2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
First National Bank Of Layton
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First National Bank Of Layton 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Layton 1601 N. Hillfield Road Layton, UT 84041 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 635 |
| Total Mortgage Loan Application Amount | $162,158,000 |
| Average Mortgage Loan Application Amount | $275,500 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $3,574,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First National Bank Of Layton. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Layton's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First National Bank Of Layton's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Layton serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Layton, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Layton's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 6 | $ 1,147,000 | $ 191,000 | $ 60,000 |
| Aiken County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Alameda County California | 2 | $ 507,000 | $ 253,000 | $ 64,000 |
| Albany County New York | 3 | $ 719,000 | $ 239,000 | $ 77,000 |
| Allegany County Maryland | 1 | $ 73,000 | $ 73,000 | $ 77,000 |
| Allegheny County Pennsylvania | 3 | $ 603,000 | $ 201,000 | $ 105,000 |
| Amherst County Virginia | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| Anchorage County Alaska | 2 | $ 306,000 | $ 153,000 | $ 53,000 |
| Anderson County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Andrew County Missouri | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Androscoggin County Maine | 2 | $ 327,000 | $ 163,000 | $ 70,000 |
| Angelina County Texas | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Anne Arundel County Maryland | 3 | $ 694,000 | $ 231,000 | $ 90,000 |
| Ascension County Louisiana | 1 | $ 346,000 | $ 346,000 | $ 63,000 |
| Atlantic County New Jersey | 2 | $ 431,000 | $ 215,000 | $ 16,000 |
| Baltimore City County Maryland | 2 | $ 259,000 | $ 129,000 | $ 92,000 |
| Baltimore County Maryland | 3 | $ 1,201,000 | $ 400,000 | $ 82,000 |
| Barry County Missouri | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Bartow County Georgia | 2 | $ 294,000 | $ 147,000 | $ 28,000 |
| Bastrop County Texas | 1 | $ 204,000 | $ 204,000 | $ 146,000 |
| Bayfield County Wisconsin | 1 | $ 321,000 | $ 321,000 | $ 73,000 |
| Beaufort County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Bell County Texas | 2 | $ 375,000 | $ 187,000 | $ 42,000 |
| Benton County Washington | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Bergen County New Jersey | 5 | $ 1,401,000 | $ 280,000 | $ 92,000 |
| Berkeley County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Berkeley County West Virginia | 1 | $ 293,000 | $ 293,000 | $ 71,000 |
| Bernalillo County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Bexar County Texas | 2 | $ 533,000 | $ 266,000 | $ 147,000 |
| Brazoria County Texas | 1 | $ 247,000 | $ 247,000 | $ 65,000 |
| Bristol County Massachusetts | 2 | $ 424,000 | $ 212,000 | $ 49,000 |
| Bristol County Rhode Island | 1 | $ 324,000 | $ 324,000 | $ 72,000 |
| Broomfield County Colorado | 2 | $ 459,000 | $ 229,000 | $ 120,000 |
| Brunswick County North Carolina | 2 | $ 367,000 | $ 183,000 | $ 34,000 |
| Burke County Georgia | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Burke County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 255,000 |
| Butler County Ohio | 1 | $ 121,000 | $ 121,000 | $ 45,000 |
| Butte County California | 2 | $ 338,000 | $ 169,000 | $ 58,000 |
| Cabarrus County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Cache County Utah | 1 | $ 271,000 | $ 271,000 | $ 81,000 |
| Camden County Georgia | 2 | $ 174,000 | $ 87,000 | $ 87,000 |
| Canyon County Idaho | 1 | $ 173,000 | $ 173,000 | $ 67,000 |
| Cape May County New Jersey | 1 | $ 396,000 | $ 396,000 | $ 88,000 |
| Caroline County Maryland | 1 | $ 358,000 | $ 358,000 | $ 74,000 |
| Catahoula County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 82,000 |
