First National Bank Of America
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bank Of America.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First National Bank Of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,948
Total Mortgage Loan Application Amount $266,305,000
Average Mortgage Loan Application Amount $59,052
Highest Mortgage Loan Application Amount $449,000
Average Applicant Income $40,342
Highest Applicant Income $1,022,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First National Bank Of America by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ingham County Michigan 447 $ 56,865,000 $ 127,000 $ 50,000
Clinton County Michigan 189 $ 28,633,000 $ 151,000 $ 54,000
Eaton County Michigan 161 $ 21,613,000 $ 134,000 $ 58,000
Calhoun County Michigan 89 $ 4,694,000 $ 52,000 $ 34,000
Saginaw County Michigan 89 $ 3,783,000 $ 42,000 $ 33,000
Kent County Michigan 85 $ 7,785,000 $ 91,000 $ 41,000
Genesee County Michigan 83 $ 6,595,000 $ 79,000 $ 40,000
Jackson County Michigan 76 $ 6,033,000 $ 79,000 $ 48,000
Shiawassee County Michigan 75 $ 8,067,000 $ 107,000 $ 57,000
Oakland County Michigan 74 $ 12,767,000 $ 172,000 $ 63,000
Midland County Michigan 66 $ 4,444,000 $ 67,000 $ 42,000
Wayne County Michigan 59 $ 7,165,000 $ 121,000 $ 53,000
Muskegon County Michigan 50 $ 2,356,000 $ 47,000 $ 27,000
Montcalm County Michigan 49 $ 2,218,000 $ 45,000 $ 32,000
Macomb County Michigan 42 $ 5,209,000 $ 124,000 $ 56,000
Ionia County Michigan 38 $ 2,728,000 $ 71,000 $ 39,000
Gladwin County Michigan 36 $ 1,710,000 $ 47,000 $ 45,000
Livingston County Michigan 29 $ 4,145,000 $ 142,000 $ 61,000
Mecosta County Michigan 29 $ 1,405,000 $ 48,000 $ 52,000
St. Joseph County Michigan 29 $ 1,360,000 $ 46,000 $ 35,000
Clare County Michigan 28 $ 1,343,000 $ 47,000 $ 39,000
Van Buren County Michigan 28 $ 1,222,000 $ 43,000 $ 31,000
Arenac County Michigan 27 $ 891,000 $ 33,000 $ 25,000
Isabella County Michigan 27 $ 1,655,000 $ 61,000 $ 40,000
St. Clair County Michigan 27 $ 2,865,000 $ 106,000 $ 53,000
Newaygo County Michigan 25 $ 1,124,000 $ 44,000 $ 45,000
Wexford County Michigan 24 $ 1,496,000 $ 62,000 $ 37,000
Allegan County Michigan 23 $ 2,235,000 $ 97,000 $ 57,000
Kalamazoo County Michigan 23 $ 3,556,000 $ 154,000 $ 68,000
Lake County Michigan 23 $ 735,000 $ 31,000 $ 38,000
Washtenaw County Michigan 23 $ 3,915,000 $ 170,000 $ 100,000
Oceana County Michigan 22 $ 1,318,000 $ 59,000 $ 42,000
Cheboygan County Michigan 20 $ 932,000 $ 46,000 $ 117,000
Lenawee County Michigan 20 $ 1,518,000 $ 75,000 $ 37,000
Grand Traverse County Michigan 19 $ 1,059,000 $ 55,000 $ 39,000
Osceola County Michigan 19 $ 889,000 $ 46,000 $ 39,000
Roscommon County Michigan 19 $ 2,002,000 $ 105,000 $ 39,000
Barry County Michigan 16 $ 1,193,000 $ 74,000 $ 42,000
