Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Niagara Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | First Niagara Bank 726 Exchange Street Suite 618 Buffalo, NY 14210 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 10,450 |
Total Mortgage Loan Application Amount | $1,924,702,000 |
Average Mortgage Loan Application Amount | $175,333 |
Highest Mortgage Loan Application Amount | $30,000,000 |
Average Applicant Income | $100,666 |
Highest Applicant Income | $6,300,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Erie County New York | 2,225 | $ 310,498,000 | $ 139,000 | $ 83,000 |
Niagara County New York | 621 | $ 62,564,000 | $ 100,000 | $ 67,000 |
Monroe County New York | 610 | $ 70,741,000 | $ 115,000 | $ 88,000 |
Allegheny County Pennsylvania | 483 | $ 45,838,000 | $ 94,000 | $ 80,000 |
New Haven County Connecticut | 438 | $ 95,232,000 | $ 217,000 | $ 106,000 |
Fairfield County Connecticut | 419 | $ 279,075,000 | $ 666,000 | $ 270,000 |
Hartford County Connecticut | 366 | $ 69,137,000 | $ 188,000 | $ 95,000 |
Hampden County Massachusetts | 288 | $ 43,766,000 | $ 151,000 | $ 73,000 |
Oneida County New York | 235 | $ 27,734,000 | $ 118,000 | $ 61,000 |
Albany County New York | 208 | $ 32,327,000 | $ 155,000 | $ 81,000 |
Montgomery County Pennsylvania | 206 | $ 31,973,000 | $ 155,000 | $ 93,000 |
Onondaga County New York | 200 | $ 24,374,000 | $ 121,000 | $ 77,000 |
Tolland County Connecticut | 160 | $ 15,487,000 | $ 96,000 | $ 88,000 |
Broome County New York | 144 | $ 12,026,000 | $ 83,000 | $ 62,000 |
Rockland County New York | 144 | $ 32,994,000 | $ 229,000 | $ 116,000 |
Saratoga County New York | 138 | $ 32,016,000 | $ 232,000 | $ 119,000 |
Philadelphia County Pennsylvania | 125 | $ 26,166,000 | $ 209,000 | $ 162,000 |
Westchester County New York | 124 | $ 34,508,000 | $ 278,000 | $ 165,000 |
Cayuga County New York | 121 | $ 8,350,000 | $ 69,000 | $ 69,000 |
Columbia County New York | 116 | $ 16,091,000 | $ 138,000 | $ 108,000 |
Orange County New York | 115 | $ 11,627,000 | $ 101,000 | $ 97,000 |
Chautauqua County New York | 114 | $ 9,556,000 | $ 83,000 | $ 66,000 |
Rensselaer County New York | 106 | $ 14,224,000 | $ 134,000 | $ 75,000 |
Westmoreland County Pennsylvania | 104 | $ 10,625,000 | $ 102,000 | $ 63,000 |
Bucks County Pennsylvania | 102 | $ 23,925,000 | $ 234,000 | $ 121,000 |
Lehigh County Pennsylvania | 98 | $ 7,641,000 | $ 77,000 | $ 72,000 |
Chester County Pennsylvania | 90 | $ 15,830,000 | $ 175,000 | $ 103,000 |
Middlesex County Connecticut | 84 | $ 18,988,000 | $ 226,000 | $ 103,000 |
Windham County Connecticut | 83 | $ 9,481,000 | $ 114,000 | $ 83,000 |
Middlesex County Massachusetts | 73 | $ 47,354,000 | $ 648,000 | $ 233,000 |
Putnam County New York | 73 | $ 9,039,000 | $ 123,000 | $ 95,000 |
Dutchess County New York | 70 | $ 12,309,000 | $ 175,000 | $ 112,000 |
Carbon County Pennsylvania | 70 | $ 3,413,000 | $ 48,000 | $ 54,000 |
Washington County Pennsylvania | 70 | $ 12,350,000 | $ 176,000 | $ 132,000 |
Genesee County New York | 68 | $ 6,124,000 | $ 90,000 | $ 69,000 |
