First Interstate Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 13,135 |
Total Mortgage Loan Application Amount | $3,477,265,000 |
Average Mortgage Loan Application Amount | $222,500 |
Highest Mortgage Loan Application Amount | $24,005,000 |
Average Applicant Income | $112,166 |
Highest Applicant Income | $4,085,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2020.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 285 | $ 85,915,000 | $ 301,000 | $ 161,000 |
Adams County Colorado | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
Adams County Idaho | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
Adams County Washington | 4 | $ 660,000 | $ 165,000 | $ 160,000 |
Albany County Wyoming | 182 | $ 43,300,000 | $ 237,000 | $ 138,000 |
Allegheny County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
Amador County California | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
Apache County Arizona | 1 | $ 245,000 | $ 245,000 | $ 189,000 |
Arapahoe County Colorado | 3 | $ 725,000 | $ 241,000 | $ 212,000 |
Baker County Oregon | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
Bannock County Idaho | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
Beadle County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
Beaverhead County Montana | 7 | $ 1,085,000 | $ 155,000 | $ 133,000 |
Benewah County Idaho | 4 | $ 1,000,000 | $ 250,000 | $ 79,000 |
Benton County Oregon | 5 | $ 1,545,000 | $ 309,000 | $ 240,000 |
Benton County Washington | 19 | $ 4,935,000 | $ 259,000 | $ 189,000 |
Big Horn County Montana | 39 | $ 5,685,000 | $ 145,000 | $ 101,000 |
Big Horn County Wyoming | 4 | $ 590,000 | $ 147,000 | $ 95,000 |
Blaine County Idaho | 15 | $ 5,895,000 | $ 393,000 | $ 380,000 |
Boise County Idaho | 5 | $ 585,000 | $ 117,000 | $ 71,000 |
Bonner County Idaho | 42 | $ 17,990,000 | $ 428,000 | $ 263,000 |
Bonneville County Idaho | 7 | $ 1,675,000 | $ 239,000 | $ 132,000 |
Boulder County Colorado | 4 | $ 1,280,000 | $ 320,000 | $ 183,000 |
Boundary County Idaho | 4 | $ 980,000 | $ 245,000 | $ 111,000 |
Broadwater County Montana | 25 | $ 5,965,000 | $ 238,000 | $ 75,000 |
Brookings County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
Burnett County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
Butler County Kansas | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
Butte County South Dakota | 63 | $ 11,465,000 | $ 181,000 | $ 91,000 |
Cache County Utah | 1 | $ 285,000 | $ 285,000 | $ 351,000 |
Camas County Idaho | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
Campbell County Wyoming | 239 | $ 44,545,000 | $ 186,000 | $ 107,000 |
Canyon County Idaho | 114 | $ 21,510,000 | $ 188,000 | $ 110,000 |
Carbon County Montana | 89 | $ 19,795,000 | $ 222,000 | $ 112,000 |
Carbon County Wyoming | 16 | $ 2,230,000 | $ 139,000 | $ 189,000 |
Cascade County Montana | 226 | $ 42,290,000 | $ 187,000 | $ 124,000 |
Cass County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 114,000 |
Chelan County Washington | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
Cherokee County Georgia | 1 | $ 655,000 | $ 655,000 | $ 372,000 |
Chouteau County Montana | 3 | $ 465,000 | $ 155,000 | $ 132,000 |
Clackamas County Oregon | 24 | $ 10,950,000 | $ 456,000 | $ 246,000 |
Clallam County Washington | 2 | $ 270,000 | $ 135,000 | $ 124,000 |
Clark County Nevada | 8 | $ 2,970,000 | $ 371,000 | $ 154,000 |
Clark County Washington | 46 | $ 13,790,000 | $ 299,000 | $ 221,000 |
Clatsop County Oregon | 9 | $ 1,245,000 | $ 138,000 | $ 139,000 |
