First National Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First National Bank P O Box 600 Christiansburg, VA 24068 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,380 |
| Total Mortgage Loan Application Amount | $331,887,000 |
| Average Mortgage Loan Application Amount | $171,409 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $94,318 |
| Highest Applicant Income | $1,274,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Virginia | 425 | $ 53,850,000 | $ 126,000 | $ 57,000 |
| Greenville County South Carolina | 258 | $ 35,869,000 | $ 139,000 | $ 54,000 |
| Pulaski County Virginia | 142 | $ 14,313,000 | $ 100,000 | $ 52,000 |
| Anderson County South Carolina | 100 | $ 11,832,000 | $ 118,000 | $ 57,000 |
| Wythe County Virginia | 93 | $ 9,425,000 | $ 101,000 | $ 42,000 |
| Radford County Virginia | 80 | $ 14,634,000 | $ 182,000 | $ 53,000 |
| Giles County Virginia | 78 | $ 6,680,000 | $ 85,000 | $ 43,000 |
| Floyd County Virginia | 74 | $ 9,009,000 | $ 121,000 | $ 50,000 |
| Bedford County Virginia | 67 | $ 12,818,000 | $ 191,000 | $ 82,000 |
| Roanoke County Virginia | 66 | $ 11,157,000 | $ 169,000 | $ 63,000 |
| Franklin County Virginia | 58 | $ 12,636,000 | $ 217,000 | $ 66,000 |
| Spartanburg County South Carolina | 55 | $ 6,362,000 | $ 115,000 | $ 51,000 |
| Pickens County South Carolina | 52 | $ 6,725,000 | $ 129,000 | $ 63,000 |
| Botetourt County Virginia | 47 | $ 7,210,000 | $ 153,000 | $ 69,000 |
| Rockbridge County Virginia | 46 | $ 7,560,000 | $ 164,000 | $ 61,000 |
| Augusta County Virginia | 36 | $ 6,395,000 | $ 177,000 | $ 99,000 |
| Alleghany County Virginia | 33 | $ 3,822,000 | $ 115,000 | $ 52,000 |
| Roanoke City County Virginia | 30 | $ 4,004,000 | $ 133,000 | $ 77,000 |
| Salem County Virginia | 28 | $ 4,604,000 | $ 164,000 | $ 149,000 |
| Buena Vista County Virginia | 26 | $ 2,699,000 | $ 103,000 | $ 43,000 |
| Oconee County South Carolina | 25 | $ 5,413,000 | $ 216,000 | $ 101,000 |
| Greenbrier County West Virginia | 24 | $ 3,051,000 | $ 127,000 | $ 59,000 |
| York County South Carolina | 23 | $ 3,553,000 | $ 154,000 | $ 67,000 |
| Carroll County Virginia | 22 | $ 2,785,000 | $ 126,000 | $ 60,000 |
| Washington County Virginia | 20 | $ 2,819,000 | $ 140,000 | $ 65,000 |
| Charleston County South Carolina | 19 | $ 3,451,000 | $ 181,000 | $ 81,000 |
| Jackson County North Carolina | 18 | $ 4,075,000 | $ 226,000 | $ 128,000 |
| Grayson County Virginia | 18 | $ 2,128,000 | $ 118,000 | $ 36,000 |
| Berkeley County South Carolina | 17 | $ 1,968,000 | $ 115,000 | $ 56,000 |
| Horry County South Carolina | 16 | $ 3,210,000 | $ 200,000 | $ 89,000 |
| Tazewell County Virginia | 16 | $ 1,943,000 | $ 121,000 | $ 59,000 |
| Covington County Virginia | 15 | $ 983,000 | $ 65,000 | $ 41,000 |
| Henry County Virginia | 15 | $ 2,016,000 | $ 134,000 | $ 51,000 |
| Lexington County Virginia | 14 | $ 2,440,000 | $ 174,000 | $ 64,000 |
| Patrick County Virginia | 14 | $ 1,803,000 | $ 128,000 | $ 59,000 |
| Transylvania County North Carolina | 11 | $ 1,490,000 | $ 135,000 | $ 80,000 |
| Galax County Virginia | 10 | $ 880,000 | $ 88,000 | $ 41,000 |
| Waynesboro County Virginia | 10 | $ 1,258,000 | $ 125,000 | $ 55,000 |
| Surry County North Carolina | 9 | $ 1,168,000 | $ 129,000 | $ 71,000 |
| Wake County North Carolina | 9 | $ 1,574,000 | $ 174,000 | $ 81,000 |
| Bedford City County Virginia | 9 | $ 1,195,000 | $ 132,000 | $ 57,000 |
| Campbell County Virginia | 9 | $ 1,197,000 | $ 133,000 | $ 71,000 |
| Bland County Virginia | 8 | $ 573,000 | $ 71,000 | $ 56,000 |
| Craig County Virginia | 8 | $ 1,019,000 | $ 127,000 | $ 49,000 |
| Staunton County Virginia | 8 | $ 837,000 | $ 104,000 | $ 37,000 |
| Martinsville County Virginia | 7 | $ 478,000 | $ 68,000 | $ 41,000 |
| Monroe County West Virginia | 7 | $ 898,000 | $ 128,000 | $ 51,000 |
| Dorchester County South Carolina | 6 | $ 860,000 | $ 143,000 | $ 73,000 |
| Richland County South Carolina | 6 | $ 812,000 | $ 135,000 | $ 82,000 |
| Russell County Virginia | 6 | $ 914,000 | $ 152,000 | $ 59,000 |
| Beaufort County South Carolina | 5 | $ 2,681,000 | $ 536,000 | $ 231,000 |
| Amherst County Virginia | 5 | $ 875,000 | $ 175,000 | $ 78,000 |
| Fluvanna County Virginia | 5 | $ 1,118,000 | $ 223,000 | $ 77,000 |
| Greene County Virginia | 5 | $ 791,000 | $ 158,000 | $ 65,000 |
| Henrico County Virginia | 5 | $ 686,000 | $ 137,000 | $ 86,000 |
| Macon County North Carolina | 4 | $ 616,000 | $ 154,000 | $ 87,000 |