Schenectady County New York | 66 | $ 9,033,000 | $ 136,000 | $ 76,000 |
Norfolk County Massachusetts | 63 | $ 41,109,000 | $ 652,000 | $ 245,000 |
Erie County Pennsylvania | 63 | $ 5,050,000 | $ 80,000 | $ 63,000 |
Fayette County Pennsylvania | 57 | $ 3,849,000 | $ 67,000 | $ 50,000 |
Northampton County Pennsylvania | 57 | $ 3,367,000 | $ 59,000 | $ 62,000 |
Jefferson County New York | 53 | $ 3,701,000 | $ 69,000 | $ 80,000 |
Wayne County New York | 53 | $ 5,572,000 | $ 105,000 | $ 47,000 |
Hampshire County Massachusetts | 52 | $ 12,109,000 | $ 232,000 | $ 103,000 |
Cortland County New York | 51 | $ 3,031,000 | $ 59,000 | $ 69,000 |
Orleans County New York | 49 | $ 3,634,000 | $ 74,000 | $ 61,000 |
Fulton County New York | 47 | $ 3,655,000 | $ 77,000 | $ 70,000 |
Berks County Pennsylvania | 43 | $ 5,622,000 | $ 130,000 | $ 73,000 |
Wyoming County New York | 42 | $ 4,260,000 | $ 101,000 | $ 62,000 |
St. Lawrence County New York | 41 | $ 3,829,000 | $ 93,000 | $ 67,000 |
Montgomery County New York | 37 | $ 2,647,000 | $ 71,000 | $ 73,000 |
Tompkins County New York | 36 | $ 5,421,000 | $ 150,000 | $ 85,000 |
Crawford County Pennsylvania | 36 | $ 2,147,000 | $ 59,000 | $ 62,000 |
Sullivan County New York | 32 | $ 1,540,000 | $ 48,000 | $ 76,000 |
Cattaraugus County New York | 31 | $ 3,156,000 | $ 101,000 | $ 100,000 |
Warren County New York | 31 | $ 27,367,000 | $ 882,000 | $ 97,000 |
Ontario County New York | 27 | $ 7,353,000 | $ 272,000 | $ 150,000 |
Warren County Pennsylvania | 27 | $ 2,207,000 | $ 81,000 | $ 53,000 |
New London County Connecticut | 25 | $ 6,422,000 | $ 256,000 | $ 155,000 |
Franklin County New York | 25 | $ 2,094,000 | $ 83,000 | $ 65,000 |
Suffolk County Massachusetts | 24 | $ 57,472,000 | $ 2,394,000 | $ 359,000 |
Worcester County Massachusetts | 24 | $ 6,253,000 | $ 260,000 | $ 91,000 |
Butler County Pennsylvania | 23 | $ 4,249,000 | $ 184,000 | $ 78,000 |
Essex County Massachusetts | 22 | $ 11,342,000 | $ 515,000 | $ 194,000 |
Greene County New York | 21 | $ 2,458,000 | $ 117,000 | $ 65,000 |
Livingston County New York | 20 | $ 2,175,000 | $ 108,000 | $ 92,000 |
Herkimer County New York | 18 | $ 2,204,000 | $ 122,000 | $ 95,000 |
Chenango County New York | 17 | $ 1,577,000 | $ 92,000 | $ 55,000 |
Oswego County New York | 17 | $ 1,487,000 | $ 87,000 | $ 85,000 |
Monroe County Pennsylvania | 17 | $ 1,306,000 | $ 76,000 | $ 59,000 |
Beaver County Pennsylvania | 16 | $ 2,081,000 | $ 130,000 | $ 86,000 |
Delaware County Pennsylvania | 16 | $ 6,599,000 | $ 412,000 | $ 180,000 |
Tioga County New York | 15 | $ 1,241,000 | $ 82,000 | $ 61,000 |
Essex County New York | 14 | $ 3,148,000 | $ 224,000 | $ 280,000 |
Suffolk County New York | 14 | $ 11,830,000 | $ 845,000 | $ 312,000 |
Litchfield County Connecticut | 13 | $ 4,571,000 | $ 351,000 | $ 125,000 |
Cape May County New Jersey | 12 | $ 9,848,000 | $ 820,000 | $ 652,000 |
Lewis County New York | 12 | $ 1,464,000 | $ 122,000 | $ 58,000 |
Monmouth County New Jersey | 11 | $ 3,034,000 | $ 275,000 | $ 136,000 |
Ulster County New York | 11 | $ 3,648,000 | $ 331,000 | $ 40,000 |
Plymouth County Massachusetts | 10 | $ 3,273,000 | $ 327,000 | $ 106,000 |
