 | $ 29,000 |
| PITTSBURGH, PA | 1,064 | $ 140,956,000 | $ 132,000 | $ 36,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,056 | $ 252,128,000 | $ 238,000 | $ 75,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 981 | $ 181,138,000 | $ 184,000 | $ 73,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 969 | $ 108,575,000 | $ 112,000 | $ 30,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 949 | $ 147,756,000 | $ 155,000 | $ 43,000 |
| GARY, IN | 894 | $ 85,439,000 | $ 95,000 | $ 29,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 855 | $ 143,112,000 | $ 167,000 | $ 49,000 |
| MODESTO, CA | 852 | $ 184,412,000 | $ 216,000 | $ 76,000 |
| SPRINGFIELD, MA | 822 | $ 109,856,000 | $ 133,000 | $ 46,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 812 | $ 281,704,000 | $ 346,000 | $ 112,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 760 | $ 199,753,000 | $ 262,000 | $ 59,000 |
| BOSTON-QUINCY, MA | 759 | $ 194,540,000 | $ 256,000 | $ 62,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 756 | $ 79,790,000 | $ 105,000 | $ 29,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 729 | $ 100,058,000 | $ 137,000 | $ 46,000 |
| CAPE CORAL-FORT MYERS, FL | 718 | $ 102,508,000 | $ 142,000 | $ 57,000 |
| TACOMA, WA | 689 | $ 123,908,000 | $ 179,000 | $ 54,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 655 | $ 93,816,000 | $ 143,000 | $ 36,000 |
| WORCESTER, MA | 644 | $ 112,513,000 | $ 174,000 | $ 59,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 624 | $ 113,921,000 | $ 182,000 | $ 57,000 |
| RICHMOND, VA | 623 | $ 85,011,000 | $ 136,000 | $ 32,000 |
| NEW HAVEN-MILFORD, CT | 621 | $ 103,121,000 | $ 166,000 | $ 50,000 |
| VALLEJO-FAIRFIELD, CA | 611 | $ 170,205,000 | $ 278,000 | $ 98,000 |
| VISALIA-PORTERVILLE, CA | 593 | $ 86,218,000 | $ 145,000 | $ 57,000 |
| GRAND RAPIDS-WYOMING, MI | 566 | $ 57,720,000 | $ 101,000 | $ 29,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 468 | $ 70,210,000 | $ 150,000 | $ 56,000 |
| EDISON, NJ | 462 | $ 116,224,000 | $ 251,000 | $ 49,000 |
| COLUMBUS, OH | 445 | $ 54,695,000 | $ 122,000 | $ 42,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 443 | $ 52,485,000 | $ 118,000 | $ 41,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 417 | $ 108,116,000 | $ 259,000 | $ 70,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 414 | $ 61,368,000 | $ 148,000 | $ 67,000 |
| LAKELAND, FL | 409 | $ 47,588,000 | $ 116,000 | $ 51,000 |
| BOISE CITY-NAMPA, ID | 397 | $ 50,058,000 | $ 126,000 | $ 31,000 |
| MERCED, CA | 381 | $ 81,044,000 | $ 212,000 | $ 73,000 |
| FLINT, MI | 380 | $ 39,902,000 | $ 105,000 | $ 37,000 |
| OCALA, FL | 357 | $ 43,319,000 | $ 121,000 | $ 37,000 |
| GREENSBORO-HIGH POINT, NC | 356 | $ 33,152,000 | $ 93,000 | $ 50,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 351 | $ 46,332,000 | $ 132,000 | $ 36,000 |
