First Midwest Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 5,898 |
Total Mortgage Loan Application Amount | $706,719,000 |
Average Mortgage Loan Application Amount | $156,666 |
Highest Mortgage Loan Application Amount | $11,500,000 |
Average Applicant Income | $84,333 |
Highest Applicant Income | $3,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Midwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Midwest Bank's mortgage activity for 2014.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 41,000 |
Albany County New York | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
Allen County Indiana | 5 | $ 80,000 | $ 16,000 | $ 70,000 |
Anne Arundel County Maryland | 2 | $ 119,000 | $ 59,000 | $ 53,000 |
Archuleta County Colorado | 1 | $ 116,000 | $ 116,000 | $ 283,000 |
Barber County Kansas | 1 | $ 69,000 | $ 69,000 | $ 80,000 |
Bedford County Virginia | 1 | $ 27,000 | $ 27,000 | $ 28,000 |
Belmont County Ohio | 1 | $ 54,000 | $ 54,000 | $ 66,000 |
Berks County Pennsylvania | 4 | $ 243,000 | $ 60,000 | $ 53,000 |
Berrien County Michigan | 2 | $ 850,000 | $ 425,000 | $ 854,000 |
Blair County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 104,000 |
Bollinger County Missouri | 2 | $ 119,000 | $ 59,000 | $ 49,000 |
Boone County Illinois | 1 | $ 1,750,000 | $ 1,750,000 | $ 0 |
Boone County Indiana | 1 | $ 20,000 | $ 20,000 | $ 175,000 |
Bradford County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 12,000 |
Broome County New York | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
Broward County Florida | 1 | $ 385,000 | $ 385,000 | $ 57,000 |
Brunswick County Virginia | 1 | $ 51,000 | $ 51,000 | $ 118,000 |
Buchanan County Virginia | 1 | $ 93,000 | $ 93,000 | $ 98,000 |
Bucks County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
Bureau County Illinois | 2 | $ 93,000 | $ 46,000 | $ 61,000 |
Butler County Pennsylvania | 2 | $ 82,000 | $ 41,000 | $ 44,000 |
Cape Girardeau County Missouri | 1 | $ 33,000 | $ 33,000 | $ 27,000 |
Carroll County Illinois | 3 | $ 287,000 | $ 95,000 | $ 64,000 |
Carver County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
Cascade County Montana | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
Casey County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 55,000 |
Cass County Indiana | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
Cass County Michigan | 1 | $ 12,000 | $ 12,000 | $ 26,000 |
Cedar County Iowa | 1 | $ 68,000 | $ 68,000 | $ 0 |
Cedar County Missouri | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
Centre County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 87,000 |
Champaign County Illinois | 28 | $ 8,077,000 | $ 288,000 | $ 72,000 |
Charlotte County Florida | 2 | $ 407,000 | $ 203,000 | $ 49,000 |
Chautauqua County New York | 1 | $ 43,000 | $ 43,000 | $ 59,000 |
Chenango County New York | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
Cherry County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
Chisago County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 108,000 |
Chittenden County Vermont | 1 | $ 66,000 | $ 66,000 | $ 70,000 |
Clarion County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
Clark County Illinois | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
Clark County Indiana | 3 | $ 50,000 | $ 16,000 | $ 67,000 |
Clark County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
Clay County Missouri | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
Clinton County Illinois | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
Clinton County Iowa | 6 | $ 95,000 | $ 15,000 | $ 70,000 |
Clinton County Kentucky | 2 | $ 105,000 | $ 52,000 | $ 25,000 |
Coles County Illinois | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
Collier County Florida | 3 | $ 1,761,000 | $ 587,000 | $ 807,000 |
Cook County Illinois | 1,705 | $ 345,205,000 | $ 202,000 | $ 80,000 |
Cowley County Kansas | 1 | $ 37,000 | $ 37,000 | $ 69,000 |
Cumberland County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
Cumberland County Pennsylvania | 3 | $ 190,000 | $ 63,000 | $ 75,000 |
Custer County South Dakota | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