Crawford County Michigan 16 $ 829,000 $ 51,000 $ 56,000
Hillsdale County Michigan 16 $ 1,071,000 $ 66,000 $ 43,000
Monroe County Michigan 16 $ 1,824,000 $ 114,000 $ 51,000
Tuscola County Michigan 16 $ 1,115,000 $ 69,000 $ 46,000
Lapeer County Michigan 15 $ 1,188,000 $ 79,000 $ 49,000
Alpena County Michigan 14 $ 606,000 $ 43,000 $ 35,000
Missaukee County Michigan 14 $ 754,000 $ 53,000 $ 47,000
Clark County Ohio 14 $ 676,000 $ 48,000 $ 38,000
Ogemaw County Michigan 13 $ 613,000 $ 47,000 $ 35,000
Emmet County Michigan 12 $ 1,392,000 $ 116,000 $ 104,000
Marquette County Michigan 12 $ 540,000 $ 45,000 $ 43,000
Otsego County Michigan 12 $ 554,000 $ 46,000 $ 38,000
Washington County Ohio 12 $ 363,000 $ 30,000 $ 28,000
Bay County Michigan 11 $ 974,000 $ 88,000 $ 57,000
Ottawa County Michigan 11 $ 1,218,000 $ 110,000 $ 60,000
Antrim County Michigan 10 $ 854,000 $ 85,000 $ 68,000
Benzie County Michigan 10 $ 975,000 $ 97,000 $ 52,000
Gratiot County Michigan 10 $ 390,000 $ 39,000 $ 26,000
Montmorency County Michigan 10 $ 518,000 $ 51,000 $ 40,000
Franklin County Ohio 10 $ 775,000 $ 77,000 $ 52,000
Berrien County Michigan 9 $ 682,000 $ 75,000 $ 44,000
Branch County Michigan 9 $ 462,000 $ 51,000 $ 40,000
Sanilac County Michigan 9 $ 412,000 $ 45,000 $ 36,000
Lorain County Ohio 9 $ 590,000 $ 65,000 $ 22,000
Adams County Wisconsin 9 $ 411,000 $ 45,000 $ 42,000
Charlevoix County Michigan 8 $ 897,000 $ 112,000 $ 93,000
Chippewa County Michigan 8 $ 398,000 $ 49,000 $ 36,000
Dickinson County Michigan 8 $ 470,000 $ 58,000 $ 39,000
Iosco County Michigan 8 $ 302,000 $ 37,000 $ 34,000
Mason County Michigan 8 $ 434,000 $ 54,000 $ 33,000
Lucas County Ohio 8 $ 388,000 $ 48,000 $ 60,000
Presque Isle County Michigan 7 $ 235,000 $ 33,000 $ 63,000
Licking County Ohio 7 $ 381,000 $ 54,000 $ 36,000
Sandusky County Ohio 7 $ 350,000 $ 50,000 $ 53,000
Marinette County Wisconsin 7 $ 159,000 $ 22,000 $ 29,000
Leelanau County Michigan 6 $ 890,000 $ 148,000 $ 61,000
Mackinac County Michigan 6 $ 302,000 $ 50,000 $ 40,000
Oscoda County Michigan 6 $ 379,000 $ 63,000 $ 37,000
Crawford County Ohio 6 $ 276,000 $ 46,000 $ 36,000
Logan County Ohio 6 $ 224,000 $ 37,000 $ 53,000
Portage County Ohio 6 $ 532,000 $ 88,000 $ 40,000
Trumbull County Ohio 6 $ 300,000 $ 50,000 $ 42,000
Manistee County Michigan 5 $ 512,000 $ 102,000 $ 115,000
Clinton County Ohio 5 $ 488,000 $ 97,000 $ 51,000
Hancock County Ohio 5 $ 305,000 $ 61,000 $ 43,000
Knox County Ohio 5 $ 496,000 $ 99,000 $ 64,000
Tuscarawas County Ohio 5 $ 280,000 $ 56,000 $ 37,000
Dallas County Texas 5 $ 247,000 $ 49,000 $ 41,000
Jackson County Wisconsin 5 $ 208,000 $ 41,000 $ 22,000
Jefferson County Alabama 4 $ 148,000 $ 37,000 $ 21,000
Orange County Florida 4 $ 381,000 $ 95,000 $ 43,000