| SARASOTA-BRADENTON-VENICE, FL | 345 | $ 62,035,000 | $ 179,000 | $ 67,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 332 | $ 87,725,000 | $ 264,000 | $ 71,000 |
| TUCSON, AZ | 323 | $ 43,579,000 | $ 134,000 | $ 51,000 |
| ESSEX COUNTY, MA | 319 | $ 74,558,000 | $ 233,000 | $ 63,000 |
| BATON ROUGE, LA | 316 | $ 36,319,000 | $ 114,000 | $ 26,000 |
| MADERA, CA | 316 | $ 54,018,000 | $ 170,000 | $ 59,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 313 | $ 31,569,000 | $ 100,000 | $ 60,000 |
| SPOKANE, WA | 311 | $ 37,380,000 | $ 120,000 | $ 27,000 |
| NEWARK-UNION, NJ-PA | 307 | $ 76,650,000 | $ 249,000 | $ 50,000 |
| FORT WAYNE, IN | 303 | $ 24,255,000 | $ 80,000 | $ 22,000 |
| PEORIA, IL | 303 | $ 26,617,000 | $ 87,000 | $ 32,000 |
| SANTA ROSA-PETALUMA, CA | 303 | $ 91,291,000 | $ 301,000 | $ 102,000 |
| HARRISBURG-CARLISLE, PA | 300 | $ 35,709,000 | $ 119,000 | $ 30,000 |
| ST. LOUIS, MO-IL | 295 | $ 30,865,000 | $ 104,000 | $ 45,000 |
| SCRANTON--WILKES-BARRE, PA | 293 | $ 30,381,000 | $ 103,000 | $ 32,000 |
| COLORADO SPRINGS, CO | 292 | $ 44,121,000 | $ 151,000 | $ 33,000 |
| LANSING-EAST LANSING, MI | 289 | $ 30,430,000 | $ 105,000 | $ 37,000 |
| NASSAU-SUFFOLK, NY | 281 | $ 70,424,000 | $ 250,000 | $ 121,000 |
| LINCOLN, NE | 276 | $ 31,880,000 | $ 115,000 | $ 25,000 |
| ROCKFORD, IL | 276 | $ 30,289,000 | $ 109,000 | $ 36,000 |
| MADISON, WI | 275 | $ 38,072,000 | $ 138,000 | $ 56,000 |
| CAMDEN, NJ | 272 | $ 49,170,000 | $ 180,000 | $ 42,000 |
| JANESVILLE, WI | 269 | $ 28,001,000 | $ 104,000 | $ 38,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 267 | $ 103,007,000 | $ 385,000 | $ 113,000 |
| SALINAS, CA | 261 | $ 77,804,000 | $ 298,000 | $ 111,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 257 | $ 89,828,000 | $ 349,000 | $ 88,000 |
| NAPLES-MARCO ISLAND, FL | 249 | $ 51,983,000 | $ 208,000 | $ 68,000 |
| CHATTANOOGA, TN-GA | 248 | $ 24,815,000 | $ 100,000 | $ 37,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 245 | $ 71,911,000 | $ 293,000 | $ 100,000 |
| TALLAHASSEE, FL | 244 | $ 31,644,000 | $ 129,000 | $ 30,000 |
| RALEIGH-CARY, NC | 241 | $ 28,498,000 | $ 118,000 | $ 55,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 232 | $ 20,192,000 | $ 87,000 | $ 29,000 |
| YORK-HANOVER, PA | 229 | $ 32,523,000 | $ 142,000 | $ 38,000 |
| EL CENTRO, CA | 226 | $ 36,999,000 | $ 163,000 | $ 59,000 |
| RACINE, WI | 226 | $ 26,808,000 | $ 118,000 | $ 42,000 |
| RENO-SPARKS, NV | 226 | $ 56,296,000 | $ 249,000 | $ 49,000 |
| YUBA CITY, CA | 223 | $ 45,007,000 | $ 201,000 | $ 73,000 |
| MUSKEGON-NORTON SHORES, MI | 222 | $ 19,820,000 | $ 89,000 | $ 32,000 |
| SALEM, OR | 221 | $ 31,748,000 | $ 143,000 | $ 29,000 |