Dallas County Iowa | 3 | $ 62,000 | $ 20,000 | $ 63,000 |
De Witt County Illinois | 1 | $ 92,000 | $ 92,000 | $ 354,000 |
Dearborn County Indiana | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
Decatur County Indiana | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
DeKalb County Illinois | 3 | $ 180,000 | $ 60,000 | $ 261,000 |
Delaware County Indiana | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
Dickinson County Michigan | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
Door County Wisconsin | 2 | $ 304,000 | $ 152,000 | $ 96,000 |
Douglas County Illinois | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
Dubuque County Iowa | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
Dunn County North Dakota | 2 | $ 197,000 | $ 98,000 | $ 80,000 |
DuPage County Illinois | 160 | $ 39,828,000 | $ 248,000 | $ 183,000 |
Eagle County Colorado | 1 | $ 620,000 | $ 620,000 | $ 1,191,000 |
Effingham County Illinois | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
Elkhart County Indiana | 4 | $ 110,000 | $ 27,000 | $ 43,000 |
Escambia County Florida | 3 | $ 256,000 | $ 85,000 | $ 65,000 |
Flagler County Florida | 1 | $ 255,000 | $ 255,000 | $ 282,000 |
Flathead County Montana | 1 | $ 90,000 | $ 90,000 | $ 195,000 |
Floyd County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 65,000 |
Ford County Illinois | 1 | $ 10,000 | $ 10,000 | $ 87,000 |
Fountain County Indiana | 4 | $ 223,000 | $ 55,000 | $ 39,000 |
Franklin County Illinois | 2 | $ 48,000 | $ 24,000 | $ 135,000 |
Fulton County Illinois | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
Gallatin County Illinois | 1 | $ 79,000 | $ 79,000 | $ 96,000 |
Geary County Kansas | 1 | $ 57,000 | $ 57,000 | $ 72,000 |
Grant County Indiana | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
Greene County Indiana | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
Grundy County Illinois | 96 | $ 8,591,000 | $ 89,000 | $ 68,000 |
Guernsey County Ohio | 1 | $ 29,000 | $ 29,000 | $ 62,000 |
Hamilton County Indiana | 11 | $ 323,000 | $ 29,000 | $ 96,000 |
Hancock County Indiana | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
Harris County Texas | 1 | $ 361,000 | $ 361,000 | $ 287,000 |
Harrison County Indiana | 1 | $ 10,000 | $ 10,000 | $ 114,000 |
Hennepin County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 660,000 |
Henry County Illinois | 20 | $ 845,000 | $ 42,000 | $ 62,000 |
Herkimer County New York | 2 | $ 164,000 | $ 82,000 | $ 41,000 |
Hickory County Missouri | 1 | $ 37,000 | $ 37,000 | $ 125,000 |
Hillsdale County Michigan | 1 | $ 192,000 | $ 192,000 | $ 125,000 |
Hocking County Ohio | 1 | $ 31,000 | $ 31,000 | $ 36,000 |
Howard County Maryland | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
Indiana County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
Iroquois County Illinois | 6 | $ 582,000 | $ 97,000 | $ 87,000 |
Jackson County Illinois | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
Jackson County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
Jackson County West Virginia | 2 | $ 96,000 | $ 48,000 | $ 69,000 |
Jasper County Indiana | 2 | $ 147,000 | $ 73,000 | $ 74,000 |
Jasper County Mississippi | 1 | $ 13,000 | $ 13,000 | $ 52,000 |
Jefferson County West Virginia | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
Jo Daviess County Illinois | 1 | $ 281,000 | $ 281,000 | $ 0 |
Johnson County Indiana | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
Jones County Iowa | 1 | $ 61,000 | $ 61,000 | $ 68,000 |
Kanawha County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
Kane County Illinois | 52 | $ 10,795,000 | $ 207,000 | $ 90,000 |
Kankakee County Illinois | 38 | $ 3,741,000 | $ 98,000 | $ 62,000 |
Kendall County Illinois | 45 | $ 4,051,000 | $ 90,000 | $ 97,000 |
Kenosha County Wisconsin | 19 | $ 1,132,000 | $ 59,000 | $ 164,000 |
Kent County Delaware | 1 | $ 49,000 | $ 49,000 | $ 125,000 |
Kent County Michigan | 1 | $ 11,500,000 | $ 11,500,000 | $ 0 |
Knox County Illinois | 111 | $ 4,533,000 | $ 40,000 | $ 62,000 |
Kosciusko County Indiana | 1 | $ 86,000 | $ 86,000 | $ 96,000 |
