First National Bank Texas 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | First National Bank Texas 507 N. Gray St. Killeen, TX 76541 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,791 |
Total Mortgage Loan Application Amount | $245,018,000 |
Average Mortgage Loan Application Amount | $114,666 |
Highest Mortgage Loan Application Amount | $3,990,000 |
Average Applicant Income | $56,000 |
Highest Applicant Income | $1,856,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First National Bank Texas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Texas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First National Bank Texas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Texas serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Texas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Texas's mortgage activity for 2017.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Anderson County Texas | 2 | $ 45,000 | $ 22,000 | $ 39,000 |
Angelina County Texas | 2 | $ 172,000 | $ 86,000 | $ 56,000 |
Aransas County Texas | 1 | $ 170,000 | $ 170,000 | $ 87,000 |
Atascosa County Texas | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
Bastrop County Texas | 2 | $ 203,000 | $ 101,000 | $ 56,000 |
Bee County Texas | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
Bell County Texas | 368 | $ 58,919,000 | $ 160,000 | $ 68,000 |
Bernalillo County New Mexico | 2 | $ 35,000 | $ 17,000 | $ 42,000 |
Bexar County Texas | 28 | $ 6,706,000 | $ 239,000 | $ 42,000 |
Bosque County Texas | 2 | $ 146,000 | $ 73,000 | $ 75,000 |
Bossier County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
Bowie County Texas | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
Brazoria County Texas | 5 | $ 721,000 | $ 144,000 | $ 62,000 |
Brazos County Texas | 8 | $ 533,000 | $ 66,000 | $ 39,000 |
Brooks County Texas | 2 | $ 131,000 | $ 65,000 | $ 28,000 |
Brunswick County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 163,000 |
Bryan County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
Burnet County Texas | 1 | $ 188,000 | $ 188,000 | $ 87,000 |
Caldwell County Texas | 2 | $ 181,000 | $ 90,000 | $ 59,000 |
Calhoun County Texas | 2 | $ 101,000 | $ 50,000 | $ 71,000 |
Cameron County Texas | 2 | $ 35,000 | $ 17,000 | $ 53,000 |
Cass County Texas | 1 | $ 234,000 | $ 234,000 | $ 84,000 |
Castro County Texas | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
Chambers County Texas | 2 | $ 21,000 | $ 10,000 | $ 29,000 |
Chaves County New Mexico | 1 | $ 74,000 | $ 74,000 | $ 21,000 |
Chesterfield County Virginia | 1 | $ 283,000 | $ 283,000 | $ 69,000 |
Citrus County Florida | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
Clark County Nevada | 3 | $ 556,000 | $ 185,000 | $ 65,000 |
Collin County Texas | 1 | $ 140,000 | $ 140,000 | $ 0 |
Comal County Texas | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
Comanche County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
Concho County Texas | 2 | $ 191,000 | $ 95,000 | $ 56,000 |
Coryell County Texas | 84 | $ 10,362,000 | $ 123,000 | $ 59,000 |
Cotton County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
Curry County New Mexico | 2 | $ 355,000 | $ 177,000 | $ 0 |
Dallas County Texas | 38 | $ 2,234,000 | $ 58,000 | $ 46,000 |
Dawson County Texas | 1 | $ 29,000 | $ 29,000 | $ 72,000 |
Denton County Texas | 9 | $ 1,005,000 | $ 111,000 | $ 65,000 |
Dona Ana County New Mexico | 19 | $ 2,864,000 | $ 150,000 | $ 50,000 |
DuPage County Illinois | 3 | $ 904,000 | $ 301,000 | $ 99,000 |
Ector County Texas | 4 | $ 307,000 | $ 76,000 | $ 97,000 |
El Paso County Texas | 434 | $ 52,786,000 | $ 121,000 | $ 50,000 |
Elbert County Colorado | 2 | $ 473,000 | $ 236,000 | $ 67,000 |
Ellis County Texas | 7 | $ 400,000 | $ 57,000 | $ 58,000 |
Emmet County Michigan | 1 | $ 252,000 | $ 252,000 | $ 197,000 |
Fairfax City County Virginia | 1 | $ 710,000 | $ 710,000 | $ 347,000 |
Falls County Texas | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
Fannin County Texas | 1 | $ 16,000 | $ 16,000 | $ 37,000 |
Fort Bend County Texas | 12 | $ 1,653,000 | $ 137,000 | $ 54,000 |
Galveston County Texas | 6 | $ 515,000 | $ 85,000 | $ 9,000 |
Gray County Texas | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
Grayson County Texas | 4 | $ 202,000 | $ 50,000 | $ 24,000 |
Gregg County Texas | 6 | $ 1,044,000 | $ 174,000 | $ 56,000 |
