First Niagara Bank
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Niagara Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Niagara Bank
726 Exchange Street Suite 618
Buffalo, NY 14210
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 10,189
Total Mortgage Loan Application Amount $2,272,420,000
Average Mortgage Loan Application Amount $193,000
Highest Mortgage Loan Application Amount $25,000,000
Average Applicant Income $105,333
Highest Applicant Income $5,228,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Niagara Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie County New York 2,383 $ 368,958,000 $ 154,000 $ 86,000
Niagara County New York 671 $ 82,812,000 $ 123,000 $ 72,000
Monroe County New York 568 $ 67,334,000 $ 118,000 $ 68,000
New Haven County Connecticut 454 $ 85,062,000 $ 187,000 $ 104,000
Fairfield County Connecticut 453 $ 374,490,000 $ 826,000 $ 311,000
Allegheny County Pennsylvania 413 $ 75,772,000 $ 183,000 $ 109,000
Montgomery County Pennsylvania 285 $ 58,133,000 $ 203,000 $ 114,000
Hartford County Connecticut 274 $ 52,057,000 $ 189,000 $ 104,000
Hampden County Massachusetts 271 $ 44,275,000 $ 163,000 $ 77,000
Oneida County New York 252 $ 25,643,000 $ 101,000 $ 71,000
Albany County New York 208 $ 61,948,000 $ 297,000 $ 107,000
Onondaga County New York 175 $ 48,277,000 $ 275,000 $ 98,000
Saratoga County New York 165 $ 59,271,000 $ 359,000 $ 111,000
Tolland County Connecticut 155 $ 26,628,000 $ 171,000 $ 99,000
Chautauqua County New York 126 $ 11,914,000 $ 94,000 $ 75,000
Rockland County New York 120 $ 30,536,000 $ 254,000 $ 105,000
Westmoreland County Pennsylvania 110 $ 14,242,000 $ 129,000 $ 68,000
Columbia County New York 107 $ 25,617,000 $ 239,000 $ 125,000
Chester County Pennsylvania 107 $ 28,425,000 $ 265,000 $ 112,000
Rensselaer County New York 106 $ 37,275,000 $ 351,000 $ 112,000
Westchester County New York 89 $ 44,013,000 $ 494,000 $ 215,000
Broome County New York 86 $ 7,795,000 $ 90,000 $ 54,000
Washington County Pennsylvania 85 $ 18,195,000 $ 214,000 $ 133,000
Middlesex County Massachusetts 83 $ 52,537,000 $ 632,000 $ 230,000
Orange County New York 79 $ 14,383,000 $ 182,000 $ 108,000
Genesee County New York 78 $ 7,291,000 $ 93,000 $ 64,000
Schenectady County New York 78 $ 41,985,000 $ 538,000 $ 96,000
Middlesex County Connecticut 77 $ 25,934,000 $ 336,000 $ 157,000
Bucks County Pennsylvania 76 $ 22,496,000 $ 296,000 $ 134,000
Philadelphia County Pennsylvania 74 $ 13,186,000 $ 178,000 $ 195,000
St. Lawrence County New York 71 $ 6,398,000 $ 90,000 $ 84,000
Windham County Connecticut 70 $ 10,881,000 $ 155,000 $ 77,000
Cayuga County New York 67 $ 8,675,000 $ 129,000 $ 71,000
Fulton County New York 63 $ 5,415,000 $ 85,000 $ 76,000
Norfolk County Massachusetts 61 $ 32,421,000 $ 531,000 $ 243,000
Orleans County New York 61 $ 4,135,000 $ 67,000 $ 55,000
Cortland County New York 57 $ 5,776,000 $ 101,000 $ 78,000
Franklin County New York 53 $ 5,376,000 $ 101,000 $ 101,000
Montgomery County New York 53 $ 3,417,000 $ 64,000 $ 67,000
Suffolk County Massachusetts 52 $ 26,803,000 $ 515,000 $ 202,000
Jefferson County New York 52 $ 3,386,000 $ 65,000 $ 70,000
Erie County Pennsylvania 52 $ 9,699,000 $ 186,000 $ 80,000
Lehigh County Pennsylvania 51 $ 6,975,000 $ 136,000 $ 71,000
Dutchess County New York 44 $ 9,572,000 $ 217,000 $ 107,000
Wyoming County New York 40 $ 5,175,000 $ 129,000 $ 56,000