Allen County Indiana 4 $ 224,000 $ 56,000 $ 45,000
Cass County Michigan 4 $ 784,000 $ 196,000 $ 43,000
Iron County Michigan 4 $ 91,000 $ 22,000 $ 25,000
Ontonagon County Michigan 4 $ 94,000 $ 23,000 $ 33,000
Ashland County Ohio 4 $ 135,000 $ 33,000 $ 24,000
Cuyahoga County Ohio 4 $ 306,000 $ 76,000 $ 78,000
Hardin County Ohio 4 $ 141,000 $ 35,000 $ 21,000
Meigs County Ohio 4 $ 230,000 $ 57,000 $ 30,000
Montgomery County Ohio 4 $ 428,000 $ 107,000 $ 37,000
Chippewa County Wisconsin 4 $ 273,000 $ 68,000 $ 34,000
Lincoln County Wisconsin 4 $ 263,000 $ 65,000 $ 33,000
Marquette County Wisconsin 4 $ 174,000 $ 43,000 $ 45,000
Marion County Indiana 3 $ 192,000 $ 64,000 $ 57,000
Marshall County Indiana 3 $ 158,000 $ 52,000 $ 37,000
Putnam County Indiana 3 $ 233,000 $ 77,000 $ 53,000
Wayne County Indiana 3 $ 143,000 $ 47,000 $ 39,000
Delta County Michigan 3 $ 181,000 $ 60,000 $ 48,000
Kalkaska County Michigan 3 $ 184,000 $ 61,000 $ 21,000
Allen County Ohio 3 $ 113,000 $ 37,000 $ 38,000
Brown County Ohio 3 $ 147,000 $ 49,000 $ 39,000
Clermont County Ohio 3 $ 161,000 $ 53,000 $ 40,000
Columbiana County Ohio 3 $ 133,000 $ 44,000 $ 33,000
Lawrence County Ohio 3 $ 250,000 $ 83,000 $ 94,000
Wayne County Ohio 3 $ 150,000 $ 50,000 $ 29,000
Harris County Texas 3 $ 209,000 $ 69,000 $ 35,000
Henderson County Texas 3 $ 96,000 $ 32,000 $ 39,000
Jefferson County Texas 3 $ 135,000 $ 45,000 $ 51,000
Dodge County Wisconsin 3 $ 142,000 $ 47,000 $ 26,000
Grant County Wisconsin 3 $ 147,000 $ 49,000 $ 20,000
Portage County Wisconsin 3 $ 192,000 $ 64,000 $ 26,000
Rusk County Wisconsin 3 $ 178,000 $ 59,000 $ 35,000
Shawano County Wisconsin 3 $ 183,000 $ 61,000 $ 56,000
Vilas County Wisconsin 3 $ 326,000 $ 108,000 $ 37,000
Hernando County Florida 2 $ 152,000 $ 76,000 $ 62,000
Hillsborough County Florida 2 $ 464,000 $ 232,000 $ 170,000
Clark County Indiana 2 $ 95,000 $ 47,000 $ 41,000
Hendricks County Indiana 2 $ 304,000 $ 152,000 $ 80,000
Lake County Indiana 2 $ 100,000 $ 50,000 $ 0
Scott County Indiana 2 $ 99,000 $ 49,000 $ 31,000
Alcona County Michigan 2 $ 77,000 $ 38,000 $ 40,000
Luce County Michigan 2 $ 69,000 $ 34,000 $ 40,000
Ashtabula County Ohio 2 $ 74,000 $ 37,000 $ 78,000
Carroll County Ohio 2 $ 174,000 $ 87,000 $ 115,000
Champaign County Ohio 2 $ 124,000 $ 62,000 $ 49,000
Jackson County Ohio 2 $ 91,000 $ 45,000 $ 39,000
Medina County Ohio 2 $ 226,000 $ 113,000 $ 38,000
Miami County Ohio 2 $ 332,000 $ 166,000 $ 108,000
Morrow County Ohio 2 $ 180,000 $ 90,000 $ 47,000
Putnam County Ohio 2 $ 140,000 $ 70,000 $ 42,000
Richland County Ohio 2 $ 139,000 $ 69,000 $ 41,000
Ross County Ohio 2 $ 120,000 $ 60,000 $ 30,000
Wood County Ohio 2 $ 134,000 $ 67,000 $ 48,000
Hunt County Texas 2 $ 17,000 $ 8,000 $ 16,000
Johnson County Texas 2 $ 78,000 $ 39,000 $ 11,000
