First National Acceptance Company 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 428 |
Total Mortgage Loan Application Amount | $12,810,000 |
Average Mortgage Loan Application Amount | $34,000 |
Highest Mortgage Loan Application Amount | $188,000 |
Average Applicant Income | $13,886 |
Highest Applicant Income | $120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2003.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Allendale County South Carolina | 2 | $ 48,000 | $ 24,000 | $ 0 |
Anchorage County Alaska | 1 | $ 43,000 | $ 43,000 | $ 0 |
Andrews County Texas | 2 | $ 64,000 | $ 32,000 | $ 0 |
Angelina County Texas | 3 | $ 47,000 | $ 15,000 | $ 0 |
Antrim County Michigan | 1 | $ 28,000 | $ 28,000 | $ 0 |
Appanoose County Iowa | 1 | $ 22,000 | $ 22,000 | $ 0 |
Baldwin County Alabama | 2 | $ 36,000 | $ 18,000 | $ 0 |
Baltimore City County Maryland | 1 | $ 17,000 | $ 17,000 | $ 0 |
Baltimore County Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
Bandera County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
Bastrop County Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
Beaufort County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 0 |
Bell County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
Bexar County Texas | 3 | $ 50,000 | $ 16,000 | $ 0 |
Bibb County Georgia | 1 | $ 36,000 | $ 36,000 | $ 33,000 |
Bosque County Texas | 2 | $ 30,000 | $ 15,000 | $ 4,000 |
Bowie County Texas | 1 | $ 36,000 | $ 36,000 | $ 0 |
Brazoria County Texas | 3 | $ 82,000 | $ 27,000 | $ 8,000 |
Brazos County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
Brevard County Florida | 2 | $ 47,000 | $ 23,000 | $ 5,000 |
Broward County Florida | 1 | $ 48,000 | $ 48,000 | $ 0 |
Brown County Texas | 3 | $ 53,000 | $ 17,000 | $ 0 |
Brunswick County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
Buncombe County North Carolina | 2 | $ 64,000 | $ 32,000 | $ 0 |
Burke County North Carolina | 2 | $ 74,000 | $ 37,000 | $ 0 |
Burlington County New Jersey | 1 | $ 123,000 | $ 123,000 | $ 0 |
Burnet County Texas | 1 | $ 28,000 | $ 28,000 | $ 40,000 |
Butts County Georgia | 1 | $ 26,000 | $ 26,000 | $ 0 |
Caldwell County Texas | 2 | $ 40,000 | $ 20,000 | $ 0 |
Cameron County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
Charleston County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
Chatham County Georgia | 1 | $ 34,000 | $ 34,000 | $ 0 |
Chautauqua County New York | 5 | $ 133,000 | $ 26,000 | $ 0 |
Cherokee County South Carolina | 3 | $ 78,000 | $ 26,000 | $ 0 |
Cheshire County New Hampshire | 1 | $ 44,000 | $ 44,000 | $ 0 |
Citrus County Florida | 4 | $ 104,000 | $ 26,000 | $ 0 |
Claiborne County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 0 |
Clare County Michigan | 1 | $ 27,000 | $ 27,000 | $ 0 |
Clark County Nevada | 1 | $ 28,000 | $ 28,000 | $ 0 |
Clay County Florida | 1 | $ 12,000 | $ 12,000 | $ 0 |
Cobb County Georgia | 2 | $ 147,000 | $ 73,000 | $ 0 |
Coconino County Arizona | 1 | $ 9,000 | $ 9,000 | $ 18,000 |
Coffee County Alabama | 1 | $ 34,000 | $ 34,000 | $ 0 |
Collin County Texas | 3 | $ 102,000 | $ 34,000 | $ 18,000 |
Columbus County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 0 |
Covington County Alabama | 2 | $ 38,000 | $ 19,000 | $ 0 |
Crawford County Georgia | 1 | $ 24,000 | $ 24,000 | $ 0 |
Cumberland County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 0 |
Dale County Alabama | 1 | $ 26,000 | $ 26,000 | $ 0 |
Dallas County Texas | 7 | $ 327,000 | $ 46,000 | $ 32,000 |
Decatur County Georgia | 1 | $ 33,000 | $ 33,000 | $ 0 |
Dona Ana County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 0 |
Dorchester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
Douglas County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 0 |
Duval County Florida | 2 | $ 57,000 | $ 28,000 | $ 0 |
Early County Georgia | 1 | $ 32,000 | $ 32,000 | $ 0 |
Eastland County Texas | 3 | $ 86,000 | $ 28,000 | $ 6,000 |
Ector County Texas | 6 | $ 209,000 | $ 34,000 | $ 0 |
Edgecombe County North Carolina | 3 | $ 89,000 | $ 29,000 | $ 0 |
