First Independent Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Independent Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Independent Bank Po Box 8904 Vancouver, WA 98668 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 536 |
| Total Mortgage Loan Application Amount | $129,737,000 |
| Average Mortgage Loan Application Amount | $264,333 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $202,666 |
| Highest Applicant Income | $9,775,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Independent Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Independent Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Independent Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Independent Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Independent Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Independent Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Washington | 184 | $ 43,326,000 | $ 235,000 | $ 130,000 |
| Multnomah County Oregon | 33 | $ 9,190,000 | $ 278,000 | $ 118,000 |
| Washington County Oregon | 32 | $ 8,268,000 | $ 258,000 | $ 108,000 |
| Clackamas County Oregon | 19 | $ 4,436,000 | $ 233,000 | $ 121,000 |
| Skamania County Washington | 14 | $ 2,061,000 | $ 147,000 | $ 68,000 |
| Cowlitz County Washington | 10 | $ 1,694,000 | $ 169,000 | $ 83,000 |
| Klickitat County Washington | 7 | $ 819,000 | $ 117,000 | $ 83,000 |
| Maricopa County Arizona | 6 | $ 1,532,000 | $ 255,000 | $ 1,724,000 |
| Clatsop County Oregon | 6 | $ 1,697,000 | $ 282,000 | $ 118,000 |
| King County Washington | 5 | $ 1,580,000 | $ 316,000 | $ 49,000 |
| Spokane County Washington | 5 | $ 834,000 | $ 166,000 | $ 85,000 |
| Brevard County Florida | 4 | $ 831,000 | $ 207,000 | $ 148,000 |
| Pierce County Washington | 4 | $ 1,348,000 | $ 337,000 | $ 100,000 |
| Los Angeles County California | 3 | $ 1,072,000 | $ 357,000 | $ 101,000 |
| Santa Clara County California | 3 | $ 1,689,000 | $ 563,000 | $ 109,000 |
| Cook County Illinois | 3 | $ 920,000 | $ 306,000 | $ 119,000 |
| Clark County Nevada | 3 | $ 805,000 | $ 268,000 | $ 166,000 |
| Cuyahoga County Ohio | 3 | $ 635,000 | $ 211,000 | $ 193,000 |
| Marion County Oregon | 3 | $ 679,000 | $ 226,000 | $ 70,000 |
| Tillamook County Oregon | 3 | $ 468,000 | $ 156,000 | $ 70,000 |
| Alameda County California | 2 | $ 974,000 | $ 487,000 | $ 73,000 |
| Contra Costa County California | 2 | $ 1,200,000 | $ 600,000 | $ 75,000 |
| San Diego County California | 2 | $ 676,000 | $ 338,000 | $ 130,000 |
| Duval County Florida | 2 | $ 237,000 | $ 118,000 | $ 48,000 |
| Palm Beach County Florida | 2 | $ 247,000 | $ 123,000 | $ 12,000 |
| Pinellas County Florida | 2 | $ 718,000 | $ 359,000 | $ 146,000 |
| Sarasota County Florida | 2 | $ 218,000 | $ 109,000 | $ 63,000 |
| Randolph County Illinois | 2 | $ 115,000 | $ 57,000 | $ 60,000 |
| Norfolk County Massachusetts | 2 | $ 1,010,000 | $ 505,000 | $ 64,000 |
| Gallatin County Montana | 2 | $ 455,000 | $ 227,000 | $ 47,000 |
| Bernalillo County New Mexico | 2 | $ 355,000 | $ 177,000 | $ 97,000 |
| Guilford County North Carolina | 2 | $ 195,000 | $ 97,000 | $ 87,000 |
| Nash County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 28,000 |
| Columbia County Oregon | 2 | $ 180,000 | $ 90,000 | $ 96,000 |
| Snohomish County Washington | 2 | $ 890,000 | $ 445,000 | $ 84,000 |
| Dallas County Alabama | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Jefferson County Alabama | 1 | $ 194,000 | $ 194,000 | $ 44,000 |
| Tuscaloosa County Alabama | 1 | $ 123,000 | $ 123,000 | $ 27,000 |
| Mohave County Arizona | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Pinal County Arizona | 1 | $ 128,000 | $ 128,000 | $ 93,000 |