Liberty County Texas 2 $ 125,000 $ 62,000 $ 56,000
Orange County Texas 2 $ 52,000 $ 26,000 $ 44,000
Tarrant County Texas 2 $ 70,000 $ 35,000 $ 100,000
Ashland County Wisconsin 2 $ 134,000 $ 67,000 $ 55,000
Calumet County Wisconsin 2 $ 120,000 $ 60,000 $ 69,000
Dane County Wisconsin 2 $ 188,000 $ 94,000 $ 42,000
Douglas County Wisconsin 2 $ 119,000 $ 59,000 $ 34,000
Fond du Lac County Wisconsin 2 $ 90,000 $ 45,000 $ 34,000
Outagamie County Wisconsin 2 $ 240,000 $ 120,000 $ 51,000
Ozaukee County Wisconsin 2 $ 115,000 $ 57,000 $ 33,000
Walworth County Wisconsin 2 $ 115,000 $ 57,000 $ 23,000
Wood County Wisconsin 2 $ 76,000 $ 38,000 $ 23,000
Dale County Alabama 1 $ 11,000 $ 11,000 $ 84,000
Montgomery County Alabama 1 $ 28,000 $ 28,000 $ 14,000
Anchorage County Alaska 1 $ 63,000 $ 63,000 $ 38,000
Lassen County California 1 $ 47,000 $ 47,000 $ 50,000
Los Angeles County California 1 $ 72,000 $ 72,000 $ 75,000
Mariposa County California 1 $ 63,000 $ 63,000 $ 38,000
Riverside County California 1 $ 17,000 $ 17,000 $ 31,000
Las Animas County Colorado 1 $ 30,000 $ 30,000 $ 17,000
Pueblo County Colorado 1 $ 32,000 $ 32,000 $ 16,000
Charlotte County Florida 1 $ 135,000 $ 135,000 $ 680,000
Escambia County Florida 1 $ 200,000 $ 200,000 $ 135,000
Indian River County Florida 1 $ 148,000 $ 148,000 $ 50,000
Lee County Florida 1 $ 191,000 $ 191,000 $ 63,000
Osceola County Florida 1 $ 137,000 $ 137,000 $ 48,000
Polk County Florida 1 $ 154,000 $ 154,000 $ 133,000
Santa Rosa County Florida 1 $ 88,000 $ 88,000 $ 56,000
Banks County Georgia 1 $ 10,000 $ 10,000 $ 46,000
DeKalb County Georgia 1 $ 56,000 $ 56,000 $ 70,000
Hall County Georgia 1 $ 11,000 $ 11,000 $ 25,000
Randolph County Georgia 1 $ 33,000 $ 33,000 $ 26,000
Walker County Georgia 1 $ 31,000 $ 31,000 $ 28,000
Cook County Illinois 1 $ 12,000 $ 12,000 $ 30,000
Cass County Indiana 1 $ 19,000 $ 19,000 $ 14,000
Clinton County Indiana 1 $ 90,000 $ 90,000 $ 24,000
Crawford County Indiana 1 $ 5,000 $ 5,000 $ 24,000
Dubois County Indiana 1 $ 79,000 $ 79,000 $ 49,000
Elkhart County Indiana 1 $ 48,000 $ 48,000 $ 90,000
Hamilton County Indiana 1 $ 121,000 $ 121,000 $ 60,000
Hancock County Indiana 1 $ 79,000 $ 79,000 $ 50,000
Jackson County Indiana 1 $ 31,000 $ 31,000 $ 46,000
Kosciusko County Indiana 1 $ 45,000 $ 45,000 $ 48,000
LaGrange County Indiana 1 $ 62,000 $ 62,000 $ 50,000
LaPorte County Indiana 1 $ 70,000 $ 70,000 $ 60,000
Lawrence County Indiana 1 $ 50,000 $ 50,000 $ 37,000
Miami County Indiana 1 $ 21,000 $ 21,000 $ 35,000
Orange County Indiana 1 $ 20,000 $ 20,000 $ 25,000
Owen County Indiana 1 $ 41,000 $ 41,000 $ 21,000
Pulaski County Indiana 1 $ 57,000 $ 57,000 $ 17,000
Randolph County Indiana 1 $ 27,000 $ 27,000 $ 29,000
Ripley County Indiana 1 $ 240,000 $ 240,000 $ 62,000