Kossuth County Iowa | 1 | $ 9,000 | $ 9,000 | $ 50,000 |
La Plata County Colorado | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
Laclede County Missouri | 1 | $ 98,000 | $ 98,000 | $ 108,000 |
Lake County Illinois | 642 | $ 62,602,000 | $ 97,000 | $ 94,000 |
Lake County Indiana | 855 | $ 52,836,000 | $ 61,000 | $ 65,000 |
LaMoure County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
Lancaster County Pennsylvania | 2 | $ 103,000 | $ 51,000 | $ 65,000 |
LaPorte County Indiana | 8 | $ 2,263,000 | $ 282,000 | $ 106,000 |
LaSalle County Illinois | 52 | $ 1,938,000 | $ 37,000 | $ 79,000 |
Lawrence County Missouri | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
Lawrence County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 71,000 |
Lebanon County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
Lee County Florida | 4 | $ 957,000 | $ 239,000 | $ 153,000 |
Letcher County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
Licking County Ohio | 1 | $ 68,000 | $ 68,000 | $ 91,000 |
Lincoln County Missouri | 1 | $ 49,000 | $ 49,000 | $ 24,000 |
Lincoln County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 15,000 |
Linn County Iowa | 3 | $ 80,000 | $ 26,000 | $ 72,000 |
Livingston County Illinois | 12 | $ 747,000 | $ 62,000 | $ 67,000 |
Livingston County Michigan | 1 | $ 71,000 | $ 71,000 | $ 83,000 |
Logan County Illinois | 1 | $ 39,000 | $ 39,000 | $ 50,000 |
Lorain County Ohio | 1 | $ 48,000 | $ 48,000 | $ 70,000 |
Lycoming County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
Macon County Illinois | 3 | $ 63,000 | $ 21,000 | $ 94,000 |
Macoupin County Illinois | 1 | $ 24,000 | $ 24,000 | $ 45,000 |
Madison County Illinois | 3 | $ 75,000 | $ 25,000 | $ 68,000 |
Madison County Indiana | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
Magoffin County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
Mahaska County Iowa | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
Manatee County Florida | 1 | $ 25,000 | $ 25,000 | $ 896,000 |
Manitowoc County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
Marathon County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 113,000 |
Maricopa County Arizona | 2 | $ 2,786,000 | $ 1,393,000 | $ 1,700,000 |
Marion County Indiana | 11 | $ 608,000 | $ 55,000 | $ 79,000 |
Marion County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 62,000 |
Marquette County Wisconsin | 1 | $ 750,000 | $ 750,000 | $ 284,000 |
Marshall County Iowa | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
Mason County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 71,000 |
McDonough County Illinois | 2 | $ 215,000 | $ 107,000 | $ 130,000 |
McHenry County Illinois | 156 | $ 18,877,000 | $ 121,000 | $ 89,000 |
McLean County Illinois | 2 | $ 197,000 | $ 98,000 | $ 78,000 |
Meade County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 113,000 |
Menifee County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 121,000 |
Mercer County Illinois | 9 | $ 176,000 | $ 19,000 | $ 72,000 |
Mills County Iowa | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
Minnehaha County South Dakota | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
Monroe County Indiana | 2 | $ 40,000 | $ 20,000 | $ 97,000 |
Montgomery County Illinois | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
Montgomery County Indiana | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
Morgan County Indiana | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
Muscatine County Iowa | 3 | $ 58,000 | $ 19,000 | $ 42,000 |
Natrona County Wyoming | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
Newaygo County Michigan | 2 | $ 130,000 | $ 65,000 | $ 94,000 |
Newton County Indiana | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
Niagara County New York | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
Noble County Indiana | 1 | $ 46,000 | $ 46,000 | $ 56,000 |
Northampton County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
Onondaga County New York | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
Orange County Vermont | 1 | $ 73,000 | $ 73,000 | $ 74,000 |
