American Commercial Bank & Trust, Na
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for American Commercial Bank & Trust, Na.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American Commercial Bank & Trust, Na 701 Lasalle St Ottawa, IL 61350 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,472 |
| Total Mortgage Loan Application Amount | $347,590,000 |
| Average Mortgage Loan Application Amount | $357,833 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $124,333 |
| Highest Applicant Income | $4,135,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaSalle County Illinois | 409 | $ 57,975,000 | $ 141,000 | $ 82,000 |
| Cook County Illinois | 240 | $ 81,170,000 | $ 338,000 | $ 187,000 |
| DuPage County Illinois | 168 | $ 52,550,000 | $ 312,000 | $ 171,000 |
| Will County Illinois | 146 | $ 30,950,000 | $ 211,000 | $ 114,000 |
| Grundy County Illinois | 114 | $ 21,650,000 | $ 189,000 | $ 105,000 |
| Kendall County Illinois | 69 | $ 14,135,000 | $ 204,000 | $ 127,000 |
| Kane County Illinois | 59 | $ 14,705,000 | $ 249,000 | $ 152,000 |
| DeKalb County Illinois | 48 | $ 9,580,000 | $ 199,000 | $ 195,000 |
| Lake County Illinois | 48 | $ 18,740,000 | $ 390,000 | $ 360,000 |
| McHenry County Illinois | 19 | $ 4,805,000 | $ 252,000 | $ 155,000 |
| Livingston County Illinois | 17 | $ 1,535,000 | $ 90,000 | $ 59,000 |
| Collier County Florida | 6 | $ 8,240,000 | $ 1,373,000 | $ 211,000 |
| Bureau County Illinois | 6 | $ 750,000 | $ 125,000 | $ 80,000 |
| Maricopa County Arizona | 5 | $ 1,575,000 | $ 315,000 | $ 112,000 |
| Kankakee County Illinois | 5 | $ 1,205,000 | $ 241,000 | $ 126,000 |
| McLean County Illinois | 5 | $ 975,000 | $ 195,000 | $ 109,000 |
| Putnam County Illinois | 5 | $ 455,000 | $ 91,000 | $ 98,000 |
| Lake County Indiana | 5 | $ 1,885,000 | $ 377,000 | $ 132,000 |
| Walworth County Wisconsin | 5 | $ 1,215,000 | $ 243,000 | $ 285,000 |
| Madison County Illinois | 4 | $ 690,000 | $ 172,000 | $ 73,000 |
| Lee County Florida | 3 | $ 665,000 | $ 221,000 | $ 85,000 |
| Marshall County Illinois | 3 | $ 265,000 | $ 88,000 | $ 78,000 |
| Berrien County Michigan | 3 | $ 1,015,000 | $ 338,000 | $ 239,000 |
| Vilas County Wisconsin | 3 | $ 1,045,000 | $ 348,000 | $ 369,000 |
| Sacramento County California | 2 | $ 990,000 | $ 495,000 | $ 183,000 |
| Osceola County Florida | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| St. Johns County Florida | 2 | $ 700,000 | $ 350,000 | $ 138,000 |
| Carroll County Illinois | 2 | $ 460,000 | $ 230,000 | $ 196,000 |
| Winnebago County Illinois | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Johnson County Indiana | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| LaPorte County Indiana | 2 | $ 680,000 | $ 340,000 | $ 169,000 |
| Polk County Iowa | 2 | $ 520,000 | $ 260,000 | $ 234,000 |
| Franklin County Ohio | 2 | $ 510,000 | $ 255,000 | $ 131,000 |
| Davidson County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 1,740,000 |
| Maury County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Dane County Wisconsin | 2 | $ 760,000 | $ 380,000 | $ 434,000 |
| Juneau County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 128,000 |
| Pima County Arizona | 1 | $ 85,000 | $ 85,000 | $ 220,000 |
| Benton County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Marion County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Riverside County California | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| San Diego County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 131,000 |
| Monroe County Florida | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Walton County Florida | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Chatham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Fayette County Georgia | 1 | $ 275,000 | $ 275,000 | $ 541,000 |
| Glynn County Georgia | 1 | $ 1,305,000 | $ 1,305,000 | $ 3,000 |
| Muscogee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 155,000 |
| Champaign County Illinois | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Christian County Illinois | 1 | $ 185,000 | $ 185,000 | $ 208,000 |
| Monroe County Illinois | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Ogle County Illinois | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Sangamon County Illinois | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Stephenson County Illinois | 1 | $ 215,000 | $ 215,000 | $ 294,000 |
