First Guaranty Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Louisiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Guaranty Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Guaranty Bank 400 East Thomas Street Hammond, LA 70401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 625 |
| Total Mortgage Loan Application Amount | $318,225,000 |
| Average Mortgage Loan Application Amount | $366,750 |
| Highest Mortgage Loan Application Amount | $41,645,000 |
| Average Applicant Income | $139,250 |
| Highest Applicant Income | $1,848,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in LA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tangipahoa County Louisiana | 150 | $ 33,690,000 | $ 224,000 | $ 103,000 |
| Avoyelles County Louisiana | 105 | $ 14,085,000 | $ 134,000 | $ 71,000 |
| Rapides County Louisiana | 59 | $ 10,555,000 | $ 178,000 | $ 100,000 |
| Caddo County Louisiana | 38 | $ 8,440,000 | $ 222,000 | $ 65,000 |
| Livingston County Louisiana | 28 | $ 7,790,000 | $ 278,000 | $ 171,000 |
| East Baton Rouge County Louisiana | 23 | $ 50,915,000 | $ 2,213,000 | $ 219,000 |
| St. Tammany County Louisiana | 19 | $ 4,445,000 | $ 233,000 | $ 87,000 |
| McLennan County Texas | 18 | $ 2,440,000 | $ 135,000 | $ 85,000 |
| Lafayette County Louisiana | 14 | $ 3,890,000 | $ 277,000 | $ 191,000 |
| St. Helena County Louisiana | 12 | $ 910,000 | $ 75,000 | $ 63,000 |
| Bossier County Louisiana | 11 | $ 7,155,000 | $ 650,000 | $ 90,000 |
| Dallas County Texas | 11 | $ 35,395,000 | $ 3,217,000 | $ 86,000 |
| Claiborne County Louisiana | 8 | $ 510,000 | $ 63,000 | $ 45,000 |
| St. Landry County Louisiana | 7 | $ 1,865,000 | $ 266,000 | $ 134,000 |
| St. Martin County Louisiana | 7 | $ 1,685,000 | $ 240,000 | $ 107,000 |
| Collin County Texas | 7 | $ 5,435,000 | $ 776,000 | $ 198,000 |
| Jefferson Davis County Louisiana | 6 | $ 890,000 | $ 148,000 | $ 68,000 |
| Grant County Louisiana | 5 | $ 295,000 | $ 59,000 | $ 53,000 |
| Washington County Louisiana | 5 | $ 785,000 | $ 157,000 | $ 117,000 |
| Denton County Texas | 5 | $ 2,245,000 | $ 449,000 | $ 167,000 |
| Orleans County Louisiana | 4 | $ 1,830,000 | $ 457,000 | $ 129,000 |
| Vermilion County Louisiana | 4 | $ 930,000 | $ 232,000 | $ 138,000 |
| Walton County Florida | 3 | $ 1,605,000 | $ 535,000 | $ 280,000 |
| Catahoula County Louisiana | 3 | $ 325,000 | $ 108,000 | $ 85,000 |
| Evangeline County Louisiana | 3 | $ 1,225,000 | $ 408,000 | $ 0 |
| Pointe Coupee County Louisiana | 3 | $ 355,000 | $ 118,000 | $ 94,000 |
| Amite County Mississippi | 3 | $ 625,000 | $ 208,000 | $ 98,000 |
| Fort Bend County Texas | 3 | $ 37,205,000 | $ 12,401,000 | $ 197,000 |
| Harrison County Texas | 3 | $ 1,035,000 | $ 345,000 | $ 84,000 |
| Baldwin County Alabama | 2 | $ 29,990,000 | $ 14,995,000 | $ 208,000 |
| Mobile County Alabama | 2 | $ 240,000 | $ 120,000 | $ 107,000 |
| Acadia County Louisiana | 2 | $ 1,840,000 | $ 920,000 | $ 173,000 |
| Ascension County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 150,000 |
| Calcasieu County Louisiana | 2 | $ 22,910,000 | $ 11,455,000 | $ 40,000 |
| Cameron County Louisiana | 2 | $ 910,000 | $ 455,000 | $ 136,000 |
| Jefferson County Louisiana | 2 | $ 580,000 | $ 290,000 | $ 100,000 |
| Lincoln County Louisiana | 2 | $ 1,150,000 | $ 575,000 | $ 351,000 |
| Ouachita County Louisiana | 2 | $ 590,000 | $ 295,000 | $ 139,000 |
| St. Charles County Louisiana | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
| Harrison County Mississippi | 2 | $ 560,000 | $ 280,000 | $ 193,000 |
| Bell County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Henderson County Texas | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Kaufman County Texas | 2 | $ 1,940,000 | $ 970,000 | $ 39,000 |
| Lonoke County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 176,000 |
| Pulaski County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 395,000 | $ 395,000 | $ 303,000 |