| Catawba County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Chambers County Texas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Charles County Maryland | 5 | $ 1,273,000 | $ 254,000 | $ 64,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Chesapeake County Virginia | 1 | $ 196,000 | $ 196,000 | $ 124,000 |
| Chesterfield County Virginia | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Churchill County Nevada | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Clark County Nevada | 12 | $ 3,859,000 | $ 321,000 | $ 88,000 |
| Clark County Washington | 3 | $ 666,000 | $ 222,000 | $ 19,000 |
| Clay County Missouri | 1 | $ 119,000 | $ 119,000 | $ 57,000 |
| Clinton County Michigan | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Clinton County Missouri | 1 | $ 169,000 | $ 169,000 | $ 108,000 |
| Cobb County Georgia | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Coffee County Alabama | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 63,000 |
| Columbia County Florida | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Comanche County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 157,000 |
| Contra Costa County California | 3 | $ 953,000 | $ 317,000 | $ 69,000 |
| Cook County Illinois | 9 | $ 1,465,000 | $ 162,000 | $ 117,000 |
| Craven County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 63,000 |
| Culpeper County Virginia | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Cumberland County Maine | 7 | $ 1,418,000 | $ 202,000 | $ 20,000 |
| Cumberland County North Carolina | 3 | $ 553,000 | $ 184,000 | $ 19,000 |
| Cumberland County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Custer County South Dakota | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
| Cuyahoga County Ohio | 1 | $ 364,000 | $ 364,000 | $ 83,000 |
| Dallas County Texas | 2 | $ 663,000 | $ 331,000 | $ 100,000 |
| Dane County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 150,000 |
| Dauphin County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 45,000 |
| Davis County Utah | 38 | $ 17,243,000 | $ 453,000 | $ 89,000 |
| Dearborn County Indiana | 1 | $ 147,000 | $ 147,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 580,000 | $ 580,000 | $ 608,000 |
| Delaware County Ohio | 1 | $ 298,000 | $ 298,000 | $ 67,000 |
| Denton County Texas | 2 | $ 509,000 | $ 254,000 | $ 79,000 |
| Deschutes County Oregon | 1 | $ 240,000 | $ 240,000 | $ 1,491,000 |
| Dickinson County Michigan | 1 | $ 137,000 | $ 137,000 | $ 71,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,845,000 | $ 307,000 | $ 54,000 |
| Dorchester County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Douglas County Colorado | 1 | $ 222,000 | $ 222,000 | $ 110,000 |
| Douglas County Oregon | 1 | $ 246,000 | $ 246,000 | $ 42,000 |
| Dutchess County New York | 1 | $ 242,000 | $ 242,000 | $ 168,000 |
| East Baton Rouge County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 0 |
| East Feliciana County Louisiana | 1 | $ 186,000 | $ 186,000 | $ 125,000 |
| El Paso County Colorado | 2 | $ 391,000 | $ 195,000 | $ 39,000 |
| El Paso County Texas | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Elbert County Colorado | 1 | $ 239,000 | $ 239,000 | $ 49,000 |
| Elk County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Ellis County Texas | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Erie County New York | 1 | $ 300,000 | $ 300,000 | $ 69,000 |
| Erie County Ohio | 1 | $ 294,000 | $ 294,000 | $ 65,000 |
| Essex County Massachusetts | 1 | $ 387,000 | $ 387,000 | $ 97,000 |
| Essex County New Jersey | 3 | $ 951,000 | $ 317,000 | $ 67,000 |
| Fairfax County Virginia | 8 | $ 3,282,000 | $ 410,000 | $ 116,000 |
| Fairfield County Connecticut | 2 | $ 815,000 | $ 407,000 | $ 123,000 |
| Fayette County Georgia | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 394,000 | $ 394,000 | $ 80,000 |
| Florence County South Carolina | 2 | $ 365,000 | $ 182,000 | $ 28,000 |
| Fort Bend County Texas | 3 | $ 547,000 | $ 182,000 | $ 93,000 |
| Franklin County Maine | 1 | $ 146,000 | $ 146,000 | $ 14,000 |
| Franklin County Missouri | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 162,000 |
