First National Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First National Bank 125 West Sioux Ave Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,022 |
| Total Mortgage Loan Application Amount | $272,750,000 |
| Average Mortgage Loan Application Amount | $233,600 |
| Highest Mortgage Loan Application Amount | $3,975,000 |
| Average Applicant Income | $152,800 |
| Highest Applicant Income | $1,110,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pennington County South Dakota | 225 | $ 52,935,000 | $ 235,000 | $ 106,000 |
| Hughes County South Dakota | 110 | $ 23,240,000 | $ 211,000 | $ 129,000 |
| Beadle County South Dakota | 74 | $ 13,560,000 | $ 183,000 | $ 90,000 |
| Meade County South Dakota | 62 | $ 16,160,000 | $ 260,000 | $ 96,000 |
| Larimer County Colorado | 43 | $ 18,355,000 | $ 426,000 | $ 166,000 |
| Weld County Colorado | 37 | $ 13,505,000 | $ 365,000 | $ 161,000 |
| Lawrence County South Dakota | 34 | $ 8,910,000 | $ 262,000 | $ 94,000 |
| Stanley County South Dakota | 24 | $ 6,200,000 | $ 258,000 | $ 199,000 |
| Hennepin County Minnesota | 20 | $ 5,930,000 | $ 296,000 | $ 141,000 |
| Dakota County Minnesota | 18 | $ 5,080,000 | $ 282,000 | $ 161,000 |
| Scott County Minnesota | 17 | $ 6,365,000 | $ 374,000 | $ 152,000 |
| Arapahoe County Colorado | 16 | $ 8,200,000 | $ 512,000 | $ 144,000 |
| Montgomery County Tennessee | 12 | $ 3,260,000 | $ 271,000 | $ 123,000 |
| Douglas County Nebraska | 11 | $ 2,525,000 | $ 229,000 | $ 152,000 |
| Turner County South Dakota | 11 | $ 2,555,000 | $ 232,000 | $ 86,000 |
| Union County South Dakota | 11 | $ 1,685,000 | $ 153,000 | $ 82,000 |
| Jackson County Minnesota | 9 | $ 1,085,000 | $ 120,000 | $ 63,000 |
| Butte County South Dakota | 9 | $ 1,285,000 | $ 142,000 | $ 55,000 |
| Custer County South Dakota | 9 | $ 2,035,000 | $ 226,000 | $ 76,000 |
| Adams County Colorado | 8 | $ 6,630,000 | $ 828,000 | $ 159,000 |
| Denver County Colorado | 8 | $ 3,350,000 | $ 418,000 | $ 212,000 |
| Bon Homme County South Dakota | 8 | $ 1,040,000 | $ 130,000 | $ 56,000 |
| Sully County South Dakota | 8 | $ 1,850,000 | $ 231,000 | $ 139,000 |
| Kingsbury County South Dakota | 7 | $ 1,185,000 | $ 169,000 | $ 71,000 |
| Lincoln County South Dakota | 7 | $ 1,375,000 | $ 196,000 | $ 199,000 |
| Sarpy County Nebraska | 6 | $ 1,640,000 | $ 273,000 | $ 102,000 |
| Washoe County Nevada | 6 | $ 2,300,000 | $ 383,000 | $ 231,000 |
| Hamlin County South Dakota | 6 | $ 1,260,000 | $ 210,000 | $ 72,000 |
| Spink County South Dakota | 6 | $ 1,650,000 | $ 275,000 | $ 186,000 |
| Laramie County Wyoming | 6 | $ 1,640,000 | $ 273,000 | $ 110,000 |
| Minnehaha County South Dakota | 5 | $ 1,075,000 | $ 215,000 | $ 79,000 |
| Taylor County Texas | 5 | $ 1,355,000 | $ 271,000 | $ 142,000 |
| Mohave County Arizona | 4 | $ 1,070,000 | $ 267,000 | $ 77,000 |
| El Paso County Colorado | 4 | $ 1,670,000 | $ 417,000 | $ 102,000 |
| Anoka County Minnesota | 4 | $ 1,580,000 | $ 395,000 | $ 150,000 |
| Murray County Minnesota | 4 | $ 460,000 | $ 115,000 | $ 90,000 |
| Ramsey County Minnesota | 4 | $ 1,000,000 | $ 250,000 | $ 142,000 |
| Rice County Minnesota | 4 | $ 1,500,000 | $ 375,000 | $ 120,000 |
| Washington County Minnesota | 4 | $ 1,330,000 | $ 332,000 | $ 183,000 |
| Clay County South Dakota | 4 | $ 580,000 | $ 145,000 | $ 73,000 |
| Lake County South Dakota | 4 | $ 1,030,000 | $ 257,000 | $ 179,000 |
| Maricopa County Arizona | 3 | $ 885,000 | $ 295,000 | $ 161,000 |
| Boulder County Colorado | 3 | $ 785,000 | $ 261,000 | $ 87,000 |
| Douglas County Colorado | 3 | $ 1,345,000 | $ 448,000 | $ 263,000 |
| Hall County Georgia | 3 | $ 465,000 | $ 155,000 | $ 38,000 |
| Scott County Iowa | 3 | $ 935,000 | $ 311,000 | $ 185,000 |
| Le Sueur County Minnesota | 3 | $ 905,000 | $ 301,000 | $ 124,000 |
| Wright County Minnesota | 3 | $ 925,000 | $ 308,000 | $ 200,000 |
| Davison County South Dakota | 3 | $ 605,000 | $ 201,000 | $ 210,000 |
| Dallas County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 296,000 |
| Tarrant County Texas | 3 | $ 985,000 | $ 328,000 | $ 147,000 |
| Riverside County California | 2 | $ 580,000 | $ 290,000 | $ 210,000 |
| Grand County Colorado | 2 | $ 560,000 | $ 280,000 | $ 227,000 |
| Summit County Colorado | 2 | $ 3,360,000 | $ 1,680,000 | $ 0 |
| Monroe County Florida | 2 | $ 910,000 | $ 455,000 | $ 119,000 |
| Elkhart County Indiana | 2 | $ 620,000 | $ 310,000 | $ 62,000 |
| Johnson County Kansas | 2 | $ 440,000 | $ 220,000 | $ 113,000 |