Cochise County Arizona | 3 | $ 665,000 | $ 221,000 | $ 113,000 |
Colleton County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 346,000 |
Columbia County Oregon | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
Columbia County Washington | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
Converse County Wyoming | 39 | $ 7,895,000 | $ 202,000 | $ 72,000 |
Coos County Oregon | 28 | $ 4,450,000 | $ 158,000 | $ 72,000 |
Crook County Oregon | 75 | $ 26,895,000 | $ 358,000 | $ 151,000 |
Crook County Wyoming | 38 | $ 7,420,000 | $ 195,000 | $ 109,000 |
Curry County Oregon | 2 | $ 590,000 | $ 295,000 | $ 254,000 |
Custer County Montana | 72 | $ 9,640,000 | $ 133,000 | $ 79,000 |
Custer County South Dakota | 58 | $ 11,430,000 | $ 197,000 | $ 135,000 |
Davison County South Dakota | 1 | $ 335,000 | $ 335,000 | $ 537,000 |
Dawson County Montana | 3 | $ 355,000 | $ 118,000 | $ 108,000 |
Dawson County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
Deer Lodge County Montana | 11 | $ 1,675,000 | $ 152,000 | $ 92,000 |
Denver County Colorado | 10 | $ 3,800,000 | $ 380,000 | $ 214,000 |
Deschutes County Oregon | 742 | $ 246,010,000 | $ 331,000 | $ 178,000 |
Douglas County Colorado | 3 | $ 1,405,000 | $ 468,000 | $ 186,000 |
Douglas County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
Douglas County Oregon | 25 | $ 4,215,000 | $ 168,000 | $ 85,000 |
Douglas County Washington | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
El Dorado County California | 1 | $ 975,000 | $ 975,000 | $ 360,000 |
El Paso County Colorado | 3 | $ 955,000 | $ 318,000 | $ 87,000 |
Elmore County Idaho | 39 | $ 5,645,000 | $ 144,000 | $ 88,000 |
Fall River County South Dakota | 39 | $ 5,835,000 | $ 149,000 | $ 93,000 |
Fallon County Montana | 2 | $ 420,000 | $ 210,000 | $ 130,000 |
Fergus County Montana | 6 | $ 940,000 | $ 156,000 | $ 94,000 |
Flathead County Montana | 622 | $ 184,160,000 | $ 296,000 | $ 155,000 |
Franklin County Washington | 8 | $ 3,300,000 | $ 412,000 | $ 147,000 |
Fremont County Idaho | 2 | $ 520,000 | $ 260,000 | $ 282,000 |
Fremont County Wyoming | 281 | $ 49,385,000 | $ 175,000 | $ 94,000 |
Gallatin County Montana | 553 | $ 159,865,000 | $ 289,000 | $ 145,000 |
Gem County Idaho | 20 | $ 2,450,000 | $ 122,000 | $ 75,000 |
Glacier County Montana | 14 | $ 1,310,000 | $ 93,000 | $ 54,000 |
Glynn County Georgia | 1 | $ 565,000 | $ 565,000 | $ 371,000 |
Golden Valley County Montana | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
Gooding County Idaho | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
Goshen County Wyoming | 5 | $ 1,155,000 | $ 231,000 | $ 68,000 |
Grand County Colorado | 2 | $ 390,000 | $ 195,000 | $ 175,000 |
Granite County Montana | 6 | $ 1,240,000 | $ 206,000 | $ 115,000 |
Grant County Oregon | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
Grant County Washington | 12 | $ 2,140,000 | $ 178,000 | $ 97,000 |
Grays Harbor County Washington | 3 | $ 455,000 | $ 151,000 | $ 68,000 |
Haakon County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
Harding County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
Harney County Oregon | 1 | $ 45,000 | $ 45,000 | $ 0 |
Hill County Montana | 3 | $ 495,000 | $ 165,000 | $ 94,000 |
Hood River County Oregon | 11 | $ 3,085,000 | $ 280,000 | $ 170,000 |
Hot Springs County Wyoming | 8 | $ 1,410,000 | $ 176,000 | $ 168,000 |
Hughes County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 132,000 |