Kings County New York | 10 | $ 7,537,000 | $ 753,000 | $ 226,000 |
Madison County New York | 10 | $ 887,000 | $ 88,000 | $ 69,000 |
Palm Beach County Florida | 9 | $ 11,935,000 | $ 1,326,000 | $ 574,000 |
Ocean County New Jersey | 9 | $ 2,098,000 | $ 233,000 | $ 208,000 |
Schuylkill County Pennsylvania | 9 | $ 855,000 | $ 95,000 | $ 90,000 |
Washington County New York | 8 | $ 1,267,000 | $ 158,000 | $ 61,000 |
Barnstable County Massachusetts | 7 | $ 3,437,000 | $ 491,000 | $ 589,000 |
Schuyler County New York | 7 | $ 1,079,000 | $ 154,000 | $ 129,000 |
Lancaster County Pennsylvania | 7 | $ 1,151,000 | $ 164,000 | $ 84,000 |
Providence County Rhode Island | 7 | $ 1,025,000 | $ 146,000 | $ 97,000 |
Sussex County Delaware | 6 | $ 2,521,000 | $ 420,000 | $ 232,000 |
Pinellas County Florida | 6 | $ 1,843,000 | $ 307,000 | $ 183,000 |
Bergen County New Jersey | 6 | $ 2,283,000 | $ 380,000 | $ 67,000 |
Nassau County New York | 6 | $ 5,845,000 | $ 974,000 | $ 584,000 |
Queens County New York | 6 | $ 3,019,000 | $ 503,000 | $ 286,000 |
Lee County Florida | 5 | $ 1,090,000 | $ 218,000 | $ 166,000 |
Berkshire County Massachusetts | 5 | $ 939,000 | $ 187,000 | $ 82,000 |
Mercer County New Jersey | 5 | $ 2,269,000 | $ 453,000 | $ 157,000 |
Morris County New Jersey | 5 | $ 2,073,000 | $ 414,000 | $ 561,000 |
Allegany County New York | 5 | $ 432,000 | $ 86,000 | $ 88,000 |
Chemung County New York | 5 | $ 328,000 | $ 65,000 | $ 57,000 |
New York County New York | 5 | $ 7,771,000 | $ 1,554,000 | $ 739,000 |
Otsego County New York | 5 | $ 1,040,000 | $ 208,000 | $ 118,000 |
Seneca County New York | 5 | $ 465,000 | $ 93,000 | $ 83,000 |
Susquehanna County Pennsylvania | 5 | $ 140,000 | $ 28,000 | $ 62,000 |
Collier County Florida | 4 | $ 3,922,000 | $ 980,000 | $ 445,000 |
Burlington County New Jersey | 4 | $ 2,507,000 | $ 626,000 | $ 252,000 |
Clinton County New York | 4 | $ 241,000 | $ 60,000 | $ 44,000 |
Delaware County New York | 4 | $ 363,000 | $ 90,000 | $ 100,000 |
Washington County Rhode Island | 4 | $ 2,297,000 | $ 574,000 | $ 256,000 |
Miami-Dade County Florida | 3 | $ 2,697,000 | $ 899,000 | $ 727,000 |
Sarasota County Florida | 3 | $ 990,000 | $ 330,000 | $ 198,000 |
Nantucket County Massachusetts | 3 | $ 3,425,000 | $ 1,141,000 | $ 551,000 |
Essex County New Jersey | 3 | $ 762,000 | $ 254,000 | $ 194,000 |
Hudson County New Jersey | 3 | $ 592,000 | $ 197,000 | $ 144,000 |
Yates County New York | 3 | $ 603,000 | $ 201,000 | $ 137,000 |
Franklin County Ohio | 3 | $ 15,494,000 | $ 5,164,000 | $ 0 |
Mercer County Pennsylvania | 3 | $ 105,000 | $ 35,000 | $ 59,000 |
New Castle County Delaware | 2 | $ 560,000 | $ 280,000 | $ 144,000 |
Brevard County Florida | 2 | $ 346,000 | $ 173,000 | $ 108,000 |
Broward County Florida | 2 | $ 3,302,000 | $ 1,651,000 | $ 1,260,000 |
Polk County Florida | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
St. Johns County Florida | 2 | $ 400,000 | $ 200,000 | $ 221,000 |
Bristol County Massachusetts | 2 | $ 216,000 | $ 108,000 | $ 61,000 |
Franklin County Massachusetts | 2 | $ 372,000 | $ 186,000 | $ 55,000 |
