Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Forcht Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Forcht Bank, National Association 2404 Sir Barton Way Lexington, KY 40509 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,157 |
Total Mortgage Loan Application Amount | $187,890,000 |
Average Mortgage Loan Application Amount | $152,666 |
Highest Mortgage Loan Application Amount | $3,200,000 |
Average Applicant Income | $78,666 |
Highest Applicant Income | $975,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Jefferson County Kentucky | 131 | $ 23,217,000 | $ 177,000 | $ 79,000 |
Laurel County Kentucky | 102 | $ 12,088,000 | $ 118,000 | $ 60,000 |
Grant County Kentucky | 95 | $ 14,813,000 | $ 155,000 | $ 95,000 |
Pulaski County Kentucky | 93 | $ 10,817,000 | $ 116,000 | $ 69,000 |
Fayette County Kentucky | 86 | $ 19,615,000 | $ 228,000 | $ 97,000 |
Taylor County Kentucky | 72 | $ 7,268,000 | $ 100,000 | $ 51,000 |
Green County Kentucky | 65 | $ 5,043,000 | $ 77,000 | $ 47,000 |
Knox County Kentucky | 56 | $ 5,512,000 | $ 98,000 | $ 68,000 |
Whitley County Kentucky | 53 | $ 5,484,000 | $ 103,000 | $ 88,000 |
Boone County Kentucky | 40 | $ 9,752,000 | $ 243,000 | $ 111,000 |
Kenton County Kentucky | 39 | $ 15,218,000 | $ 390,000 | $ 102,000 |
Madison County Kentucky | 31 | $ 5,276,000 | $ 170,000 | $ 55,000 |
McCreary County Kentucky | 24 | $ 2,293,000 | $ 95,000 | $ 53,000 |
Bullitt County Kentucky | 23 | $ 4,319,000 | $ 187,000 | $ 97,000 |
Campbell County Kentucky | 15 | $ 3,948,000 | $ 263,000 | $ 46,000 |
Pendleton County Kentucky | 15 | $ 1,467,000 | $ 97,000 | $ 60,000 |
Scott County Kentucky | 13 | $ 2,070,000 | $ 159,000 | $ 62,000 |
Hamilton County Ohio | 13 | $ 6,429,000 | $ 494,000 | $ 92,000 |
Jessamine County Kentucky | 10 | $ 2,567,000 | $ 256,000 | $ 148,000 |
Shelby County Kentucky | 8 | $ 3,117,000 | $ 389,000 | $ 178,000 |
Clark County Indiana | 7 | $ 863,000 | $ 123,000 | $ 42,000 |
Adair County Kentucky | 7 | $ 538,000 | $ 76,000 | $ 53,000 |
Clark County Kentucky | 7 | $ 796,000 | $ 113,000 | $ 58,000 |
Clay County Kentucky | 7 | $ 670,000 | $ 95,000 | $ 96,000 |
Spencer County Kentucky | 7 | $ 1,530,000 | $ 218,000 | $ 110,000 |
Oldham County Kentucky | 6 | $ 1,930,000 | $ 321,000 | $ 110,000 |
Owen County Kentucky | 6 | $ 549,000 | $ 91,000 | $ 94,000 |
Harrison County Kentucky | 5 | $ 722,000 | $ 144,000 | $ 61,000 |
Russell County Kentucky | 5 | $ 799,000 | $ 159,000 | $ 61,000 |
Hillsborough County Florida | 4 | $ 1,084,000 | $ 271,000 | $ 199,000 |
Pasco County Florida | 4 | $ 653,000 | $ 163,000 | $ 71,000 |
Bell County Kentucky | 4 | $ 673,000 | $ 168,000 | $ 70,000 |
Bourbon County Kentucky | 4 | $ 341,000 | $ 85,000 | $ 39,000 |
Jackson County Kentucky | 4 | $ 527,000 | $ 131,000 | $ 86,000 |
Larue County Kentucky | 4 | $ 576,000 | $ 144,000 | $ 75,000 |
Marion County Kentucky | 4 | $ 317,000 | $ 79,000 | $ 41,000 |
Metcalfe County Kentucky | 4 | $ 440,000 | $ 110,000 | $ 62,000 |
Floyd County Indiana | 3 | $ 746,000 | $ 248,000 | $ 134,000 |
Casey County Kentucky | 3 | $ 137,000 | $ 45,000 | $ 40,000 |
Franklin County Kentucky | 3 | $ 356,000 | $ 118,000 | $ 40,000 |
Garrard County Kentucky | 3 | $ 440,000 | $ 146,000 | $ 43,000 |
Hardin County Kentucky | 3 | $ 323,000 | $ 107,000 | $ 63,000 |
Mercer County Kentucky | 3 | $ 473,000 | $ 157,000 | $ 86,000 |
Montgomery County Kentucky | 3 | $ 459,000 | $ 153,000 | $ 87,000 |
Woodford County Kentucky | 3 | $ 635,000 | $ 211,000 | $ 96,000 |
Sevier County Tennessee | 3 | $ 995,000 | $ 331,000 | $ 156,000 |
Collier County Florida | 2 | $ 548,000 | $ 274,000 | $ 113,000 |
Lee County Florida | 2 | $ 238,000 | $ 119,000 | $ 143,000 |
Scott County Indiana | 2 | $ 604,000 | $ 302,000 | $ 0 |
Breckinridge County Kentucky | 2 | $ 141,000 | $ 70,000 | $ 124,000 |
Letcher County Kentucky | 2 | $ 208,000 | $ 104,000 | $ 119,000 |
Meade County Kentucky | 2 | $ 301,000 | $ 150,000 | $ 35,000 |
Trimble County Kentucky | 2 | $ 157,000 | $ 78,000 | $ 49,000 |
Wayne County Kentucky | 2 | $ 206,000 | $ 103,000 | $ 98,000 |
Warren County Ohio | 2 | $ 412,000 | $ 206,000 | $ 112,000 |
Pima County Arizona | 1 | $ 184,000 | $ 184,000 | $ 74,000 |
Brevard County Florida | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
Broward County Florida | 1 | $ 162,000 | $ 162,000 | $ 120,000 |
Miami-Dade County Florida | 1 | $ 424,000 | $ 424,000 | $ 270,000 |
Orange County Florida | 1 | $ 340,000 | $ 340,000 | $ 78,000 |
Osceola County Florida | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
Palm Beach County Florida | 1 | $ 344,000 | $ 344,000 | $ 110,000 |
Pinellas County Florida | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
Wakulla County Florida | 1 | $ 134,000 | $ 134,000 | $ 89,000 |