Idaho County Idaho | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
Jackson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
Jackson County Oregon | 180 | $ 35,660,000 | $ 198,000 | $ 121,000 |
Jefferson County Colorado | 9 | $ 2,165,000 | $ 240,000 | $ 153,000 |
Jefferson County Idaho | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
Jefferson County Montana | 66 | $ 20,000,000 | $ 303,000 | $ 137,000 |
Jefferson County Oregon | 14 | $ 3,540,000 | $ 252,000 | $ 96,000 |
Jerome County Idaho | 1 | $ 135,000 | $ 135,000 | $ 520,000 |
Johnson County Wyoming | 130 | $ 26,210,000 | $ 201,000 | $ 99,000 |
Josephine County Oregon | 61 | $ 9,635,000 | $ 157,000 | $ 114,000 |
Judith Basin County Montana | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
King County Washington | 24 | $ 37,900,000 | $ 1,579,000 | $ 384,000 |
Kittitas County Washington | 22 | $ 17,550,000 | $ 797,000 | $ 325,000 |
Klamath County Oregon | 35 | $ 3,715,000 | $ 106,000 | $ 61,000 |
Klickitat County Washington | 16 | $ 3,680,000 | $ 230,000 | $ 127,000 |
Kootenai County Idaho | 628 | $ 241,450,000 | $ 384,000 | $ 160,000 |
La Plata County Colorado | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
Lake County Illinois | 1 | $ 45,000 | $ 45,000 | $ 420,000 |
Lake County Montana | 122 | $ 30,510,000 | $ 250,000 | $ 194,000 |
Lake County Oregon | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
Lancaster County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
Lane County Oregon | 35 | $ 14,965,000 | $ 427,000 | $ 137,000 |
Laramie County Wyoming | 1,012 | $ 243,120,000 | $ 240,000 | $ 110,000 |
Larimer County Colorado | 21 | $ 6,245,000 | $ 297,000 | $ 160,000 |
Latah County Idaho | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
Lawrence County South Dakota | 295 | $ 62,425,000 | $ 211,000 | $ 141,000 |
Lewis and Clark County Montana | 605 | $ 140,755,000 | $ 232,000 | $ 113,000 |
Liberty County Montana | 1 | $ 85,000 | $ 85,000 | $ 165,000 |
Lincoln County Montana | 43 | $ 9,315,000 | $ 216,000 | $ 118,000 |
Lincoln County Nebraska | 3 | $ 625,000 | $ 208,000 | $ 98,000 |
Lincoln County Oregon | 22 | $ 3,800,000 | $ 172,000 | $ 117,000 |
Lincoln County South Dakota | 4 | $ 680,000 | $ 170,000 | $ 118,000 |
Lincoln County Washington | 9 | $ 1,125,000 | $ 125,000 | $ 109,000 |
Lincoln County Wyoming | 86 | $ 23,550,000 | $ 273,000 | $ 110,000 |
Linn County Oregon | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
Logan County Colorado | 2 | $ 530,000 | $ 265,000 | $ 101,000 |
Los Angeles County California | 5 | $ 3,305,000 | $ 661,000 | $ 334,000 |
Lyon County Nevada | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
Madison County Idaho | 2 | $ 180,000 | $ 90,000 | $ 180,000 |
Madison County Montana | 46 | $ 15,980,000 | $ 347,000 | $ 232,000 |
Malheur County Oregon | 4 | $ 490,000 | $ 122,000 | $ 81,000 |
Maricopa County Arizona | 52 | $ 16,790,000 | $ 322,000 | $ 185,000 |
Marion County Oregon | 28 | $ 7,000,000 | $ 250,000 | $ 100,000 |
Martin County Florida | 1 | $ 195,000 | $ 195,000 | $ 219,000 |
Mason County Washington | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
McKenzie County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 198,000 |
Meade County South Dakota | 98 | $ 25,980,000 | $ 265,000 | $ 104,000 |
Meagher County Montana | 7 | $ 815,000 | $ 116,000 | $ 132,000 |
Mesa County Colorado | 1 | $ 205,000 | $ 205,000 | $ 143,000 |
Mineral County Montana | 12 | $ 2,410,000 | $ 200,000 | $ 85,000 |
