First National Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First National Bank 125 West Sioux Ave Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 726 |
| Total Mortgage Loan Application Amount | $237,660,000 |
| Average Mortgage Loan Application Amount | $269,000 |
| Highest Mortgage Loan Application Amount | $9,155,000 |
| Average Applicant Income | $102,250 |
| Highest Applicant Income | $1,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hughes County South Dakota | 93 | $ 20,165,000 | $ 216,000 | $ 105,000 |
| Pennington County South Dakota | 86 | $ 22,330,000 | $ 259,000 | $ 96,000 |
| Beadle County South Dakota | 63 | $ 11,785,000 | $ 187,000 | $ 71,000 |
| Weld County Colorado | 47 | $ 17,755,000 | $ 377,000 | $ 162,000 |
| Larimer County Colorado | 41 | $ 17,755,000 | $ 433,000 | $ 279,000 |
| Lawrence County South Dakota | 34 | $ 9,900,000 | $ 291,000 | $ 126,000 |
| Meade County South Dakota | 32 | $ 7,100,000 | $ 221,000 | $ 114,000 |
| Stanley County South Dakota | 22 | $ 5,770,000 | $ 262,000 | $ 98,000 |
| Denver County Colorado | 14 | $ 21,650,000 | $ 1,546,000 | $ 127,000 |
| Butte County South Dakota | 13 | $ 1,955,000 | $ 150,000 | $ 80,000 |
| Dakota County Minnesota | 12 | $ 3,360,000 | $ 280,000 | $ 174,000 |
| Scott County Minnesota | 12 | $ 5,220,000 | $ 435,000 | $ 174,000 |
| Washoe County Nevada | 10 | $ 4,270,000 | $ 427,000 | $ 104,000 |
| Hennepin County Minnesota | 9 | $ 2,745,000 | $ 305,000 | $ 134,000 |
| Jackson County Minnesota | 9 | $ 995,000 | $ 110,000 | $ 80,000 |
| Douglas County Colorado | 6 | $ 4,440,000 | $ 740,000 | $ 136,000 |
| Murray County Minnesota | 6 | $ 690,000 | $ 115,000 | $ 85,000 |
| Minnehaha County South Dakota | 6 | $ 2,060,000 | $ 343,000 | $ 102,000 |
| Adams County Colorado | 5 | $ 2,415,000 | $ 483,000 | $ 101,000 |
| Arapahoe County Colorado | 5 | $ 1,905,000 | $ 381,000 | $ 288,000 |
| Jefferson County Colorado | 5 | $ 5,705,000 | $ 1,141,000 | $ 0 |
| Carver County Minnesota | 5 | $ 1,615,000 | $ 323,000 | $ 123,000 |
| Garfield County Oklahoma | 5 | $ 1,105,000 | $ 221,000 | $ 112,000 |
| Lincoln County South Dakota | 5 | $ 835,000 | $ 167,000 | $ 116,000 |
| Spink County South Dakota | 5 | $ 455,000 | $ 91,000 | $ 82,000 |
| Turner County South Dakota | 5 | $ 885,000 | $ 177,000 | $ 86,000 |
| El Paso County Colorado | 4 | $ 5,630,000 | $ 1,407,000 | $ 105,000 |
| Le Sueur County Minnesota | 4 | $ 1,530,000 | $ 382,000 | $ 138,000 |
| Ramsey County Minnesota | 4 | $ 1,030,000 | $ 257,000 | $ 198,000 |
| Douglas County Nebraska | 4 | $ 780,000 | $ 195,000 | $ 102,000 |
| Bon Homme County South Dakota | 4 | $ 720,000 | $ 180,000 | $ 64,000 |
| Davison County South Dakota | 4 | $ 1,270,000 | $ 317,000 | $ 134,000 |
| Fall River County South Dakota | 4 | $ 970,000 | $ 242,000 | $ 63,000 |
| Sully County South Dakota | 4 | $ 650,000 | $ 162,000 | $ 114,000 |
| Lee County Florida | 3 | $ 935,000 | $ 311,000 | $ 196,000 |
| Rice County Minnesota | 3 | $ 825,000 | $ 275,000 | $ 66,000 |
| Sarpy County Nebraska | 3 | $ 725,000 | $ 241,000 | $ 153,000 |
| Kingsbury County South Dakota | 3 | $ 435,000 | $ 145,000 | $ 71,000 |
| Montgomery County Tennessee | 3 | $ 755,000 | $ 251,000 | $ 86,000 |
| Maricopa County Arizona | 2 | $ 720,000 | $ 360,000 | $ 139,000 |
| Boulder County Colorado | 2 | $ 850,000 | $ 425,000 | $ 67,000 |
| Grand County Colorado | 2 | $ 600,000 | $ 300,000 | $ 116,000 |
| Taylor County Florida | 2 | $ 450,000 | $ 225,000 | $ 44,000 |
| Cobb County Georgia | 2 | $ 720,000 | $ 360,000 | $ 103,000 |
| Johnson County Kansas | 2 | $ 550,000 | $ 275,000 | $ 103,000 |
| Kandiyohi County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 82,000 |
| Washington County Minnesota | 2 | $ 660,000 | $ 330,000 | $ 62,000 |
| Boone County Missouri | 2 | $ 290,000 | $ 145,000 | $ 177,000 |
| Cherry County Nebraska | 2 | $ 850,000 | $ 425,000 | $ 92,000 |
| Lancaster County Nebraska | 2 | $ 860,000 | $ 430,000 | $ 190,000 |
| Codington County South Dakota | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Hamlin County South Dakota | 2 | $ 950,000 | $ 475,000 | $ 316,000 |
| Union County South Dakota | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| Yankton County South Dakota | 2 | $ 370,000 | $ 185,000 | $ 51,000 |
| Bexar County Texas | 2 | $ 280,000 | $ 140,000 | $ 361,000 |
