The First National Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for The First National Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First National Bank And Trust Company 345 E Grand Ave Beloit, WI 53511 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,733 |
| Total Mortgage Loan Application Amount | $297,465,000 |
| Average Mortgage Loan Application Amount | $134,600 |
| Highest Mortgage Loan Application Amount | $2,235,000 |
| Average Applicant Income | $116,400 |
| Highest Applicant Income | $2,823,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock County Wisconsin | 480 | $ 63,060,000 | $ 131,000 | $ 96,000 |
| Walworth County Wisconsin | 447 | $ 103,025,000 | $ 230,000 | $ 159,000 |
| Winnebago County Illinois | 373 | $ 47,655,000 | $ 127,000 | $ 97,000 |
| Green County Wisconsin | 128 | $ 16,440,000 | $ 128,000 | $ 87,000 |
| Boone County Illinois | 35 | $ 8,155,000 | $ 233,000 | $ 124,000 |
| Lafayette County Wisconsin | 33 | $ 3,775,000 | $ 114,000 | $ 62,000 |
| McHenry County Illinois | 23 | $ 5,125,000 | $ 222,000 | $ 143,000 |
| Milwaukee County Wisconsin | 21 | $ 3,765,000 | $ 179,000 | $ 150,000 |
| Waukesha County Wisconsin | 21 | $ 6,815,000 | $ 324,000 | $ 182,000 |
| Dane County Wisconsin | 18 | $ 4,080,000 | $ 226,000 | $ 117,000 |
| Cook County Illinois | 14 | $ 3,850,000 | $ 275,000 | $ 175,000 |
| Racine County Wisconsin | 14 | $ 3,930,000 | $ 280,000 | $ 123,000 |
| Stephenson County Illinois | 12 | $ 1,470,000 | $ 122,000 | $ 83,000 |
| Kenosha County Wisconsin | 11 | $ 2,835,000 | $ 257,000 | $ 147,000 |
| Ogle County Illinois | 8 | $ 1,340,000 | $ 167,000 | $ 80,000 |
| Jefferson County Wisconsin | 8 | $ 1,910,000 | $ 238,000 | $ 117,000 |
| Lee County Florida | 6 | $ 1,280,000 | $ 213,000 | $ 120,000 |
| Vilas County Wisconsin | 6 | $ 1,930,000 | $ 321,000 | $ 139,000 |
| Oneida County Wisconsin | 5 | $ 1,145,000 | $ 229,000 | $ 156,000 |
| Lake County Illinois | 4 | $ 1,280,000 | $ 320,000 | $ 138,000 |
| Sauk County Wisconsin | 4 | $ 670,000 | $ 167,000 | $ 170,000 |
| Carroll County Illinois | 3 | $ 755,000 | $ 251,000 | $ 170,000 |
| Kane County Illinois | 3 | $ 1,075,000 | $ 358,000 | $ 342,000 |
| Brown County Wisconsin | 3 | $ 685,000 | $ 228,000 | $ 103,000 |
| Green Lake County Wisconsin | 3 | $ 625,000 | $ 208,000 | $ 236,000 |
| Iowa County Wisconsin | 3 | $ 605,000 | $ 201,000 | $ 82,000 |
| Maricopa County Arizona | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| Sarasota County Florida | 2 | $ 730,000 | $ 365,000 | $ 109,000 |
| DeKalb County Illinois | 2 | $ 240,000 | $ 120,000 | $ 61,000 |
| DuPage County Illinois | 2 | $ 570,000 | $ 285,000 | $ 258,000 |
| Will County Illinois | 2 | $ 610,000 | $ 305,000 | $ 302,000 |
| Columbia County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Rusk County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 85,000 |
| Sawyer County Wisconsin | 2 | $ 700,000 | $ 350,000 | $ 440,000 |
| Sheboygan County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| St. Croix County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 90,000 |
| Collier County Florida | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Pasco County Florida | 1 | $ 265,000 | $ 265,000 | $ 202,000 |
| Knox County Illinois | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Marion County Illinois | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Anoka County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Hennepin County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| St. Louis County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Adams County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Chippewa County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Dodge County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Douglas County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 777,000 |
| Grant County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Jackson County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Kewaunee County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Langlade County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Monroe County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Oconto County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 268,000 |
| Outagamie County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Ozaukee County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Price County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Taylor County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Washburn County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 380,000 |
| Washington County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Waushara County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 317,000 |
| Winnebago County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First National Bank And Trust Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 664 | $117,780,000 | $177,000 | $1,355,000 | $112,000 | $1,571,000 |
| Cash-out Refinancing | 479 | $84,185,000 | $175,000 | $1,215,000 | $128,000 | $2,823,000 |
| Home Purchase | 449 | $85,875,000 | $191,000 | $2,235,000 | $121,000 | $1,596,000 |
| Other Purpose | 83 | $6,715,000 | $80,000 | $1,005,000 | $92,000 | $1,162,000 |
| Home Improvement | 58 | $2,910,000 | $50,000 | $175,000 | $129,000 | $1,031,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,501 | $259,565,000 | $172,000 | $2,235,000 | $120,000 | $2,823,000 |
| Not Provided | 87 | $14,795,000 | $170,000 | $805,000 | $126,000 | $621,000 |
| Hispanic | 71 | $8,505,000 | $119,000 | $375,000 | $89,000 | $1,756,000 |
| Asian | 32 | $7,370,000 | $230,000 | $1,165,000 | $119,000 | $442,000 |
| Black or African American | 19 | $1,585,000 | $83,000 | $185,000 | $125,000 | $443,000 |
| American Indian or Alaskan Native | 16 | $2,270,000 | $141,000 | $515,000 | $97,000 | $265,000 |
| Not applicable | 6 | $3,250,000 | $541,000 | $1,345,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,723 | $295,955,000 | $171,000 | $2,235,000 | $119,000 | $2,823,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,510,000 | $151,000 | $225,000 | $59,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,372 | $237,970,000 | $173,000 | $2,235,000 | $123,000 | $2,823,000 |
| Application Withdrawn By Applicant | 188 | $32,950,000 | $175,000 | $1,355,000 | $105,000 | $810,000 |
| Application Denied By Financial Institution | 136 | $20,280,000 | $149,000 | $1,215,000 | $83,000 | $1,166,000 |
| File Closed For Incompleteness | 19 | $3,785,000 | $199,000 | $475,000 | $117,000 | $249,000 |
| Application Approved But Not Accepted | 18 | $2,480,000 | $137,000 | $565,000 | $172,000 | $1,101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,597 | $277,185,000 | $173,000 | $2,235,000 | $122,000 | $2,823,000 |
| Debt-To-Income Ratio | 58 | $8,900,000 | $153,000 | $565,000 | $64,000 | $351,000 |
| Credit History | 43 | $3,745,000 | $87,000 | $205,000 | $59,000 | $132,000 |
| Collateral | 22 | $6,000,000 | $272,000 | $1,215,000 | $184,000 | $1,166,000 |
| Other | 9 | $865,000 | $96,000 | $255,000 | $63,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $770,000 | $192,000 | $375,000 | $96,000 | $204,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.