El Paso County Colorado | 2 | $ 137,000 | $ 68,000 | $ 0 |
El Paso County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
Ellis County Texas | 3 | $ 60,000 | $ 20,000 | $ 0 |
Erie County New York | 8 | $ 136,000 | $ 17,000 | $ 0 |
Escambia County Florida | 1 | $ 20,000 | $ 20,000 | $ 0 |
Essex County New York | 1 | $ 13,000 | $ 13,000 | $ 45,000 |
Fannin County Texas | 1 | $ 24,000 | $ 24,000 | $ 0 |
Fayette County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 0 |
Forsyth County Georgia | 2 | $ 136,000 | $ 68,000 | $ 0 |
Fulton County Georgia | 3 | $ 198,000 | $ 66,000 | $ 0 |
Gaines County Texas | 2 | $ 35,000 | $ 17,000 | $ 0 |
Gallatin County Montana | 1 | $ 28,000 | $ 28,000 | $ 0 |
Galveston County Texas | 4 | $ 113,000 | $ 28,000 | $ 0 |
Gonzales County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
Grady County Georgia | 1 | $ 16,000 | $ 16,000 | $ 0 |
Grafton County New Hampshire | 2 | $ 31,000 | $ 15,000 | $ 0 |
Granville County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 89,000 |
Grayson County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
Grayson County Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
Gregg County Texas | 3 | $ 74,000 | $ 24,000 | $ 0 |
Guadalupe County Texas | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
Guilford County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 0 |
Hardin County Texas | 1 | $ 11,000 | $ 11,000 | $ 22,000 |
Harris County Texas | 19 | $ 634,000 | $ 33,000 | $ 28,000 |
Harrison County Texas | 1 | $ 42,000 | $ 42,000 | $ 0 |
Henderson County Texas | 2 | $ 85,000 | $ 42,000 | $ 13,000 |
Hendry County Florida | 1 | $ 18,000 | $ 18,000 | $ 0 |
Hernando County Florida | 3 | $ 77,000 | $ 25,000 | $ 9,000 |
Hidalgo County Texas | 9 | $ 275,000 | $ 30,000 | $ 31,000 |
Highlands County Florida | 7 | $ 129,000 | $ 18,000 | $ 0 |
Hill County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
Hillsborough County Florida | 2 | $ 76,000 | $ 38,000 | $ 15,000 |
Hillsborough County New Hampshire | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
Hoke County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 0 |
Hood County Texas | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
Hopkins County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
Horry County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 0 |
Houghton County Michigan | 1 | $ 17,000 | $ 17,000 | $ 0 |
Howard County Texas | 2 | $ 32,000 | $ 16,000 | $ 0 |
Hughes County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 0 |
Hunt County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
Hutchinson County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
Imperial County California | 1 | $ 81,000 | $ 81,000 | $ 0 |
Indian River County Florida | 1 | $ 80,000 | $ 80,000 | $ 0 |
Iron County Michigan | 1 | $ 24,000 | $ 24,000 | $ 0 |
Jack County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
Jackson County Florida | 1 | $ 18,000 | $ 18,000 | $ 0 |
Jackson County Michigan | 1 | $ 27,000 | $ 27,000 | $ 43,000 |
Jackson County Missouri | 2 | $ 69,000 | $ 34,000 | $ 0 |
Jackson County West Virginia | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
Jasper County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 0 |
Jefferson County Alabama | 12 | $ 400,000 | $ 33,000 | $ 20,000 |
Jefferson County New York | 2 | $ 63,000 | $ 31,000 | $ 7,000 |
Jefferson County Texas | 7 | $ 206,000 | $ 29,000 | $ 10,000 |
Jones County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 0 |
Kaufman County Texas | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
Kern County California | 1 | $ 46,000 | $ 46,000 | $ 0 |
Kerr County Texas | 4 | $ 106,000 | $ 26,000 | $ 11,000 |
Lake County Florida | 1 | $ 14,000 | $ 14,000 | $ 0 |
Lamar County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
Lampasas County Texas | 1 | $ 47,000 | $ 47,000 | $ 0 |
Las Animas County Colorado | 1 | $ 28,000 | $ 28,000 | $ 0 |
Lassen County California | 1 | $ 21,000 | $ 21,000 | $ 0 |
Lauderdale County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 0 |
