First Merchants Bank
Mortgage Loan Application
Totals and Details
for 2017

Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Merchants Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Merchants Bank
200 E. Jackson St.
Muncie, IN 47305
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  
Total Number of Mortgage Applications 5,091
Total Mortgage Loan Application Amount $823,862,000
Average Mortgage Loan Application Amount $134,333
Highest Mortgage Loan Application Amount $17,750,000
Average Applicant Income $83,333
Highest Applicant Income $4,524,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Merchants Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin County Ohio 547 $ 128,906,000 $ 235,000 $ 122,000
Delaware County Indiana 339 $ 37,143,000 $ 109,000 $ 63,000
Tippecanoe County Indiana 305 $ 78,301,000 $ 256,000 $ 76,000
Marion County Indiana 239 $ 47,749,000 $ 199,000 $ 109,000
Madison County Indiana 235 $ 19,849,000 $ 84,000 $ 67,000
Lake County Indiana 221 $ 38,669,000 $ 174,000 $ 84,000
Allen County Indiana 211 $ 24,540,000 $ 116,000 $ 50,000
Hamilton County Indiana 211 $ 51,799,000 $ 245,000 $ 131,000
Henry County Indiana 150 $ 16,347,000 $ 108,000 $ 67,000
Cook County Illinois 125 $ 39,754,000 $ 318,000 $ 89,000
White County Indiana 119 $ 13,339,000 $ 112,000 $ 79,000
Johnson County Indiana 95 $ 12,702,000 $ 133,000 $ 72,000
Randolph County Indiana 88 $ 4,212,000 $ 47,000 $ 68,000
Adams County Indiana 87 $ 10,010,000 $ 115,000 $ 62,000
Clinton County Indiana 73 $ 6,673,000 $ 91,000 $ 62,000
Hendricks County Indiana 69 $ 9,894,000 $ 143,000 $ 82,000
Delaware County Ohio 61 $ 16,483,000 $ 270,000 $ 136,000
Shelby County Indiana 52 $ 5,836,000 $ 112,000 $ 51,000
Hancock County Indiana 49 $ 5,368,000 $ 109,000 $ 74,000
Morgan County Indiana 49 $ 7,217,000 $ 147,000 $ 125,000
Carroll County Indiana 48 $ 5,368,000 $ 111,000 $ 85,000
Wayne County Indiana 48 $ 5,428,000 $ 113,000 $ 67,000
Jasper County Indiana 47 $ 4,450,000 $ 94,000 $ 61,000
Jay County Indiana 46 $ 2,356,000 $ 51,000 $ 59,000
Porter County Indiana 39 $ 7,350,000 $ 188,000 $ 98,000
Brown County Indiana 38 $ 3,729,000 $ 98,000 $ 98,000
Montgomery County Indiana 38 $ 4,158,000 $ 109,000 $ 68,000
Wabash County Indiana 36 $ 2,614,000 $ 72,000 $ 53,000
Wells County Indiana 31 $ 3,515,000 $ 113,000 $ 92,000
Fairfield County Ohio 29 $ 5,252,000 $ 181,000 $ 121,000
DuPage County Illinois 23 $ 6,256,000 $ 272,000 $ 146,000
Boone County Indiana 20 $ 5,721,000 $ 286,000 $ 165,000
Fayette County Indiana 20 $ 1,081,000 $ 54,000 $ 55,000
Miami County Indiana 20 $ 1,181,000 $ 59,000 $ 51,000
Huntington County Indiana 19 $ 2,356,000 $ 124,000 $ 55,000
Union County Indiana 19 $ 1,480,000 $ 77,000 $ 71,000
Licking County Ohio 19 $ 3,682,000 $ 193,000 $ 78,000
Will County Illinois 18 $ 3,303,000 $ 183,000 $ 131,000
Blackford County Indiana 14 $ 939,000 $ 67,000 $ 82,000
Howard County Indiana 11 $ 3,646,000 $ 331,000 $ 53,000
Kane County Illinois 10 $ 2,252,000 $ 225,000 $ 95,000
Darke County Ohio 10 $ 544,000 $ 54,000 $ 101,000
Lee County Florida 9 $ 2,493,000 $ 277,000 $ 222,000
Bartholomew County Indiana 9 $ 1,926,000 $ 214,000 $ 163,000
Kosciusko County Indiana 9 $ 2,108,000 $ 234,000 $ 399,000
Benton County Indiana 8 $ 773,000 $ 96,000 $ 50,000
Grant County Indiana 8 $ 530,000 $ 66,000 $ 44,000
