First Niagara Bank
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Niagara Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Niagara Bank 726 Exchange Street Suite 618 Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,112 |
| Total Mortgage Loan Application Amount | $2,300,922,000 |
| Average Mortgage Loan Application Amount | $172,000 |
| Highest Mortgage Loan Application Amount | $21,500,000 |
| Average Applicant Income | $107,333 |
| Highest Applicant Income | $4,082,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County New York | 1,899 | $ 346,611,000 | $ 182,000 | $ 96,000 |
| Fairfield County Connecticut | 601 | $ 551,085,000 | $ 916,000 | $ 380,000 |
| Niagara County New York | 575 | $ 74,555,000 | $ 129,000 | $ 82,000 |
| Allegheny County Pennsylvania | 558 | $ 87,856,000 | $ 157,000 | $ 90,000 |
| New Haven County Connecticut | 548 | $ 101,760,000 | $ 185,000 | $ 109,000 |
| Monroe County New York | 521 | $ 94,220,000 | $ 180,000 | $ 97,000 |
| Hartford County Connecticut | 445 | $ 79,287,000 | $ 178,000 | $ 102,000 |
| Montgomery County Pennsylvania | 361 | $ 69,575,000 | $ 192,000 | $ 117,000 |
| Hampden County Massachusetts | 317 | $ 52,571,000 | $ 165,000 | $ 80,000 |
| Albany County New York | 288 | $ 53,183,000 | $ 184,000 | $ 104,000 |
| Tolland County Connecticut | 270 | $ 43,605,000 | $ 161,000 | $ 103,000 |
| Saratoga County New York | 261 | $ 57,740,000 | $ 221,000 | $ 124,000 |
| Rensselaer County New York | 165 | $ 25,381,000 | $ 153,000 | $ 96,000 |
| Columbia County New York | 158 | $ 27,924,000 | $ 176,000 | $ 124,000 |
| Westmoreland County Pennsylvania | 153 | $ 21,734,000 | $ 142,000 | $ 74,000 |
| Onondaga County New York | 144 | $ 23,846,000 | $ 165,000 | $ 97,000 |
| Chester County Pennsylvania | 136 | $ 31,249,000 | $ 229,000 | $ 134,000 |
| Bucks County Pennsylvania | 135 | $ 28,000,000 | $ 207,000 | $ 105,000 |
| Erie County Pennsylvania | 135 | $ 23,063,000 | $ 170,000 | $ 85,000 |
| Windham County Connecticut | 134 | $ 14,127,000 | $ 105,000 | $ 75,000 |
| Washington County Pennsylvania | 129 | $ 17,244,000 | $ 133,000 | $ 82,000 |
| Middlesex County Connecticut | 111 | $ 39,914,000 | $ 359,000 | $ 138,000 |
| Lehigh County Pennsylvania | 110 | $ 36,842,000 | $ 334,000 | $ 88,000 |
| Oneida County New York | 104 | $ 12,206,000 | $ 117,000 | $ 106,000 |
| Schenectady County New York | 90 | $ 13,213,000 | $ 146,000 | $ 95,000 |
| Cayuga County New York | 84 | $ 8,643,000 | $ 102,000 | $ 65,000 |
| Ontario County New York | 81 | $ 13,097,000 | $ 161,000 | $ 99,000 |
| Philadelphia County Pennsylvania | 74 | $ 27,219,000 | $ 367,000 | $ 136,000 |
| Orleans County New York | 73 | $ 5,369,000 | $ 73,000 | $ 59,000 |
| Genesee County New York | 67 | $ 6,793,000 | $ 101,000 | $ 69,000 |
| Butler County Pennsylvania | 57 | $ 12,171,000 | $ 213,000 | $ 86,000 |
| Carbon County Pennsylvania | 56 | $ 4,375,000 | $ 78,000 | $ 63,000 |
| New London County Connecticut | 49 | $ 14,087,000 | $ 287,000 | $ 248,000 |
| Berks County Pennsylvania | 49 | $ 6,494,000 | $ 132,000 | $ 91,000 |
| Fulton County New York | 47 | $ 4,343,000 | $ 92,000 | $ 67,000 |
| Montgomery County New York | 47 | $ 3,518,000 | $ 74,000 | $ 69,000 |
| Fayette County Pennsylvania | 47 | $ 4,356,000 | $ 92,000 | $ 55,000 |
| Greene County New York | 42 | $ 5,255,000 | $ 125,000 | $ 84,000 |
| Cortland County New York | 40 | $ 5,111,000 | $ 127,000 | $ 62,000 |
| Crawford County Pennsylvania | 38 | $ 4,499,000 | $ 118,000 | $ 62,000 |
| Northampton County Pennsylvania | 36 | $ 26,259,000 | $ 729,000 | $ 155,000 |
| Delaware County Pennsylvania | 34 | $ 6,389,000 | $ 187,000 | $ 96,000 |
| Hampshire County Massachusetts | 32 | $ 7,087,000 | $ 221,000 | $ 106,000 |
| Beaver County Pennsylvania | 32 | $ 5,070,000 | $ 158,000 | $ 68,000 |