| Woodford County Illinois | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Steuben County Indiana | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Sedgwick County Kansas | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Orleans County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Allegan County Michigan | 1 | $ 305,000 | $ 305,000 | $ 197,000 |
| Barry County Michigan | 1 | $ 275,000 | $ 275,000 | $ 412,000 |
| Cheboygan County Michigan | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| Kalamazoo County Michigan | 1 | $ 435,000 | $ 435,000 | $ 365,000 |
| Washtenaw County Michigan | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Hennepin County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| Ozark County Missouri | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| St. Louis City County Missouri | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Mecklenburg County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 324,000 |
| Wayne County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Allegheny County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Lancaster County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Cumberland County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Roane County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Sullivan County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 151,000 |
| Travis County Texas | 1 | $ 295,000 | $ 295,000 | $ 255,000 |
| Chesterfield County Virginia | 1 | $ 235,000 | $ 235,000 | $ 134,000 |
| James City County Virginia | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| King County Washington | 1 | $ 555,000 | $ 555,000 | $ 176,000 |
| Adams County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 198,000 |
| Door County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Green Lake County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Kenosha County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 454,000 |
| Marinette County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Milwaukee County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 612,000 |
| Waukesha County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Waushara County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American Commercial Bank & Trust, Na in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 842 | $204,320,000 | $242,000 | $6,005,000 | $151,000 | $4,135,000 |
| Home Purchase | 350 | $74,100,000 | $211,000 | $2,035,000 | $110,000 | $3,112,000 |
| Cash-out Refinancing | 271 | $63,445,000 | $234,000 | $3,205,000 | $148,000 | $862,000 |
| Other Purpose | 7 | $4,975,000 | $710,000 | $2,775,000 | $95,000 | $144,000 |
| Home Improvement | 1 | $605,000 | $605,000 | $605,000 | $132,000 | $132,000 |
| Not Applicable | 1 | $145,000 | $145,000 | $145,000 | $110,000 | $110,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,144 | $253,860,000 | $221,000 | $2,005,000 | $132,000 | $4,135,000 |
| Not Provided | 219 | $56,675,000 | $258,000 | $3,205,000 | $195,000 | $3,112,000 |
| Hispanic | 46 | $8,490,000 | $184,000 | $515,000 | $112,000 | $737,000 |
| Asian | 22 | $5,000,000 | $227,000 | $515,000 | $127,000 | $344,000 |
| Not applicable | 22 | $19,530,000 | $887,000 | $6,005,000 | $0 | $0 |
| Black or African American | 7 | $1,485,000 | $212,000 | $435,000 | $101,000 | $181,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,035,000 | $207,000 | $245,000 | $107,000 | $130,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,433 | $343,805,000 | $239,000 | $6,005,000 | $143,000 | $4,135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $3,785,000 | $97,000 | $175,000 | $44,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,329 | $312,305,000 | $234,000 | $6,005,000 | $141,000 | $4,135,000 |
| Application Withdrawn By Applicant | 87 | $20,905,000 | $240,000 | $1,205,000 | $130,000 | $521,000 |
| Application Denied By Financial Institution | 33 | $6,615,000 | $200,000 | $945,000 | $90,000 | $272,000 |
| File Closed For Incompleteness | 19 | $7,025,000 | $369,000 | $1,245,000 | $231,000 | $1,094,000 |
| Application Approved But Not Accepted | 4 | $740,000 | $185,000 | $455,000 | $261,000 | $763,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,472 | $347,590,000 | $236,000 | $6,005,000 | $140,000 | $4,135,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.