First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
First Interstate Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,669 |
| Total Mortgage Loan Application Amount | $980,623,000 |
| Average Mortgage Loan Application Amount | $172,135 |
| Highest Mortgage Loan Application Amount | $2,732,000 |
| Average Applicant Income | $125,297 |
| Highest Applicant Income | $3,812,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Yellowstone County Montana | 1,292 | $ 123,684,000 | $ 95,000 | $ 53,000 |
| Natrona County Wyoming | 1,224 | $ 113,500,000 | $ 92,000 | $ 54,000 |
| Missoula County Montana | 847 | $ 105,291,000 | $ 124,000 | $ 67,000 |
| Cascade County Montana | 726 | $ 42,112,000 | $ 58,000 | $ 43,000 |
| Sheridan County Wyoming | 718 | $ 70,369,000 | $ 98,000 | $ 66,000 |
| Flathead County Montana | 643 | $ 79,315,000 | $ 123,000 | $ 75,000 |
| Laramie County Wyoming | 457 | $ 47,323,000 | $ 103,000 | $ 49,000 |
| Fremont County Wyoming | 382 | $ 33,955,000 | $ 88,000 | $ 47,000 |
| Albany County Wyoming | 358 | $ 41,896,000 | $ 117,000 | $ 84,000 |
| Gallatin County Montana | 354 | $ 54,717,000 | $ 154,000 | $ 51,000 |
| Campbell County Wyoming | 278 | $ 19,209,000 | $ 69,000 | $ 52,000 |
| Ravalli County Montana | 267 | $ 30,293,000 | $ 113,000 | $ 56,000 |
| Teton County Wyoming | 208 | $ 41,060,000 | $ 197,000 | $ 87,000 |
| Carbon County Montana | 186 | $ 22,800,000 | $ 122,000 | $ 65,000 |
| Johnson County Wyoming | 172 | $ 17,220,000 | $ 100,000 | $ 72,000 |
| Lewis and Clark County Montana | 168 | $ 15,829,000 | $ 94,000 | $ 46,000 |
| Park County Montana | 159 | $ 14,657,000 | $ 92,000 | $ 47,000 |
| Custer County Montana | 149 | $ 7,328,000 | $ 49,000 | $ 37,000 |
| Silver Bow County Montana | 136 | $ 11,276,000 | $ 82,000 | $ 46,000 |
| Lake County Montana | 131 | $ 16,672,000 | $ 127,000 | $ 77,000 |
| Rosebud County Montana | 105 | $ 3,919,000 | $ 37,000 | $ 46,000 |
| Lincoln County Montana | 98 | $ 9,581,000 | $ 97,000 | $ 46,000 |
| Big Horn County Montana | 77 | $ 3,870,000 | $ 50,000 | $ 44,000 |
| Converse County Wyoming | 57 | $ 4,801,000 | $ 84,000 | $ 77,000 |
| Glacier County Montana | 43 | $ 2,031,000 | $ 47,000 | $ 43,000 |
| Sublette County Wyoming | 26 | $ 4,436,000 | $ 170,000 | $ 65,000 |
| Stillwater County Montana | 25 | $ 2,847,000 | $ 113,000 | $ 67,000 |
| Beaverhead County Montana | 22 | $ 2,106,000 | $ 95,000 | $ 49,000 |
| Lincoln County Wyoming | 22 | $ 3,235,000 | $ 147,000 | $ 54,000 |
| Teton County Idaho | 20 | $ 3,253,000 | $ 162,000 | $ 54,000 |
| Carbon County Wyoming | 17 | $ 882,000 | $ 51,000 | $ 48,000 |
| Chouteau County Montana | 15 | $ 1,225,000 | $ 81,000 | $ 48,000 |
| Jefferson County Montana | 15 | $ 1,826,000 | $ 121,000 | $ 59,000 |
| Mineral County Montana | 12 | $ 1,540,000 | $ 128,000 | $ 59,000 |
| Crook County Wyoming | 12 | $ 581,000 | $ 48,000 | $ 67,000 |
| Broadwater County Montana | 10 | $ 638,000 | $ 63,000 | $ 55,000 |
| Madison County Montana | 10 | $ 1,571,000 | $ 157,000 | $ 68,000 |
| Musselshell County Montana | 10 | $ 575,000 | $ 57,000 | $ 44,000 |
| Sanders County Montana | 10 | $ 920,000 | $ 92,000 | $ 50,000 |
| Teton County Montana | 10 | $ 962,000 | $ 96,000 | $ 59,000 |
| Platte County Wyoming | 10 | $ 1,238,000 | $ 123,000 | $ 41,000 |
| Larimer County Colorado | 9 | $ 1,194,000 | $ 132,000 | $ 69,000 |