| EVANSVILLE, IN-KY | 215 | $ 17,267,000 | $ 80,000 | $ 20,000 |
| GREEN BAY, WI | 213 | $ 24,135,000 | $ 113,000 | $ 35,000 |
| ROANOKE, VA | 212 | $ 22,588,000 | $ 106,000 | $ 20,000 |
| HONOLULU, HI | 211 | $ 70,850,000 | $ 335,000 | $ 26,000 |
| NORWICH-NEW LONDON, CT | 209 | $ 35,189,000 | $ 168,000 | $ 37,000 |
| GREELEY, CO | 206 | $ 35,676,000 | $ 173,000 | $ 34,000 |
| PUEBLO, CO | 202 | $ 22,762,000 | $ 112,000 | $ 36,000 |
| KNOXVILLE, TN | 199 | $ 18,277,000 | $ 91,000 | $ 27,000 |
| KANKAKEE-BRADLEY, IL | 191 | $ 19,028,000 | $ 99,000 | $ 40,000 |
| TOLEDO, OH | 188 | $ 17,758,000 | $ 94,000 | $ 50,000 |
| LOUISVILLE, KY-IN | 185 | $ 17,911,000 | $ 96,000 | $ 48,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 180 | $ 21,128,000 | $ 117,000 | $ 52,000 |
| KALAMAZOO-PORTAGE, MI | 179 | $ 17,540,000 | $ 97,000 | $ 27,000 |
| BREMERTON-SILVERDALE, WA | 171 | $ 32,056,000 | $ 187,000 | $ 52,000 |
| SPRINGFIELD, IL | 170 | $ 14,761,000 | $ 86,000 | $ 22,000 |
| CHICO, CA | 167 | $ 27,785,000 | $ 166,000 | $ 59,000 |
| DES MOINES, IA | 167 | $ 16,745,000 | $ 100,000 | $ 34,000 |
| HANFORD-CORCORAN, CA | 166 | $ 24,242,000 | $ 146,000 | $ 44,000 |
| OLYMPIA, WA | 166 | $ 28,673,000 | $ 172,000 | $ 62,000 |
| COLUMBUS, GA-AL | 162 | $ 15,850,000 | $ 97,000 | $ 30,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 159 | $ 14,481,000 | $ 91,000 | $ 27,000 |
| ELKHART-GOSHEN, IN | 158 | $ 15,132,000 | $ 95,000 | $ 28,000 |
| ERIE, PA | 156 | $ 15,682,000 | $ 100,000 | $ 29,000 |
| WINSTON-SALEM, NC | 156 | $ 14,244,000 | $ 91,000 | $ 62,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 153 | $ 27,237,000 | $ 178,000 | $ 57,000 |
| LANCASTER, PA | 152 | $ 40,144,000 | $ 264,000 | $ 30,000 |
| JACKSON, MI | 151 | $ 15,029,000 | $ 99,000 | $ 27,000 |
| BATTLE CREEK, MI | 149 | $ 14,314,000 | $ 96,000 | $ 26,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 147 | $ 18,110,000 | $ 123,000 | $ 30,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 145 | $ 15,113,000 | $ 104,000 | $ 19,000 |
| MICHIGAN CITY-LA PORTE, IN | 145 | $ 11,613,000 | $ 80,000 | $ 25,000 |
| READING, PA | 145 | $ 21,373,000 | $ 147,000 | $ 31,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 144 | $ 15,470,000 | $ 107,000 | $ 28,000 |
| REDDING, CA | 142 | $ 26,793,000 | $ 188,000 | $ 81,000 |
| YAKIMA, WA | 139 | $ 20,434,000 | $ 147,000 | $ 25,000 |
| ANN ARBOR, MI | 138 | $ 19,871,000 | $ 143,000 | $ 39,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 137 | $ 25,905,000 | $ 189,000 | $ 65,000 |
| HOLLAND-GRAND HAVEN, MI | 137 | $ 17,392,000 | $ 126,000 | $ 35,000 |
| KANSAS CITY, MO-KS | 137 | $ 13,885,000 | $ 101,000 | $ 43,000 |
| PRESCOTT, AZ | 136 | $ 21,909,000 | $ 161,000 | $ 47,000 |
| GAINESVILLE, FL | 132 | $ 38,276,000 | $ 289,000 | $ 40,000 |