St. Joseph County Indiana 1 $ 51,000 $ 51,000 $ 51,000
Warrick County Indiana 1 $ 24,000 $ 24,000 $ 22,000
Kossuth County Iowa 1 $ 16,000 $ 16,000 $ 33,000
Marion County Iowa 1 $ 41,000 $ 41,000 $ 63,000
Tama County Iowa 1 $ 33,000 $ 33,000 $ 22,000
Sedgwick County Kansas 1 $ 106,000 $ 106,000 $ 38,000
Orleans County Louisiana 1 $ 18,000 $ 18,000 $ 8,000
Baraga County Michigan 1 $ 42,000 $ 42,000 $ 40,000
Houghton County Michigan 1 $ 20,000 $ 20,000 $ 20,000
Huron County Michigan 1 $ 20,000 $ 20,000 $ 25,000
Columbia County New York 1 $ 23,000 $ 23,000 $ 53,000
Herkimer County New York 1 $ 53,000 $ 53,000 $ 53,000
Onondaga County New York 1 $ 22,000 $ 22,000 $ 45,000
Oswego County New York 1 $ 43,000 $ 43,000 $ 48,000
Otsego County New York 1 $ 20,000 $ 20,000 $ 112,000
Rensselaer County New York 1 $ 55,000 $ 55,000 $ 23,000
Sullivan County New York 1 $ 37,000 $ 37,000 $ 40,000
Alexander County North Carolina 1 $ 64,000 $ 64,000 $ 75,000
Burke County North Carolina 1 $ 23,000 $ 23,000 $ 19,000
Caswell County North Carolina 1 $ 25,000 $ 25,000 $ 27,000
Jackson County North Carolina 1 $ 74,000 $ 74,000 $ 48,000
Mecklenburg County North Carolina 1 $ 22,000 $ 22,000 $ 9,000
Adams County Ohio 1 $ 77,000 $ 77,000 $ 25,000
Coshocton County Ohio 1 $ 41,000 $ 41,000 $ 30,000
Geauga County Ohio 1 $ 65,000 $ 65,000 $ 96,000
Guernsey County Ohio 1 $ 43,000 $ 43,000 $ 46,000
Lake County Ohio 1 $ 83,000 $ 83,000 $ 37,000
Pike County Ohio 1 $ 46,000 $ 46,000 $ 26,000
Preble County Ohio 1 $ 77,000 $ 77,000 $ 51,000
Van Wert County Ohio 1 $ 30,000 $ 30,000 $ 42,000
Williams County Ohio 1 $ 40,000 $ 40,000 $ 22,000
Anderson County Texas 1 $ 38,000 $ 38,000 $ 24,000
Angelina County Texas 1 $ 49,000 $ 49,000 $ 23,000
Brazoria County Texas 1 $ 62,000 $ 62,000 $ 172,000
Caldwell County Texas 1 $ 23,000 $ 23,000 $ 22,000
Cameron County Texas 1 $ 32,000 $ 32,000 $ 30,000
Collin County Texas 1 $ 67,000 $ 67,000 $ 36,000
Fannin County Texas 1 $ 30,000 $ 30,000 $ 28,000
Grayson County Texas 1 $ 19,000 $ 19,000 $ 32,000
Guadalupe County Texas 1 $ 15,000 $ 15,000 $ 59,000
Hidalgo County Texas 1 $ 61,000 $ 61,000 $ 26,000
Hood County Texas 1 $ 56,000 $ 56,000 $ 20,000
Kaufman County Texas 1 $ 47,000 $ 47,000 $ 46,000
Lavaca County Texas 1 $ 2,000 $ 2,000 $ 20,000
Live Oak County Texas 1 $ 52,000 $ 52,000 $ 73,000
McLennan County Texas 1 $ 22,000 $ 22,000 $ 14,000
Parker County Texas 1 $ 33,000 $ 33,000 $ 40,000
Washington County Texas 1 $ 28,000 $ 28,000 $ 58,000
Grays Harbor County Washington 1 $ 36,000 $ 36,000 $ 46,000
Buffalo County Wisconsin 1 $ 10,000 $ 10,000 $ 23,000
Columbia County Wisconsin 1 $ 48,000 $ 48,000 $ 73,000
Green Lake County Wisconsin 1 $ 20,000 $ 20,000 $ 14,000
Juneau County Wisconsin 1 $ 69,000 $ 69,000 $ 118,000