New London County Connecticut 35 $ 8,460,000 $ 241,000 $ 147,000
Ontario County New York 33 $ 11,595,000 $ 351,000 $ 118,000
Carbon County Pennsylvania 32 $ 3,101,000 $ 96,000 $ 60,000
Tompkins County New York 31 $ 6,344,000 $ 204,000 $ 90,000
Delaware County Pennsylvania 31 $ 9,126,000 $ 294,000 $ 107,000
Greene County New York 30 $ 6,199,000 $ 206,000 $ 133,000
Warren County New York 30 $ 10,167,000 $ 338,000 $ 139,000
Berks County Pennsylvania 30 $ 3,454,000 $ 115,000 $ 66,000
Wayne County New York 29 $ 3,508,000 $ 120,000 $ 65,000
Herkimer County New York 27 $ 3,332,000 $ 123,000 $ 94,000
Sullivan County New York 26 $ 2,787,000 $ 107,000 $ 67,000
Fayette County Pennsylvania 26 $ 2,876,000 $ 110,000 $ 55,000
Cattaraugus County New York 25 $ 4,365,000 $ 174,000 $ 295,000
Hampshire County Massachusetts 24 $ 5,011,000 $ 208,000 $ 94,000
Northampton County Pennsylvania 24 $ 2,858,000 $ 119,000 $ 65,000
Butler County Pennsylvania 22 $ 3,767,000 $ 171,000 $ 85,000
Crawford County Pennsylvania 22 $ 1,638,000 $ 74,000 $ 64,000
Warren County Pennsylvania 20 $ 3,101,000 $ 155,000 $ 60,000
Worcester County Massachusetts 19 $ 4,945,000 $ 260,000 $ 79,000
Plymouth County Massachusetts 18 $ 5,178,000 $ 287,000 $ 131,000
Livingston County New York 18 $ 2,624,000 $ 145,000 $ 78,000
Lee County Florida 17 $ 6,767,000 $ 398,000 $ 401,000
Palm Beach County Florida 15 $ 7,355,000 $ 490,000 $ 578,000
Essex County New York 14 $ 3,557,000 $ 254,000 $ 159,000
Kings County New York 14 $ 9,934,000 $ 709,000 $ 200,000
Madison County New York 14 $ 2,383,000 $ 170,000 $ 84,000
Litchfield County Connecticut 13 $ 7,962,000 $ 612,000 $ 212,000
Collier County Florida 13 $ 3,303,000 $ 254,000 $ 306,000
Barnstable County Massachusetts 13 $ 6,414,000 $ 493,000 $ 308,000
Essex County Massachusetts 13 $ 8,115,000 $ 624,000 $ 251,000
Lewis County New York 12 $ 1,660,000 $ 138,000 $ 88,000
Oswego County New York 12 $ 1,048,000 $ 87,000 $ 74,000
Ulster County New York 12 $ 1,107,000 $ 92,000 $ 86,000
Beaver County Pennsylvania 12 $ 2,474,000 $ 206,000 $ 140,000
Monroe County Pennsylvania 12 $ 1,337,000 $ 111,000 $ 50,000
Cape May County New Jersey 11 $ 7,390,000 $ 671,000 $ 408,000
Chenango County New York 10 $ 3,049,000 $ 304,000 $ 38,000
Washington County New York 10 $ 1,287,000 $ 128,000 $ 75,000
Washington County Rhode Island 10 $ 4,437,000 $ 443,000 $ 449,000
Bristol County Massachusetts 9 $ 2,328,000 $ 258,000 $ 83,000
Nassau County New York 9 $ 7,214,000 $ 801,000 $ 355,000
New York County New York 9 $ 9,124,000 $ 1,013,000 $ 333,000
Queens County New York 9 $ 5,154,000 $ 572,000 $ 894,000
Tioga County New York 9 $ 701,000 $ 77,000 $ 49,000
Sussex County Delaware 8 $ 2,468,000 $ 308,000 $ 150,000
Bergen County New Jersey 8 $ 2,883,000 $ 360,000 $ 133,000
Putnam County New York 8 $ 2,023,000 $ 252,000 $ 95,000
Suffolk County New York 8 $ 5,081,000 $ 635,000 $ 247,000
Camden County New Jersey 7 $ 1,391,000 $ 198,000 $ 123,000
Bronx County New York 7 $ 1,999,000 $ 285,000 $ 110,000
Otsego County New York 7 $ 887,000 $ 126,000 $ 90,000
Monongalia County West Virginia 7 $ 2,073,000 $ 296,000 $ 89,000
Broward County Florida 6 $ 2,038,000 $ 339,000 $ 194,000
Franklin County Massachusetts 6 $ 1,117,000 $ 186,000 $ 54,000
Atlantic County New Jersey 6 $ 6,420,000 $ 1,070,000 $ 266,000
Allegany County New York 6 $ 560,000 $ 93,000 $ 70,000
Hamilton County New York 6 $ 1,145,000 $ 190,000 $ 159,000
