Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Merchants Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | First Merchants Bank 200 E. Jackson St. Muncie, IN 47305 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2019 2018 2017 2016 |
Total Number of Mortgage Applications | 5,457 |
Total Mortgage Loan Application Amount | $819,164,000 |
Average Mortgage Loan Application Amount | $127,000 |
Highest Mortgage Loan Application Amount | $17,413,000 |
Average Applicant Income | $79,333 |
Highest Applicant Income | $6,975,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Delaware County Indiana | 393 | $ 41,771,000 | $ 106,000 | $ 74,000 |
Tippecanoe County Indiana | 363 | $ 52,592,000 | $ 144,000 | $ 74,000 |
Hamilton County Indiana | 304 | $ 62,766,000 | $ 206,000 | $ 111,000 |
Lake County Indiana | 265 | $ 36,665,000 | $ 138,000 | $ 73,000 |
Madison County Indiana | 247 | $ 24,505,000 | $ 99,000 | $ 61,000 |
Marion County Indiana | 244 | $ 46,725,000 | $ 191,000 | $ 104,000 |
Franklin County Ohio | 160 | $ 51,439,000 | $ 321,000 | $ 147,000 |
Cook County Illinois | 158 | $ 48,179,000 | $ 304,000 | $ 81,000 |
Henry County Indiana | 153 | $ 12,410,000 | $ 81,000 | $ 64,000 |
Johnson County Indiana | 116 | $ 15,487,000 | $ 133,000 | $ 97,000 |
White County Indiana | 115 | $ 12,850,000 | $ 111,000 | $ 84,000 |
Hendricks County Indiana | 102 | $ 13,945,000 | $ 136,000 | $ 77,000 |
Adams County Indiana | 99 | $ 13,418,000 | $ 135,000 | $ 64,000 |
Randolph County Indiana | 91 | $ 6,964,000 | $ 76,000 | $ 87,000 |
Jay County Indiana | 78 | $ 4,683,000 | $ 60,000 | $ 55,000 |
Wayne County Indiana | 59 | $ 11,043,000 | $ 187,000 | $ 112,000 |
Carroll County Indiana | 55 | $ 6,202,000 | $ 112,000 | $ 79,000 |
Hancock County Indiana | 55 | $ 8,740,000 | $ 158,000 | $ 87,000 |
Clinton County Indiana | 50 | $ 3,568,000 | $ 71,000 | $ 54,000 |
Shelby County Indiana | 49 | $ 4,690,000 | $ 95,000 | $ 67,000 |
Porter County Indiana | 47 | $ 7,751,000 | $ 164,000 | $ 102,000 |
Jasper County Indiana | 44 | $ 4,717,000 | $ 107,000 | $ 52,000 |
Wabash County Indiana | 42 | $ 3,918,000 | $ 93,000 | $ 76,000 |
Morgan County Indiana | 40 | $ 5,675,000 | $ 141,000 | $ 91,000 |
Montgomery County Indiana | 39 | $ 3,701,000 | $ 94,000 | $ 64,000 |
Fayette County Indiana | 34 | $ 1,676,000 | $ 49,000 | $ 58,000 |
Delaware County Ohio | 32 | $ 7,791,000 | $ 243,000 | $ 141,000 |
Boone County Indiana | 30 | $ 10,373,000 | $ 345,000 | $ 249,000 |
Brown County Indiana | 25 | $ 3,336,000 | $ 133,000 | $ 102,000 |
Union County Indiana | 24 | $ 2,150,000 | $ 89,000 | $ 80,000 |
Fairfield County Ohio | 24 | $ 4,193,000 | $ 174,000 | $ 278,000 |
DuPage County Illinois | 18 | $ 7,680,000 | $ 426,000 | $ 204,000 |
Miami County Indiana | 18 | $ 1,305,000 | $ 72,000 | $ 77,000 |
Wells County Indiana | 14 | $ 1,947,000 | $ 139,000 | $ 164,000 |
Union County Ohio | 14 | $ 3,047,000 | $ 217,000 | $ 110,000 |
Will County Illinois | 13 | $ 4,055,000 | $ 311,000 | $ 93,000 |
Allen County Indiana | 13 | $ 1,833,000 | $ 141,000 | $ 92,000 |
Howard County Indiana | 12 | $ 5,232,000 | $ 436,000 | $ 50,000 |
Rush County Indiana | 12 | $ 1,058,000 | $ 88,000 | $ 84,000 |
Butler County Ohio | 12 | $ 3,242,000 | $ 270,000 | $ 73,000 |
Blackford County Indiana | 11 | $ 1,289,000 | $ 117,000 | $ 48,000 |
Licking County Ohio | 9 | $ 1,930,000 | $ 214,000 | $ 93,000 |
Fountain County Indiana | 8 | $ 878,000 | $ 109,000 | $ 55,000 |
Bartholomew County Indiana | 7 | $ 912,000 | $ 130,000 | $ 53,000 |
Newton County Indiana | 7 | $ 480,000 | $ 68,000 | $ 52,000 |
Sarasota County Florida | 6 | $ 3,521,000 | $ 586,000 | $ 622,000 |
Grant County Indiana | 6 | $ 1,190,000 | $ 198,000 | $ 64,000 |
LaPorte County Indiana | 6 | $ 1,818,000 | $ 303,000 | $ 113,000 |
