First National Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First National Bank 125 West Sioux Ave Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 492 |
| Total Mortgage Loan Application Amount | $132,130,000 |
| Average Mortgage Loan Application Amount | $198,400 |
| Highest Mortgage Loan Application Amount | $5,145,000 |
| Average Applicant Income | $113,800 |
| Highest Applicant Income | $4,201,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pennington County South Dakota | 166 | $ 39,500,000 | $ 237,000 | $ 91,000 |
| Meade County South Dakota | 41 | $ 9,835,000 | $ 239,000 | $ 127,000 |
| Beadle County South Dakota | 33 | $ 6,755,000 | $ 204,000 | $ 83,000 |
| Hughes County South Dakota | 32 | $ 7,780,000 | $ 243,000 | $ 119,000 |
| Lawrence County South Dakota | 21 | $ 4,705,000 | $ 224,000 | $ 127,000 |
| Weld County Colorado | 14 | $ 4,530,000 | $ 323,000 | $ 1,347,000 |
| Larimer County Colorado | 12 | $ 5,150,000 | $ 429,000 | $ 332,000 |
| Butte County South Dakota | 11 | $ 1,715,000 | $ 155,000 | $ 72,000 |
| Stanley County South Dakota | 11 | $ 2,615,000 | $ 237,000 | $ 166,000 |
| Fall River County South Dakota | 9 | $ 1,345,000 | $ 149,000 | $ 82,000 |
| Scott County Minnesota | 8 | $ 2,690,000 | $ 336,000 | $ 167,000 |
| Arapahoe County Colorado | 6 | $ 4,900,000 | $ 816,000 | $ 207,000 |
| Douglas County Colorado | 5 | $ 2,005,000 | $ 401,000 | $ 141,000 |
| Douglas County Nebraska | 5 | $ 905,000 | $ 181,000 | $ 96,000 |
| Custer County South Dakota | 5 | $ 1,155,000 | $ 231,000 | $ 101,000 |
| Kingsbury County South Dakota | 5 | $ 545,000 | $ 109,000 | $ 55,000 |
| Adams County Colorado | 4 | $ 2,750,000 | $ 687,000 | $ 241,000 |
| Denver County Colorado | 4 | $ 6,430,000 | $ 1,607,000 | $ 109,000 |
| Dakota County Minnesota | 4 | $ 880,000 | $ 220,000 | $ 199,000 |
| Sully County South Dakota | 4 | $ 750,000 | $ 187,000 | $ 62,000 |
| Montgomery County Tennessee | 4 | $ 1,180,000 | $ 295,000 | $ 139,000 |
| Hennepin County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 78,000 |
| Anoka County Minnesota | 2 | $ 860,000 | $ 430,000 | $ 187,000 |
| Murray County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 137,000 |
| Nicollet County Minnesota | 2 | $ 650,000 | $ 325,000 | $ 149,000 |
| Rice County Minnesota | 2 | $ 930,000 | $ 465,000 | $ 137,000 |
| Sibley County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Washington County Minnesota | 2 | $ 490,000 | $ 245,000 | $ 65,000 |
| Thomas County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 68,000 |
| Brookings County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 66,000 |
| Brown County South Dakota | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Jerauld County South Dakota | 2 | $ 100,000 | $ 50,000 | $ 230,000 |
| Lincoln County South Dakota | 2 | $ 500,000 | $ 250,000 | $ 109,000 |
| Yankton County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Harris County Texas | 2 | $ 610,000 | $ 305,000 | $ 176,000 |
| Taylor County Texas | 2 | $ 540,000 | $ 270,000 | $ 125,000 |
| Laramie County Wyoming | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 385,000 | $ 385,000 | $ 286,000 |
| Matanuska-Susitna County Alaska | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Maricopa County Arizona | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pima County Arizona | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Benton County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 263,000 |
| Broomfield County Colorado | 1 | $ 365,000 | $ 365,000 | $ 44,000 |
| Eagle County Colorado | 1 | $ 595,000 | $ 595,000 | $ 417,000 |
| Elbert County Colorado | 1 | $ 575,000 | $ 575,000 | $ 56,000 |
| Garfield County Colorado | 1 | $ 295,000 | $ 295,000 | $ 333,000 |
| La Plata County Colorado | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Summit County Colorado | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 365,000 | $ 365,000 | $ 155,000 |
| Chatham County Georgia | 1 | $ 175,000 | $ 175,000 | $ 156,000 |
| Kauai County Hawaii | 1 | $ 715,000 | $ 715,000 | $ 471,000 |
| Mercer County Illinois | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Scott County Iowa | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Johnson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Pottawatomie County Kansas | 1 | $ 485,000 | $ 485,000 | $ 132,000 |
| Blue Earth County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Dodge County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Goodhue County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Jackson County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Le Sueur County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 256,000 |
