Forcht Bank, National Association
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Forcht Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Forcht Bank, National Association 2404 Sir Barton Way Lexington, KY 40509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,090 |
| Total Mortgage Loan Application Amount | $269,180,000 |
| Average Mortgage Loan Application Amount | $185,800 |
| Highest Mortgage Loan Application Amount | $5,855,000 |
| Average Applicant Income | $111,200 |
| Highest Applicant Income | $2,886,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 153 | $ 41,725,000 | $ 272,000 | $ 119,000 |
| Grant County Kentucky | 104 | $ 20,520,000 | $ 197,000 | $ 99,000 |
| Pulaski County Kentucky | 99 | $ 13,645,000 | $ 137,000 | $ 87,000 |
| Taylor County Kentucky | 76 | $ 10,230,000 | $ 134,000 | $ 63,000 |
| Fayette County Kentucky | 74 | $ 25,020,000 | $ 338,000 | $ 160,000 |
| Laurel County Kentucky | 74 | $ 9,790,000 | $ 132,000 | $ 132,000 |
| Hamilton County Ohio | 64 | $ 39,570,000 | $ 618,000 | $ 305,000 |
| Knox County Kentucky | 53 | $ 7,025,000 | $ 132,000 | $ 77,000 |
| Kenton County Kentucky | 46 | $ 15,390,000 | $ 334,000 | $ 147,000 |
| Boone County Kentucky | 40 | $ 12,580,000 | $ 314,000 | $ 116,000 |
| Green County Kentucky | 37 | $ 3,845,000 | $ 103,000 | $ 68,000 |
| Whitley County Kentucky | 37 | $ 5,775,000 | $ 156,000 | $ 79,000 |
| Madison County Kentucky | 25 | $ 11,155,000 | $ 446,000 | $ 105,000 |
| Pendleton County Kentucky | 17 | $ 2,935,000 | $ 172,000 | $ 86,000 |
| Campbell County Kentucky | 16 | $ 4,690,000 | $ 293,000 | $ 187,000 |
| Bullitt County Kentucky | 15 | $ 4,685,000 | $ 312,000 | $ 120,000 |
| Jessamine County Kentucky | 12 | $ 4,250,000 | $ 354,000 | $ 260,000 |
| Shelby County Kentucky | 10 | $ 4,160,000 | $ 416,000 | $ 162,000 |
| Spencer County Kentucky | 9 | $ 4,285,000 | $ 476,000 | $ 304,000 |
| Clermont County Ohio | 9 | $ 1,685,000 | $ 187,000 | $ 103,000 |
| McCreary County Kentucky | 8 | $ 480,000 | $ 60,000 | $ 31,000 |
| Scott County Kentucky | 8 | $ 2,610,000 | $ 326,000 | $ 172,000 |
| Wayne County Kentucky | 7 | $ 785,000 | $ 112,000 | $ 49,000 |
| Oldham County Kentucky | 6 | $ 2,920,000 | $ 486,000 | $ 198,000 |
| Woodford County Kentucky | 5 | $ 1,245,000 | $ 249,000 | $ 100,000 |
| Floyd County Indiana | 4 | $ 680,000 | $ 170,000 | $ 66,000 |
| Grayson County Kentucky | 4 | $ 690,000 | $ 172,000 | $ 156,000 |
| Harrison County Kentucky | 4 | $ 490,000 | $ 122,000 | $ 62,000 |
| Clark County Indiana | 3 | $ 315,000 | $ 105,000 | $ 29,000 |
| Clay County Kentucky | 3 | $ 285,000 | $ 95,000 | $ 57,000 |
| Montgomery County Kentucky | 3 | $ 375,000 | $ 125,000 | $ 80,000 |
| Nelson County Kentucky | 3 | $ 485,000 | $ 161,000 | $ 81,000 |
| Owen County Kentucky | 3 | $ 205,000 | $ 68,000 | $ 113,000 |
| Russell County Kentucky | 3 | $ 245,000 | $ 81,000 | $ 63,000 |
| Brown County Ohio | 3 | $ 535,000 | $ 178,000 | $ 125,000 |
| Butler County Ohio | 3 | $ 1,275,000 | $ 425,000 | $ 239,000 |
| Adair County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Bell County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 58,000 |
| Gallatin County Kentucky | 2 | $ 740,000 | $ 370,000 | $ 445,000 |
| Hardin County Kentucky | 2 | $ 1,110,000 | $ 555,000 | $ 404,000 |
| Hart County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 189,000 |
| Jackson County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 137,000 |
| Lincoln County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Rockcastle County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 36,000 |
| Warren County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 38,000 |
| Watauga County North Carolina | 2 | $ 1,490,000 | $ 745,000 | $ 0 |
| Warren County Ohio | 2 | $ 790,000 | $ 395,000 | $ 353,000 |
| Campbell County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 140,000 |
| Sevier County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 201,000 |
| Baldwin County Alabama | 1 | $ 675,000 | $ 675,000 | $ 826,000 |
| Broward County Florida | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Collier County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Indian River County Florida | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Okaloosa County Florida | 1 | $ 295,000 | $ 295,000 | $ 26,000 |