| Taylor County Texas | 2 | $ 440,000 | $ 220,000 | $ 163,000 |
| King County Washington | 2 | $ 1,250,000 | $ 625,000 | $ 152,000 |
| Laramie County Wyoming | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Mohave County Arizona | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Benton County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| El Dorado County California | 1 | $ 585,000 | $ 585,000 | $ 346,000 |
| Los Angeles County California | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Mono County California | 1 | $ 375,000 | $ 375,000 | $ 350,000 |
| Broomfield County Colorado | 1 | $ 1,835,000 | $ 1,835,000 | $ 0 |
| Eagle County Colorado | 1 | $ 545,000 | $ 545,000 | $ 159,000 |
| Elbert County Colorado | 1 | $ 565,000 | $ 565,000 | $ 360,000 |
| Huerfano County Colorado | 1 | $ 255,000 | $ 255,000 | $ 850,000 |
| Mesa County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 445,000 | $ 445,000 | $ 145,000 |
| Summit County Colorado | 1 | $ 505,000 | $ 505,000 | $ 303,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 182,000 |
| Okaloosa County Florida | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Forsyth County Georgia | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Hall County Georgia | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Ada County Idaho | 1 | $ 9,155,000 | $ 9,155,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Rock Island County Illinois | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Scott County Iowa | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Woodbury County Iowa | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Fayette County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Howard County Maryland | 1 | $ 505,000 | $ 505,000 | $ 166,000 |
| Prince George's County Maryland | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Iosco County Michigan | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Cass County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| McLeod County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Morrison County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Nobles County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Otter Tail County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 80,000 |
| Sherburne County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Johnson County Missouri | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Cass County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 234,000 |
| Lincoln County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Red Willow County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Saunders County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Sheridan County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Carson City County Nevada | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
| Clark County Nevada | 1 | $ 135,000 | $ 135,000 | $ 252,000 |
| Douglas County Nevada | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Bernalillo County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Curry County New Mexico | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Dona Ana County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Sandoval County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Wake County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 765,000 |
| Sioux County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Ward County North Dakota | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Greene County Ohio | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Stark County Ohio | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Clackamas County Oregon | 1 | $ 515,000 | $ 515,000 | $ 106,000 |
| Deschutes County Oregon | 1 | $ 505,000 | $ 505,000 | $ 121,000 |
| Bucks County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 178,000 |
| Brown County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Custer County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Hand County South Dakota | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Harding County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Hutchinson County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Jerauld County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Marshall County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| McCook County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Potter County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Sanborn County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Davidson County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 93,000 |