Chatham County Georgia | 1 | $ 117,000 | $ 117,000 | $ 356,000 |
Allen County Indiana | 1 | $ 424,000 | $ 424,000 | $ 335,000 |
Daviess County Indiana | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
Harrison County Indiana | 1 | $ 196,000 | $ 196,000 | $ 43,000 |
Kosciusko County Indiana | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
Barren County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
Boyle County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
Bracken County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
Clinton County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
Cumberland County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 208,000 |
Estill County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 292,000 |
Grayson County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 131,000 |
Lincoln County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
Perry County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
Pike County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
Rockcastle County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
Brown County Ohio | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
Butler County Ohio | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
Franklin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
Montgomery County Ohio | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
Summit County Ohio | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
Charleston County South Carolina | 1 | $ 1,106,000 | $ 1,106,000 | $ 399,000 |
Campbell County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
Claiborne County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 63,000 |
Grainger County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 69,000 |
Montgomery County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 68,000 |
Scott County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 24,000 |
Sullivan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
Washington County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 189,000 |
Fort Bend County Texas | 1 | $ 424,000 | $ 424,000 | $ 234,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 628 | $106,751,000 | $169,000 | $3,200,000 | $77,000 | $743,000 |
Refinancing | 423 | $67,303,000 | $159,000 | $2,370,000 | $79,000 | $800,000 |
Home Improvement | 106 | $13,836,000 | $130,000 | $1,100,000 | $80,000 | $975,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,022 | $148,292,000 | $145,000 | $2,250,000 | $84,000 | $975,000 |
Not applicable | 79 | $31,127,000 | $394,000 | $3,200,000 | $0 | $0 |
Black or African American | 17 | $2,070,000 | $121,000 | $340,000 | $65,000 | $450,000 |
Not Provided | 16 | $2,835,000 | $177,000 | $409,000 | $92,000 | $214,000 |
Hispanic | 11 | $1,573,000 | $143,000 | $275,000 | $78,000 | $172,000 |
Asian | 7 | $1,403,000 | $200,000 | $424,000 | $111,000 | $335,000 |
American Indian or Alaskan Native | 4 | $517,000 | $129,000 | $192,000 | $43,000 | $78,000 |
Native Hawaiian or Other Pacific Islander | 1 | $73,000 | $73,000 | $73,000 | $44,000 | $44,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 951 | $162,503,000 | $170,000 | $3,200,000 | $83,000 | $975,000 |
FHA-insured (Federal Housing Administration) | 118 | $13,584,000 | $115,000 | $306,000 | $56,000 | $202,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $6,453,000 | $117,000 | $344,000 | $42,000 | $110,000 |
VA-guaranteed (Veterans Administration) | 33 | $5,350,000 | $162,000 | $420,000 | $75,000 | $173,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 632 | $103,119,000 | $163,000 | $2,180,000 | $86,000 | $800,000 |
Application Denied By Financial Institution | 267 | $38,366,000 | $143,000 | $3,200,000 | $59,000 | $656,000 |
Application Withdrawn By Applicant | 229 | $43,495,000 | $189,000 | $2,550,000 | $83,000 | $975,000 |
Application Approved But Not Accepted | 29 | $2,910,000 | $100,000 | $531,000 | $52,000 | $195,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 132 | $13,227,000 | $100,000 | $450,000 | $47,000 | $160,000 |
Debt-To-Income Ratio | 71 | $11,420,000 | $160,000 | $2,250,000 | $66,000 | $346,000 |
Credit Application Incomplete | 21 | $2,339,000 | $111,000 | $404,000 | $79,000 | $602,000 |
Collateral | 19 | $3,437,000 | $180,000 | $1,000,000 | $94,000 | $656,000 |
Other | 11 | $6,210,000 | $564,000 | $3,200,000 | $79,000 | $346,000 |
Unverifiable Information | 6 | $723,000 | $120,000 | $306,000 | $44,000 | $76,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $744,000 | $186,000 | $515,000 | $19,000 | $60,000 |
Employment History | 3 | $266,000 | $88,000 | $118,000 | $47,000 | $56,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.