| Franklin County Ohio | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Frederick County Maryland | 3 | $ 1,097,000 | $ 365,000 | $ 123,000 |
| Fresno County California | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Fulton County Georgia | 2 | $ 483,000 | $ 241,000 | $ 27,000 |
| Genesee County Michigan | 2 | $ 417,000 | $ 208,000 | $ 168,000 |
| Geneva County Alabama | 1 | $ 146,000 | $ 146,000 | $ 64,000 |
| Gloucester County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| Grand Isle County Vermont | 1 | $ 303,000 | $ 303,000 | $ 100,000 |
| Grand Traverse County Michigan | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Greene County Ohio | 1 | $ 91,000 | $ 91,000 | $ 65,000 |
| Guadalupe County Texas | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Gwinnett County Georgia | 3 | $ 717,000 | $ 239,000 | $ 72,000 |
| Habersham County Georgia | 1 | $ 77,000 | $ 77,000 | $ 16,000 |
| Hamilton County Ohio | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Hampton County Virginia | 2 | $ 456,000 | $ 228,000 | $ 0 |
| Hancock County Maine | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 148,000 |
| Harford County Maryland | 3 | $ 844,000 | $ 281,000 | $ 156,000 |
| Harlan County Kentucky | 1 | $ 194,000 | $ 194,000 | $ 108,000 |
| Harnett County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Harris County Texas | 1 | $ 260,000 | $ 260,000 | $ 143,000 |
| Hartford County Connecticut | 8 | $ 1,749,000 | $ 218,000 | $ 77,000 |
| Hawaii County Hawaii | 2 | $ 585,000 | $ 292,000 | $ 79,000 |
| Henderson County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Hennepin County Minnesota | 1 | $ 294,000 | $ 294,000 | $ 121,000 |
| Henrico County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Henry County Georgia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Hillsborough County Florida | 1 | $ 212,000 | $ 212,000 | $ 186,000 |
| Hillsborough County New Hampshire | 1 | $ 358,000 | $ 358,000 | $ 140,000 |
| Holmes County Ohio | 1 | $ 89,000 | $ 89,000 | $ 47,000 |
| Horry County South Carolina | 4 | $ 768,000 | $ 192,000 | $ 108,000 |
| Howard County Maryland | 2 | $ 942,000 | $ 471,000 | $ 117,000 |
| Hudson County New Jersey | 3 | $ 799,000 | $ 266,000 | $ 159,000 |
| Humboldt County California | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 422,000 | $ 422,000 | $ 137,000 |
| Huron County Ohio | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Indiana County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 17,000 |
| Ingham County Michigan | 1 | $ 189,000 | $ 189,000 | $ 55,000 |
| Iredell County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 400,000 |
| Iron County Utah | 1 | $ 139,000 | $ 139,000 | $ 26,000 |
| Isanti County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Jackson County Oregon | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Jefferson County Alabama | 1 | $ 467,000 | $ 467,000 | $ 89,000 |
| Jefferson County Colorado | 3 | $ 796,000 | $ 265,000 | $ 101,000 |
| Jefferson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Jefferson County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Jefferson County Missouri | 2 | $ 319,000 | $ 159,000 | $ 70,000 |
| Jefferson County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 69,000 |
| Jefferson County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Johnson County Kansas | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Johnston County North Carolina | 2 | $ 456,000 | $ 228,000 | $ 21,000 |
| Kalamazoo County Michigan | 2 | $ 239,000 | $ 119,000 | $ 78,000 |
| Kent County Delaware | 2 | $ 349,000 | $ 174,000 | $ 57,000 |
| Kent County Rhode Island | 2 | $ 470,000 | $ 235,000 | $ 45,000 |
| Kings County New York | 6 | $ 1,912,000 | $ 318,000 | $ 47,000 |
| Klamath County Oregon | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Knox County Tennessee | 2 | $ 316,000 | $ 158,000 | $ 31,000 |
| Kootenai County Idaho | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Lake County Illinois | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Laramie County Wyoming | 1 | $ 190,000 | $ 190,000 | $ 102,000 |