Collier County Florida | 5 | $ 2,317,000 | $ 463,000 | $ 269,000 |
Lee County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 229,000 |
Cass County Indiana | 5 | $ 364,000 | $ 72,000 | $ 67,000 |
Monroe County Indiana | 5 | $ 973,000 | $ 194,000 | $ 73,000 |
Tipton County Indiana | 5 | $ 260,000 | $ 52,000 | $ 38,000 |
Clark County Ohio | 5 | $ 1,649,000 | $ 329,000 | $ 68,000 |
Madison County Ohio | 5 | $ 985,000 | $ 197,000 | $ 67,000 |
Preble County Ohio | 5 | $ 365,000 | $ 73,000 | $ 54,000 |
Benton County Indiana | 4 | $ 482,000 | $ 120,000 | $ 114,000 |
Pulaski County Indiana | 4 | $ 414,000 | $ 103,000 | $ 61,000 |
Whitley County Indiana | 4 | $ 828,000 | $ 207,000 | $ 162,000 |
Ottawa County Michigan | 4 | $ 802,000 | $ 200,000 | $ 226,000 |
Stark County Ohio | 4 | $ 593,000 | $ 148,000 | $ 61,000 |
Decatur County Indiana | 3 | $ 249,000 | $ 83,000 | $ 41,000 |
Kosciusko County Indiana | 3 | $ 625,000 | $ 208,000 | $ 200,000 |
Parke County Indiana | 3 | $ 376,000 | $ 125,000 | $ 45,000 |
Putnam County Indiana | 3 | $ 772,000 | $ 257,000 | $ 109,000 |
Steuben County Indiana | 3 | $ 1,181,000 | $ 393,000 | $ 2,464,000 |
Vigo County Indiana | 3 | $ 341,000 | $ 113,000 | $ 17,000 |
Warren County Indiana | 3 | $ 218,000 | $ 72,000 | $ 32,000 |
Van Buren County Michigan | 3 | $ 365,000 | $ 121,000 | $ 183,000 |
Hamilton County Ohio | 3 | $ 152,000 | $ 50,000 | $ 97,000 |
Mercer County Ohio | 3 | $ 296,000 | $ 98,000 | $ 40,000 |
Montgomery County Ohio | 3 | $ 195,000 | $ 65,000 | $ 68,000 |
Maricopa County Arizona | 2 | $ 341,000 | $ 170,000 | $ 74,000 |
Hillsborough County Florida | 2 | $ 161,000 | $ 80,000 | $ 81,000 |
Manatee County Florida | 2 | $ 249,000 | $ 124,000 | $ 441,000 |
Orange County Florida | 2 | $ 256,000 | $ 128,000 | $ 104,000 |
Polk County Florida | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
Kane County Illinois | 2 | $ 2,034,000 | $ 1,017,000 | $ 53,000 |
Huntington County Indiana | 2 | $ 251,000 | $ 125,000 | $ 82,000 |
Marshall County Indiana | 2 | $ 3,623,000 | $ 1,811,000 | $ 4,640,000 |
Harrison County Kentucky | 2 | $ 286,000 | $ 143,000 | $ 34,000 |
Gogebic County Michigan | 2 | $ 493,000 | $ 246,000 | $ 203,000 |
Wayne County Michigan | 2 | $ 245,000 | $ 122,000 | $ 70,000 |
St. Louis City County Missouri | 2 | $ 319,000 | $ 159,000 | $ 61,000 |
Cuyahoga County Ohio | 2 | $ 273,000 | $ 136,000 | $ 57,000 |
Hocking County Ohio | 2 | $ 368,000 | $ 184,000 | $ 26,000 |
Knox County Ohio | 2 | $ 331,000 | $ 165,000 | $ 481,000 |
Logan County Ohio | 2 | $ 381,000 | $ 190,000 | $ 75,000 |
Allegheny County Pennsylvania | 2 | $ 241,000 | $ 120,000 | $ 79,000 |
Tyler County West Virginia | 2 | $ 188,000 | $ 94,000 | $ 153,000 |
Pima County Arizona | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
Adams County Colorado | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
Denver County Colorado | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
El Paso County Colorado | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
Summit County Colorado | 1 | $ 415,000 | $ 415,000 | $ 313,000 |
Charlotte County Florida | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
Marion County Florida | 1 | $ 84,000 | $ 84,000 | $ 247,000 |
Miami-Dade County Florida | 1 | $ 500,000 | $ 500,000 | $ 332,000 |
Okaloosa County Florida | 1 | $ 236,000 | $ 236,000 | $ 168,000 |
Palm Beach County Florida | 1 | $ 167,000 | $ 167,000 | $ 490,000 |
Pasco County Florida | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
Pinellas County Florida | 1 | $ 220,000 | $ 220,000 | $ 1,211,000 |
Sumter County Florida | 1 | $ 301,000 | $ 301,000 | $ 348,000 |
Cobb County Georgia | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
Gwinnett County Georgia | 1 | $ 99,000 | $ 99,000 | $ 103,000 |
Maui County Hawaii | 1 | $ 350,000 | $ 350,000 | $ 211,000 |