Minnehaha County South Dakota | 3 | $ 595,000 | $ 198,000 | $ 56,000 |
Missoula County Montana | 677 | $ 165,415,000 | $ 244,000 | $ 152,000 |
Moffat County Colorado | 7 | $ 1,525,000 | $ 217,000 | $ 102,000 |
Mohave County Arizona | 12 | $ 2,770,000 | $ 230,000 | $ 215,000 |
Monterey County California | 3 | $ 2,805,000 | $ 935,000 | $ 893,000 |
Multnomah County Oregon | 36 | $ 23,460,000 | $ 651,000 | $ 254,000 |
Musselshell County Montana | 10 | $ 1,120,000 | $ 112,000 | $ 68,000 |
Natrona County Wyoming | 913 | $ 202,075,000 | $ 221,000 | $ 114,000 |
Nevada County California | 9 | $ 8,365,000 | $ 929,000 | $ 659,000 |
Niobrara County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
Okanogan County Washington | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
Orange County California | 1 | $ 105,000 | $ 105,000 | $ 293,000 |
Owyhee County Idaho | 7 | $ 1,515,000 | $ 216,000 | $ 73,000 |
Pacific County Washington | 13 | $ 1,605,000 | $ 123,000 | $ 68,000 |
Park County Montana | 270 | $ 62,800,000 | $ 232,000 | $ 119,000 |
Park County Wyoming | 11 | $ 1,715,000 | $ 155,000 | $ 145,000 |
Payette County Idaho | 9 | $ 1,535,000 | $ 170,000 | $ 128,000 |
Pend Oreille County Washington | 3 | $ 705,000 | $ 235,000 | $ 168,000 |
Pennington County South Dakota | 240 | $ 69,210,000 | $ 288,000 | $ 176,000 |
Perkins County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 228,000 |
Phillips County Montana | 6 | $ 620,000 | $ 103,000 | $ 59,000 |
Pierce County Washington | 7 | $ 3,085,000 | $ 440,000 | $ 120,000 |
Pima County Arizona | 5 | $ 975,000 | $ 195,000 | $ 242,000 |
Pinal County Arizona | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
Placer County California | 9 | $ 16,035,000 | $ 1,781,000 | $ 1,031,000 |
Platte County Wyoming | 11 | $ 3,045,000 | $ 276,000 | $ 176,000 |
Polk County Oregon | 11 | $ 2,415,000 | $ 219,000 | $ 122,000 |
Pondera County Montana | 2 | $ 240,000 | $ 120,000 | $ 93,000 |
Powder River County Montana | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
Powell County Montana | 6 | $ 1,540,000 | $ 256,000 | $ 345,000 |
Prairie County Montana | 5 | $ 515,000 | $ 103,000 | $ 71,000 |
Ravalli County Montana | 119 | $ 27,615,000 | $ 232,000 | $ 124,000 |
Rice County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
Rio Blanco County Colorado | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
Riverside County California | 3 | $ 1,075,000 | $ 358,000 | $ 138,000 |
Roberts County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 184,000 |
Rosebud County Montana | 26 | $ 2,830,000 | $ 108,000 | $ 101,000 |
Saline County Kansas | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
Salt Lake County Utah | 1 | $ 325,000 | $ 325,000 | $ 284,000 |
San Diego County California | 6 | $ 4,040,000 | $ 673,000 | $ 230,000 |
San Francisco County California | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
San Luis Obispo County California | 1 | $ 535,000 | $ 535,000 | $ 274,000 |
Sanders County Montana | 6 | $ 1,250,000 | $ 208,000 | $ 212,000 |
Santa Clara County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
Santa Cruz County Arizona | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
Scotts Bluff County Nebraska | 4 | $ 630,000 | $ 157,000 | $ 63,000 |
Sheridan County Montana | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
Sheridan County Wyoming | 696 | $ 161,120,000 | $ 231,000 | $ 114,000 |
Sherman County Oregon | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