| Lauderdale County Mississippi | 1 | $ 214,000 | $ 214,000 | $ 56,000 |
| Lenawee County Michigan | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Limestone County Alabama | 1 | $ 254,000 | $ 254,000 | $ 77,000 |
| Lincoln County Nevada | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 338,000 | $ 338,000 | $ 80,000 |
| Lincoln County Wyoming | 1 | $ 139,000 | $ 139,000 | $ 101,000 |
| Litchfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Logan County Oklahoma | 1 | $ 310,000 | $ 310,000 | $ 65,000 |
| Los Angeles County California | 5 | $ 847,000 | $ 169,000 | $ 63,000 |
| Loudoun County Virginia | 1 | $ 350,000 | $ 350,000 | $ 82,000 |
| Lowndes County Georgia | 1 | $ 213,000 | $ 213,000 | $ 53,000 |
| Macomb County Michigan | 6 | $ 1,112,000 | $ 185,000 | $ 92,000 |
| Madison County Alabama | 1 | $ 276,000 | $ 276,000 | $ 45,000 |
| Madison County Arkansas | 1 | $ 320,000 | $ 320,000 | $ 112,000 |
| Madison County Illinois | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Madison County Ohio | 1 | $ 479,000 | $ 479,000 | $ 95,000 |
| Manassas Park County Virginia | 1 | $ 288,000 | $ 288,000 | $ 83,000 |
| Maricopa County Arizona | 7 | $ 2,107,000 | $ 301,000 | $ 41,000 |
| Marion County Indiana | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Marion County Oregon | 2 | $ 432,000 | $ 216,000 | $ 36,000 |
| Marshall County Mississippi | 1 | $ 379,000 | $ 379,000 | $ 115,000 |
| McHenry County Illinois | 1 | $ 142,000 | $ 142,000 | $ 0 |
| McLean County Illinois | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 433,000 | $ 216,000 | $ 49,000 |
| Mecosta County Michigan | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Mercer County New Jersey | 1 | $ 177,000 | $ 177,000 | $ 46,000 |
| Miami-Dade County Florida | 2 | $ 531,000 | $ 265,000 | $ 230,000 |
| Middlesex County Massachusetts | 2 | $ 475,000 | $ 237,000 | $ 78,000 |
| Middlesex County New Jersey | 3 | $ 789,000 | $ 263,000 | $ 86,000 |
| Milwaukee County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Mohave County Arizona | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Monmouth County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Monroe County West Virginia | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Montcalm County Michigan | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Monterey County California | 1 | $ 702,000 | $ 702,000 | $ 121,000 |
| Montgomery County Maryland | 2 | $ 475,000 | $ 237,000 | $ 52,000 |
| Montgomery County Ohio | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| Montgomery County Pennsylvania | 2 | $ 454,000 | $ 227,000 | $ 58,000 |
| Moore County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Morgan County Alabama | 1 | $ 274,000 | $ 274,000 | $ 59,000 |
| Morgan County Utah | 1 | $ 417,000 | $ 417,000 | $ 77,000 |
| Muscogee County Georgia | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Muskegon County Michigan | 1 | $ 230,000 | $ 230,000 | $ 80,000 |
| Nassau County New York | 6 | $ 1,869,000 | $ 311,000 | $ 86,000 |
| Navajo County Arizona | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Nelson County Kentucky | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Nevada County California | 1 | $ 207,000 | $ 207,000 | $ 37,000 |
| New Castle County Delaware | 2 | $ 323,000 | $ 161,000 | $ 52,000 |
| New Hanover County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 102,000 |
| New Haven County Connecticut | 2 | $ 489,000 | $ 244,000 | $ 67,000 |
| New Kent County Virginia | 1 | $ 190,000 | $ 190,000 | $ 175,000 |
| New London County Connecticut | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 218,000 | $ 218,000 | $ 81,000 |
| Oakland County Michigan | 17 | $ 3,707,000 | $ 218,000 | $ 108,000 |
| Ohio County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Okaloosa County Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Orange County California | 1 | $ 124,000 | $ 124,000 | $ 79,000 |
| Orange County Florida | 2 | $ 504,000 | $ 252,000 | $ 154,000 |
| Oswego County New York | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Palm Beach County Florida | 3 | $ 796,000 | $ 265,000 | $ 43,000 |