Camden County New Jersey | 2 | $ 138,000 | $ 69,000 | $ 31,000 |
Union County New Jersey | 2 | $ 687,000 | $ 343,000 | $ 212,000 |
Schoharie County New York | 2 | $ 20,000 | $ 10,000 | $ 104,000 |
Steuben County New York | 2 | $ 212,000 | $ 106,000 | $ 72,000 |
Bradford County Pennsylvania | 2 | $ 129,000 | $ 64,000 | $ 49,000 |
Elk County Pennsylvania | 2 | $ 136,000 | $ 68,000 | $ 115,000 |
Indiana County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 65,000 |
Luzerne County Pennsylvania | 2 | $ 163,000 | $ 81,000 | $ 45,000 |
Pike County Pennsylvania | 2 | $ 242,000 | $ 121,000 | $ 196,000 |
Venango County Pennsylvania | 2 | $ 236,000 | $ 118,000 | $ 72,000 |
Wayne County Pennsylvania | 2 | $ 124,000 | $ 62,000 | $ 0 |
Newport County Rhode Island | 2 | $ 954,000 | $ 477,000 | $ 141,000 |
Charlotte County Florida | 1 | $ 216,000 | $ 216,000 | $ 348,000 |
Franklin County Florida | 1 | $ 570,000 | $ 570,000 | $ 179,000 |
Indian River County Florida | 1 | $ 112,000 | $ 112,000 | $ 108,000 |
Lake County Florida | 1 | $ 178,000 | $ 178,000 | $ 120,000 |
Manatee County Florida | 1 | $ 266,000 | $ 266,000 | $ 113,000 |
Monroe County Florida | 1 | $ 190,000 | $ 190,000 | $ 93,000 |
Orange County Florida | 1 | $ 368,000 | $ 368,000 | $ 81,000 |
Osceola County Florida | 1 | $ 518,000 | $ 518,000 | $ 614,000 |
Pasco County Florida | 1 | $ 1,000 | $ 1,000 | $ 48,000 |
St. Lucie County Florida | 1 | $ 54,000 | $ 54,000 | $ 169,000 |
Sumter County Florida | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
Volusia County Florida | 1 | $ 61,000 | $ 61,000 | $ 134,000 |
Pulaski County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 77,000 |
Vermilion County Louisiana | 1 | $ 3,000 | $ 3,000 | $ 92,000 |
Dukes County Massachusetts | 1 | $ 1,050,000 | $ 1,050,000 | $ 126,000 |
Atlantic County New Jersey | 1 | $ 600,000 | $ 600,000 | $ 396,000 |
Cumberland County New Jersey | 1 | $ 68,000 | $ 68,000 | $ 120,000 |
Passaic County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 46,000 |
Salem County New Jersey | 1 | $ 162,000 | $ 162,000 | $ 185,000 |
Sussex County New Jersey | 1 | $ 313,000 | $ 313,000 | $ 0 |
Bronx County New York | 1 | $ 428,000 | $ 428,000 | $ 82,000 |
Hamilton County New York | 1 | $ 380,000 | $ 380,000 | $ 337,000 |
Richmond County New York | 1 | $ 670,000 | $ 670,000 | $ 240,000 |
Medina County Ohio | 1 | $ 2,800,000 | $ 2,800,000 | $ 0 |
Centre County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 120,000 |
Clearfield County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
Columbia County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 0 |
Cumberland County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 104,000 |
Greene County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
Huntingdon County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 44,000 |
Lawrence County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
McKean County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
York County Pennsylvania | 1 | $ 318,000 | $ 318,000 | $ 130,000 |
Windham County Vermont | 1 | $ 198,000 | $ 198,000 | $ 153,000 |