Shoshone County Idaho | 13 | $ 2,655,000 | $ 204,000 | $ 71,000 |
Silver Bow County Montana | 22 | $ 3,930,000 | $ 178,000 | $ 150,000 |
Siskiyou County California | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
Skagit County Washington | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
Skamania County Washington | 6 | $ 1,190,000 | $ 198,000 | $ 132,000 |
Snohomish County Washington | 16 | $ 4,950,000 | $ 309,000 | $ 161,000 |
Sonoma County California | 2 | $ 1,130,000 | $ 565,000 | $ 110,000 |
Spink County South Dakota | 2 | $ 530,000 | $ 265,000 | $ 117,000 |
Spokane County Washington | 311 | $ 127,395,000 | $ 409,000 | $ 129,000 |
St. Louis County Missouri | 1 | $ 105,000 | $ 105,000 | $ 290,000 |
Stark County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
Stevens County Washington | 8 | $ 1,840,000 | $ 230,000 | $ 141,000 |
Stillwater County Montana | 78 | $ 16,350,000 | $ 209,000 | $ 112,000 |
Stutsman County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
Sublette County Wyoming | 19 | $ 6,295,000 | $ 331,000 | $ 144,000 |
Sweet Grass County Montana | 6 | $ 1,530,000 | $ 255,000 | $ 140,000 |
Sweetwater County Wyoming | 12 | $ 2,090,000 | $ 174,000 | $ 96,000 |
Teton County Idaho | 78 | $ 23,790,000 | $ 305,000 | $ 153,000 |
Teton County Montana | 17 | $ 3,335,000 | $ 196,000 | $ 133,000 |
Teton County Wyoming | 276 | $ 115,240,000 | $ 417,000 | $ 220,000 |
Thurston County Washington | 2 | $ 790,000 | $ 395,000 | $ 262,000 |
Tillamook County Oregon | 3 | $ 915,000 | $ 305,000 | $ 198,000 |
Tippecanoe County Indiana | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
Treasure County Montana | 3 | $ 715,000 | $ 238,000 | $ 48,000 |
Tulare County California | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
Twin Falls County Idaho | 7 | $ 1,045,000 | $ 149,000 | $ 443,000 |
Uinta County Wyoming | 3 | $ 275,000 | $ 91,000 | $ 46,000 |
Union County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
Utah County Utah | 1 | $ 515,000 | $ 515,000 | $ 175,000 |
Valley County Idaho | 17 | $ 5,865,000 | $ 345,000 | $ 580,000 |
Valley County Montana | 5 | $ 735,000 | $ 147,000 | $ 77,000 |
Ventura County California | 2 | $ 1,180,000 | $ 590,000 | $ 506,000 |
Wahkiakum County Washington | 4 | $ 790,000 | $ 197,000 | $ 72,000 |
Wake County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
Walla Walla County Washington | 1 | $ 185,000 | $ 185,000 | $ 239,000 |
Ward County North Dakota | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
Wasco County Oregon | 18 | $ 4,260,000 | $ 236,000 | $ 95,000 |
Washakie County Wyoming | 2 | $ 420,000 | $ 210,000 | $ 106,000 |
Washington County Idaho | 4 | $ 700,000 | $ 175,000 | $ 58,000 |
Washington County Oregon | 25 | $ 11,295,000 | $ 451,000 | $ 206,000 |
Washington County Utah | 6 | $ 1,490,000 | $ 248,000 | $ 80,000 |
Washoe County Nevada | 1 | $ 1,455,000 | $ 1,455,000 | $ 383,000 |
Weber County Utah | 2 | $ 730,000 | $ 365,000 | $ 126,000 |
Weld County Colorado | 11 | $ 3,455,000 | $ 314,000 | $ 100,000 |
Weston County Wyoming | 13 | $ 2,155,000 | $ 165,000 | $ 92,000 |
Whatcom County Washington | 4 | $ 1,260,000 | $ 315,000 | $ 131,000 |
Wheatland County Montana | 2 | $ 110,000 | $ 55,000 | $ 66,000 |
Whitman County Washington | 6 | $ 1,310,000 | $ 218,000 | $ 62,000 |
Williams County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 0 |
Yakima County Washington | 4 | $ 4,330,000 | $ 1,082,000 | $ 152,000 |
Yamhill County Oregon | 5 | $ 8,425,000 | $ 1,685,000 | $ 148,000 |