| Deer Lodge County Montana | 9 | $ 521,000 | $ 57,000 | $ 47,000 |
| Hot Springs County Wyoming | 8 | $ 539,000 | $ 67,000 | $ 33,000 |
| Granite County Montana | 7 | $ 339,000 | $ 48,000 | $ 41,000 |
| Weston County Wyoming | 7 | $ 274,000 | $ 39,000 | $ 45,000 |
| Blaine County Montana | 6 | $ 345,000 | $ 57,000 | $ 46,000 |
| Niobrara County Wyoming | 6 | $ 318,000 | $ 53,000 | $ 46,000 |
| Hill County Montana | 5 | $ 470,000 | $ 94,000 | $ 60,000 |
| Meagher County Montana | 5 | $ 165,000 | $ 33,000 | $ 46,000 |
| Phillips County Montana | 5 | $ 325,000 | $ 65,000 | $ 32,000 |
| Toole County Montana | 5 | $ 310,000 | $ 62,000 | $ 51,000 |
| Park County Wyoming | 5 | $ 404,000 | $ 80,000 | $ 62,000 |
| Denver County Colorado | 4 | $ 757,000 | $ 189,000 | $ 77,000 |
| Jefferson County Colorado | 4 | $ 841,000 | $ 210,000 | $ 65,000 |
| Pondera County Montana | 4 | $ 267,000 | $ 66,000 | $ 39,000 |
| Valley County Montana | 4 | $ 279,000 | $ 69,000 | $ 64,000 |
| Big Horn County Wyoming | 4 | $ 157,000 | $ 39,000 | $ 38,000 |
| Maricopa County Arizona | 3 | $ 434,000 | $ 144,000 | $ 98,000 |
| Weld County Colorado | 3 | $ 857,000 | $ 285,000 | $ 349,000 |
| Bonneville County Idaho | 3 | $ 377,000 | $ 125,000 | $ 71,000 |
| Dawson County Montana | 3 | $ 85,000 | $ 28,000 | $ 81,000 |
| Judith Basin County Montana | 3 | $ 146,000 | $ 48,000 | $ 48,000 |
| Powell County Montana | 3 | $ 270,000 | $ 90,000 | $ 68,000 |
| Treasure County Montana | 3 | $ 260,000 | $ 86,000 | $ 76,000 |
| Clark County Nevada | 3 | $ 409,000 | $ 136,000 | $ 59,000 |
| Pennington County South Dakota | 3 | $ 329,000 | $ 109,000 | $ 46,000 |
| Washington County Utah | 3 | $ 364,000 | $ 121,000 | $ 0 |
| Goshen County Wyoming | 3 | $ 199,000 | $ 66,000 | $ 48,000 |
| Sweetwater County Wyoming | 3 | $ 122,000 | $ 40,000 | $ 53,000 |
| Mohave County Arizona | 2 | $ 103,000 | $ 51,000 | $ 39,000 |
| Pima County Arizona | 2 | $ 203,000 | $ 101,000 | $ 83,000 |
| Arapahoe County Colorado | 2 | $ 125,000 | $ 62,000 | $ 21,000 |
| Boulder County Colorado | 2 | $ 167,000 | $ 83,000 | $ 114,000 |
| Routt County Colorado | 2 | $ 380,000 | $ 190,000 | $ 391,000 |
| Bannock County Idaho | 2 | $ 132,000 | $ 66,000 | $ 103,000 |
| Blaine County Idaho | 2 | $ 1,460,000 | $ 730,000 | $ 321,000 |
| Fergus County Montana | 2 | $ 185,000 | $ 92,000 | $ 30,000 |
| Powder River County Montana | 2 | $ 22,000 | $ 11,000 | $ 70,000 |
| Sweet Grass County Montana | 2 | $ 277,000 | $ 138,000 | $ 41,000 |
| Carson City County Nevada | 2 | $ 550,000 | $ 275,000 | $ 254,000 |
| Uinta County Wyoming | 2 | $ 144,000 | $ 72,000 | $ 48,000 |
| Washakie County Wyoming | 2 | $ 222,000 | $ 111,000 | $ 60,000 |
| Anchorage County Alaska | 1 | $ 53,000 | $ 53,000 | $ 58,000 |
| Orange County California | 1 | $ 252,000 | $ 252,000 | $ 70,000 |
| Riverside County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 996,000 |
| San Diego County California | 1 | $ 139,000 | $ 139,000 | $ 58,000 |
| Adams County Colorado | 1 | $ 22,000 | $ 22,000 | $ 119,000 |
| Clear Creek County Colorado | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Garfield County Colorado | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| Ada County Idaho | 1 | $ 230,000 | $ 230,000 | $ 55,000 |
| Bonner County Idaho | 1 | $ 290,000 | $ 290,000 | $ 256,000 |
