First Niagara Bank
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Niagara Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Niagara Bank
726 Exchange Street Suite 618
Buffalo, NY 14210
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 14,153
Total Mortgage Loan Application Amount $2,785,369,000
Average Mortgage Loan Application Amount $153,000
Highest Mortgage Loan Application Amount $15,500,000
Average Applicant Income $101,666
Highest Applicant Income $5,000,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Niagara Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie County New York 2,916 $ 423,535,000 $ 145,000 $ 92,000
Monroe County New York 862 $ 99,703,000 $ 115,000 $ 82,000
Niagara County New York 797 $ 88,172,000 $ 110,000 $ 76,000
New Haven County Connecticut 675 $ 167,369,000 $ 247,000 $ 118,000
Fairfield County Connecticut 630 $ 468,869,000 $ 744,000 $ 295,000
Allegheny County Pennsylvania 613 $ 100,768,000 $ 164,000 $ 91,000
Hartford County Connecticut 505 $ 91,938,000 $ 182,000 $ 95,000
Montgomery County Pennsylvania 410 $ 96,985,000 $ 236,000 $ 114,000
Onondaga County New York 349 $ 55,233,000 $ 158,000 $ 98,000
Rockland County New York 333 $ 87,821,000 $ 263,000 $ 145,000
Oneida County New York 305 $ 33,280,000 $ 109,000 $ 82,000
Albany County New York 298 $ 55,831,000 $ 187,000 $ 101,000
Saratoga County New York 274 $ 69,489,000 $ 253,000 $ 121,000
Tolland County Connecticut 262 $ 43,559,000 $ 166,000 $ 95,000
Hampden County Massachusetts 248 $ 44,838,000 $ 180,000 $ 81,000
Westmoreland County Pennsylvania 208 $ 33,055,000 $ 158,000 $ 102,000
Broome County New York 192 $ 19,164,000 $ 99,000 $ 69,000
Rensselaer County New York 181 $ 25,775,000 $ 142,000 $ 86,000
Chester County Pennsylvania 164 $ 38,641,000 $ 235,000 $ 133,000
Washington County Pennsylvania 146 $ 23,199,000 $ 158,000 $ 83,000
Bucks County Pennsylvania 141 $ 33,988,000 $ 241,000 $ 104,000
Schenectady County New York 129 $ 18,865,000 $ 146,000 $ 88,000
Cayuga County New York 125 $ 11,072,000 $ 88,000 $ 70,000
Columbia County New York 125 $ 24,626,000 $ 197,000 $ 108,000
Lehigh County Pennsylvania 122 $ 19,474,000 $ 159,000 $ 71,000
Dutchess County New York 118 $ 22,826,000 $ 193,000 $ 116,000
Middlesex County Connecticut 113 $ 29,873,000 $ 264,000 $ 115,000
Westchester County New York 113 $ 41,214,000 $ 364,000 $ 163,000
Windham County Connecticut 110 $ 14,432,000 $ 131,000 $ 81,000
Genesee County New York 102 $ 9,827,000 $ 96,000 $ 68,000
Orange County New York 92 $ 17,561,000 $ 190,000 $ 98,000
Chautauqua County New York 85 $ 8,600,000 $ 101,000 $ 92,000
Tompkins County New York 83 $ 13,850,000 $ 166,000 $ 101,000
Philadelphia County Pennsylvania 82 $ 25,536,000 $ 311,000 $ 172,000
Erie County Pennsylvania 80 $ 11,305,000 $ 141,000 $ 109,000
Orleans County New York 75 $ 6,017,000 $ 80,000 $ 71,000
Wayne County New York 71 $ 7,151,000 $ 100,000 $ 63,000
Cortland County New York 70 $ 5,536,000 $ 79,000 $ 67,000
Carbon County Pennsylvania 70 $ 7,353,000 $ 105,000 $ 70,000
Fayette County Pennsylvania 67 $ 6,860,000 $ 102,000 $ 127,000
Berks County Pennsylvania 64 $ 8,560,000 $ 133,000 $ 86,000
Wyoming County New York 63 $ 6,648,000 $ 105,000 $ 67,000
St. Lawrence County New York 55 $ 5,242,000 $ 95,000 $ 76,000
Jefferson County New York 53 $ 5,724,000 $ 108,000 $ 67,000
Butler County Pennsylvania 51 $ 7,815,000 $ 153,000 $ 103,000
Ontario County New York 49 $ 14,700,000 $ 300,000 $ 113,000