| Passaic County New Jersey | 2 | $ 535,000 | $ 267,000 | $ 30,000 |
| Paulding County Georgia | 1 | $ 483,000 | $ 483,000 | $ 100,000 |
| Penobscot County Maine | 3 | $ 462,000 | $ 154,000 | $ 0 |
| Perry County Alabama | 1 | $ 212,000 | $ 212,000 | $ 94,000 |
| Perry County Indiana | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 30,000 |
| Phillips County Arkansas | 2 | $ 337,000 | $ 168,000 | $ 106,000 |
| Pickens County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| Pierce County Washington | 2 | $ 351,000 | $ 175,000 | $ 18,000 |
| Pike County Alabama | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Pima County Arizona | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Pinal County Arizona | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Poinsett County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 20,000 |
| Polk County Florida | 2 | $ 495,000 | $ 247,000 | $ 47,000 |
| Polk County Iowa | 2 | $ 390,000 | $ 195,000 | $ 73,000 |
| Portsmouth County Virginia | 3 | $ 582,000 | $ 194,000 | $ 64,000 |
| Prince George's County Maryland | 7 | $ 1,876,000 | $ 268,000 | $ 51,000 |
| Prince William County Virginia | 4 | $ 1,449,000 | $ 362,000 | $ 168,000 |
| Providence County Rhode Island | 2 | $ 287,000 | $ 143,000 | $ 194,000 |
| Pueblo County Colorado | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 197,000 |
| Queens County New York | 5 | $ 1,839,000 | $ 367,000 | $ 85,000 |
| Rankin County Mississippi | 1 | $ 310,000 | $ 310,000 | $ 68,000 |
| Richland County South Carolina | 2 | $ 348,000 | $ 174,000 | $ 22,000 |
| Riverside County California | 4 | $ 876,000 | $ 219,000 | $ 15,000 |
| Robertson County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 520,000 | $ 260,000 | $ 87,000 |
| Rockland County New York | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Roscommon County Michigan | 1 | $ 101,000 | $ 101,000 | $ 35,000 |
| Ross County Ohio | 1 | $ 385,000 | $ 385,000 | $ 113,000 |
| Russell County Alabama | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Sacramento County California | 1 | $ 263,000 | $ 263,000 | $ 71,000 |
| Sagadahoc County Maine | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Salt Lake County Utah | 14 | $ 8,379,000 | $ 598,000 | $ 318,000 |
| San Bernardino County California | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| San Diego County California | 3 | $ 1,079,000 | $ 359,000 | $ 80,000 |
| Santa Clara County California | 2 | $ 783,000 | $ 391,000 | $ 86,000 |
| Santa Rosa County Florida | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Schenectady County New York | 1 | $ 257,000 | $ 257,000 | $ 108,000 |
| Sedgwick County Kansas | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Shelby County Tennessee | 2 | $ 208,000 | $ 104,000 | $ 47,000 |
| Solano County California | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
| Spartanburg County South Carolina | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Spokane County Washington | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| St. Charles County Missouri | 2 | $ 482,000 | $ 241,000 | $ 47,000 |
| St. Clair County Michigan | 2 | $ 271,000 | $ 135,000 | $ 66,000 |
| St. Louis County Missouri | 3 | $ 242,000 | $ 80,000 | $ 56,000 |
| St. Mary's County Maryland | 2 | $ 444,000 | $ 222,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Stafford County Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Suffolk County New York | 8 | $ 2,456,000 | $ 307,000 | $ 86,000 |
| Summit County Utah | 1 | $ 394,000 | $ 394,000 | $ 200,000 |
| Sumter County South Carolina | 1 | $ 298,000 | $ 298,000 | $ 78,000 |
| Surry County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 138,000 |
| Sussex County Delaware | 2 | $ 1,186,000 | $ 593,000 | $ 155,000 |
| Tangipahoa County Louisiana | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Thurston County Washington | 1 | $ 397,000 | $ 397,000 | $ 67,000 |
| Travis County Texas | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Twin Falls County Idaho | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Union County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Utah County Utah | 4 | $ 1,389,000 | $ 347,000 | $ 231,000 |