| Warren County New York | 30 | $ 5,757,000 | $ 191,000 | $ 146,000 |
| Wyoming County New York | 29 | $ 3,768,000 | $ 129,000 | $ 81,000 |
| Wayne County New York | 28 | $ 3,403,000 | $ 121,000 | $ 69,000 |
| Cape May County New Jersey | 25 | $ 7,546,000 | $ 301,000 | $ 260,000 |
| Ocean County New Jersey | 24 | $ 4,783,000 | $ 199,000 | $ 175,000 |
| Seneca County New York | 24 | $ 2,255,000 | $ 93,000 | $ 68,000 |
| Litchfield County Connecticut | 21 | $ 14,200,000 | $ 676,000 | $ 392,000 |
| Norfolk County Massachusetts | 21 | $ 21,649,000 | $ 1,030,000 | $ 410,000 |
| Schuylkill County Pennsylvania | 20 | $ 2,088,000 | $ 104,000 | $ 76,000 |
| Chautauqua County New York | 19 | $ 3,784,000 | $ 199,000 | $ 233,000 |
| Burlington County New Jersey | 18 | $ 3,541,000 | $ 196,000 | $ 94,000 |
| Cattaraugus County New York | 18 | $ 3,470,000 | $ 192,000 | $ 207,000 |
| Dutchess County New York | 18 | $ 2,902,000 | $ 161,000 | $ 69,000 |
| Herkimer County New York | 18 | $ 1,850,000 | $ 102,000 | $ 81,000 |
| Livingston County New York | 18 | $ 2,873,000 | $ 159,000 | $ 82,000 |
| Monroe County Pennsylvania | 18 | $ 2,087,000 | $ 115,000 | $ 58,000 |
| Middlesex County Massachusetts | 17 | $ 16,049,000 | $ 944,000 | $ 311,000 |
| Monmouth County New Jersey | 17 | $ 5,450,000 | $ 320,000 | $ 135,000 |
| Warren County Pennsylvania | 16 | $ 2,904,000 | $ 181,000 | $ 53,000 |
| Suffolk County Massachusetts | 15 | $ 12,625,000 | $ 841,000 | $ 528,000 |
| Madison County New York | 15 | $ 2,633,000 | $ 175,000 | $ 101,000 |
| Middlesex County New Jersey | 14 | $ 1,468,000 | $ 104,000 | $ 107,000 |
| Essex County New York | 13 | $ 3,603,000 | $ 277,000 | $ 438,000 |
| Worcester County Massachusetts | 10 | $ 3,021,000 | $ 302,000 | $ 116,000 |
| Washington County New York | 9 | $ 1,526,000 | $ 169,000 | $ 106,000 |
| Sussex County Delaware | 8 | $ 871,000 | $ 108,000 | $ 123,000 |
| Lee County Florida | 8 | $ 1,618,000 | $ 202,000 | $ 186,000 |
| Essex County Massachusetts | 8 | $ 6,213,000 | $ 776,000 | $ 222,000 |
| Oswego County New York | 8 | $ 749,000 | $ 93,000 | $ 96,000 |
| Schoharie County New York | 8 | $ 2,868,000 | $ 358,000 | $ 79,000 |
| Suffolk County New York | 8 | $ 812,000 | $ 101,000 | $ 123,000 |
| Ulster County New York | 8 | $ 522,000 | $ 65,000 | $ 58,000 |
| Broome County New York | 7 | $ 1,505,000 | $ 215,000 | $ 62,000 |
| Orange County New York | 7 | $ 1,075,000 | $ 153,000 | $ 90,000 |
| Tompkins County New York | 7 | $ 3,858,000 | $ 551,000 | $ 57,000 |
| Yates County New York | 7 | $ 1,191,000 | $ 170,000 | $ 142,000 |
| Centre County Pennsylvania | 7 | $ 900,000 | $ 128,000 | $ 95,000 |
| Greene County Pennsylvania | 7 | $ 623,000 | $ 89,000 | $ 47,000 |
| New Castle County Delaware | 6 | $ 1,264,000 | $ 210,000 | $ 99,000 |
| Atlantic County New Jersey | 6 | $ 785,000 | $ 130,000 | $ 83,000 |
| Mercer County New Jersey | 6 | $ 1,732,000 | $ 288,000 | $ 124,000 |
| Salem County New Jersey | 6 | $ 318,000 | $ 53,000 | $ 49,000 |
| Armstrong County Pennsylvania | 6 | $ 888,000 | $ 148,000 | $ 76,000 |
| Collier County Florida | 5 | $ 1,536,000 | $ 307,000 | $ 424,000 |
| Franklin County Massachusetts | 5 | $ 966,000 | $ 193,000 | $ 97,000 |
| Camden County New Jersey | 5 | $ 844,000 | $ 168,000 | $ 114,000 |
| Gloucester County New Jersey | 5 | $ 290,000 | $ 58,000 | $ 37,000 |
| Rockland County New York | 5 | $ 332,000 | $ 66,000 | $ 60,000 |
| Luzerne County Pennsylvania | 5 | $ 317,000 | $ 63,000 | $ 45,000 |
| Wayne County Pennsylvania | 5 | $ 838,000 | $ 167,000 | $ 174,000 |
| Broward County Florida | 4 | $ 2,193,000 | $ 548,000 | $ 721,000 |
| Palm Beach County Florida | 4 | $ 1,255,000 | $ 313,000 | $ 733,000 |
| Berkshire County Massachusetts | 4 | $ 1,303,000 | $ 325,000 | $ 258,000 |