Le Flore County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 0 |
Lenoir County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
Levy County Florida | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
Lewis County New York | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
Lexington County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 0 |
Liberty County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
Lincoln County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 21,000 |
Live Oak County Texas | 3 | $ 103,000 | $ 34,000 | $ 33,000 |
Llano County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
Lubbock County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
Lynchburg County Virginia | 1 | $ 13,000 | $ 13,000 | $ 61,000 |
Madison County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 0 |
Manistee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
Maricopa County Arizona | 1 | $ 48,000 | $ 48,000 | $ 0 |
Marion County Florida | 5 | $ 113,000 | $ 22,000 | $ 0 |
Marion County Indiana | 1 | $ 36,000 | $ 36,000 | $ 0 |
Marion County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
Martin County Florida | 1 | $ 29,000 | $ 29,000 | $ 0 |
Matagorda County Texas | 2 | $ 56,000 | $ 28,000 | $ 0 |
McIntosh County Georgia | 1 | $ 13,000 | $ 13,000 | $ 0 |
McLennan County Texas | 1 | $ 12,000 | $ 12,000 | $ 0 |
Medina County Texas | 2 | $ 55,000 | $ 27,000 | $ 0 |
Mendocino County California | 1 | $ 66,000 | $ 66,000 | $ 0 |
Merced County California | 1 | $ 36,000 | $ 36,000 | $ 0 |
Mobile County Alabama | 6 | $ 179,000 | $ 29,000 | $ 0 |
Moffat County Colorado | 1 | $ 27,000 | $ 27,000 | $ 0 |
Mohave County Arizona | 15 | $ 301,000 | $ 20,000 | $ 0 |
Monroe County Alabama | 1 | $ 17,000 | $ 17,000 | $ 0 |
Monroe County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
Monroe County New York | 4 | $ 127,000 | $ 31,000 | $ 0 |
Monroe County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 0 |
Montague County Texas | 1 | $ 14,000 | $ 14,000 | $ 36,000 |
Montgomery County Texas | 4 | $ 92,000 | $ 23,000 | $ 0 |
Nacogdoches County Texas | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
Nassau County Florida | 1 | $ 17,000 | $ 17,000 | $ 0 |
Navarro County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
Niagara County New York | 1 | $ 22,000 | $ 22,000 | $ 0 |
Nolan County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
Nueces County Texas | 5 | $ 149,000 | $ 29,000 | $ 0 |
Oakland County Michigan | 1 | $ 27,000 | $ 27,000 | $ 0 |
Oceana County Michigan | 1 | $ 27,000 | $ 27,000 | $ 0 |
Okaloosa County Florida | 1 | $ 17,000 | $ 17,000 | $ 0 |
Okeechobee County Florida | 2 | $ 60,000 | $ 30,000 | $ 0 |
Oklahoma County Oklahoma | 1 | $ 16,000 | $ 16,000 | $ 0 |
Oneida County New York | 3 | $ 61,000 | $ 20,000 | $ 12,000 |
Onondaga County New York | 1 | $ 36,000 | $ 36,000 | $ 0 |
Orange County Florida | 1 | $ 16,000 | $ 16,000 | $ 0 |
Orange County Texas | 3 | $ 88,000 | $ 29,000 | $ 0 |
Orleans County Louisiana | 1 | $ 21,000 | $ 21,000 | $ 0 |
Oswego County New York | 1 | $ 33,000 | $ 33,000 | $ 70,000 |
Palo Pinto County Texas | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
Pamlico County North Carolina | 1 | $ 21,000 | $ 21,000 | $ 0 |
Parker County Texas | 2 | $ 46,000 | $ 23,000 | $ 0 |
Pasco County Florida | 2 | $ 38,000 | $ 19,000 | $ 0 |
Pender County North Carolina | 2 | $ 62,000 | $ 31,000 | $ 0 |
Pinal County Arizona | 1 | $ 25,000 | $ 25,000 | $ 0 |
Pinellas County Florida | 2 | $ 104,000 | $ 52,000 | $ 0 |
Pitt County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 0 |
Polk County Florida | 2 | $ 55,000 | $ 27,000 | $ 0 |
Polk County Texas | 1 | $ 11,000 | $ 11,000 | $ 15,000 |
Pontotoc County Oklahoma | 1 | $ 23,000 | $ 23,000 | $ 0 |
Pottawattamie County Iowa | 1 | $ 26,000 | $ 26,000 | $ 0 |
Pueblo County Colorado | 1 | $ 42,000 | $ 42,000 | $ 0 |
Putnam County Florida | 6 | $ 86,000 | $ 14,000 | $ 0 |
Reeves County Texas | 1 | $ 13,000 | $ 13,000 | $ 0 |
Richland County South Carolina | 1 | $ 18,000 | $ 18,000 | $ 0 |