Yavapai County Arizona | 3 | $ 1,375,000 | $ 458,000 | $ 576,000 |
Yellowstone County Montana | 935 | $ 200,585,000 | $ 214,000 | $ 111,000 |
Yolo County California | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
York County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 4,518 | $1,239,000,000 | $274,000 | $24,005,000 | $138,000 | $3,466,000 |
Home Purchase | 4,169 | $1,382,135,000 | $331,000 | $14,775,000 | $148,000 | $3,298,000 |
Cash-out Refinancing | 2,381 | $615,615,000 | $258,000 | $1,955,000 | $120,000 | $1,735,000 |
Home Improvement | 1,147 | $129,505,000 | $112,000 | $1,505,000 | $127,000 | $4,085,000 |
Other Purpose | 916 | $110,050,000 | $120,000 | $1,805,000 | $140,000 | $3,266,000 |
Not Applicable | 4 | $960,000 | $240,000 | $475,000 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 11,133 | $2,709,375,000 | $243,000 | $5,555,000 | $135,000 | $4,085,000 |
Not Provided | 1,267 | $360,435,000 | $284,000 | $3,005,000 | $163,000 | $2,337,000 |
Not applicable | 249 | $297,275,000 | $1,193,000 | $24,005,000 | $0 | $0 |
Hispanic | 246 | $58,830,000 | $239,000 | $2,005,000 | $120,000 | $1,953,000 |
American Indian or Alaskan Native | 90 | $13,930,000 | $154,000 | $515,000 | $88,000 | $215,000 |
Asian | 89 | $23,395,000 | $262,000 | $3,005,000 | $144,000 | $1,776,000 |
Black or African American | 41 | $10,105,000 | $246,000 | $965,000 | $146,000 | $663,000 |
Native Hawaiian or Other Pacific Islander | 9 | $1,625,000 | $180,000 | $305,000 | $66,000 | $116,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,255 | $3,247,475,000 | $264,000 | $24,005,000 | $142,000 | $4,085,000 |
VA-guaranteed (Veterans Administration) | 421 | $129,875,000 | $308,000 | $1,235,000 | $85,000 | $1,105,000 |
FHA-insured (Federal Housing Administration) | 334 | $74,330,000 | $222,000 | $695,000 | $65,000 | $228,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $25,585,000 | $204,000 | $445,000 | $61,000 | $265,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 9,885 | $2,671,425,000 | $270,000 | $24,005,000 | $138,000 | $4,085,000 |
Application Withdrawn By Applicant | 1,964 | $559,470,000 | $284,000 | $3,005,000 | $152,000 | $3,466,000 |
Application Denied By Financial Institution | 983 | $183,315,000 | $186,000 | $2,105,000 | $93,000 | $1,500,000 |
File Closed For Incompleteness | 175 | $39,855,000 | $227,000 | $1,165,000 | $158,000 | $2,208,000 |
Application Approved But Not Accepted | 119 | $21,745,000 | $182,000 | $1,155,000 | $146,000 | $1,312,000 |
Loan Purchased By The Institution | 9 | $1,455,000 | $161,000 | $475,000 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 12,152 | $3,293,950,000 | $271,000 | $24,005,000 | $141,000 | $4,085,000 |
Debt-To-Income Ratio | 377 | $83,185,000 | $220,000 | $2,105,000 | $71,000 | $1,500,000 |
Credit History | 263 | $42,565,000 | $161,000 | $1,005,000 | $94,000 | $1,320,000 |
Collateral | 205 | $31,015,000 | $151,000 | $835,000 | $128,000 | $885,000 |
Other | 70 | $11,880,000 | $169,000 | $1,825,000 | $125,000 | $911,000 |
Employment History | 38 | $7,660,000 | $201,000 | $515,000 | $60,000 | $179,000 |
Unverifiable Information | 21 | $4,405,000 | $209,000 | $475,000 | $92,000 | $469,000 |
Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,300,000 | $287,000 | $515,000 | $113,000 | $281,000 |
Credit Application Incomplete | 1 | $305,000 | $305,000 | $305,000 | $43,000 | $43,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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