| Mecklenburg County North Carolina | 4 | $ 618,000 | $ 154,000 | $ 62,000 |
| Greenwood County South Carolina | 4 | $ 639,000 | $ 159,000 | $ 66,000 |
| Laurens County South Carolina | 4 | $ 416,000 | $ 104,000 | $ 87,000 |
| Lexington County South Carolina | 4 | $ 394,000 | $ 98,000 | $ 59,000 |
| Newberry County South Carolina | 4 | $ 798,000 | $ 199,000 | $ 74,000 |
| Sullivan County Tennessee | 4 | $ 444,000 | $ 111,000 | $ 84,000 |
| Albemarle County Virginia | 4 | $ 878,000 | $ 219,000 | $ 68,000 |
| Bristol County Virginia | 4 | $ 520,000 | $ 130,000 | $ 64,000 |
| Nelson County Virginia | 4 | $ 807,000 | $ 201,000 | $ 140,000 |
| Smyth County Virginia | 4 | $ 475,000 | $ 118,000 | $ 54,000 |
| Carteret County North Carolina | 3 | $ 577,000 | $ 192,000 | $ 115,000 |
| Payne County Oklahoma | 3 | $ 939,000 | $ 313,000 | $ 141,000 |
| Frederick County Virginia | 3 | $ 467,000 | $ 155,000 | $ 48,000 |
| Halifax County Virginia | 3 | $ 353,000 | $ 117,000 | $ 60,000 |
| Louisa County Virginia | 3 | $ 413,000 | $ 137,000 | $ 55,000 |
| Howard County Maryland | 2 | $ 366,000 | $ 183,000 | $ 101,000 |
| Alleghany County North Carolina | 2 | $ 163,000 | $ 81,000 | $ 68,000 |
| Brunswick County North Carolina | 2 | $ 783,000 | $ 391,000 | $ 201,000 |
| Guilford County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 106,000 |
| Aiken County South Carolina | 2 | $ 257,000 | $ 128,000 | $ 57,000 |
| Chester County South Carolina | 2 | $ 279,000 | $ 139,000 | $ 49,000 |
| Colleton County South Carolina | 2 | $ 131,000 | $ 65,000 | $ 34,000 |
| Edgefield County South Carolina | 2 | $ 237,000 | $ 118,000 | $ 52,000 |
| Florence County South Carolina | 2 | $ 322,000 | $ 161,000 | $ 80,000 |
| Georgetown County South Carolina | 2 | $ 372,000 | $ 186,000 | $ 86,000 |
| Sumter County South Carolina | 2 | $ 476,000 | $ 238,000 | $ 83,000 |
| Union County South Carolina | 2 | $ 144,000 | $ 72,000 | $ 66,000 |
| Knox County Tennessee | 2 | $ 524,000 | $ 262,000 | $ 88,000 |
| Charlottesville County Virginia | 2 | $ 305,000 | $ 152,000 | $ 38,000 |
| Fairfax County Virginia | 2 | $ 161,000 | $ 80,000 | $ 99,000 |
| Hampton County Virginia | 2 | $ 266,000 | $ 133,000 | $ 89,000 |
| Lynchburg County Virginia | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Rockingham County Virginia | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Mercer County West Virginia | 2 | $ 169,000 | $ 84,000 | $ 40,000 |
| Monongalia County West Virginia | 2 | $ 225,000 | $ 112,000 | $ 58,000 |
| Summers County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Boulder County Colorado | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
| Pinellas County Florida | 1 | $ 122,000 | $ 122,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 359,000 | $ 359,000 | $ 678,000 |
| Clarke County Georgia | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| DeKalb County Georgia | 1 | $ 280,000 | $ 280,000 | $ 71,000 |
| Gwinnett County Georgia | 1 | $ 275,000 | $ 275,000 | $ 175,000 |
| Hancock County Georgia | 1 | $ 87,000 | $ 87,000 | $ 91,000 |
| Hart County Georgia | 1 | $ 114,000 | $ 114,000 | $ 161,000 |
| Rockdale County Georgia | 1 | $ 179,000 | $ 179,000 | $ 53,000 |
| Fayette County Kentucky | 1 | $ 317,000 | $ 317,000 | $ 124,000 |
| Alamance County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Avery County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 229,000 |
| Buncombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Chatham County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 127,000 |
| Craven County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| Dare County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 92,000 |
| Durham County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 56,000 |
| Forsyth County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Granville County North Carolina | 1 | $ 327,000 | $ 327,000 | $ 91,000 |
| Harnett County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 75,000 |
| Haywood County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 169,000 |
| Henderson County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Montgomery County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
| New Hanover County North Carolina | 1 | $ 481,000 | $ 481,000 | $ 243,000 |
| Pender County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 73,000 |
| Pitt County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 67,000 |
| Polk County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 120,000 |