LaPorte County Indiana 8 $ 1,264,000 $ 158,000 $ 56,000
Putnam County Indiana 8 $ 1,057,000 $ 132,000 $ 100,000
Rush County Indiana 8 $ 618,000 $ 77,000 $ 47,000
Butler County Ohio 8 $ 1,025,000 $ 128,000 $ 174,000
Collier County Florida 7 $ 4,370,000 $ 624,000 $ 306,000
Monroe County Indiana 7 $ 1,395,000 $ 199,000 $ 111,000
St. Joseph County Indiana 7 $ 766,000 $ 109,000 $ 59,000
Madison County Ohio 7 $ 1,443,000 $ 206,000 $ 119,000
Union County Ohio 7 $ 3,068,000 $ 438,000 $ 233,000
Cass County Indiana 6 $ 761,000 $ 126,000 $ 47,000
Noble County Indiana 6 $ 694,000 $ 115,000 $ 84,000
Hamilton County Ohio 6 $ 868,000 $ 144,000 $ 118,000
Montgomery County Ohio 6 $ 585,000 $ 97,000 $ 93,000
Pulaski County Indiana 5 $ 475,000 $ 95,000 $ 33,000
Whitley County Indiana 5 $ 725,000 $ 145,000 $ 74,000
Knox County Ohio 5 $ 740,000 $ 148,000 $ 64,000
Hillsborough County Florida 4 $ 822,000 $ 205,000 $ 83,000
Sarasota County Florida 4 $ 1,420,000 $ 355,000 $ 288,000
Kendall County Illinois 4 $ 910,000 $ 227,000 $ 105,000
DeKalb County Indiana 4 $ 958,000 $ 239,000 $ 236,000
Fulton County Indiana 4 $ 426,000 $ 106,000 $ 107,000
Marshall County Indiana 4 $ 460,000 $ 115,000 $ 63,000
Parke County Indiana 4 $ 882,000 $ 220,000 $ 78,000
Tipton County Indiana 4 $ 359,000 $ 89,000 $ 51,000
Warren County Indiana 4 $ 224,000 $ 56,000 $ 44,000
Pinellas County Florida 3 $ 253,000 $ 84,000 $ 44,000
Decatur County Indiana 3 $ 525,000 $ 175,000 $ 72,000
Franklin County Indiana 3 $ 231,000 $ 77,000 $ 53,000
LaGrange County Indiana 3 $ 570,000 $ 190,000 $ 161,000
Newton County Indiana 3 $ 278,000 $ 92,000 $ 65,000
Steuben County Indiana 3 $ 515,000 $ 171,000 $ 210,000
Champaign County Ohio 3 $ 321,000 $ 107,000 $ 57,000
Clermont County Ohio 3 $ 887,000 $ 295,000 $ 127,000
Cuyahoga County Ohio 3 $ 273,000 $ 91,000 $ 310,000
Lorain County Ohio 3 $ 277,000 $ 92,000 $ 89,000
Marion County Ohio 3 $ 230,000 $ 76,000 $ 141,000
Pickaway County Ohio 3 $ 594,000 $ 198,000 $ 75,000
Beaufort County South Carolina 3 $ 535,000 $ 178,000 $ 342,000
Maricopa County Arizona 2 $ 150,000 $ 75,000 $ 34,000
Orange County California 2 $ 1,278,000 $ 639,000 $ 653,000
Bay County Florida 2 $ 416,000 $ 208,000 $ 176,000
Broward County Florida 2 $ 258,000 $ 129,000 $ 68,000
Citrus County Florida 2 $ 224,000 $ 112,000 $ 101,000
Palm Beach County Florida 2 $ 621,000 $ 310,000 $ 126,000
Lake County Illinois 2 $ 747,000 $ 373,000 $ 190,000
Elkhart County Indiana 2 $ 251,000 $ 125,000 $ 74,000
Fountain County Indiana 2 $ 91,000 $ 45,000 $ 36,000
Ripley County Indiana 2 $ 186,000 $ 93,000 $ 48,000
Starke County Indiana 2 $ 202,000 $ 101,000 $ 33,000
Vanderburgh County Indiana 2 $ 482,000 $ 241,000 $ 102,000
Berrien County Michigan 2 $ 573,000 $ 286,000 $ 171,000
Morris County New Jersey 2 $ 2,078,000 $ 1,039,000 $ 652,000
Orange County North Carolina 2 $ 2,320,000 $ 1,160,000 $ 2,023,000
Clark County Ohio 2 $ 243,000 $ 121,000 $ 108,000
Erie County Ohio 2 $ 447,000 $ 223,000 $ 202,000
Mahoning County Ohio 2 $ 205,000 $ 102,000 $ 118,000
Perry County Ohio 2 $ 244,000 $ 122,000 $ 49,000
Richland County Ohio 2 $ 170,000 $ 85,000 $ 50,000
Travis County Texas 2 $ 200,000 $ 100,000 $ 325,000
Chambers County Alabama 1 $ 29,000 $ 29,000 $ 8,000
Riverside County California 1 $ 279,000 $ 279,000 $ 108,000