| Cumberland County New Jersey | 4 | $ 141,000 | $ 35,000 | $ 40,000 |
| Venango County Pennsylvania | 4 | $ 427,000 | $ 106,000 | $ 83,000 |
| Plymouth County Massachusetts | 3 | $ 1,653,000 | $ 551,000 | $ 230,000 |
| Morris County New Jersey | 3 | $ 1,400,000 | $ 466,000 | $ 162,000 |
| Chenango County New York | 3 | $ 101,000 | $ 33,000 | $ 51,000 |
| Franklin County New York | 3 | $ 819,000 | $ 273,000 | $ 234,000 |
| Hamilton County New York | 3 | $ 522,000 | $ 174,000 | $ 121,000 |
| Jefferson County New York | 3 | $ 3,325,000 | $ 1,108,000 | $ 375,000 |
| Steuben County New York | 3 | $ 858,000 | $ 286,000 | $ 729,000 |
| Lancaster County Pennsylvania | 3 | $ 163,000 | $ 54,000 | $ 58,000 |
| Mercer County Pennsylvania | 3 | $ 1,175,000 | $ 391,000 | $ 231,000 |
| Somerset County Pennsylvania | 3 | $ 899,000 | $ 299,000 | $ 296,000 |
| Sarasota County Florida | 2 | $ 488,000 | $ 244,000 | $ 235,000 |
| Nantucket County Massachusetts | 2 | $ 1,279,000 | $ 639,000 | $ 400,000 |
| Bergen County New Jersey | 2 | $ 758,000 | $ 379,000 | $ 182,000 |
| Sussex County New Jersey | 2 | $ 321,000 | $ 160,000 | $ 105,000 |
| Allegany County New York | 2 | $ 93,000 | $ 46,000 | $ 103,000 |
| Kings County New York | 2 | $ 518,000 | $ 259,000 | $ 59,000 |
| Richmond County New York | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Westchester County New York | 2 | $ 542,000 | $ 271,000 | $ 53,000 |
| Clearfield County Pennsylvania | 2 | $ 457,000 | $ 228,000 | $ 193,000 |
| Elk County Pennsylvania | 2 | $ 241,000 | $ 120,000 | $ 75,000 |
| Forest County Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 83,000 |
| Monongalia County West Virginia | 2 | $ 363,000 | $ 181,000 | $ 168,000 |
| Kent County Delaware | 1 | $ 220,000 | $ 220,000 | $ 43,000 |
| Brevard County Florida | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Charlotte County Florida | 1 | $ 116,000 | $ 116,000 | $ 121,000 |
| Citrus County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Martin County Florida | 1 | $ 557,000 | $ 557,000 | $ 244,000 |
| Nassau County Florida | 1 | $ 412,000 | $ 412,000 | $ 235,000 |
| Pinellas County Florida | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Volusia County Florida | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Boone County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 66,000 |
| Barnstable County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 229,000 |
| Essex County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Hudson County New Jersey | 1 | $ 306,000 | $ 306,000 | $ 216,000 |
| Hunterdon County New Jersey | 1 | $ 396,000 | $ 396,000 | $ 223,000 |
| Somerset County New Jersey | 1 | $ 999,000 | $ 999,000 | $ 453,000 |
| Union County New Jersey | 1 | $ 293,000 | $ 293,000 | $ 114,000 |
| Warren County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Chemung County New York | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Clinton County New York | 1 | $ 91,000 | $ 91,000 | $ 116,000 |
| Delaware County New York | 1 | $ 209,000 | $ 209,000 | $ 57,000 |
| Lewis County New York | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Nassau County New York | 1 | $ 417,000 | $ 417,000 | $ 268,000 |
| New York County New York | 1 | $ 750,000 | $ 750,000 | $ 200,000 |
| Otsego County New York | 1 | $ 247,000 | $ 247,000 | $ 102,000 |
| Putnam County New York | 1 | $ 43,000 | $ 43,000 | $ 35,000 |
| Schuyler County New York | 1 | $ 88,000 | $ 88,000 | $ 193,000 |
| St. Lawrence County New York | 1 | $ 49,000 | $ 49,000 | $ 90,000 |
| Blair County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Cambria County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| Dauphin County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 32,000 |
| Lawrence County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Lebanon County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 15,000 |
