First National Acceptance Company 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 383 |
Total Mortgage Loan Application Amount | $22,457,000 |
Average Mortgage Loan Application Amount | $58,000 |
Highest Mortgage Loan Application Amount | $686,000 |
Average Applicant Income | $0 |
Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2013.
Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
AKRON, OH | 1 | $ 24,000 | $ 24,000 | $ 0 |
ALBANY, GA | 1 | $ 31,000 | $ 31,000 | $ 0 |
ALBANY-SCHENECTADY-TROY, NY | 2 | $ 193,000 | $ 96,000 | $ 0 |
ANCHORAGE, AK | 2 | $ 258,000 | $ 129,000 | $ 0 |
ASHEVILLE, NC | 2 | $ 61,000 | $ 30,000 | $ 0 |
ATLANTA-SANDY SPRINGS-MARIETTA, GA | 5 | $ 208,000 | $ 41,000 | $ 0 |
AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 65,000 | $ 32,500 | $ 0 |
AUSTIN-ROUND ROCK-SAN MARCOS, TX | 5 | $ 483,000 | $ 96,000 | $ 0 |
BEAUMONT-PORT ARTHUR, TX | 2 | $ 67,000 | $ 33,000 | $ 0 |
BIRMINGHAM-HOOVER, AL | 4 | $ 140,000 | $ 35,000 | $ 0 |
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 92,000 | $ 92,000 | $ 0 |
BROWNSVILLE-HARLINGEN, TX | 4 | $ 498,000 | $ 124,000 | $ 0 |
BUFFALO-NIAGARA FALLS, NY | 1 | $ 40,000 | $ 40,000 | $ 0 |
BURLINGTON, NC | 1 | $ 46,000 | $ 46,000 | $ 0 |
CAPE CORAL-FORT MYERS, FL | 5 | $ 155,000 | $ 31,000 | $ 0 |
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 1 | $ 45,000 | $ 45,000 | $ 0 |
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 4 | $ 255,000 | $ 63,500 | $ 0 |
CHATTANOOGA, TN-GA | 1 | $ 24,000 | $ 24,000 | $ 0 |
CHICO, CA | 2 | $ 91,000 | $ 45,000 | $ 0 |
COLUMBIA, SC | 3 | $ 333,000 | $ 111,000 | $ 0 |
COLUMBUS, GA-AL | 1 | $ 90,000 | $ 90,000 | $ 0 |
COLUMBUS, OH | 1 | $ 43,000 | $ 43,000 | $ 0 |
CORPUS CHRISTI, TX | 3 | $ 171,000 | $ 57,000 | $ 0 |
DALLAS-PLANO-IRVING, TX | 10 | $ 582,000 | $ 58,000 | $ 0 |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 142,000 | $ 142,000 | $ 0 |
DOTHAN, AL | 1 | $ 31,000 | $ 31,000 | $ 0 |
DURHAM-CHAPEL HILL, NC | 1 | $ 45,000 | $ 45,000 | $ 0 |
EDISON-NEW BRUNSWICK, NJ | 1 | $ 30,000 | $ 30,000 | $ 0 |
ELMIRA, NY | 3 | $ 118,000 | $ 39,000 | $ 0 |
FAYETTEVILLE, NC | 3 | $ 91,000 | $ 30,000 | $ 0 |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 89,000 | $ 89,000 | $ 0 |
FLAGSTAFF, AZ | 2 | $ 130,000 | $ 65,000 | $ 0 |
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 335,000 | $ 111,000 | $ 0 |
FORT WORTH-ARLINGTON, TX | 6 | $ 357,000 | $ 59,000 | $ 0 |
FRESNO, CA | 1 | $ 149,000 | $ 149,000 | $ 0 |
GADSDEN, AL | 2 | $ 61,000 | $ 30,000 | $ 0 |
GAINESVILLE, FL | 1 | $ 70,000 | $ 70,000 | $ 0 |
GAINESVILLE, GA | 1 | $ 58,000 | $ 58,000 | $ 0 |
GRAND JUNCTION, CO | 1 | $ 62,000 | $ 62,000 | $ 0 |
GREENSBORO-HIGH POINT, NC | 4 | $ 164,000 | $ 41,000 | $ 0 |
GREENVILLE-MAULDIN-EASLEY, SC | 4 | $ 243,000 | $ 60,000 | $ 0 |
HOUSTON-SUGAR LAND-BAYTOWN, TX | 35 | $ 1,873,000 | $ 53,000 | $ 0 |
JACKSONVILLE, FL | 3 | $ 86,000 | $ 28,000 | $ 0 |
KANSAS CITY, MO-KS | 1 | $ 27,000 | $ 27,000 | $ 0 |
KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 34,000 | $ 34,000 | $ 0 |
KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 30,000 | $ 30,000 | $ 0 |
KNOXVILLE, TN | 1 | $ 45,000 | $ 45,000 | $ 0 |
LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 43,000 | $ 43,000 | $ 0 |
LAKELAND-WINTER HAVEN, FL | 1 | $ 34,000 | $ 34,000 | $ 0 |
LANSING-EAST LANSING, MI | 2 | $ 104,000 | $ 52,000 | $ 0 |
LAS VEGAS-PARADISE, NV | 1 | $ 136,000 | $ 136,000 | $ 0 |