| ROCHESTER, MN | 128 | $ 16,845,000 | $ 131,000 | $ 23,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 125 | $ 12,128,000 | $ 97,000 | $ 35,000 |
| TERRE HAUTE, IN | 123 | $ 8,987,000 | $ 73,000 | $ 19,000 |
| ANDERSON, IN | 121 | $ 9,597,000 | $ 79,000 | $ 26,000 |
| APPLETON, WI | 118 | $ 14,162,000 | $ 120,000 | $ 36,000 |
| DULUTH, MN-WI | 117 | $ 14,286,000 | $ 122,000 | $ 21,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 116 | $ 42,690,000 | $ 368,000 | $ 118,000 |
| BARNSTABLE TOWN, MA | 113 | $ 29,595,000 | $ 261,000 | $ 41,000 |
| OSHKOSH-NEENAH, WI | 111 | $ 12,083,000 | $ 108,000 | $ 42,000 |
| DECATUR, IL | 109 | $ 7,951,000 | $ 72,000 | $ 19,000 |
| EUGENE-SPRINGFIELD, OR | 108 | $ 16,817,000 | $ 155,000 | $ 26,000 |
| BAY CITY, MI | 107 | $ 10,454,000 | $ 97,000 | $ 18,000 |
| GRAND JUNCTION, CO | 104 | $ 14,917,000 | $ 143,000 | $ 32,000 |
| SALT LAKE CITY, UT | 103 | $ 13,079,000 | $ 126,000 | $ 84,000 |
| SHEBOYGAN, WI | 103 | $ 11,165,000 | $ 108,000 | $ 22,000 |
| KOKOMO, IN | 98 | $ 8,046,000 | $ 82,000 | $ 24,000 |
| MONROE, MI | 97 | $ 11,464,000 | $ 118,000 | $ 41,000 |
| IDAHO FALLS, ID | 95 | $ 9,465,000 | $ 99,000 | $ 11,000 |
| DURHAM, NC | 94 | $ 8,992,000 | $ 95,000 | $ 45,000 |
| LYNCHBURG, VA | 94 | $ 11,820,000 | $ 125,000 | $ 11,000 |
| PITTSFIELD, MA | 94 | $ 12,012,000 | $ 127,000 | $ 41,000 |
| AKRON, OH | 91 | $ 9,167,000 | $ 100,000 | $ 49,000 |
| SALISBURY, MD | 91 | $ 14,113,000 | $ 155,000 | $ 29,000 |
| PANAMA CITY-LYNN HAVEN, FL | 90 | $ 12,306,000 | $ 136,000 | $ 36,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 90 | $ 30,598,000 | $ 339,000 | $ 93,000 |
| LONGVIEW, WA | 89 | $ 12,778,000 | $ 143,000 | $ 25,000 |
| FORT COLLINS-LOVELAND, CO | 88 | $ 17,998,000 | $ 204,000 | $ 79,000 |
| ST. CLOUD, MN | 88 | $ 11,188,000 | $ 127,000 | $ 21,000 |
| NAPA, CA | 87 | $ 27,626,000 | $ 317,000 | $ 85,000 |
| NILES-BENTON HARBOR, MI | 86 | $ 8,276,000 | $ 96,000 | $ 25,000 |
| SHREVEPORT-BOSSIER CITY, LA | 86 | $ 7,912,000 | $ 92,000 | $ 25,000 |
| CLARKSVILLE, TN-KY | 85 | $ 9,439,000 | $ 111,000 | $ 17,000 |
| BOULDER, CO | 83 | $ 19,048,000 | $ 229,000 | $ 55,000 |
| YUMA, AZ | 83 | $ 10,873,000 | $ 131,000 | $ 40,000 |
| MUNCIE, IN | 81 | $ 6,500,000 | $ 80,000 | $ 22,000 |
| SIOUX CITY, IA-NE-SD | 80 | $ 6,646,000 | $ 83,000 | $ 9,000 |
| WILMINGTON, NC | 80 | $ 10,586,000 | $ 132,000 | $ 60,000 |
| DAYTON, OH | 79 | $ 7,878,000 | $ 99,000 | $ 45,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 77 | $ 7,955,000 | $ 103,000 | $ 14,000 |
| EAU CLAIRE, WI | 77 | $ 10,869,000 | $ 141,000 | $ 27,000 |
| LAFAYETTE, IN | 77 | $ 6,964,000 | $ 90,000 | $ 20,000 |
| BLOOMINGTON-NORMAL, IL | 73 | $ 8,040,000 | $ 110,000 | $ 18,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 73 | $ 7,525,000 | $ 103,000 | $ 34,000 |