Schoharie County New York 6 $ 824,000 $ 137,000 $ 102,000
Volusia County Florida 5 $ 963,000 $ 192,000 $ 75,000
Dukes County Massachusetts 5 $ 2,238,000 $ 447,000 $ 516,000
Nantucket County Massachusetts 5 $ 4,876,000 $ 975,000 $ 345,000
Essex County New Jersey 5 $ 1,341,000 $ 268,000 $ 154,000
Luzerne County Pennsylvania 5 $ 412,000 $ 82,000 $ 79,000
New Castle County Delaware 4 $ 487,000 $ 121,000 $ 159,000
Brevard County Florida 4 $ 465,000 $ 116,000 $ 108,000
Monroe County Florida 4 $ 2,505,000 $ 626,000 $ 818,000
Pinellas County Florida 4 $ 528,000 $ 132,000 $ 103,000
Berkshire County Massachusetts 4 $ 1,421,000 $ 355,000 $ 143,000
Burlington County New Jersey 4 $ 943,000 $ 235,000 $ 206,000
Monmouth County New Jersey 4 $ 1,372,000 $ 343,000 $ 148,000
Steuben County New York 4 $ 499,000 $ 124,000 $ 66,000
Bradford County Pennsylvania 4 $ 170,000 $ 42,000 $ 28,000
Schuylkill County Pennsylvania 4 $ 363,000 $ 90,000 $ 57,000
Somerset County Pennsylvania 4 $ 410,000 $ 102,000 $ 151,000
Manatee County Florida 3 $ 718,000 $ 239,000 $ 80,000
Miami-Dade County Florida 3 $ 2,105,000 $ 701,000 $ 313,000
St. Johns County Florida 3 $ 560,000 $ 186,000 $ 179,000
Hudson County New Jersey 3 $ 389,000 $ 129,000 $ 71,000
Ocean County New Jersey 3 $ 1,113,000 $ 371,000 $ 250,000
Chemung County New York 3 $ 138,000 $ 46,000 $ 56,000
Richmond County New York 3 $ 800,000 $ 266,000 $ 56,000
Seneca County New York 3 $ 430,000 $ 143,000 $ 184,000
Yates County New York 3 $ 1,096,000 $ 365,000 $ 335,000
Lackawanna County Pennsylvania 3 $ 419,000 $ 139,000 $ 40,000
Wayne County Pennsylvania 3 $ 285,000 $ 95,000 $ 61,000
Providence County Rhode Island 3 $ 695,000 $ 231,000 $ 83,000
Flagler County Florida 2 $ 550,000 $ 275,000 $ 111,000
Hillsborough County Florida 2 $ 441,000 $ 220,000 $ 96,000
Martin County Florida 2 $ 1,533,000 $ 766,000 $ 485,000
Sarasota County Florida 2 $ 351,000 $ 175,000 $ 159,000
Gloucester County New Jersey 2 $ 407,000 $ 203,000 $ 63,000
Mercer County New Jersey 2 $ 192,000 $ 96,000 $ 124,000
Clinton County New York 2 $ 464,000 $ 232,000 $ 89,000
Delaware County New York 2 $ 155,000 $ 77,000 $ 26,000
Schuyler County New York 2 $ 666,000 $ 333,000 $ 86,000
Centre County Pennsylvania 2 $ 330,000 $ 165,000 $ 56,000
Greene County Pennsylvania 2 $ 268,000 $ 134,000 $ 66,000
Pike County Pennsylvania 2 $ 198,000 $ 99,000 $ 97,000
York County Pennsylvania 2 $ 211,000 $ 105,000 $ 125,000
Charlotte County Florida 1 $ 170,000 $ 170,000 $ 176,000
Lake County Florida 1 $ 142,000 $ 142,000 $ 91,000
Okaloosa County Florida 1 $ 205,000 $ 205,000 $ 212,000
Orange County Florida 1 $ 1,100,000 $ 1,100,000 $ 996,000
Osceola County Florida 1 $ 216,000 $ 216,000 $ 273,000
Polk County Florida 1 $ 141,000 $ 141,000 $ 343,000
St. Lucie County Florida 1 $ 172,000 $ 172,000 $ 65,000
Walton County Florida 1 $ 160,000 $ 160,000 $ 178,000
Cumberland County New Jersey 1 $ 136,000 $ 136,000 $ 63,000
Middlesex County New Jersey 1 $ 248,000 $ 248,000 $ 132,000
Morris County New Jersey 1 $ 1,680,000 $ 1,680,000 $ 1,677,000
Passaic County New Jersey 1 $ 20,000 $ 20,000 $ 102,000
Sussex County New Jersey 1 $ 568,000 $ 568,000 $ 164,000
Union County New Jersey 1 $ 176,000 $ 176,000 $ 276,000
Creek County Oklahoma 1 $ 11,500,000 $ 11,500,000 $ 0
Armstrong County Pennsylvania 1 $ 172,000 $ 172,000 $ 108,000
Cambria County Pennsylvania 1 $ 132,000 $ 132,000 $ 130,000