Richmond City County Virginia | 1 | $ 33,000 | $ 33,000 | $ 0 |
Richmond County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 0 |
Ripley County Missouri | 1 | $ 11,000 | $ 11,000 | $ 0 |
Riverside County California | 3 | $ 88,000 | $ 29,000 | $ 0 |
Robeson County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 0 |
Russell County Alabama | 1 | $ 22,000 | $ 22,000 | $ 0 |
Sabine County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
San Jacinto County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
Santa Rosa County Florida | 1 | $ 11,000 | $ 11,000 | $ 28,000 |
Scotland County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 0 |
Seneca County New York | 1 | $ 33,000 | $ 33,000 | $ 0 |
Shelby County Tennessee | 2 | $ 39,000 | $ 19,000 | $ 0 |
Smith County Texas | 2 | $ 41,000 | $ 20,000 | $ 0 |
Somerset County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 0 |
Spartanburg County South Carolina | 2 | $ 49,000 | $ 24,000 | $ 0 |
Stephens County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 0 |
Strafford County New Hampshire | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
Sumter County Florida | 1 | $ 34,000 | $ 34,000 | $ 0 |
Tallapoosa County Alabama | 1 | $ 38,000 | $ 38,000 | $ 39,000 |
Tarrant County Texas | 3 | $ 131,000 | $ 43,000 | $ 11,000 |
Tate County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 0 |
Taylor County Texas | 3 | $ 52,000 | $ 17,000 | $ 0 |
Teller County Colorado | 1 | $ 26,000 | $ 26,000 | $ 0 |
Travis County Texas | 4 | $ 117,000 | $ 29,000 | $ 15,000 |
Tyler County Texas | 4 | $ 90,000 | $ 22,000 | $ 5,000 |
Upshur County Texas | 2 | $ 66,000 | $ 33,000 | $ 0 |
Utah County Utah | 1 | $ 58,000 | $ 58,000 | $ 0 |
Wagoner County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 0 |
Walker County Texas | 1 | $ 42,000 | $ 42,000 | $ 0 |
Walton County Georgia | 1 | $ 40,000 | $ 40,000 | $ 0 |
Washington County Georgia | 1 | $ 13,000 | $ 13,000 | $ 0 |
Washington County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 0 |
Washington County Texas | 1 | $ 13,000 | $ 13,000 | $ 0 |
Wayne County Georgia | 1 | $ 18,000 | $ 18,000 | $ 0 |
Wayne County Missouri | 1 | $ 30,000 | $ 30,000 | $ 0 |
Webb County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
Weld County Colorado | 1 | $ 48,000 | $ 48,000 | $ 0 |
Westmoreland County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 0 |
Wilkes County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 0 |
Williamson County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
Wyoming County New York | 1 | $ 9,000 | $ 9,000 | $ 0 |
Yavapai County Arizona | 2 | $ 70,000 | $ 35,000 | $ 0 |
York County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 0 |
Yuma County Arizona | 1 | $ 12,000 | $ 12,000 | $ 0 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase (one-to-four family) | 378 | $11,136,000 | $34,379 | $187,000 | $0 | $0 |
Refinancing (home purchase or home improvement, one-to-four family) | 41 | $1,382,000 | $32,454 | $188,000 | $43,181 | $120,000 |
Home Improvement (one-to-four family) | 9 | $292,000 | $35,500 | $54,000 | $34,000 | $50,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 379 | $11,146,000 | $34,344 | $187,000 | $0 | $0 |
White | 27 | $947,000 | $31,750 | $188,000 | $35,750 | $120,000 |
Hispanic | 8 | $238,000 | $23,000 | $52,000 | $26,000 | $67,000 |
Black | 7 | $205,000 | $26,750 | $50,000 | $38,500 | $61,000 |
Information not provided by applicant in mail or telephone application | 5 | $253,000 | $50,000 | $70,000 | $61,500 | $102,000 |
American Indian or Alaskan Native | 2 | $21,000 | $10,500 | $11,000 | $19,500 | $24,000 |
Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 428 | $12,810,000 | $34,800 | $188,000 | $4,333 | $120,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Purchased By The Institution | 379 | $11,146,000 | $34,344 | $187,000 | $0 | $0 |
Loan Originated | 49 | $1,664,000 | $31,636 | $188,000 | $41,000 | $120,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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