Grimes County Texas | 2 | $ 56,000 | $ 28,000 | $ 21,000 |
Guadalupe County Texas | 1 | $ 264,000 | $ 264,000 | $ 98,000 |
Guilford County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 151,000 |
Hale County Texas | 5 | $ 270,000 | $ 54,000 | $ 46,000 |
Hamilton County Texas | 5 | $ 391,000 | $ 78,000 | $ 38,000 |
Hardin County Texas | 1 | $ 187,000 | $ 187,000 | $ 85,000 |
Harris County Texas | 86 | $ 6,911,000 | $ 80,000 | $ 46,000 |
Hays County Texas | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
Henderson County Texas | 2 | $ 106,000 | $ 53,000 | $ 65,000 |
Hernando County Florida | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
Hidalgo County Texas | 9 | $ 745,000 | $ 82,000 | $ 76,000 |
Hill County Montana | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
Hill County Texas | 2 | $ 35,000 | $ 17,000 | $ 17,000 |
Hockley County Texas | 3 | $ 124,000 | $ 41,000 | $ 41,000 |
Hood County Texas | 2 | $ 292,000 | $ 146,000 | $ 74,000 |
Hopkins County Texas | 1 | $ 11,000 | $ 11,000 | $ 31,000 |
Howard County Texas | 18 | $ 2,499,000 | $ 138,000 | $ 176,000 |
Hunt County Texas | 7 | $ 271,000 | $ 38,000 | $ 46,000 |
Jack County Texas | 1 | $ 103,000 | $ 103,000 | $ 92,000 |
Jefferson County Colorado | 5 | $ 1,140,000 | $ 228,000 | $ 92,000 |
Jim Hogg County Texas | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
Jim Wells County Texas | 9 | $ 1,680,000 | $ 186,000 | $ 83,000 |
Johnson County Texas | 4 | $ 400,000 | $ 100,000 | $ 60,000 |
Kendall County Texas | 1 | $ 450,000 | $ 450,000 | $ 0 |
Kitsap County Washington | 1 | $ 292,000 | $ 292,000 | $ 73,000 |
Kleberg County Texas | 7 | $ 887,000 | $ 126,000 | $ 87,000 |
Lamb County Texas | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
Lampasas County Texas | 17 | $ 1,967,000 | $ 115,000 | $ 58,000 |
Lea County New Mexico | 1 | $ 69,000 | $ 69,000 | $ 35,000 |
Lee County Texas | 1 | $ 162,000 | $ 162,000 | $ 59,000 |
Liberty County Texas | 2 | $ 241,000 | $ 120,000 | $ 50,000 |
Llano County Texas | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
Los Angeles County California | 2 | $ 1,084,000 | $ 542,000 | $ 129,000 |
Lubbock County Texas | 11 | $ 864,000 | $ 78,000 | $ 31,000 |
Madison County Texas | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
Manatee County Florida | 4 | $ 1,171,000 | $ 292,000 | $ 114,000 |
Maricopa County Arizona | 162 | $ 33,354,000 | $ 205,000 | $ 69,000 |
Matagorda County Texas | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
McLennan County Texas | 9 | $ 841,000 | $ 93,000 | $ 43,000 |
Medina County Texas | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
Midland County Texas | 7 | $ 402,000 | $ 57,000 | $ 53,000 |
Milam County Texas | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
Mobile County Alabama | 1 | $ 98,000 | $ 98,000 | $ 0 |
Mohave County Arizona | 3 | $ 247,000 | $ 82,000 | $ 48,000 |
Montague County Texas | 1 | $ 30,000 | $ 30,000 | $ 10,000 |
Montgomery County Texas | 38 | $ 5,017,000 | $ 132,000 | $ 55,000 |
Moore County Texas | 4 | $ 251,000 | $ 62,000 | $ 26,000 |
Nacogdoches County Texas | 3 | $ 446,000 | $ 148,000 | $ 64,000 |
Nolan County Texas | 1 | $ 144,000 | $ 144,000 | $ 89,000 |
Nueces County Texas | 63 | $ 8,895,000 | $ 141,000 | $ 73,000 |
Orange County Texas | 3 | $ 98,000 | $ 32,000 | $ 25,000 |
Otero County New Mexico | 2 | $ 40,000 | $ 20,000 | $ 38,000 |
Palo Pinto County Texas | 4 | $ 155,000 | $ 38,000 | $ 44,000 |
Panola County Texas | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
Parker County Texas | 3 | $ 55,000 | $ 18,000 | $ 58,000 |
Pima County Arizona | 3 | $ 329,000 | $ 109,000 | $ 30,000 |
Pinal County Arizona | 14 | $ 1,940,000 | $ 138,000 | $ 56,000 |
Potter County Texas | 2 | $ 271,000 | $ 135,000 | $ 64,000 |
Reagan County Texas | 2 | $ 154,000 | $ 77,000 | $ 71,000 |
Riverside County California | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
Robertson County Texas | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
Rusk County Texas | 2 | $ 25,000 | $ 12,000 | $ 66,000 |
San Diego County California | 2 | $ 1,003,000 | $ 501,000 | $ 56,000 |
San Jacinto County Texas | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
San Juan County New Mexico | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
San Patricio County Texas | 11 | $ 1,723,000 | $ 156,000 | $ 56,000 |