Clarion County Pennsylvania 1 $ 52,000 $ 52,000 $ 80,000
Columbia County Pennsylvania 1 $ 166,000 $ 166,000 $ 0
Dauphin County Pennsylvania 1 $ 185,000 $ 185,000 $ 170,000
Forest County Pennsylvania 1 $ 35,000 $ 35,000 $ 115,000
Lancaster County Pennsylvania 1 $ 278,000 $ 278,000 $ 126,000
Lawrence County Pennsylvania 1 $ 232,000 $ 232,000 $ 85,000
Bristol County Rhode Island 1 $ 500,000 $ 500,000 $ 162,000
Hardy County West Virginia 1 $ 218,000 $ 218,000 $ 89,000
Harrison County West Virginia 1 $ 195,000 $ 195,000 $ 92,000
Jefferson County West Virginia 1 $ 374,000 $ 374,000 $ 134,000
Marion County West Virginia 1 $ 165,000 $ 165,000 $ 31,000
Preston County West Virginia 1 $ 49,000 $ 49,000 $ 41,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Niagara Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,676 $1,232,986,000 $217,000 $22,112,000 $106,000 $5,228,000
Refinancing 3,134 $962,681,000 $307,000 $25,000,000 $134,000 $4,469,000
Home Improvement 1,379 $76,753,000 $55,000 $11,045,000 $76,000 $4,206,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,131 $1,646,448,000 $202,000 $4,874,000 $115,000 $5,228,000
Not Provided 819 $165,869,000 $202,000 $2,372,000 $110,000 $1,677,000
Black or African American 499 $64,093,000 $128,000 $1,000,000 $76,000 $4,206,000
Asian 285 $66,124,000 $232,000 $2,795,000 $119,000 $1,685,000
Hispanic 280 $40,831,000 $145,000 $1,663,000 $87,000 $1,056,000
Not applicable 121 $281,711,000 $2,328,000 $25,000,000 $0 $0
American Indian or Alaskan Native 38 $4,289,000 $112,000 $390,000 $93,000 $300,000
Native Hawaiian or Other Pacific Islander 16 $3,055,000 $190,000 $680,000 $76,000 $287,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,810 $2,083,758,000 $236,000 $25,000,000 $119,000 $5,228,000
FHA-insured (Federal Housing Administration) 1,070 $142,039,000 $132,000 $1,058,000 $56,000 $285,000
VA-guaranteed (Veterans Administration) 216 $35,111,000 $162,000 $450,000 $68,000 $286,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 93 $11,512,000 $123,000 $306,000 $53,000 $123,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,607 $1,585,569,000 $239,000 $25,000,000 $109,000 $5,228,000
Application Denied By Financial Institution 1,704 $215,708,000 $126,000 $2,650,000 $86,000 $4,469,000
File Closed For Incompleteness 991 $239,114,000 $241,000 $2,465,000 $132,000 $2,022,000
Application Withdrawn By Applicant 521 $153,425,000 $294,000 $4,874,000 $158,000 $2,250,000
Application Approved But Not Accepted 307 $68,351,000 $222,000 $3,100,000 $133,000 $3,290,000
Preapproval Denied by Financial Institution 50 $8,643,000 $172,000 $545,000 $56,000 $180,000
Loan Purchased By The Institution 9 $1,610,000 $178,000 $319,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 652 $30,670,000 $47,000 $659,000 $73,000 $635,000
Collateral 432 $96,361,000 $223,000 $2,650,000 $115,000 $1,159,000
Debt-To-Income Ratio 415 $56,808,000 $136,000 $1,780,000 $57,000 $541,000
Other 125 $18,409,000 $147,000 $900,000 $153,000 $4,469,000
Insufficient Cash (Downpayment, Closing Cost) 46 $10,681,000 $232,000 $1,316,000 $60,000 $397,000
Unverifiable Information 40 $3,132,000 $78,000 $400,000 $82,000 $295,000
Employment History 36 $6,692,000 $185,000 $700,000 $75,000 $701,000
Credit Application Incomplete 4 $1,280,000 $320,000 $920,000 $119,000 $398,000
Mortgage Insurance Denied 4 $318,000 $79,000 $145,000 $41,000 $55,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List