Canyon County Idaho | 1 | $ 50,000 | $ 50,000 | $ 886,000 |
Grundy County Illinois | 1 | $ 709,000 | $ 709,000 | $ 0 |
McLean County Illinois | 1 | $ 7,075,000 | $ 7,075,000 | $ 0 |
DeKalb County Indiana | 1 | $ 124,000 | $ 124,000 | $ 27,000 |
Elkhart County Indiana | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
Franklin County Indiana | 1 | $ 8,000 | $ 8,000 | $ 43,000 |
Jefferson County Indiana | 1 | $ 270,000 | $ 270,000 | $ 136,000 |
LaGrange County Indiana | 1 | $ 31,000 | $ 31,000 | $ 120,000 |
Lawrence County Indiana | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
Noble County Indiana | 1 | $ 193,000 | $ 193,000 | $ 124,000 |
Owen County Indiana | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
Ripley County Indiana | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
Spencer County Indiana | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
St. Joseph County Indiana | 1 | $ 192,000 | $ 192,000 | $ 146,000 |
Vermillion County Indiana | 1 | $ 78,000 | $ 78,000 | $ 53,000 |
Dubuque County Iowa | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
Bullitt County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
Henderson County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
Rapides County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 227,000 |
Barry County Michigan | 1 | $ 158,000 | $ 158,000 | $ 152,000 |
Cass County Michigan | 1 | $ 193,000 | $ 193,000 | $ 132,000 |
Cheboygan County Michigan | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
Emmet County Michigan | 1 | $ 114,000 | $ 114,000 | $ 357,000 |
Grand Traverse County Michigan | 1 | $ 364,000 | $ 364,000 | $ 544,000 |
Jackson County Michigan | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
Kent County Michigan | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
Leelanau County Michigan | 1 | $ 490,000 | $ 490,000 | $ 743,000 |
Macomb County Michigan | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
Oakland County Michigan | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
St. Joseph County Michigan | 1 | $ 417,000 | $ 417,000 | $ 531,000 |
Cass County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 125,000 |
Stearns County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 160,000 |
Jackson County Missouri | 1 | $ 102,000 | $ 102,000 | $ 198,000 |
Platte County Missouri | 1 | $ 126,000 | $ 126,000 | $ 420,000 |
Mineral County Montana | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
Santa Fe County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
Mecklenburg County North Carolina | 1 | $ 17,413,000 | $ 17,413,000 | $ 0 |
Athens County Ohio | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
Clermont County Ohio | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
Darke County Ohio | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
Erie County Ohio | 1 | $ 124,000 | $ 124,000 | $ 104,000 |
Geauga County Ohio | 1 | $ 516,000 | $ 516,000 | $ 173,000 |
Hardin County Ohio | 1 | $ 79,000 | $ 79,000 | $ 65,000 |
Lucas County Ohio | 1 | $ 71,000 | $ 71,000 | $ 47,000 |
Medina County Ohio | 1 | $ 447,000 | $ 447,000 | $ 954,000 |
Morrow County Ohio | 1 | $ 368,000 | $ 368,000 | $ 344,000 |
Portage County Ohio | 1 | $ 170,000 | $ 170,000 | $ 293,000 |
Shelby County Ohio | 1 | $ 136,000 | $ 136,000 | $ 121,000 |
Van Wert County Ohio | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
Warren County Ohio | 1 | $ 320,000 | $ 320,000 | $ 210,000 |
Clackamas County Oregon | 1 | $ 407,000 | $ 407,000 | $ 373,000 |
Douglas County Oregon | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
Washington County Oregon | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
Charleston County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 143,000 |