| Yavapai County Arizona | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Yuma County Arizona | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Garland County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Orange County California | 1 | $ 470,000 | $ 470,000 | $ 64,000 |
| Riverside County California | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| San Bernardino County California | 1 | $ 565,000 | $ 565,000 | $ 120,000 |
| San Joaquin County California | 1 | $ 26,000 | $ 26,000 | $ 120,000 |
| San Luis Obispo County California | 1 | $ 640,000 | $ 640,000 | $ 84,000 |
| Santa Cruz County California | 1 | $ 610,000 | $ 610,000 | $ 114,000 |
| Sonoma County California | 1 | $ 400,000 | $ 400,000 | $ 216,000 |
| Tehama County California | 1 | $ 280,000 | $ 280,000 | $ 54,000 |
| Ventura County California | 1 | $ 60,000 | $ 60,000 | $ 110,000 |
| Boulder County Colorado | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Delta County Colorado | 1 | $ 290,000 | $ 290,000 | $ 105,000 |
| Douglas County Colorado | 1 | $ 160,000 | $ 160,000 | $ 191,000 |
| Garfield County Colorado | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| New Haven County Connecticut | 1 | $ 208,000 | $ 208,000 | $ 93,000 |
| Broward County Florida | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Flagler County Florida | 1 | $ 360,000 | $ 360,000 | $ 165,000 |
| Lee County Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 256,000 | $ 256,000 | $ 64,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Camden County Georgia | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Chatham County Georgia | 1 | $ 108,000 | $ 108,000 | $ 19,000 |
| Cobb County Georgia | 1 | $ 190,000 | $ 190,000 | $ 86,000 |
| Fulton County Georgia | 1 | $ 222,000 | $ 222,000 | $ 60,000 |
| Gwinnett County Georgia | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| Newton County Georgia | 1 | $ 203,000 | $ 203,000 | $ 86,000 |
| Hawaii County Hawaii | 1 | $ 850,000 | $ 850,000 | $ 120,000 |
| Maui County Hawaii | 1 | $ 503,000 | $ 503,000 | $ 120,000 |
| Ada County Idaho | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Fremont County Idaho | 1 | $ 311,000 | $ 311,000 | $ 70,000 |
| Kootenai County Idaho | 1 | $ 158,000 | $ 158,000 | $ 218,000 |
| Valley County Idaho | 1 | $ 149,000 | $ 149,000 | $ 73,000 |
| Kane County Illinois | 1 | $ 336,000 | $ 336,000 | $ 80,000 |
| Will County Illinois | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Clark County Indiana | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Marion County Indiana | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 707,000 | $ 707,000 | $ 30,000 |
| Barnstable County Massachusetts | 1 | $ 324,000 | $ 324,000 | $ 120,000 |
| Essex County Massachusetts | 1 | $ 440,000 | $ 440,000 | $ 38,000 |
| Worcester County Massachusetts | 1 | $ 104,000 | $ 104,000 | $ 152,000 |
| Kalamazoo County Michigan | 1 | $ 40,000 | $ 40,000 | $ 130,000 |
| Kent County Michigan | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Stearns County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 162,000 |
| Lewis and Clark County Montana | 1 | $ 37,000 | $ 37,000 | $ 82,000 |
| Yellowstone County Montana | 1 | $ 402,000 | $ 402,000 | $ 144,000 |
| Carson City County Nevada | 1 | $ 452,000 | $ 452,000 | $ 138,000 |
| Strafford County New Hampshire | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Middlesex County New Jersey | 1 | $ 248,000 | $ 248,000 | $ 75,000 |
| Passaic County New Jersey | 1 | $ 473,000 | $ 473,000 | $ 165,000 |
| Essex County New York | 1 | $ 468,000 | $ 468,000 | $ 364,000 |
| Kings County New York | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Putnam County New York | 1 | $ 340,000 | $ 340,000 | $ 60,000 |
| Forsyth County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 87,000 |
