First National Bank Of Griffin
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

First National Bank Of Griffin 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First National Bank Of Griffin
318 S. Hill Street Griffin
Griffin, GA 30224
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 270
Total Mortgage Loan Application Amount $25,208,000
Average Mortgage Loan Application Amount $66,666
Highest Mortgage Loan Application Amount $807,000
Average Applicant Income $94,666
Highest Applicant Income $2,537,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First National Bank Of Griffin. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Griffin's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down First National Bank Of Griffin's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Griffin serves its applicants.

Each category highlights the total number of mortgage applications processed by First National Bank Of Griffin, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Griffin's mortgage activity for 2011.

Mortgage Loan Application Totals for First National Bank Of Griffin by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Spalding County Georgia 164 $ 12,044,000 $ 73,000 $ 132,000
Henry County Georgia 29 $ 3,196,000 $ 110,000 $ 111,000
Pike County Georgia 23 $ 2,395,000 $ 104,000 $ 98,000
Fayette County Georgia 9 $ 2,008,000 $ 223,000 $ 99,000
Lamar County Georgia 9 $ 669,000 $ 74,000 $ 86,000
Butts County Georgia 4 $ 765,000 $ 191,000 $ 95,000
Newton County Georgia 4 $ 581,000 $ 145,000 $ 113,000
Clarke County Georgia 3 $ 111,000 $ 37,000 $ 145,000
Clayton County Georgia 3 $ 104,000 $ 34,000 $ 72,000
Fulton County Georgia 3 $ 240,000 $ 80,000 $ 133,000
Baldwin County Alabama 2 $ 450,000 $ 225,000 $ 392,000
Gwinnett County Georgia 2 $ 152,000 $ 76,000 $ 61,000
Jasper County Georgia 2 $ 325,000 $ 162,000 $ 57,000
Union County Florida 1 $ 30,000 $ 30,000 $ 32,000
Bartow County Georgia 1 $ 40,000 $ 40,000 $ 107,000
Berrien County Georgia 1 $ 48,000 $ 48,000 $ 60,000
Coweta County Georgia 1 $ 45,000 $ 45,000 $ 51,000
DeKalb County Georgia 1 $ 41,000 $ 41,000 $ 40,000
Glynn County Georgia 1 $ 134,000 $ 134,000 $ 614,000
Greene County Georgia 1 $ 807,000 $ 807,000 $ 165,000
Meriwether County Georgia 1 $ 23,000 $ 23,000 $ 43,000
Putnam County Georgia 1 $ 79,000 $ 79,000 $ 23,000
Talbot County Georgia 1 $ 21,000 $ 21,000 $ 49,000
Upson County Georgia 1 $ 45,000 $ 45,000 $ 129,000
Jackson County North Carolina 1 $ 770,000 $ 770,000 $ 100,000
Macon County North Carolina 1 $ 85,000 $ 85,000 $ 239,000

Mortgage Loan Application Detail Totals for First National Bank Of Griffin in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 202 $19,749,000 $97,000 $807,000 $136,000 $2,537,000
Home Purchase 60 $5,333,000 $88,000 $300,000 $89,000 $443,000
Home Improvement 8 $126,000 $15,000 $44,000 $59,000 $166,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 232 $21,020,000 $90,000 $807,000 $135,000 $2,537,000
Black or African American 15 $823,000 $54,000 $267,000 $57,000 $108,000
Not applicable 10 $1,463,000 $146,000 $491,000 $0 $0
Asian 9 $1,415,000 $157,000 $300,000 $99,000 $345,000
Native Hawaiian or Other Pacific Islander 2 $473,000 $236,000 $417,000 $123,000 $225,000
Not Provided 1 $10,000 $10,000 $10,000 $62,000 $62,000
Hispanic 1 $4,000 $4,000 $4,000 $68,000 $68,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 269 $25,092,000 $93,000 $807,000 $124,000 $2,537,000
FHA-insured (Federal Housing Administration) 1 $116,000 $116,000 $116,000 $45,000 $45,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 216 $19,378,000 $89,000 $770,000 $138,000 $2,537,000
Application Denied By Financial Institution 31 $3,103,000 $100,000 $807,000 $65,000 $350,000
Application Withdrawn By Applicant 23 $2,727,000 $118,000 $268,000 $71,000 $239,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 14 $861,000 $61,000 $192,000 $60,000 $350,000
Collateral 8 $674,000 $84,000 $228,000 $78,000 $197,000
Debt-To-Income Ratio 7 $1,202,000 $171,000 $807,000 $58,000 $165,000
Insufficient Cash (Downpayment, Closing Cost) 1 $131,000 $131,000 $131,000 $48,000 $48,000
Unverifiable Information 1 $235,000 $235,000 $235,000 $88,000 $88,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Griffin's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank Of Griffin's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

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