Eagle County Colorado 1 $ 680,000 $ 680,000 $ 175,000
Grand County Colorado 1 $ 120,000 $ 120,000 $ 178,000
Summit County Colorado 1 $ 370,000 $ 370,000 $ 719,000
Hartford County Connecticut 1 $ 329,000 $ 329,000 $ 138,000
Litchfield County Connecticut 1 $ 329,000 $ 329,000 $ 120,000
Manatee County Florida 1 $ 225,000 $ 225,000 $ 108,000
Marion County Florida 1 $ 156,000 $ 156,000 $ 40,000
Miami-Dade County Florida 1 $ 253,000 $ 253,000 $ 267,000
Osceola County Florida 1 $ 400,000 $ 400,000 $ 99,000
Volusia County Florida 1 $ 112,000 $ 112,000 $ 70,000
Cobb County Georgia 1 $ 323,000 $ 323,000 $ 1,392,000
Houston County Georgia 1 $ 60,000 $ 60,000 $ 141,000
Adams County Illinois 1 $ 71,000 $ 71,000 $ 150,000
Bureau County Illinois 1 $ 88,000 $ 88,000 $ 0
Champaign County Illinois 1 $ 102,000 $ 102,000 $ 41,000
DeKalb County Illinois 1 $ 54,000 $ 54,000 $ 49,000
Kankakee County Illinois 1 $ 480,000 $ 480,000 $ 0
Livingston County Illinois 1 $ 210,000 $ 210,000 $ 87,000
McHenry County Illinois 1 $ 46,000 $ 46,000 $ 59,000
Schuyler County Illinois 1 $ 255,000 $ 255,000 $ 165,000
Clark County Indiana 1 $ 175,000 $ 175,000 $ 75,000
Gibson County Indiana 1 $ 115,000 $ 115,000 $ 57,000
Jennings County Indiana 1 $ 378,000 $ 378,000 $ 166,000
Owen County Indiana 1 $ 156,000 $ 156,000 $ 49,000
Anderson County Kentucky 1 $ 57,000 $ 57,000 $ 45,000
Boone County Kentucky 1 $ 321,000 $ 321,000 $ 103,000
Baltimore County Maryland 1 $ 226,000 $ 226,000 $ 156,000
Genesee County Michigan 1 $ 99,000 $ 99,000 $ 40,000
Kalkaska County Michigan 1 $ 76,000 $ 76,000 $ 0
Leelanau County Michigan 1 $ 389,000 $ 389,000 $ 204,000
Macomb County Michigan 1 $ 107,000 $ 107,000 $ 317,000
Van Buren County Michigan 1 $ 263,000 $ 263,000 $ 325,000
Wayne County Michigan 1 $ 76,000 $ 76,000 $ 218,000
Wabasha County Minnesota 1 $ 100,000 $ 100,000 $ 48,000
St. Charles County Missouri 1 $ 120,000 $ 120,000 $ 156,000
Gallatin County Montana 1 $ 523,000 $ 523,000 $ 592,000
Kings County New York 1 $ 1,256,000 $ 1,256,000 $ 330,000
Durham County North Carolina 1 $ 94,000 $ 94,000 $ 31,000
Mecklenburg County North Carolina 1 $ 304,000 $ 304,000 $ 118,000
New Hanover County North Carolina 1 $ 700,000 $ 700,000 $ 666,000
Union County North Carolina 1 $ 300,000 $ 300,000 $ 81,000
Wake County North Carolina 1 $ 145,000 $ 145,000 $ 119,000
Ashland County Ohio 1 $ 130,000 $ 130,000 $ 316,000
Columbiana County Ohio 1 $ 388,000 $ 388,000 $ 249,000
Greene County Ohio 1 $ 321,000 $ 321,000 $ 123,000
Guernsey County Ohio 1 $ 122,000 $ 122,000 $ 0
Hocking County Ohio 1 $ 172,000 $ 172,000 $ 184,000
Holmes County Ohio 1 $ 165,000 $ 165,000 $ 50,000
Huron County Ohio 1 $ 1,060,000 $ 1,060,000 $ 0
Lake County Ohio 1 $ 88,000 $ 88,000 $ 76,000
Logan County Ohio 1 $ 144,000 $ 144,000 $ 145,000
Medina County Ohio 1 $ 567,000 $ 567,000 $ 0
Muskingum County Ohio 1 $ 6,000 $ 6,000 $ 118,000
Sandusky County Ohio 1 $ 64,000 $ 64,000 $ 45,000
Seneca County Ohio 1 $ 106,000 $ 106,000 $ 36,000
Shelby County Ohio 1 $ 109,000 $ 109,000 $ 59,000
Summit County Ohio 1 $ 190,000 $ 190,000 $ 163,000
Van Wert County Ohio 1 $ 62,000 $ 62,000 $ 32,000
Warren County Ohio 1 $ 189,000 $ 189,000 $ 943,000
Wood County Ohio 1 $ 424,000 $ 424,000 $ 192,000
Clackamas County Oregon 1 $ 404,000 $ 404,000 $ 140,000
Douglas County Oregon 1 $ 194,000 $ 194,000 $ 44,000