| WAUSAU, WI | 73 | $ 8,134,000 | $ 111,000 | $ 31,000 |
| WILLIAMSPORT, PA | 73 | $ 6,723,000 | $ 92,000 | $ 21,000 |
| COEUR D'ALENE, ID | 72 | $ 11,542,000 | $ 160,000 | $ 29,000 |
| MEDFORD, OR | 72 | $ 13,554,000 | $ 188,000 | $ 42,000 |
| POCATELLO, ID | 69 | $ 7,035,000 | $ 101,000 | $ 18,000 |
| CEDAR RAPIDS, IA | 67 | $ 6,300,000 | $ 94,000 | $ 24,000 |
| SANTA CRUZ-WATSONVILLE, CA | 67 | $ 25,086,000 | $ 374,000 | $ 97,000 |
| CUMBERLAND, MD-WV | 66 | $ 5,785,000 | $ 87,000 | $ 34,000 |
| BELLINGHAM, WA | 63 | $ 12,033,000 | $ 191,000 | $ 31,000 |
| LA CROSSE, WI-MN | 61 | $ 6,403,000 | $ 104,000 | $ 21,000 |
| MOUNT VERNON-ANACORTES, WA | 61 | $ 9,955,000 | $ 163,000 | $ 39,000 |
| BEND, OR | 58 | $ 14,448,000 | $ 249,000 | $ 39,000 |
| FLAGSTAFF, AZ | 56 | $ 13,031,000 | $ 232,000 | $ 39,000 |
| JACKSON, TN | 55 | $ 5,524,000 | $ 100,000 | $ 47,000 |
| PUNTA GORDA, FL | 55 | $ 6,914,000 | $ 125,000 | $ 53,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 54 | $ 4,684,000 | $ 86,000 | $ 47,000 |
| WATERLOO-CEDAR FALLS, IA | 52 | $ 3,992,000 | $ 76,000 | $ 29,000 |
| COLUMBUS, IN | 50 | $ 4,682,000 | $ 93,000 | $ 32,000 |
| ATLANTIC CITY, NJ | 49 | $ 8,918,000 | $ 182,000 | $ 46,000 |
| WENATCHEE, WA | 49 | $ 5,788,000 | $ 118,000 | $ 18,000 |
| AUSTIN-ROUND ROCK, TX | 48 | $ 6,388,000 | $ 133,000 | $ 46,000 |
| CANTON-MASSILLON, OH | 48 | $ 4,604,000 | $ 95,000 | $ 30,000 |
| GREENVILLE, NC | 48 | $ 4,249,000 | $ 88,000 | $ 55,000 |
| DANVILLE, VA | 47 | $ 4,012,000 | $ 85,000 | $ 14,000 |
| LEBANON, PA | 47 | $ 4,942,000 | $ 105,000 | $ 26,000 |
| FOND DU LAC, WI | 46 | $ 5,387,000 | $ 117,000 | $ 44,000 |
| ALTOONA, PA | 45 | $ 3,905,000 | $ 86,000 | $ 17,000 |
| BLOOMINGTON, IN | 45 | $ 4,249,000 | $ 94,000 | $ 31,000 |
| HICKORY-LENOIR-MORGANTON, NC | 45 | $ 3,523,000 | $ 78,000 | $ 47,000 |
| WINCHESTER, VA-WV | 42 | $ 8,781,000 | $ 209,000 | $ 40,000 |
| JACKSONVILLE, NC | 41 | $ 3,109,000 | $ 75,000 | $ 54,000 |
| EL PASO, TX | 40 | $ 4,598,000 | $ 114,000 | $ 37,000 |
| JOHNSTOWN, PA | 40 | $ 3,947,000 | $ 98,000 | $ 43,000 |
| BURLINGTON, NC | 39 | $ 3,725,000 | $ 95,000 | $ 46,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 39 | $ 3,343,000 | $ 85,000 | $ 31,000 |
| LEWISTON, ID-WA | 37 | $ 4,101,000 | $ 110,000 | $ 15,000 |
| STATE COLLEGE, PA | 36 | $ 4,268,000 | $ 118,000 | $ 45,000 |
| CHARLOTTESVILLE, VA | 35 | $ 5,740,000 | $ 164,000 | $ 26,000 |
| CLEVELAND, TN | 34 | $ 3,169,000 | $ 93,000 | $ 24,000 |
| TRENTON-EWING, NJ | 34 | $ 7,256,000 | $ 213,000 | $ 53,000 |
| VERO BEACH, FL | 34 | $ 4,484,000 | $ 131,000 | $ 54,000 |
| ALEXANDRIA, LA | 33 | $ 2,774,000 | $ 84,000 | $ 30,000 |
| LAKE CHARLES, LA | 33 | $ 2,949,000 | $ 89,000 | $ 34,000 |