Otsego County New York | 1 | $ 47,000 | $ 47,000 | $ 21,000 |
Ottawa County Michigan | 1 | $ 32,000 | $ 32,000 | $ 74,000 |
Otter Tail County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
Ozaukee County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
Patrick County Virginia | 1 | $ 37,000 | $ 37,000 | $ 22,000 |
Peoria County Illinois | 6 | $ 221,000 | $ 36,000 | $ 81,000 |
Perry County Missouri | 1 | $ 37,000 | $ 37,000 | $ 14,000 |
Piatt County Illinois | 2 | $ 116,000 | $ 58,000 | $ 66,000 |
Pike County Indiana | 1 | $ 3,000 | $ 3,000 | $ 32,000 |
Pike County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 72,000 |
Platte County Wyoming | 2 | $ 179,000 | $ 89,000 | $ 34,000 |
Polk County Iowa | 2 | $ 42,000 | $ 21,000 | $ 61,000 |
Poquoson County Virginia | 3 | $ 202,000 | $ 67,000 | $ 116,000 |
Portage County Ohio | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
Porter County Indiana | 48 | $ 5,673,000 | $ 118,000 | $ 93,000 |
Pottawatomie County Kansas | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
Pottawattamie County Iowa | 1 | $ 104,000 | $ 104,000 | $ 120,000 |
Powder River County Montana | 1 | $ 58,000 | $ 58,000 | $ 108,000 |
Preston County West Virginia | 2 | $ 115,000 | $ 57,000 | $ 48,000 |
Putnam County Illinois | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
Putnam County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
Racine County Wisconsin | 3 | $ 115,000 | $ 38,000 | $ 49,000 |
Raleigh County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
Renville County North Dakota | 1 | $ 94,000 | $ 94,000 | $ 93,000 |
Richland County Montana | 4 | $ 391,000 | $ 97,000 | $ 68,000 |
Rock Island County Illinois | 145 | $ 6,368,000 | $ 43,000 | $ 65,000 |
Ross County Ohio | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
Russell County Virginia | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
Saline County Illinois | 1 | $ 21,000 | $ 21,000 | $ 103,000 |
San Diego County California | 1 | $ 4,000 | $ 4,000 | $ 12,000 |
San Francisco County California | 1 | $ 20,000 | $ 20,000 | $ 64,000 |
Sangamon County Illinois | 13 | $ 309,000 | $ 23,000 | $ 77,000 |
Saratoga County New York | 2 | $ 114,000 | $ 57,000 | $ 45,000 |
Sauk County Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 129,000 |
Scott County Iowa | 117 | $ 5,862,000 | $ 50,000 | $ 71,000 |
Scott County Missouri | 1 | $ 38,000 | $ 38,000 | $ 50,000 |
Sedgwick County Kansas | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
Shelby County Indiana | 2 | $ 40,000 | $ 20,000 | $ 57,000 |
St. Clair County Illinois | 2 | $ 67,000 | $ 33,000 | $ 30,000 |
St. Joseph County Indiana | 8 | $ 1,638,000 | $ 204,000 | $ 33,000 |
St. Louis County Missouri | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
Starke County Indiana | 5 | $ 560,000 | $ 112,000 | $ 86,000 |
Stearns County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 130,000 |
Stephenson County Illinois | 1 | $ 615,000 | $ 615,000 | $ 0 |
Steuben County Indiana | 2 | $ 28,000 | $ 14,000 | $ 72,000 |
Stutsman County North Dakota | 1 | $ 52,000 | $ 52,000 | $ 80,000 |
Sullivan County Missouri | 1 | $ 31,000 | $ 31,000 | $ 32,000 |
Sussex County Delaware | 1 | $ 86,000 | $ 86,000 | $ 90,000 |
Talbot County Maryland | 1 | $ 61,000 | $ 61,000 | $ 32,000 |
Tazewell County Illinois | 4 | $ 131,000 | $ 32,000 | $ 91,000 |
Tippecanoe County Indiana | 1 | $ 6,000 | $ 6,000 | $ 32,000 |
Tyler County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
Van Buren County Michigan | 3 | $ 412,000 | $ 137,000 | $ 107,000 |
Vermilion County Illinois | 293 | $ 11,774,000 | $ 40,000 | $ 62,000 |
Vermillion County Indiana | 3 | $ 169,000 | $ 56,000 | $ 58,000 |
Vernon County Missouri | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
Vilas County Wisconsin | 2 | $ 195,000 | $ 97,000 | $ 153,000 |
Walworth County Wisconsin | 9 | $ 546,000 | $ 60,000 | $ 86,000 |
Ward County North Dakota | 1 | $ 56,000 | $ 56,000 | $ 61,000 |
Warren County Illinois | 2 | $ 45,000 | $ 22,000 | $ 56,000 |
Warren County Indiana | 6 | $ 206,000 | $ 34,000 | $ 62,000 |
Warren County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