Indiana County Pennsylvania 1 $ 101,000 $ 101,000 $ 92,000
Greenville County South Carolina 1 $ 112,000 $ 112,000 $ 385,000
Henry County Tennessee 1 $ 142,000 $ 142,000 $ 36,000
Knox County Tennessee 1 $ 176,000 $ 176,000 $ 47,000
Sevier County Tennessee 1 $ 150,000 $ 150,000 $ 118,000
Shelby County Tennessee 1 $ 48,000 $ 48,000 $ 307,000
Bexar County Texas 1 $ 432,000 $ 432,000 $ 317,000
Denton County Texas 1 $ 173,000 $ 173,000 $ 54,000
Franklin County Virginia 1 $ 320,000 $ 320,000 $ 130,000
Putnam County West Virginia 1 $ 1,025,000 $ 1,025,000 $ 0
Dane County Wisconsin 1 $ 61,000 $ 61,000 $ 25,000
Milwaukee County Wisconsin 1 $ 111,000 $ 111,000 $ 80,000
Winnebago County Wisconsin 1 $ 36,000 $ 36,000 $ 69,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Merchants Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,989 $501,363,000 $167,000 $17,750,000 $85,000 $3,000,000
Refinancing 1,539 $298,729,000 $194,000 $17,500,000 $97,000 $4,524,000
Home Improvement 563 $23,770,000 $42,000 $2,621,000 $68,000 $1,216,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,634 $518,461,000 $142,000 $5,500,000 $96,000 $4,524,000
Not Provided 660 $96,016,000 $145,000 $1,256,000 $83,000 $1,083,000
Not applicable 225 $143,286,000 $636,000 $17,750,000 $0 $0
Asian 224 $27,348,000 $122,000 $1,350,000 $60,000 $1,421,000
Hispanic 178 $18,967,000 $106,000 $424,000 $61,000 $484,000
Black or African American 146 $15,325,000 $104,000 $475,000 $69,000 $368,000
American Indian or Alaskan Native 13 $1,976,000 $152,000 $480,000 $100,000 $325,000
Native Hawaiian or Other Pacific Islander 11 $2,483,000 $225,000 $523,000 $228,000 $1,200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,074 $697,455,000 $171,000 $17,750,000 $94,000 $4,524,000
FHA-insured (Federal Housing Administration) 654 $79,416,000 $121,000 $350,000 $56,000 $1,120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 236 $22,555,000 $95,000 $269,000 $39,000 $85,000
VA-guaranteed (Veterans Administration) 127 $24,436,000 $192,000 $684,000 $79,000 $297,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,002 $526,433,000 $175,000 $17,750,000 $95,000 $4,524,000
Preapproval Denied by Financial Institution 820 $102,647,000 $125,000 $1,200,000 $60,000 $2,051,000
Application Denied By Financial Institution 720 $87,640,000 $121,000 $1,350,000 $72,000 $960,000
Application Withdrawn By Applicant 423 $88,834,000 $210,000 $2,610,000 $101,000 $1,200,000
Application Approved But Not Accepted 112 $14,909,000 $133,000 $1,039,000 $85,000 $652,000
File Closed For Incompleteness 14 $3,399,000 $242,000 $1,767,000 $52,000 $217,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 868 $93,255,000 $107,000 $800,000 $60,000 $2,051,000
Debt-To-Income Ratio 267 $33,549,000 $125,000 $960,000 $51,000 $650,000
Credit Application Incomplete 151 $29,251,000 $193,000 $1,200,000 $104,000 $1,421,000
Collateral 112 $15,457,000 $138,000 $860,000 $95,000 $900,000
Employment History 47 $4,076,000 $86,000 $275,000 $36,000 $188,000
Unverifiable Information 37 $6,822,000 $184,000 $630,000 $88,000 $256,000
Other 30 $4,730,000 $157,000 $1,350,000 $102,000 $960,000
Insufficient Cash (Downpayment, Closing Cost) 28 $3,147,000 $112,000 $365,000 $53,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.

Download the Indiana Lender List