Ohio County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 5,609 | $1,132,709,000 | $201,000 | $15,000,000 | $99,000 | $3,208,000 |
Refinancing | 2,426 | $710,064,000 | $292,000 | $30,000,000 | $129,000 | $3,000,000 |
Home Improvement | 2,415 | $81,929,000 | $33,000 | $22,000,000 | $74,000 | $6,300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 8,378 | $1,401,477,000 | $167,000 | $8,130,000 | $103,000 | $3,208,000 |
Not Provided | 759 | $142,528,000 | $187,000 | $1,760,000 | $107,000 | $1,100,000 |
Black or African American | 420 | $49,576,000 | $118,000 | $4,000,000 | $66,000 | $636,000 |
Hispanic | 341 | $41,433,000 | $121,000 | $3,500,000 | $94,000 | $6,300,000 |
Asian | 294 | $66,009,000 | $224,000 | $2,325,000 | $116,000 | $1,224,000 |
Not applicable | 199 | $216,672,000 | $1,088,000 | $30,000,000 | $0 | $0 |
American Indian or Alaskan Native | 43 | $5,161,000 | $120,000 | $528,000 | $68,000 | $348,000 |
Native Hawaiian or Other Pacific Islander | 16 | $1,846,000 | $115,000 | $417,000 | $95,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,079 | $1,751,962,000 | $192,000 | $30,000,000 | $107,000 | $6,300,000 |
FHA-insured (Federal Housing Administration) | 1,032 | $125,491,000 | $121,000 | $515,000 | $52,000 | $207,000 |
VA-guaranteed (Veterans Administration) | 178 | $28,259,000 | $158,000 | $417,000 | $66,000 | $222,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 161 | $18,990,000 | $117,000 | $331,000 | $45,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 6,639 | $1,314,644,000 | $198,000 | $30,000,000 | $99,000 | $2,553,000 |
Application Denied By Financial Institution | 2,092 | $216,429,000 | $103,000 | $4,000,000 | $86,000 | $6,300,000 |
File Closed For Incompleteness | 677 | $154,868,000 | $228,000 | $8,130,000 | $123,000 | $3,000,000 |
Application Withdrawn By Applicant | 504 | $140,500,000 | $278,000 | $2,325,000 | $133,000 | $2,040,000 |
Application Approved But Not Accepted | 392 | $76,040,000 | $193,000 | $2,175,000 | $132,000 | $2,246,000 |
Preapproval Denied by Financial Institution | 79 | $13,526,000 | $171,000 | $1,433,000 | $51,000 | $210,000 |
Loan Purchased By The Institution | 67 | $8,695,000 | $129,000 | $371,000 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 954 | $37,599,000 | $39,000 | $754,000 | $76,000 | $1,996,000 |
Debt-To-Income Ratio | 587 | $64,591,000 | $110,000 | $1,800,000 | $60,000 | $413,000 |
Collateral | 313 | $83,124,000 | $265,000 | $4,000,000 | $162,000 | $6,300,000 |
Other | 215 | $27,369,000 | $127,000 | $4,000,000 | $86,000 | $636,000 |
Insufficient Cash (Downpayment, Closing Cost) | 34 | $6,242,000 | $183,000 | $564,000 | $61,000 | $204,000 |
Unverifiable Information | 33 | $6,003,000 | $181,000 | $1,000,000 | $98,000 | $396,000 |
Mortgage Insurance Denied | 16 | $1,427,000 | $89,000 | $247,000 | $43,000 | $100,000 |
Employment History | 13 | $3,051,000 | $234,000 | $1,721,000 | $78,000 | $379,000 |
Credit Application Incomplete | 6 | $549,000 | $91,000 | $175,000 | $102,000 | $260,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.