Sandoval County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
Santa Cruz County Arizona | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
Shelby County Texas | 1 | $ 71,000 | $ 71,000 | $ 20,000 |
Smith County Texas | 4 | $ 489,000 | $ 122,000 | $ 53,000 |
St. Helena County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 75,000 |
St. Tammany County Louisiana | 1 | $ 368,000 | $ 368,000 | $ 175,000 |
Tarrant County Texas | 47 | $ 2,620,000 | $ 55,000 | $ 53,000 |
Taylor County Texas | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
Tom Green County Texas | 3 | $ 259,000 | $ 86,000 | $ 48,000 |
Travis County Texas | 13 | $ 3,827,000 | $ 294,000 | $ 215,000 |
Uvalde County Texas | 4 | $ 265,000 | $ 66,000 | $ 45,000 |
Val Verde County Texas | 1 | $ 13,000 | $ 13,000 | $ 322,000 |
Van Zandt County Texas | 1 | $ 166,000 | $ 166,000 | $ 22,000 |
Victoria County Texas | 3 | $ 140,000 | $ 46,000 | $ 78,000 |
Walker County Texas | 5 | $ 2,320,000 | $ 464,000 | $ 59,000 |
Webb County Texas | 25 | $ 1,952,000 | $ 78,000 | $ 22,000 |
Wichita County Texas | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
Williamson County Illinois | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
Williamson County Texas | 11 | $ 3,020,000 | $ 274,000 | $ 71,000 |
Wise County Texas | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
Wood County Texas | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
Yavapai County Arizona | 8 | $ 1,566,000 | $ 195,000 | $ 59,000 |
Zavala County Texas | 2 | $ 120,000 | $ 60,000 | $ 24,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,273 | $208,980,000 | $164,000 | $3,990,000 | $64,000 | $1,856,000 |
Home Improvement | 355 | $12,166,000 | $34,000 | $600,000 | $49,000 | $322,000 |
Refinancing | 163 | $23,872,000 | $146,000 | $2,100,000 | $55,000 | $885,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Hispanic | 806 | $90,237,000 | $111,000 | $573,000 | $52,000 | $429,000 |
White | 579 | $90,844,000 | $156,000 | $3,990,000 | $74,000 | $1,856,000 |
Black or African American | 153 | $19,154,000 | $125,000 | $464,000 | $63,000 | $252,000 |
Not Provided | 141 | $25,882,000 | $183,000 | $500,000 | $81,000 | $383,000 |
Not applicable | 75 | $13,944,000 | $185,000 | $2,100,000 | $0 | $0 |
Asian | 27 | $3,386,000 | $125,000 | $329,000 | $68,000 | $175,000 |
American Indian or Alaskan Native | 6 | $964,000 | $160,000 | $215,000 | $67,000 | $113,000 |
Native Hawaiian or Other Pacific Islander | 4 | $607,000 | $151,000 | $258,000 | $67,000 | $105,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 854 | $98,781,000 | $115,000 | $3,990,000 | $62,000 | $1,856,000 |
FHA-insured (Federal Housing Administration) | 622 | $83,338,000 | $133,000 | $511,000 | $50,000 | $260,000 |
VA-guaranteed (Veterans Administration) | 305 | $61,789,000 | $202,000 | $573,000 | $75,000 | $300,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,110,000 | $111,000 | $201,000 | $37,000 | $79,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,074 | $174,791,000 | $162,000 | $2,100,000 | $63,000 | $1,856,000 |
Application Denied By Financial Institution | 483 | $35,035,000 | $72,000 | $3,990,000 | $47,000 | $300,000 |
Application Withdrawn By Applicant | 164 | $22,616,000 | $137,000 | $685,000 | $73,000 | $885,000 |
Application Approved But Not Accepted | 49 | $10,099,000 | $206,000 | $1,520,000 | $82,000 | $819,000 |
File Closed For Incompleteness | 21 | $2,477,000 | $117,000 | $378,000 | $68,000 | $252,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 298 | $14,020,000 | $47,000 | $600,000 | $48,000 | $300,000 |
Debt-To-Income Ratio | 102 | $14,450,000 | $141,000 | $3,990,000 | $35,000 | $120,000 |
Collateral | 53 | $4,161,000 | $78,000 | $392,000 | $61,000 | $300,000 |
Other | 12 | $684,000 | $57,000 | $133,000 | $37,000 | $55,000 |
Employment History | 9 | $731,000 | $81,000 | $171,000 | $74,000 | $260,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $405,000 | $101,000 | $146,000 | $43,000 | $77,000 |
Unverifiable Information | 4 | $504,000 | $126,000 | $183,000 | $53,000 | $80,000 |
Credit Application Incomplete | 1 | $80,000 | $80,000 | $80,000 | $41,000 | $41,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Texas's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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