| Robertson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Collin County Texas | 1 | $ 465,000 | $ 465,000 | $ 222,000 |
| Dallas County Texas | 1 | $ 675,000 | $ 675,000 | $ 357,000 |
| Guadalupe County Texas | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Montgomery County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Tarrant County Texas | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Travis County Texas | 1 | $ 545,000 | $ 545,000 | $ 350,000 |
| Williamson County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Carbon County Utah | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| James City County Virginia | 1 | $ 855,000 | $ 855,000 | $ 164,000 |
| Norfolk County Virginia | 1 | $ 245,000 | $ 245,000 | $ 159,000 |
| Spokane County Washington | 1 | $ 545,000 | $ 545,000 | $ 121,000 |
| Burnett County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Dane County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Eau Claire County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 281,000 |
| Polk County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Portage County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| St. Croix County Wisconsin | 1 | $ 625,000 | $ 625,000 | $ 106,000 |
| Albany County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Crook County Wyoming | 1 | $ 455,000 | $ 455,000 | $ 185,000 |
| Johnson County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Platte County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 358 | $138,600,000 | $387,000 | $9,155,000 | $125,000 | $1,600,000 |
| Refinancing | 218 | $61,360,000 | $281,000 | $3,135,000 | $130,000 | $1,295,000 |
| Cash-out Refinancing | 144 | $36,780,000 | $255,000 | $755,000 | $106,000 | $555,000 |
| Home Improvement | 6 | $920,000 | $153,000 | $485,000 | $48,000 | $54,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 520 | $136,210,000 | $261,000 | $875,000 | $121,000 | $1,600,000 |
| Not applicable | 94 | $72,640,000 | $772,000 | $9,155,000 | $0 | $0 |
| Not Provided | 46 | $12,160,000 | $264,000 | $675,000 | $131,000 | $363,000 |
| Hispanic | 22 | $5,510,000 | $250,000 | $675,000 | $89,000 | $252,000 |
| American Indian or Alaskan Native | 19 | $3,955,000 | $208,000 | $575,000 | $102,000 | $247,000 |
| Asian | 14 | $4,210,000 | $300,000 | $675,000 | $218,000 | $738,000 |
| Black or African American | 8 | $2,130,000 | $266,000 | $405,000 | $106,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $610,000 | $305,000 | $325,000 | $91,000 | $134,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 622 | $212,330,000 | $341,000 | $9,155,000 | $129,000 | $1,600,000 |
| VA-guaranteed (Veterans Administration) | 48 | $14,810,000 | $308,000 | $855,000 | $105,000 | $351,000 |
| FHA-insured (Federal Housing Administration) | 38 | $7,430,000 | $195,000 | $615,000 | $59,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,090,000 | $171,000 | $405,000 | $53,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 597 | $202,045,000 | $338,000 | $9,155,000 | $121,000 | $1,600,000 |
| Application Withdrawn By Applicant | 76 | $20,970,000 | $275,000 | $755,000 | $135,000 | $1,295,000 |
| Application Denied By Financial Institution | 52 | $14,210,000 | $273,000 | $975,000 | $107,000 | $457,000 |
| Application Approved But Not Accepted | 1 | $435,000 | $435,000 | $435,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 674 | $223,450,000 | $331,000 | $9,155,000 | $123,000 | $1,600,000 |
| Debt-To-Income Ratio | 16 | $4,670,000 | $291,000 | $595,000 | $59,000 | $116,000 |
| Credit History | 10 | $2,910,000 | $291,000 | $975,000 | $91,000 | $181,000 |
| Unverifiable Information | 9 | $2,925,000 | $325,000 | $625,000 | $138,000 | $360,000 |
| Collateral | 6 | $1,280,000 | $213,000 | $405,000 | $138,000 | $350,000 |
| Credit Application Incomplete | 6 | $1,190,000 | $198,000 | $365,000 | $180,000 | $457,000 |
| Other | 3 | $1,035,000 | $345,000 | $765,000 | $167,000 | $247,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $200,000 | $100,000 | $145,000 | $43,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.