| Mower County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Olmsted County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| St. Louis County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Camden County Missouri | 1 | $ 335,000 | $ 335,000 | $ 206,000 |
| Johnson County Missouri | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| St. Francois County Missouri | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Yellowstone County Montana | 1 | $ 285,000 | $ 285,000 | $ 51,000 |
| Cherry County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Lancaster County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 270,000 |
| Sarpy County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 166,000 |
| Scotts Bluff County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Dona Ana County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Golden Valley County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 246,000 |
| Kent County Rhode Island | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Bon Homme County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Codington County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Davison County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Day County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 353,000 |
| Gregory County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Hamlin County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| Minnehaha County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Tripp County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Union County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Blount County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 217,000 |
| Robertson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Dallas County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Amherst County Virginia | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Colonial Heights County Virginia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Spokane County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Wood County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Dane County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 317 | $86,025,000 | $271,000 | $5,145,000 | $142,000 | $4,201,000 |
| Refinancing | 108 | $30,990,000 | $286,000 | $1,725,000 | $128,000 | $713,000 |
| Cash-out Refinancing | 60 | $14,230,000 | $237,000 | $635,000 | $122,000 | $374,000 |
| Other Purpose | 5 | $815,000 | $163,000 | $245,000 | $83,000 | $104,000 |
| Home Improvement | 2 | $70,000 | $35,000 | $45,000 | $94,000 | $94,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 400 | $92,460,000 | $231,000 | $1,955,000 | $135,000 | $4,201,000 |
| Not applicable | 54 | $29,370,000 | $543,000 | $5,145,000 | $0 | $0 |
| Not Provided | 10 | $3,830,000 | $383,000 | $1,005,000 | $208,000 | $880,000 |
| Hispanic | 10 | $2,200,000 | $220,000 | $395,000 | $96,000 | $205,000 |
| Asian | 9 | $2,285,000 | $253,000 | $365,000 | $160,000 | $363,000 |
| American Indian or Alaskan Native | 7 | $1,375,000 | $196,000 | $245,000 | $80,000 | $140,000 |
| Black or African American | 2 | $610,000 | $305,000 | $385,000 | $129,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 351 | $100,685,000 | $286,000 | $5,145,000 | $162,000 | $4,201,000 |
| VA-guaranteed (Veterans Administration) | 88 | $22,880,000 | $260,000 | $1,005,000 | $84,000 | $214,000 |
| FHA-insured (Federal Housing Administration) | 35 | $5,755,000 | $164,000 | $325,000 | $58,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,810,000 | $156,000 | $235,000 | $59,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 395 | $106,745,000 | $270,000 | $5,145,000 | $146,000 | $4,201,000 |
| Application Withdrawn By Applicant | 58 | $14,340,000 | $247,000 | $1,955,000 | $104,000 | $540,000 |
| Application Denied By Financial Institution | 29 | $7,145,000 | $246,000 | $1,055,000 | $84,000 | $417,000 |
| Application Approved But Not Accepted | 10 | $3,900,000 | $390,000 | $1,145,000 | $47,000 | $61,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 434 | $114,990,000 | $264,000 | $5,145,000 | $111,000 | $1,390,000 |
| Debt-To-Income Ratio | 37 | $12,475,000 | $337,000 | $1,155,000 | $621,000 | $4,201,000 |
| Credit History | 10 | $1,030,000 | $103,000 | $225,000 | $35,000 | $60,000 |
| Collateral | 5 | $1,055,000 | $211,000 | $455,000 | $96,000 | $141,000 |
| Other | 4 | $1,420,000 | $355,000 | $625,000 | $223,000 | $417,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $29,000 | $29,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,055,000 | $1,055,000 | $1,055,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.