LONGVIEW, TX | 2 | $ 134,000 | $ 67,000 | $ 0 |
MACON, GA | 3 | $ 163,000 | $ 54,000 | $ 0 |
MCALLEN-EDINBURG-MISSION, TX | 5 | $ 225,000 | $ 45,000 | $ 0 |
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 50,000 | $ 50,000 | $ 0 |
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 136,000 | $ 68,000 | $ 0 |
NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 43,000 | $ 43,000 | $ 0 |
NORTH PORT-BRADENTON-SARASOTA, FL | 1 | $ 29,000 | $ 29,000 | $ 0 |
OAKLAND-FREMONT-HAYWARD, CA | 1 | $ 194,000 | $ 194,000 | $ 0 |
OCALA, FL | 5 | $ 179,000 | $ 35,000 | $ 0 |
ODESSA, TX | 1 | $ 54,000 | $ 54,000 | $ 0 |
OGDEN-CLEARFIELD, UT | 1 | $ 42,000 | $ 42,000 | $ 0 |
OKLAHOMA CITY, OK | 4 | $ 117,000 | $ 29,000 | $ 0 |
ORLANDO-KISSIMMEE-SANFORD, FL | 9 | $ 340,000 | $ 37,000 | $ 0 |
PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 59,000 | $ 59,000 | $ 0 |
PALM COAST, FL | 1 | $ 60,000 | $ 60,000 | $ 0 |
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 54,000 | $ 54,000 | $ 0 |
PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 13,000 | $ 13,000 | $ 0 |
PHOENIX-MESA-GLENDALE, AZ | 4 | $ 250,000 | $ 62,000 | $ 0 |
PITTSBURGH, PA | 1 | $ 87,000 | $ 87,000 | $ 0 |
PORT ST. LUCIE, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 36,000 | $ 36,000 | $ 0 |
PRESCOTT, AZ | 3 | $ 225,000 | $ 75,000 | $ 0 |
RALEIGH-CARY, NC | 1 | $ 102,000 | $ 102,000 | $ 0 |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4 | $ 401,000 | $ 100,000 | $ 0 |
ROCHESTER, NY | 1 | $ 45,000 | $ 45,000 | $ 0 |
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 40,000 | $ 40,000 | $ 0 |
SALT LAKE CITY, UT | 1 | $ 142,000 | $ 142,000 | $ 0 |
SAN ANTONIO-NEW BRAUNFELS, TX | 17 | $ 1,471,000 | $ 86,000 | $ 0 |
SCRANTON--WILKES-BARRE, PA | 1 | $ 30,000 | $ 30,000 | $ 0 |
SEBASTIAN-VERO BEACH, FL | 1 | $ 52,000 | $ 52,000 | $ 0 |
ST. JOSEPH, MO-KS | 1 | $ 39,000 | $ 39,000 | $ 0 |
ST. LOUIS, MO-IL | 1 | $ 52,000 | $ 52,000 | $ 0 |
SYRACUSE, NY | 1 | $ 34,000 | $ 34,000 | $ 0 |
TALLAHASSEE, FL | 1 | $ 121,000 | $ 121,000 | $ 0 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL | 13 | $ 862,000 | $ 66,000 | $ 0 |
TOLEDO, OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
TUCSON, AZ | 2 | $ 74,000 | $ 37,000 | $ 0 |
TULSA, OK | 1 | $ 94,000 | $ 94,000 | $ 0 |
TYLER, TX | 1 | $ 28,000 | $ 28,000 | $ 0 |
UTICA-ROME, NY | 1 | $ 31,000 | $ 31,000 | $ 0 |
VICTORIA, TX | 1 | $ 29,000 | $ 29,000 | $ 0 |
VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 77,000 | $ 77,000 | $ 0 |
VISALIA-PORTERVILLE, CA | 1 | $ 54,000 | $ 54,000 | $ 0 |
WACO, TX | 2 | $ 179,000 | $ 89,000 | $ 0 |
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 63,000 | $ 63,000 | $ 0 |
WICHITA FALLS, TX | 6 | $ 205,000 | $ 34,000 | $ 0 |
WILMINGTON, NC | 1 | $ 160,000 | $ 160,000 | $ 0 |
WINSTON-SALEM, NC | 1 | $ 105,000 | $ 105,000 | $ 0 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 383 | $22,457,000 | $58,000 | $686,000 | $0 | $0 |
Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 383 | $22,457,000 | $58,000 | $686,000 | $0 | $0 |
Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
White | 0 | $0 | $0 | $0 | $0 | $0 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 383 | $22,457,000 | $58,000 | $686,000 | $0 | $0 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Purchased By The Institution | 383 | $22,457,000 | $58,000 | $686,000 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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