| ASHEVILLE, NC | 32 | $ 3,921,000 | $ 122,000 | $ 71,000 |
| OGDEN-CLEARFIELD, UT | 32 | $ 3,320,000 | $ 103,000 | $ 62,000 |
| SAN ANTONIO, TX | 32 | $ 2,988,000 | $ 93,000 | $ 24,000 |
| WILMINGTON, DE-MD-NJ | 32 | $ 4,693,000 | $ 146,000 | $ 73,000 |
| MONROE, LA | 31 | $ 2,686,000 | $ 86,000 | $ 13,000 |
| FAYETTEVILLE, NC | 30 | $ 2,508,000 | $ 83,000 | $ 39,000 |
| TYLER, TX | 30 | $ 2,456,000 | $ 81,000 | $ 43,000 |
| MACON, GA | 29 | $ 2,469,000 | $ 85,000 | $ 45,000 |
| SPRINGFIELD, MO | 29 | $ 3,005,000 | $ 103,000 | $ 48,000 |
| TULSA, OK | 28 | $ 2,587,000 | $ 92,000 | $ 62,000 |
| LAFAYETTE, LA | 27 | $ 2,611,000 | $ 96,000 | $ 40,000 |
| OKLAHOMA CITY, OK | 27 | $ 2,981,000 | $ 110,000 | $ 62,000 |
| ROCKY MOUNT, NC | 27 | $ 1,828,000 | $ 67,000 | $ 38,000 |
| HARRISONBURG, VA | 25 | $ 3,840,000 | $ 153,000 | $ 29,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 25 | $ 3,162,000 | $ 126,000 | $ 50,000 |
| ALBUQUERQUE, NM | 24 | $ 3,455,000 | $ 143,000 | $ 55,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 24 | $ 4,761,000 | $ 198,000 | $ 80,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 24 | $ 4,278,000 | $ 178,000 | $ 72,000 |
| SPRINGFIELD, OH | 24 | $ 2,429,000 | $ 101,000 | $ 18,000 |
| JOHNSON CITY, TN | 23 | $ 1,990,000 | $ 86,000 | $ 19,000 |
| OCEAN CITY, NJ | 21 | $ 4,077,000 | $ 194,000 | $ 134,000 |
| LEXINGTON-FAYETTE, KY | 19 | $ 2,754,000 | $ 144,000 | $ 58,000 |
| CARSON CITY, NV | 18 | $ 4,834,000 | $ 268,000 | $ 41,000 |
| CHAMPAIGN-URBANA, IL | 18 | $ 2,010,000 | $ 111,000 | $ 34,000 |
| CORVALLIS, OR | 18 | $ 3,086,000 | $ 171,000 | $ 24,000 |
| GOLDSBORO, NC | 18 | $ 1,348,000 | $ 74,000 | $ 44,000 |
| DANVILLE, IL | 17 | $ 1,876,000 | $ 110,000 | $ 45,000 |
| MORRISTOWN, TN | 16 | $ 1,436,000 | $ 89,000 | $ 12,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 15 | $ 1,401,000 | $ 93,000 | $ 61,000 |
| LONGVIEW, TX | 15 | $ 1,083,000 | $ 72,000 | $ 9,000 |
| PROVO-OREM, UT | 15 | $ 2,639,000 | $ 175,000 | $ 88,000 |
| BEAUMONT-PORT ARTHUR, TX | 13 | $ 1,181,000 | $ 90,000 | $ 20,000 |
| LAREDO, TX | 13 | $ 1,181,000 | $ 90,000 | $ 28,000 |
| MANSFIELD, OH | 13 | $ 1,271,000 | $ 97,000 | $ 29,000 |
| RAPID CITY, SD | 13 | $ 1,279,000 | $ 98,000 | $ 39,000 |
| BROWNSVILLE-HARLINGEN, TX | 11 | $ 868,000 | $ 78,000 | $ 25,000 |
| JOPLIN, MO | 11 | $ 791,000 | $ 71,000 | $ 17,000 |
| MCALLEN-EDINBURG-PHARR, TX | 11 | $ 823,000 | $ 74,000 | $ 21,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 11 | $ 1,595,000 | $ 145,000 | $ 36,000 |
| CORPUS CHRISTI, TX | 10 | $ 1,005,000 | $ 100,000 | $ 35,000 |
| GAINESVILLE, GA | 10 | $ 1,518,000 | $ 151,000 | $ 76,000 |
| LUBBOCK, TX | 10 | $ 816,000 | $ 81,000 | $ 23,000 |
| SAVANNAH, GA | 10 | $ 1,573,000 | $ 157,000 | $ 50,000 |