| Bristol County Massachusetts | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Carver County Minnesota | 2 | $ 1,000,000 | $ 500,000 | $ 151,000 |
| Nicollet County Minnesota | 2 | $ 790,000 | $ 395,000 | $ 196,000 |
| Cass County Nebraska | 2 | $ 600,000 | $ 300,000 | $ 173,000 |
| Cherry County Nebraska | 2 | $ 510,000 | $ 255,000 | $ 155,000 |
| Clark County Nevada | 2 | $ 720,000 | $ 360,000 | $ 181,000 |
| Lincoln County New Mexico | 2 | $ 710,000 | $ 355,000 | $ 153,000 |
| Sierra County New Mexico | 2 | $ 200,000 | $ 100,000 | $ 55,000 |
| Ward County North Dakota | 2 | $ 510,000 | $ 255,000 | $ 132,000 |
| Fall River County South Dakota | 2 | $ 380,000 | $ 190,000 | $ 35,000 |
| Potter County South Dakota | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Sanborn County South Dakota | 2 | $ 310,000 | $ 155,000 | $ 120,000 |
| Robertson County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 82,000 |
| Williamson County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 84,000 |
| Bexar County Texas | 2 | $ 650,000 | $ 325,000 | $ 153,000 |
| Matanuska-Susitna County Alaska | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pinal County Arizona | 1 | $ 515,000 | $ 515,000 | $ 470,000 |
| Gunnison County Colorado | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Hinsdale County Colorado | 1 | $ 375,000 | $ 375,000 | $ 442,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Saguache County Colorado | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Washington County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Flagler County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Hernando County Florida | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Manatee County Florida | 1 | $ 595,000 | $ 595,000 | $ 109,000 |
| Pinellas County Florida | 1 | $ 335,000 | $ 335,000 | $ 155,000 |
| Cobb County Georgia | 1 | $ 455,000 | $ 455,000 | $ 129,000 |
| Hamilton County Indiana | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Johnson County Iowa | 1 | $ 145,000 | $ 145,000 | $ 715,000 |
| Pottawatomie County Kansas | 1 | $ 495,000 | $ 495,000 | $ 129,000 |
| Sedgwick County Kansas | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Bossier County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Prince George's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Blue Earth County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cottonwood County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Dodge County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Itasca County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 85,000 |
| Kandiyohi County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Mille Lacs County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 24,000 |
| Nobles County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Olmsted County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Stearns County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Steele County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Johnson County Missouri | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Yellowstone County Montana | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
| Dawes County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Lancaster County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 277,000 |
| Saunders County Nebraska | 1 | $ 405,000 | $ 405,000 | $ 82,000 |
| Scotts Bluff County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Stanton County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Grant County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Guilford County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 1,110,000 |
| Wake County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 224,000 |
| Sargent County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 159,000 |
| Warren County Ohio | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Canadian County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Garfield County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Brookings County South Dakota | 1 | $ 485,000 | $ 485,000 | $ 274,000 |
| Brule County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Codington County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Day County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 361,000 |
| Dewey County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Haakon County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| Hand County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 234,000 |