| Mecklenburg County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Randolph County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 57,000 |
| Franklin County Ohio | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Lake County Ohio | 1 | $ 256,000 | $ 256,000 | $ 81,000 |
| Deschutes County Oregon | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Klamath County Oregon | 1 | $ 153,000 | $ 153,000 | $ 120,000 |
| Lincoln County Oregon | 1 | $ 450,000 | $ 450,000 | $ 180,000 |
| Polk County Oregon | 1 | $ 58,000 | $ 58,000 | $ 216,000 |
| Berks County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 33,000 |
| Lackawanna County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Philadelphia County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Washington County Rhode Island | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Aiken County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Berkeley County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Charleston County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Sumner County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 82,000 |
| Dallas County Texas | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Harris County Texas | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
| Williamson County Texas | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| Davis County Utah | 1 | $ 198,000 | $ 198,000 | $ 59,000 |
| Salt Lake County Utah | 1 | $ 217,000 | $ 217,000 | $ 129,000 |
| Chesterfield County Virginia | 1 | $ 210,000 | $ 210,000 | $ 79,000 |
| Virginia Beach County Virginia | 1 | $ 399,000 | $ 399,000 | $ 60,000 |
| Kitsap County Washington | 1 | $ 160,000 | $ 160,000 | $ 109,000 |
| Milwaukee County Wisconsin | 1 | $ 194,000 | $ 194,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for First Independent Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 315 | $74,894,000 | $237,000 | $1,508,000 | $115,000 | $9,775,000 |
| Home Purchase | 193 | $45,901,000 | $237,000 | $1,600,000 | $96,000 | $484,000 |
| Home Improvement | 28 | $8,942,000 | $319,000 | $4,000,000 | $397,000 | $4,551,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 342 | $76,021,000 | $222,000 | $2,000,000 | $117,000 | $4,551,000 |
| Not Provided | 154 | $43,504,000 | $282,000 | $4,000,000 | $76,000 | $364,000 |
| Hispanic | 18 | $3,546,000 | $197,000 | $610,000 | $87,000 | $184,000 |
| Asian | 9 | $3,420,000 | $380,000 | $1,600,000 | $152,000 | $484,000 |
| Black or African American | 5 | $1,237,000 | $247,000 | $417,000 | $2,051,000 | $9,775,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,079,000 | $215,000 | $300,000 | $134,000 | $321,000 |
| American Indian or Alaskan Native | 2 | $482,000 | $241,000 | $353,000 | $81,000 | $114,000 |
| Not applicable | 1 | $448,000 | $448,000 | $448,000 | $76,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 521 | $126,773,000 | $243,000 | $4,000,000 | $125,000 | $9,775,000 |
| FHA-insured (Federal Housing Administration) | 12 | $2,059,000 | $171,000 | $273,000 | $47,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 3 | $905,000 | $301,000 | $353,000 | $93,000 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 249 | $67,516,000 | $271,000 | $2,000,000 | $94,000 | $540,000 |
| Loan Originated | 167 | $32,422,000 | $194,000 | $880,000 | $201,000 | $9,775,000 |
| Application Denied By Financial Institution | 59 | $16,258,000 | $275,000 | $4,000,000 | $71,000 | $480,000 |
| Application Withdrawn By Applicant | 46 | $10,346,000 | $224,000 | $800,000 | $86,000 | $359,000 |
| File Closed For Incompleteness | 15 | $3,195,000 | $213,000 | $440,000 | $53,000 | $144,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Independent Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Independent Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.