Langlade County Wisconsin 1 $ 35,000 $ 35,000 $ 24,000
Manitowoc County Wisconsin 1 $ 61,000 $ 61,000 $ 68,000
Marathon County Wisconsin 1 $ 57,000 $ 57,000 $ 82,000
Milwaukee County Wisconsin 1 $ 144,000 $ 144,000 $ 56,000
Monroe County Wisconsin 1 $ 23,000 $ 23,000 $ 77,000
Oneida County Wisconsin 1 $ 27,000 $ 27,000 $ 43,000
Pierce County Wisconsin 1 $ 38,000 $ 38,000 $ 36,000
Racine County Wisconsin 1 $ 75,000 $ 75,000 $ 15,000
Washburn County Wisconsin 1 $ 143,000 $ 143,000 $ 50,000
Waukesha County Wisconsin 1 $ 155,000 $ 155,000 $ 70,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First National Bank Of America in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 1,870 $194,412,000 $52,750 $400,000 $43,312 $1,022,000
Home Improvement (one-to-four family) 726 $34,786,000 $45,214 $323,000 $37,857 $904,000
Home Purchase (one-to-four family) 339 $35,526,000 $96,166 $323,000 $51,666 $325,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 13 $1,581,000 $95,000 $449,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,194 $208,247,000 $56,562 $400,000 $49,625 $1,022,000
Information not provided by applicant in mail or telephone application 435 $39,575,000 $53,200 $449,000 $43,000 $284,000
Black 205 $10,067,000 $43,000 $319,000 $34,000 $163,000
Hispanic 59 $4,003,000 $49,166 $319,000 $45,166 $128,000
American Indian or Alaskan Native 28 $1,419,000 $56,333 $160,000 $40,000 $135,000
Asian or Pacific Islander 15 $2,044,000 $136,000 $282,000 $59,000 $143,000
Other 11 $795,000 $75,250 $176,000 $44,250 $130,000
Not applicable 1 $155,000 $155,000 $155,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,948 $266,305,000 $51,722 $449,000 $42,222 $1,022,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,554 $187,310,000 $71,833 $323,000 $57,500 $1,022,000
Application Denied By Financial Institution 1,126 $67,684,000 $49,588 $400,000 $39,764 $200,000
Application Approved But Not Accepted 248 $9,702,000 $31,076 $182,000 $40,000 $284,000
Application Withdrawn By Applicant 14 $1,376,000 $99,000 $449,000 $73,000 $163,000
File Closed For Incompleteness 5 $200,000 $39,500 $56,000 $47,250 $83,000
Loan Purchased By The Institution 1 $33,000 $33,000 $33,000 $56,000 $56,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 634 $36,714,000 $56,750 $350,000 $45,833 $200,000
Debt-To-Income Ratio 317 $21,466,000 $51,181 $400,000 $31,636 $162,000
Collateral 151 $8,559,000 $42,454 $204,000 $46,181 $172,000
Other 11 $285,000 $29,000 $45,000 $29,000 $88,000
Unverifiable Information 8 $389,000 $44,500 $80,000 $44,500 $192,000
Employment History 4 $208,000 $52,000 $85,000 $27,000 $33,000
Insufficient Cash (Downpayment, Closing Cost) 1 $63,000 $63,000 $63,000 $45,000 $45,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List