| Hyde County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Jerauld County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Jones County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| McCook County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Perkins County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Roberts County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Tripp County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Blount County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 234,000 |
| Davidson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Dyer County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Callahan County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Comal County Texas | 1 | $ 475,000 | $ 475,000 | $ 151,000 |
| Harris County Texas | 1 | $ 315,000 | $ 315,000 | $ 187,000 |
| Montgomery County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Val Verde County Texas | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Victoria County Texas | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Loudoun County Virginia | 1 | $ 375,000 | $ 375,000 | $ 149,000 |
| Asotin County Washington | 1 | $ 455,000 | $ 455,000 | $ 177,000 |
| Clallam County Washington | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Skagit County Washington | 1 | $ 335,000 | $ 335,000 | $ 93,000 |
| Thurston County Washington | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Burnett County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 175,000 |
| Pierce County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| St. Croix County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Crook County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 460 | $119,990,000 | $260,000 | $815,000 | $138,000 | $715,000 |
| Home Purchase | 361 | $104,055,000 | $288,000 | $3,975,000 | $99,000 | $715,000 |
| Cash-out Refinancing | 189 | $46,625,000 | $246,000 | $1,335,000 | $130,000 | $1,110,000 |
| Home Improvement | 9 | $1,435,000 | $159,000 | $405,000 | $212,000 | $580,000 |
| Other Purpose | 3 | $645,000 | $215,000 | $375,000 | $185,000 | $264,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 857 | $212,375,000 | $247,000 | $1,335,000 | $118,000 | $1,103,000 |
| Not applicable | 57 | $28,975,000 | $508,000 | $3,975,000 | $0 | $0 |
| Not Provided | 33 | $9,515,000 | $288,000 | $575,000 | $138,000 | $470,000 |
| Hispanic | 29 | $8,755,000 | $301,000 | $665,000 | $174,000 | $715,000 |
| Asian | 18 | $5,730,000 | $318,000 | $515,000 | $247,000 | $1,110,000 |
| Black or African American | 12 | $4,120,000 | $343,000 | $595,000 | $193,000 | $382,000 |
| American Indian or Alaskan Native | 12 | $1,950,000 | $162,000 | $235,000 | $80,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $165,000 | $165,000 | $165,000 | $96,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 838 | $224,140,000 | $267,000 | $3,975,000 | $129,000 | $1,110,000 |
| VA-guaranteed (Veterans Administration) | 133 | $39,475,000 | $296,000 | $1,335,000 | $110,000 | $1,103,000 |
| FHA-insured (Federal Housing Administration) | 30 | $5,820,000 | $194,000 | $335,000 | $59,000 | $119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,315,000 | $157,000 | $255,000 | $54,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 824 | $226,530,000 | $274,000 | $3,975,000 | $126,000 | $1,103,000 |
| Application Withdrawn By Applicant | 132 | $31,760,000 | $240,000 | $815,000 | $130,000 | $1,110,000 |
| Application Denied By Financial Institution | 63 | $13,885,000 | $220,000 | $805,000 | $79,000 | $324,000 |
| Application Approved But Not Accepted | 3 | $575,000 | $191,000 | $235,000 | $81,000 | $81,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 959 | $258,865,000 | $269,000 | $3,975,000 | $127,000 | $1,110,000 |
| Debt-To-Income Ratio | 27 | $6,815,000 | $252,000 | $805,000 | $72,000 | $178,000 |
| Credit History | 22 | $3,330,000 | $151,000 | $265,000 | $79,000 | $259,000 |
| Collateral | 7 | $1,385,000 | $197,000 | $685,000 | $63,000 | $181,000 |
| Other | 3 | $795,000 | $265,000 | $405,000 | $106,000 | $170,000 |
| Unverifiable Information | 2 | $600,000 | $300,000 | $405,000 | $68,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $295,000 | $295,000 | $295,000 | $104,000 | $104,000 |
| Credit Application Incomplete | 1 | $665,000 | $665,000 | $665,000 | $324,000 | $324,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.