Claiborne County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 491,000 |
Pickett County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
Williamson County Tennessee | 1 | $ 800,000 | $ 800,000 | $ 96,000 |
Dallas County Texas | 1 | $ 70,000 | $ 70,000 | $ 180,000 |
Hood County Texas | 1 | $ 239,000 | $ 239,000 | $ 80,000 |
Matagorda County Texas | 1 | $ 236,000 | $ 236,000 | $ 287,000 |
McLennan County Texas | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
Parker County Texas | 1 | $ 409,000 | $ 409,000 | $ 250,000 |
Taylor County Texas | 1 | $ 5,000 | $ 5,000 | $ 105,000 |
Roanoke County Virginia | 1 | $ 10,000 | $ 10,000 | $ 8,000 |
Dane County Wisconsin | 1 | $ 271,000 | $ 271,000 | $ 93,000 |
Door County Wisconsin | 1 | $ 340,000 | $ 340,000 | $ 179,000 |
Iron County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 464,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 3,056 | $444,315,000 | $145,000 | $17,413,000 | $76,000 | $6,975,000 |
Refinancing | 1,840 | $348,073,000 | $189,000 | $13,600,000 | $106,000 | $4,722,000 |
Home Improvement | 561 | $26,776,000 | $47,000 | $2,207,000 | $56,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,933 | $504,503,000 | $128,000 | $2,554,000 | $94,000 | $6,975,000 |
Not Provided | 825 | $107,966,000 | $130,000 | $800,000 | $79,000 | $1,800,000 |
Not applicable | 298 | $162,852,000 | $546,000 | $17,413,000 | $0 | $83,000 |
Hispanic | 176 | $16,665,000 | $94,000 | $405,000 | $59,000 | $318,000 |
Black or African American | 152 | $12,805,000 | $84,000 | $400,000 | $54,000 | $600,000 |
Asian | 57 | $12,095,000 | $212,000 | $1,270,000 | $140,000 | $1,211,000 |
American Indian or Alaskan Native | 12 | $1,069,000 | $89,000 | $250,000 | $46,000 | $92,000 |
Native Hawaiin or Other Pacific Islander | 4 | $1,209,000 | $302,000 | $800,000 | $88,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,173 | $672,355,000 | $161,000 | $17,413,000 | $95,000 | $6,975,000 |
FHA-insured (Federal Housing Administration) | 736 | $86,620,000 | $117,000 | $344,000 | $52,000 | $1,800,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 416 | $39,151,000 | $94,000 | $325,000 | $42,000 | $527,000 |
VA-guaranteed (Veterans Administration) | 132 | $21,038,000 | $159,000 | $667,000 | $64,000 | $226,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,741 | $470,541,000 | $171,000 | $17,413,000 | $100,000 | $6,975,000 |
Preapproval Denied by Financial Institution | 1,489 | $172,091,000 | $115,000 | $784,000 | $57,000 | $1,800,000 |
Application Denied By Financial Institution | 770 | $90,763,000 | $117,000 | $2,220,000 | $66,000 | $1,350,000 |
Application Withdrawn By Applicant | 296 | $55,170,000 | $186,000 | $1,520,000 | $122,000 | $4,722,000 |
Application Approved But Not Accepted | 87 | $16,339,000 | $187,000 | $2,405,000 | $101,000 | $1,418,000 |
File Closed For Incompleteness | 42 | $8,757,000 | $208,000 | $2,100,000 | $90,000 | $540,000 |
Preapproval Approved but not Accepted | 32 | $5,503,000 | $171,000 | $718,000 | $108,000 | $1,098,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit Application Incomplete | 872 | $119,708,000 | $137,000 | $1,240,000 | $68,000 | $1,350,000 |
Credit History | 821 | $74,478,000 | $90,000 | $2,032,000 | $54,000 | $1,800,000 |
Debt-To-Income Ratio | 301 | $34,281,000 | $113,000 | $1,900,000 | $42,000 | $235,000 |
Collateral | 161 | $22,307,000 | $138,000 | $2,220,000 | $82,000 | $544,000 |
Employment History | 44 | $4,830,000 | $109,000 | $620,000 | $47,000 | $165,000 |
Unverifiable Information | 27 | $3,007,000 | $111,000 | $238,000 | $53,000 | $166,000 |
Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,246,000 | $132,000 | $600,000 | $93,000 | $745,000 |
Other | 16 | $1,997,000 | $124,000 | $353,000 | $47,000 | $141,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.