| Ventura County California | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Volusia County Florida | 2 | $ 527,000 | $ 263,000 | $ 19,000 |
| Wake County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Warren County Ohio | 1 | $ 299,000 | $ 299,000 | $ 191,000 |
| Warrick County Indiana | 1 | $ 79,000 | $ 79,000 | $ 77,000 |
| Washington County Arkansas | 1 | $ 123,000 | $ 123,000 | $ 106,000 |
| Washington County Minnesota | 1 | $ 358,000 | $ 358,000 | $ 311,000 |
| Washington County Oregon | 1 | $ 250,000 | $ 250,000 | $ 32,000 |
| Washington County Utah | 9 | $ 4,917,000 | $ 546,000 | $ 57,000 |
| Waukesha County Wisconsin | 1 | $ 351,000 | $ 351,000 | $ 49,000 |
| Wayne County Michigan | 7 | $ 913,000 | $ 130,000 | $ 53,000 |
| Webb County Texas | 2 | $ 198,000 | $ 99,000 | $ 100,000 |
| Weber County Utah | 16 | $ 4,108,000 | $ 256,000 | $ 73,000 |
| Webster County Iowa | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Wichita County Texas | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Will County Illinois | 4 | $ 729,000 | $ 182,000 | $ 114,000 |
| Windham County Connecticut | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Worcester County Massachusetts | 3 | $ 419,000 | $ 139,000 | $ 50,000 |
| Yavapai County Arizona | 2 | $ 265,000 | $ 132,000 | $ 0 |
| York County Maine | 9 | $ 1,574,000 | $ 174,000 | $ 61,000 |
| York County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 74,000 |
| Yuba County California | 1 | $ 117,000 | $ 117,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Layton in 2014
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 531 | $130,320,000 | $245,000 | $3,750,000 | $75,000 | $3,574,000 |
| Home Purchase | 104 | $31,838,000 | $306,000 | $4,000,000 | $99,000 | $1,491,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 382 | $89,579,000 | $234,000 | $973,000 | $90,000 | $3,574,000 |
| Black or African American | 93 | $21,164,000 | $227,000 | $669,000 | $69,000 | $624,000 |
| Not Provided | 74 | $19,502,000 | $263,000 | $4,000,000 | $41,000 | $564,000 |
| Hispanic | 48 | $10,029,000 | $208,000 | $494,000 | $71,000 | $295,000 |
| Asian | 28 | $7,492,000 | $267,000 | $554,000 | $101,000 | $261,000 |
| Not applicable | 8 | $13,807,000 | $1,725,000 | $3,750,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $357,000 | $357,000 | $357,000 | $100,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $228,000 | $228,000 | $228,000 | $58,000 | $58,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 272 | $86,875,000 | $319,000 | $4,000,000 | $118,000 | $3,574,000 |
| FHA-insured (Federal Housing Administration) | 201 | $36,405,000 | $181,000 | $697,000 | $54,000 | $1,491,000 |
| VA-guaranteed (Veterans Administration) | 162 | $38,878,000 | $239,000 | $702,000 | $46,000 | $624,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 429 | $102,615,000 | $239,000 | $789,000 | $74,000 | $1,491,000 |
| Application Denied By Financial Institution | 105 | $21,955,000 | $209,000 | $4,000,000 | $70,000 | $466,000 |
| Loan Originated | 95 | $35,708,000 | $375,000 | $3,750,000 | $118,000 | $3,574,000 |
| Loan Purchased By The Institution | 4 | $1,394,000 | $348,000 | $969,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $486,000 | $243,000 | $250,000 | $68,000 | $97,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 55 | $8,904,000 | $161,000 | $417,000 | $78,000 | $466,000 |
| Credit History | 31 | $4,914,000 | $158,000 | $532,000 | $49,000 | $179,000 |
| Debt-To-Income Ratio | 10 | $6,050,000 | $605,000 | $4,000,000 | $86,000 | $237,000 |
| Collateral | 4 | $864,000 | $216,000 | $460,000 | $121,000 | $295,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $934,000 | $233,000 | $424,000 | $49,000 | $102,000 |
| Unverifiable Information | 1 | $289,000 | $289,000 | $289,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Layton's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Layton's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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