| Lycoming County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 95,000 |
| Northumberland County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 63,000 |
| Susquehanna County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 158,000 |
| York County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 97,000 |
| Washington County Rhode Island | 1 | $ 216,000 | $ 216,000 | $ 230,000 |
| Brooke County West Virginia | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Preston County West Virginia | 1 | $ 223,000 | $ 223,000 | $ 58,000 |
| Raleigh County West Virginia | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Niagara Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,494 | $1,508,886,000 | $274,000 | $21,500,000 | $132,000 | $3,632,000 |
| Home Purchase | 3,860 | $755,948,000 | $195,000 | $9,775,000 | $108,000 | $4,082,000 |
| Home Improvement | 758 | $36,088,000 | $47,000 | $3,798,000 | $82,000 | $1,560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,844 | $1,879,348,000 | $212,000 | $3,500,000 | $124,000 | $4,082,000 |
| Not Provided | 354 | $58,079,000 | $164,000 | $2,000,000 | $110,000 | $1,831,000 |
| Hispanic | 263 | $40,440,000 | $153,000 | $1,660,000 | $77,000 | $583,000 |
| Black or African American | 252 | $29,879,000 | $118,000 | $480,000 | $63,000 | $306,000 |
| Asian | 196 | $52,984,000 | $270,000 | $1,975,000 | $156,000 | $1,888,000 |
| Not applicable | 170 | $234,697,000 | $1,380,000 | $21,500,000 | $0 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $2,517,000 | $148,000 | $417,000 | $147,000 | $881,000 |
| American Indian or Alaskan Native | 16 | $2,978,000 | $186,000 | $1,088,000 | $72,000 | $257,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,480 | $2,079,210,000 | $245,000 | $21,500,000 | $130,000 | $4,082,000 |
| FHA-insured (Federal Housing Administration) | 1,453 | $194,145,000 | $133,000 | $417,000 | $60,000 | $911,000 |
| VA-guaranteed (Veterans Administration) | 140 | $22,947,000 | $163,000 | $578,000 | $68,000 | $334,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $4,620,000 | $118,000 | $241,000 | $46,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,505 | $1,713,536,000 | $228,000 | $21,500,000 | $119,000 | $4,082,000 |
| Application Denied By Financial Institution | 1,418 | $274,705,000 | $193,000 | $2,500,000 | $104,000 | $3,258,000 |
| Application Withdrawn By Applicant | 745 | $236,590,000 | $317,000 | $3,115,000 | $153,000 | $2,312,000 |
| Application Approved But Not Accepted | 305 | $50,437,000 | $165,000 | $2,400,000 | $114,000 | $1,273,000 |
| File Closed For Incompleteness | 114 | $20,958,000 | $183,000 | $902,000 | $96,000 | $730,000 |
| Preapproval Denied by Financial Institution | 16 | $2,801,000 | $175,000 | $450,000 | $56,000 | $168,000 |
| Loan Purchased By The Institution | 9 | $1,895,000 | $210,000 | $402,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 477 | $102,287,000 | $214,000 | $2,490,000 | $116,000 | $2,040,000 |
| Credit History | 358 | $28,436,000 | $79,000 | $1,490,000 | $81,000 | $1,560,000 |
| Debt-To-Income Ratio | 346 | $65,703,000 | $189,000 | $2,500,000 | $64,000 | $501,000 |
| Other | 106 | $19,375,000 | $182,000 | $2,000,000 | $109,000 | $857,000 |
| Credit Application Incomplete | 87 | $49,511,000 | $569,000 | $2,054,000 | $291,000 | $3,258,000 |
| Employment History | 20 | $2,810,000 | $140,000 | $375,000 | $62,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $4,686,000 | $234,000 | $1,000,000 | $59,000 | $204,000 |
| Unverifiable Information | 14 | $3,345,000 | $238,000 | $1,000,000 | $133,000 | $389,000 |
| Mortgage Insurance Denied | 6 | $1,353,000 | $225,000 | $374,000 | $77,000 | $104,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.