| Stanly County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Swain County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 66,000 |
| Union County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Abbeville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Cherokee County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Clarendon County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Fairfield County South Carolina | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Lee County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Orangeburg County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Grainger County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| Hamblen County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Johnson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Washington County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 77,000 |
| Appomattox County Virginia | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Bath County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 177,000 |
| Buchanan County Virginia | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Chesapeake County Virginia | 1 | $ 110,000 | $ 110,000 | $ 94,000 |
| Chesterfield County Virginia | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Culpeper County Virginia | 1 | $ 220,000 | $ 220,000 | $ 94,000 |
| Goochland County Virginia | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| King George County Virginia | 1 | $ 348,000 | $ 348,000 | $ 117,000 |
| Mecklenburg County Virginia | 1 | $ 91,000 | $ 91,000 | $ 70,000 |
| Norfolk County Virginia | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Orange County Virginia | 1 | $ 150,000 | $ 150,000 | $ 164,000 |
| Page County Virginia | 1 | $ 164,000 | $ 164,000 | $ 40,000 |
| Pittsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Prince William County Virginia | 1 | $ 275,000 | $ 275,000 | $ 148,000 |
| Suffolk County Virginia | 1 | $ 306,000 | $ 306,000 | $ 110,000 |
| Warren County Virginia | 1 | $ 291,000 | $ 291,000 | $ 124,000 |
| Williamsburg County Virginia | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| Berkeley County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Raleigh County West Virginia | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,124 | $160,726,000 | $186,833 | $1,800,000 | $107,666 | $922,000 |
| Refinancing | 1,100 | $165,448,000 | $160,000 | $3,000,000 | $76,166 | $1,274,000 |
| Home Improvement | 156 | $5,713,000 | $142,250 | $344,000 | $81,500 | $340,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,195 | $310,721,000 | $188,583 | $3,000,000 | $107,750 | $1,274,000 |
| Black or African American | 59 | $6,644,000 | $126,400 | $359,000 | $62,800 | $148,000 |
| Not Provided | 55 | $4,135,000 | $93,333 | $359,000 | $66,000 | $192,000 |
| Hispanic | 26 | $2,795,000 | $160,000 | $289,000 | $87,000 | $175,000 |
| Not applicable | 23 | $4,100,000 | $178,000 | $1,080,000 | $0 | $0 |
| Asian | 19 | $3,002,000 | $155,000 | $336,000 | $95,000 | $774,000 |
| American Indian or Alaskan Native | 3 | $490,000 | $163,000 | $207,000 | $54,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,237 | $316,931,000 | $190,833 | $3,000,000 | $108,166 | $1,274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 94 | $9,233,000 | $96,000 | $640,000 | $37,500 | $70,000 |
| FHA-insured (Federal Housing Administration) | 41 | $4,579,000 | $82,000 | $175,000 | $40,500 | $120,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,144,000 | $143,000 | $260,000 | $40,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,283 | $321,921,000 | $197,090 | $1,800,000 | $114,000 | $1,274,000 |
| Application Denied By Financial Institution | 52 | $5,331,000 | $102,000 | $3,000,000 | $32,000 | $137,000 |
| Application Withdrawn By Applicant | 41 | $4,457,000 | $109,000 | $465,000 | $44,500 | $151,000 |
| Application Approved But Not Accepted | 3 | $143,000 | $47,000 | $63,000 | $39,000 | $49,000 |
| File Closed For Incompleteness | 1 | $35,000 | $35,000 | $35,000 | $12,000 | $12,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 25 | $3,811,000 | $152,000 | $3,000,000 | $28,000 | $80,000 |
| Debt-To-Income Ratio | 23 | $1,362,000 | $59,000 | $296,000 | $32,000 | $137,000 |
| Employment History | 2 | $102,000 | $51,000 | $100,000 | $53,000 | $56,000 |
| Collateral | 2 | $56,000 | $28,000 | $50,000 | $36,000 | $36,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.