Northampton County Pennsylvania 48 $ 8,047,000 $ 167,000 $ 105,000
New London County Connecticut 46 $ 22,227,000 $ 483,000 $ 149,000
Fulton County New York 45 $ 4,406,000 $ 97,000 $ 76,000
Montgomery County New York 44 $ 3,562,000 $ 80,000 $ 116,000
Delaware County Pennsylvania 43 $ 9,788,000 $ 227,000 $ 116,000
Franklin County New York 42 $ 4,486,000 $ 106,000 $ 84,000
Putnam County New York 39 $ 7,955,000 $ 203,000 $ 108,000
Beaver County Pennsylvania 36 $ 4,178,000 $ 116,000 $ 76,000
Greene County New York 35 $ 4,418,000 $ 126,000 $ 103,000
Sullivan County New York 34 $ 5,285,000 $ 155,000 $ 95,000
Herkimer County New York 33 $ 5,362,000 $ 162,000 $ 169,000
Warren County New York 33 $ 8,091,000 $ 245,000 $ 133,000
Monroe County Pennsylvania 33 $ 3,783,000 $ 114,000 $ 62,000
Warren County Pennsylvania 33 $ 3,361,000 $ 101,000 $ 63,000
Cattaraugus County New York 32 $ 4,690,000 $ 146,000 $ 172,000
Cape May County New Jersey 29 $ 10,359,000 $ 357,000 $ 456,000
Ocean County New Jersey 29 $ 3,952,000 $ 136,000 $ 117,000
Madison County New York 29 $ 3,531,000 $ 121,000 $ 107,000
Tioga County New York 29 $ 3,017,000 $ 104,000 $ 83,000
Livingston County New York 25 $ 2,784,000 $ 111,000 $ 130,000
Burlington County New Jersey 23 $ 3,919,000 $ 170,000 $ 99,000
Monmouth County New Jersey 23 $ 5,135,000 $ 223,000 $ 105,000
Essex County New York 23 $ 7,156,000 $ 311,000 $ 261,000
Crawford County Pennsylvania 23 $ 2,186,000 $ 95,000 $ 61,000
Litchfield County Connecticut 20 $ 8,599,000 $ 429,000 $ 136,000
Oswego County New York 20 $ 2,220,000 $ 111,000 $ 76,000
Middlesex County Massachusetts 19 $ 11,215,000 $ 590,000 $ 183,000
Washington County New York 18 $ 2,332,000 $ 129,000 $ 96,000
Hampshire County Massachusetts 17 $ 4,129,000 $ 242,000 $ 91,000
Norfolk County Massachusetts 17 $ 9,428,000 $ 554,000 $ 215,000
Bergen County New Jersey 15 $ 4,961,000 $ 330,000 $ 198,000
Chenango County New York 15 $ 1,367,000 $ 91,000 $ 77,000
Suffolk County Massachusetts 13 $ 7,910,000 $ 608,000 $ 316,000
Atlantic County New Jersey 13 $ 3,070,000 $ 236,000 $ 156,000
Middlesex County New Jersey 13 $ 1,637,000 $ 125,000 $ 83,000
Lewis County New York 13 $ 1,377,000 $ 105,000 $ 78,000
Suffolk County New York 13 $ 3,598,000 $ 276,000 $ 143,000
Ulster County New York 13 $ 1,598,000 $ 122,000 $ 71,000
Barnstable County Massachusetts 12 $ 4,552,000 $ 379,000 $ 342,000
Gloucester County New Jersey 12 $ 1,091,000 $ 90,000 $ 88,000
Seneca County New York 12 $ 1,932,000 $ 161,000 $ 138,000
Collier County Florida 11 $ 5,654,000 $ 514,000 $ 778,000
Palm Beach County Florida 11 $ 9,973,000 $ 906,000 $ 423,000
Plymouth County Massachusetts 11 $ 4,640,000 $ 421,000 $ 142,000
Mercer County New Jersey 11 $ 2,954,000 $ 268,000 $ 372,000
Kings County New York 11 $ 3,906,000 $ 355,000 $ 104,000
Yates County New York 11 $ 1,890,000 $ 171,000 $ 170,000
Schuylkill County Pennsylvania 11 $ 747,000 $ 67,000 $ 65,000
Morris County New Jersey 10 $ 3,948,000 $ 394,000 $ 718,000
Lee County Florida 9 $ 5,613,000 $ 623,000 $ 969,000
Worcester County Massachusetts 9 $ 2,089,000 $ 232,000 $ 88,000
Sussex County Delaware 8 $ 1,871,000 $ 233,000 $ 159,000
New York County New York 8 $ 3,777,000 $ 472,000 $ 224,000
Lancaster County Pennsylvania 8 $ 742,000 $ 92,000 $ 61,000
New Castle County Delaware 7 $ 1,423,000 $ 203,000 $ 117,000
Washington County Rhode Island 7 $ 3,928,000 $ 561,000 $ 241,000
Camden County New Jersey 6 $ 818,000 $ 136,000 $ 235,000
Bronx County New York 6 $ 1,602,000 $ 267,000 $ 81,000