| Pinellas County Florida | 1 | $ 465,000 | $ 465,000 | $ 196,000 |
| Dearborn County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harrison County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 475,000 | $ 475,000 | $ 302,000 |
| Ohio County Indiana | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Anderson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Boyle County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Breckinridge County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 202,000 |
| Calloway County Kentucky | 1 | $ 485,000 | $ 485,000 | $ 204,000 |
| Carroll County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 24,000 |
| Clark County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Franklin County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Hickman County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 7,000 |
| Marion County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Mercer County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Washington County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Horry County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Dallas County Texas | 1 | $ 465,000 | $ 465,000 | $ 234,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Forcht Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 527 | $145,655,000 | $276,000 | $4,125,000 | $123,000 | $2,035,000 |
| Refinancing | 434 | $104,560,000 | $240,000 | $5,855,000 | $128,000 | $2,886,000 |
| Cash-out Refinancing | 69 | $11,085,000 | $160,000 | $385,000 | $87,000 | $244,000 |
| Other Purpose | 34 | $5,370,000 | $157,000 | $2,005,000 | $88,000 | $253,000 |
| Home Improvement | 26 | $2,510,000 | $96,000 | $365,000 | $130,000 | $1,199,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 920 | $193,730,000 | $210,000 | $2,225,000 | $119,000 | $2,886,000 |
| Not applicable | 105 | $59,265,000 | $564,000 | $5,855,000 | $0 | $0 |
| Not Provided | 28 | $9,780,000 | $349,000 | $1,915,000 | $269,000 | $2,035,000 |
| Black or African American | 20 | $3,310,000 | $165,000 | $405,000 | $63,000 | $167,000 |
| Hispanic | 8 | $1,170,000 | $146,000 | $255,000 | $63,000 | $109,000 |
| Asian | 5 | $1,255,000 | $251,000 | $365,000 | $126,000 | $209,000 |
| American Indian or Alaskan Native | 2 | $300,000 | $150,000 | $195,000 | $28,000 | $56,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $235,000 | $235,000 | $235,000 | $40,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 999 | $256,185,000 | $256,000 | $5,855,000 | $127,000 | $2,886,000 |
| FHA-insured (Federal Housing Administration) | 67 | $8,925,000 | $133,000 | $305,000 | $61,000 | $384,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,290,000 | $163,000 | $255,000 | $51,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,780,000 | $178,000 | $375,000 | $69,000 | $158,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 671 | $179,165,000 | $267,000 | $5,855,000 | $141,000 | $2,886,000 |
| Application Withdrawn By Applicant | 217 | $53,035,000 | $244,000 | $4,125,000 | $114,000 | $2,012,000 |
| Application Denied By Financial Institution | 191 | $35,825,000 | $187,000 | $5,505,000 | $70,000 | $741,000 |
| File Closed For Incompleteness | 8 | $840,000 | $105,000 | $235,000 | $10,000 | $85,000 |
| Application Approved But Not Accepted | 3 | $315,000 | $105,000 | $165,000 | $61,000 | $79,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 899 | $233,355,000 | $259,000 | $5,855,000 | $133,000 | $2,886,000 |
| Credit History | 94 | $11,980,000 | $127,000 | $855,000 | $69,000 | $553,000 |
| Debt-To-Income Ratio | 39 | $7,675,000 | $196,000 | $885,000 | $59,000 | $208,000 |
| Credit Application Incomplete | 20 | $2,760,000 | $138,000 | $325,000 | $68,000 | $140,000 |
| Collateral | 19 | $4,215,000 | $221,000 | $965,000 | $112,000 | $741,000 |
| Employment History | 6 | $660,000 | $110,000 | $215,000 | $41,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $6,675,000 | $1,335,000 | $5,505,000 | $36,000 | $36,000 |
| Other | 5 | $1,225,000 | $245,000 | $465,000 | $104,000 | $138,000 |
| Unverifiable Information | 3 | $635,000 | $211,000 | $355,000 | $41,000 | $83,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.