| East Feliciana County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Red River County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. John the Baptist County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Tensas County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| West Baton Rouge County Louisiana | 1 | $ 5,785,000 | $ 5,785,000 | $ 0 |
| West Feliciana County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Winn County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 505,000 | $ 505,000 | $ 200,000 |
| Lincoln County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Pike County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Rankin County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Walthall County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Portage County Ohio | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Bosque County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bowie County Texas | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Brazoria County Texas | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Grimes County Texas | 1 | $ 455,000 | $ 455,000 | $ 1,016,000 |
| Harris County Texas | 1 | $ 145,000 | $ 145,000 | $ 290,000 |
| Limestone County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Marion County Texas | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Parker County Texas | 1 | $ 745,000 | $ 745,000 | $ 134,000 |
| Red River County Texas | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Tarrant County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Travis County Texas | 1 | $ 605,000 | $ 605,000 | $ 195,000 |
| Greenbrier County West Virginia | 1 | $ 2,325,000 | $ 2,325,000 | $ 354,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Louisiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Guaranty Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 304 | $136,200,000 | $448,000 | $36,865,000 | $98,000 | $960,000 |
| Home Purchase | 290 | $175,360,000 | $604,000 | $41,645,000 | $123,000 | $1,016,000 |
| Other Purpose | 19 | $4,565,000 | $240,000 | $595,000 | $107,000 | $303,000 |
| Home Improvement | 12 | $2,100,000 | $175,000 | $625,000 | $229,000 | $1,848,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 389 | $82,635,000 | $212,000 | $2,325,000 | $119,000 | $1,848,000 |
| Not applicable | 145 | $216,925,000 | $1,496,000 | $41,645,000 | $0 | $0 |
| Black or African American | 51 | $6,805,000 | $133,000 | $625,000 | $70,000 | $290,000 |
| Not Provided | 15 | $4,205,000 | $280,000 | $595,000 | $113,000 | $261,000 |
| Hispanic | 9 | $2,065,000 | $229,000 | $745,000 | $81,000 | $134,000 |
| Asian | 5 | $1,405,000 | $281,000 | $455,000 | $111,000 | $231,000 |
| American Indian or Alaskan Native | 3 | $2,495,000 | $831,000 | $2,285,000 | $146,000 | $356,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 624 | $318,140,000 | $509,000 | $41,645,000 | $112,000 | $1,848,000 |
| VA-guaranteed (Veterans Administration) | 1 | $85,000 | $85,000 | $85,000 | $60,000 | $60,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 480 | $249,140,000 | $519,000 | $41,645,000 | $115,000 | $1,848,000 |
| Application Denied By Financial Institution | 46 | $11,310,000 | $245,000 | $2,285,000 | $65,000 | $356,000 |
| Application Approved But Not Accepted | 40 | $41,940,000 | $1,048,000 | $29,795,000 | $109,000 | $330,000 |
| Application Withdrawn By Applicant | 38 | $10,250,000 | $269,000 | $1,105,000 | $125,000 | $960,000 |
| File Closed For Incompleteness | 21 | $5,585,000 | $265,000 | $975,000 | $146,000 | $1,016,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 625 | $318,225,000 | $509,000 | $41,645,000 | $112,000 | $1,848,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in LA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Louisiana, and search similar information at your convenience.