Delaware County New York 6 $ 501,000 $ 83,000 $ 260,000
Broward County Florida 5 $ 3,640,000 $ 728,000 $ 531,000
Sarasota County Florida 5 $ 1,207,000 $ 241,000 $ 852,000
Sussex County New Jersey 5 $ 807,000 $ 161,000 $ 94,000
Pike County Pennsylvania 5 $ 714,000 $ 142,000 $ 96,000
Susquehanna County Pennsylvania 5 $ 623,000 $ 124,000 $ 73,000
Wayne County Pennsylvania 5 $ 572,000 $ 114,000 $ 104,000
Brevard County Florida 4 $ 611,000 $ 152,000 $ 436,000
Martin County Florida 4 $ 1,191,000 $ 297,000 $ 460,000
Pinellas County Florida 4 $ 530,000 $ 132,000 $ 132,000
Dukes County Massachusetts 4 $ 3,769,000 $ 942,000 $ 1,030,000
Nantucket County Massachusetts 4 $ 2,440,000 $ 610,000 $ 912,000
Cumberland County New Jersey 4 $ 308,000 $ 77,000 $ 42,000
Hunterdon County New Jersey 4 $ 1,144,000 $ 286,000 $ 596,000
Hamilton County New York 4 $ 542,000 $ 135,000 $ 86,000
Queens County New York 4 $ 835,000 $ 208,000 $ 101,000
Bradford County Pennsylvania 4 $ 516,000 $ 129,000 $ 153,000
Cumberland County Pennsylvania 4 $ 985,000 $ 246,000 $ 29,000
Mercer County Pennsylvania 4 $ 707,000 $ 176,000 $ 154,000
Essex County Massachusetts 3 $ 2,197,000 $ 732,000 $ 153,000
Somerset County New Jersey 3 $ 375,000 $ 125,000 $ 90,000
Warren County New Jersey 3 $ 231,000 $ 77,000 $ 94,000
Allegany County New York 3 $ 321,000 $ 107,000 $ 149,000
Nassau County New York 3 $ 1,046,000 $ 348,000 $ 129,000
Otsego County New York 3 $ 720,000 $ 240,000 $ 63,000
Armstrong County Pennsylvania 3 $ 216,000 $ 72,000 $ 82,000
Columbia County Pennsylvania 3 $ 359,000 $ 119,000 $ 58,000
Elk County Pennsylvania 3 $ 198,000 $ 66,000 $ 10,000
Somerset County Pennsylvania 3 $ 479,000 $ 159,000 $ 291,000
Newport County Rhode Island 3 $ 3,029,000 $ 1,009,000 $ 917,000
Charlotte County Florida 2 $ 275,000 $ 137,000 $ 103,000
Franklin County Florida 2 $ 740,000 $ 370,000 $ 396,000
Manatee County Florida 2 $ 738,000 $ 369,000 $ 251,000
Orange County Florida 2 $ 2,437,000 $ 1,218,000 $ 965,000
Volusia County Florida 2 $ 1,008,000 $ 504,000 $ 1,549,000
Bristol County Massachusetts 2 $ 399,000 $ 199,000 $ 50,000
Passaic County New Jersey 2 $ 96,000 $ 48,000 $ 124,000
Salem County New Jersey 2 $ 231,000 $ 115,000 $ 61,000
Chemung County New York 2 $ 163,000 $ 81,000 $ 65,000
Clinton County New York 2 $ 352,000 $ 176,000 $ 66,000
Schoharie County New York 2 $ 349,000 $ 174,000 $ 70,000
Schuyler County New York 2 $ 238,000 $ 119,000 $ 57,000
Steuben County New York 2 $ 74,000 $ 37,000 $ 62,000
Centre County Pennsylvania 2 $ 425,000 $ 212,000 $ 105,000
Indiana County Pennsylvania 2 $ 245,000 $ 122,000 $ 54,000
Lawrence County Pennsylvania 2 $ 245,000 $ 122,000 $ 47,000
Lebanon County Pennsylvania 2 $ 125,000 $ 62,000 $ 59,000
McKean County Pennsylvania 2 $ 170,000 $ 85,000 $ 52,000
Sullivan County Pennsylvania 2 $ 257,000 $ 128,000 $ 91,000
Citrus County Florida 1 $ 106,000 $ 106,000 $ 122,000
Hillsborough County Florida 1 $ 45,000 $ 45,000 $ 68,000
Indian River County Florida 1 $ 80,000 $ 80,000 $ 50,000
Marion County Florida 1 $ 76,000 $ 76,000 $ 53,000
Miami-Dade County Florida 1 $ 402,000 $ 402,000 $ 1,012,000
St. Lucie County Florida 1 $ 92,000 $ 92,000 $ 60,000
Sumter County Florida 1 $ 220,000 $ 220,000 $ 282,000
Lincoln County Maine 1 $ 160,000 $ 160,000 $ 0
Berkshire County Massachusetts 1 $ 25,000 $ 25,000 $ 83,000
Franklin County Massachusetts 1 $ 9,000 $ 9,000 $ 4,000
Essex County New Jersey 1 $ 417,000 $ 417,000 $ 110,000