| SIOUX FALLS, SD | 10 | $ 1,975,000 | $ 197,000 | $ 39,000 |
| WACO, TX | 10 | $ 677,000 | $ 67,000 | $ 27,000 |
| ALBANY-SCHENECTADY-TROY, NY | 9 | $ 1,287,000 | $ 143,000 | $ 74,000 |
| FARMINGTON, NM | 9 | $ 2,355,000 | $ 261,000 | $ 82,000 |
| WARNER ROBINS, GA | 9 | $ 886,000 | $ 98,000 | $ 55,000 |
| DALTON, GA | 8 | $ 598,000 | $ 74,000 | $ 45,000 |
| DOVER, DE | 8 | $ 1,214,000 | $ 151,000 | $ 70,000 |
| JEFFERSON CITY, MO | 8 | $ 745,000 | $ 93,000 | $ 5,000 |
| LAS CRUCES, NM | 8 | $ 810,000 | $ 101,000 | $ 47,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 8 | $ 1,456,000 | $ 182,000 | $ 110,000 |
| SANDUSKY, OH | 8 | $ 960,000 | $ 120,000 | $ 42,000 |
| SHERMAN-DENISON, TX | 8 | $ 1,020,000 | $ 127,000 | $ 15,000 |
| CHEYENNE, WY | 7 | $ 1,140,000 | $ 162,000 | $ 42,000 |
| OWENSBORO, KY | 7 | $ 483,000 | $ 69,000 | $ 42,000 |
| ABILENE, TX | 6 | $ 407,000 | $ 67,000 | $ 30,000 |
| ALBANY, GA | 6 | $ 587,000 | $ 97,000 | $ 67,000 |
| AMARILLO, TX | 6 | $ 391,000 | $ 65,000 | $ 20,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 6 | $ 2,553,000 | $ 425,000 | $ 122,000 |
| ELIZABETHTOWN, KY | 6 | $ 664,000 | $ 110,000 | $ 46,000 |
| HOT SPRINGS, AR | 6 | $ 426,000 | $ 71,000 | $ 30,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 6 | $ 517,000 | $ 86,000 | $ 31,000 |
| MANCHESTER-NASHUA, NH | 6 | $ 1,057,000 | $ 176,000 | $ 72,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 753,000 | $ 150,000 | $ 46,000 |
| CASPER, WY | 5 | $ 860,000 | $ 172,000 | $ 82,000 |
| COLUMBIA, MO | 5 | $ 671,000 | $ 134,000 | $ 21,000 |
| COLUMBIA, SC | 5 | $ 392,000 | $ 78,000 | $ 33,000 |
| DUBUQUE, IA | 5 | $ 369,000 | $ 73,000 | $ 26,000 |
| HINESVILLE-FORT STEWART, GA | 5 | $ 471,000 | $ 94,000 | $ 61,000 |
| LIMA, OH | 5 | $ 523,000 | $ 104,000 | $ 24,000 |
| PINE BLUFF, AR | 5 | $ 361,000 | $ 72,000 | $ 43,000 |
| SAN ANGELO, TX | 5 | $ 353,000 | $ 70,000 | $ 78,000 |
| ST. GEORGE, UT | 5 | $ 906,000 | $ 181,000 | $ 201,000 |
| BOWLING GREEN, KY | 4 | $ 291,000 | $ 72,000 | $ 44,000 |
| BRUNSWICK, GA | 4 | $ 331,000 | $ 82,000 | $ 43,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 368,000 | $ 92,000 | $ 51,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 405,000 | $ 101,000 | $ 36,000 |
| GREENVILLE, SC | 4 | $ 461,000 | $ 115,000 | $ 49,000 |
| IOWA CITY, IA | 4 | $ 617,000 | $ 154,000 | $ 21,000 |
| ODESSA, TX | 4 | $ 242,000 | $ 60,000 | $ 7,000 |
| ROME, GA | 4 | $ 389,000 | $ 97,000 | $ 28,000 |
| WICHITA FALLS, TX | 4 | $ 272,000 | $ 68,000 | $ 0 |
| AMES, IA | 3 | $ 385,000 | $ 128,000 | $ 75,000 |
| FLORENCE, SC | 3 | $ 235,000 | $ 78,000 | $ 52,000 |
| KINGSTON, NY | 3 | $ 445,000 | $ 148,000 | $ 78,000 |
| LOGAN, UT-ID | 3 | $ 455,000 | $ 151,000 | $ 36,000 |
| MISSOULA, MT | 3 | $ 558,000 | $ 186,000 | $ 45,000 |