Washington County Indiana | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
Washington County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 32,000 |
Washtenaw County Michigan | 1 | $ 36,000 | $ 36,000 | $ 27,000 |
Waukesha County Wisconsin | 2 | $ 171,000 | $ 85,000 | $ 119,000 |
Wayne County West Virginia | 3 | $ 151,000 | $ 50,000 | $ 26,000 |
Westmoreland County Pennsylvania | 2 | $ 166,000 | $ 83,000 | $ 59,000 |
White County Illinois | 1 | $ 28,000 | $ 28,000 | $ 24,000 |
White County Indiana | 3 | $ 205,000 | $ 68,000 | $ 66,000 |
Whiteside County Illinois | 3 | $ 112,000 | $ 37,000 | $ 101,000 |
Will County Illinois | 852 | $ 63,551,000 | $ 74,000 | $ 82,000 |
Williams County North Dakota | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
Williamson County Illinois | 4 | $ 251,000 | $ 62,000 | $ 91,000 |
Winnebago County Illinois | 5 | $ 551,000 | $ 110,000 | $ 80,000 |
Winnebago County Iowa | 1 | $ 4,000 | $ 4,000 | $ 107,000 |
Woodford County Illinois | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
Wythe County Virginia | 1 | $ 86,000 | $ 86,000 | $ 61,000 |
Yavapai County Arizona | 1 | $ 178,000 | $ 178,000 | $ 227,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Improvement | 3,210 | $82,076,000 | $25,000 | $5,573,000 | $77,000 | $1,400,000 |
Refinancing | 1,633 | $437,849,000 | $268,000 | $11,500,000 | $93,000 | $3,158,000 |
Home Purchase | 1,055 | $186,794,000 | $177,000 | $3,023,000 | $83,000 | $3,560,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,540 | $302,130,000 | $85,000 | $2,800,000 | $93,000 | $3,560,000 |
Hispanic | 797 | $37,644,000 | $47,000 | $499,000 | $57,000 | $423,000 |
Black or African American | 622 | $21,490,000 | $34,000 | $2,000,000 | $68,000 | $3,158,000 |
Not Provided | 400 | $32,785,000 | $81,000 | $1,479,000 | $108,000 | $1,400,000 |
Not applicable | 365 | $286,280,000 | $784,000 | $11,500,000 | $0 | $73,000 |
Asian | 123 | $15,873,000 | $129,000 | $1,800,000 | $159,000 | $1,064,000 |
American Indian or Alaskan Native | 32 | $2,657,000 | $83,000 | $809,000 | $90,000 | $511,000 |
Native Hawaiian or Other Pacific Islander | 19 | $7,860,000 | $413,000 | $1,500,000 | $255,000 | $610,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,687 | $679,690,000 | $119,000 | $11,500,000 | $83,000 | $3,560,000 |
FHA-insured (Federal Housing Administration) | 179 | $21,651,000 | $120,000 | $272,000 | $52,000 | $125,000 |
VA-guaranteed (Veterans Administration) | 32 | $5,378,000 | $168,000 | $425,000 | $76,000 | $164,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,748 | $334,782,000 | $121,000 | $6,900,000 | $92,000 | $3,560,000 |
Application Denied By Financial Institution | 2,465 | $146,179,000 | $59,000 | $2,800,000 | $74,000 | $3,158,000 |
Application Approved But Not Accepted | 312 | $28,040,000 | $89,000 | $6,915,000 | $87,000 | $1,407,000 |
Application Withdrawn By Applicant | 192 | $42,706,000 | $222,000 | $11,500,000 | $98,000 | $1,097,000 |
Loan Purchased By The Institution | 169 | $153,289,000 | $907,000 | $6,125,000 | $0 | $0 |
File Closed For Incompleteness | 11 | $1,603,000 | $145,000 | $262,000 | $128,000 | $277,000 |
Preapproval Denied by Financial Institution | 1 | $120,000 | $120,000 | $120,000 | $420,000 | $420,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 1,195 | $34,630,000 | $28,000 | $905,000 | $73,000 | $896,000 |
Debt-To-Income Ratio | 895 | $46,588,000 | $52,000 | $1,860,000 | $58,000 | $682,000 |
Credit Application Incomplete | 167 | $39,026,000 | $233,000 | $2,800,000 | $140,000 | $2,315,000 |
Collateral | 144 | $15,247,000 | $105,000 | $1,500,000 | $89,000 | $945,000 |
Other | 32 | $3,106,000 | $97,000 | $613,000 | $89,000 | $420,000 |
Unverifiable Information | 15 | $4,059,000 | $270,000 | $2,000,000 | $282,000 | $3,158,000 |
Employment History | 9 | $2,187,000 | $243,000 | $1,073,000 | $132,000 | $535,000 |
Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,456,000 | $161,000 | $945,000 | $66,000 | $276,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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