Hudson County New Jersey 1 $ 1,140,000 $ 1,140,000 $ 2,105,000
Richmond County New York 1 $ 360,000 $ 360,000 $ 187,000
Franklin County Ohio 1 $ 10,170,000 $ 10,170,000 $ 0
Adams County Pennsylvania 1 $ 107,000 $ 107,000 $ 0
Forest County Pennsylvania 1 $ 37,000 $ 37,000 $ 84,000
Greene County Pennsylvania 1 $ 216,000 $ 216,000 $ 157,000
Lackawanna County Pennsylvania 1 $ 60,000 $ 60,000 $ 53,000
Potter County Pennsylvania 1 $ 82,000 $ 82,000 $ 136,000
Venango County Pennsylvania 1 $ 41,000 $ 41,000 $ 28,000
York County Pennsylvania 1 $ 112,000 $ 112,000 $ 40,000
Windham County Vermont 1 $ 230,000 $ 230,000 $ 0
Marion County West Virginia 1 $ 201,000 $ 201,000 $ 85,000
Preston County West Virginia 1 $ 128,000 $ 128,000 $ 190,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Niagara Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,865 $1,651,093,000 $240,000 $15,500,000 $127,000 $4,359,000
Home Purchase 5,995 $1,083,225,000 $180,000 $10,170,000 $99,000 $5,000,000
Home Improvement 1,293 $51,051,000 $39,000 $3,200,000 $79,000 $1,118,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,605 $2,212,534,000 $190,000 $3,500,000 $115,000 $5,000,000
Not Provided 1,078 $189,098,000 $175,000 $3,847,000 $113,000 $2,549,000
Black or African American 472 $59,096,000 $125,000 $1,138,000 $67,000 $1,200,000
Asian 385 $85,960,000 $223,000 $1,700,000 $117,000 $750,000
Hispanic 328 $46,653,000 $142,000 $1,270,000 $71,000 $623,000
Not applicable 214 $178,786,000 $835,000 $15,500,000 $0 $0
American Indian or Alaskan Native 47 $9,872,000 $210,000 $890,000 $119,000 $1,244,000
Native Hawaiian or Other Pacific Islander 24 $3,370,000 $140,000 $321,000 $92,000 $317,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,292 $2,552,254,000 $207,000 $15,500,000 $119,000 $5,000,000
FHA-insured (Federal Housing Administration) 1,553 $190,667,000 $122,000 $466,000 $53,000 $506,000
VA-guaranteed (Veterans Administration) 208 $31,740,000 $152,000 $409,000 $70,000 $356,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 100 $10,708,000 $107,000 $273,000 $45,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,578 $1,968,336,000 $205,000 $15,500,000 $113,000 $5,000,000
Application Denied By Financial Institution 2,190 $322,937,000 $147,000 $2,940,000 $89,000 $3,225,000
File Closed For Incompleteness 913 $208,866,000 $228,000 $2,095,000 $132,000 $2,867,000
Application Approved But Not Accepted 722 $120,007,000 $166,000 $2,450,000 $106,000 $1,523,000
Application Withdrawn By Applicant 720 $161,785,000 $224,000 $2,000,000 $133,000 $3,675,000
Loan Purchased By The Institution 27 $3,177,000 $117,000 $300,000 $2,000 $68,000
Preapproval Denied by Financial Institution 3 $261,000 $87,000 $143,000 $40,000 $85,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 698 $49,907,000 $71,000 $1,260,000 $81,000 $3,225,000
Collateral 580 $131,520,000 $226,000 $2,580,000 $137,000 $2,691,000
Debt-To-Income Ratio 542 $86,761,000 $160,000 $2,940,000 $56,000 $360,000
Other 184 $22,464,000 $122,000 $1,575,000 $83,000 $882,000
Insufficient Cash (Downpayment, Closing Cost) 54 $10,849,000 $200,000 $539,000 $62,000 $350,000
Unverifiable Information 29 $5,929,000 $204,000 $2,000,000 $95,000 $960,000
Employment History 29 $4,778,000 $164,000 $460,000 $72,000 $274,000
Credit Application Incomplete 25 $4,860,000 $194,000 $700,000 $90,000 $229,000
Mortgage Insurance Denied 20 $2,664,000 $133,000 $387,000 $72,000 $485,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List