| BILLINGS, MT | 2 | $ 335,000 | $ 167,000 | $ 30,000 |
| LAWTON, OK | 2 | $ 115,000 | $ 57,000 | $ 159,000 |
| MIDLAND, TX | 2 | $ 248,000 | $ 124,000 | $ 24,000 |
| ROCHESTER, NY | 2 | $ 122,000 | $ 61,000 | $ 104,000 |
| SANTA FE, NM | 2 | $ 302,000 | $ 151,000 | $ 39,000 |
| ST. JOSEPH, MO-KS | 2 | $ 254,000 | $ 127,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 210,000 | $ 105,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| GREAT FALLS, MT | 1 | $ 88,000 | $ 88,000 | $ 0 |
| SUMTER, SC | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| UTICA-ROME, NY | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| WICHITA, KS | 1 | $ 169,000 | $ 169,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for First Nlc Financial Services, in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 105,994 | $18,147,728,000 | $157,069 | $65,280,000 | $42,627 | $5,760,000 |
| Home Purchase | 40,682 | $6,550,726,000 | $141,162 | $3,210,000 | $63,837 | $4,800,000 |
| Home Improvement | 56 | $9,855,000 | $141,769 | $680,000 | $38,769 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 61,627 | $10,043,967,000 | $158,348 | $31,873,000 | $53,116 | $3,024,000 |
| Black or African American | 29,375 | $4,464,107,000 | $147,883 | $3,900,000 | $47,790 | $4,800,000 |
| Hispanic | 26,173 | $4,724,016,000 | $146,682 | $2,000,000 | $48,048 | $5,760,000 |
| Not Provided | 17,860 | $3,224,899,000 | $157,674 | $65,280,000 | $43,534 | $2,568,000 |
| Asian | 7,597 | $1,413,355,000 | $155,300 | $1,575,000 | $48,600 | $2,125,000 |
| American Indian or Alaskan Native | 2,802 | $531,080,000 | $166,666 | $1,000,000 | $37,361 | $1,848,000 |
| Native Hawaiian or Other Pacific Islander | 1,298 | $306,885,000 | $167,114 | $1,350,000 | $45,400 | $900,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 146,732 | $24,708,309,000 | $151,232 | $65,280,000 | $48,604 | $5,760,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 39,826 | $6,977,225,000 | $158,205 | $31,873,000 | $18,666 | $5,760,000 |
| File Closed For Incompleteness | 34,965 | $5,690,663,000 | $160,414 | $65,280,000 | $22,463 | $1,140,000 |
| Loan Originated | 32,630 | $5,369,271,000 | $133,878 | $2,100,000 | $60,926 | $3,024,000 |
| Application Approved But Not Accepted | 20,481 | $3,584,273,000 | $156,404 | $3,900,000 | $69,357 | $4,800,000 |
| Application Denied By Financial Institution | 15,455 | $2,423,080,000 | $143,500 | $2,925,000 | $58,714 | $3,651,000 |
| Loan Purchased By The Institution | 3,375 | $663,797,000 | $143,051 | $722,000 | $67,589 | $1,737,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Nlc Financial Services,'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Nlc Financial Services,'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.