| Kootenai County Idaho | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Richland County Montana | 1 | $ 37,000 | $ 37,000 | $ 19,000 |
| Garden County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 842,000 |
| Elko County Nevada | 1 | $ 86,000 | $ 86,000 | $ 240,000 |
| Chaves County New Mexico | 1 | $ 116,000 | $ 116,000 | $ 74,000 |
| San Juan County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 659,000 |
| Jackson County Oregon | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Horry County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 422,000 |
| Shelby County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 92,000 |
| Collin County Texas | 1 | $ 123,000 | $ 123,000 | $ 62,000 |
| Dallas County Texas | 1 | $ 10,000 | $ 10,000 | $ 10,000 |
| Harris County Texas | 1 | $ 25,000 | $ 25,000 | $ 208,000 |
| Upshur County Texas | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Grant County Washington | 1 | $ 27,000 | $ 27,000 | $ 56,000 |
| Kitsap County Washington | 1 | $ 323,000 | $ 323,000 | $ 78,000 |
| Skagit County Washington | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| Spokane County Washington | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 5,509 | $613,395,000 | $142,750 | $1,500,000 | $143,583 | $3,812,000 |
| Home Purchase (one-to-four family) | 2,925 | $321,904,000 | $143,857 | $1,647,000 | $153,928 | $3,600,000 |
| Home Improvement (one-to-four family) | 1,198 | $24,612,000 | $111,875 | $851,000 | $94,750 | $1,492,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 37 | $20,712,000 | $582,333 | $2,732,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,115 | $917,488,000 | $139,588 | $2,732,000 | $182,705 | $3,812,000 |
| Hispanic | 161 | $13,144,000 | $58,500 | $520,000 | $36,000 | $393,000 |
| American Indian or Alaskan Native | 119 | $7,286,000 | $149,333 | $761,000 | $63,333 | $400,000 |
| Not applicable | 116 | $29,966,000 | $275,800 | $2,016,000 | $8,800 | $301,000 |
| Information not provided by applicant in mail or telephone application | 61 | $4,661,000 | $38,750 | $450,000 | $48,000 | $293,000 |
| Asian or Pacific Islander | 50 | $4,053,000 | $78,000 | $248,000 | $66,750 | $982,000 |
| Black | 25 | $1,522,000 | $49,666 | $209,000 | $54,000 | $420,000 |
| Other | 22 | $2,503,000 | $110,666 | $323,000 | $65,333 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,089 | $924,311,000 | $143,222 | $2,732,000 | $166,555 | $3,812,000 |
| FHA-insured (Federal Housing Administration) | 425 | $39,065,000 | $92,000 | $157,000 | $43,500 | $393,000 |
| VA-guaranteed (Veterans Administration) | 116 | $13,742,000 | $171,250 | $313,000 | $58,500 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $3,505,000 | $91,500 | $176,000 | $38,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,449 | $864,320,000 | $168,250 | $2,732,000 | $190,375 | $3,812,000 |
| Application Denied By Financial Institution | 513 | $38,512,000 | $89,454 | $550,000 | $80,363 | $422,000 |
| Application Withdrawn By Applicant | 399 | $46,421,000 | $223,400 | $825,000 | $181,200 | $683,000 |
| Application Approved But Not Accepted | 262 | $29,200,000 | $111,166 | $650,000 | $51,500 | $1,425,000 |
| Loan Purchased By The Institution | 26 | $223,000 | $12,000 | $52,000 | $49,000 | $150,000 |
| File Closed For Incompleteness | 20 | $1,947,000 | $97,000 | $205,000 | $56,000 | $137,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.