First Guaranty Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Louisiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Guaranty Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Guaranty Bank 400 East Thomas Street Hammond, LA 70401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 550 |
| Total Mortgage Loan Application Amount | $220,110,000 |
| Average Mortgage Loan Application Amount | $275,200 |
| Highest Mortgage Loan Application Amount | $29,005,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $5,796,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in LA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tangipahoa County Louisiana | 138 | $ 30,890,000 | $ 223,000 | $ 149,000 |
| Avoyelles County Louisiana | 97 | $ 10,155,000 | $ 104,000 | $ 70,000 |
| Livingston County Louisiana | 33 | $ 6,255,000 | $ 189,000 | $ 108,000 |
| Rapides County Louisiana | 33 | $ 7,875,000 | $ 238,000 | $ 84,000 |
| Caddo County Louisiana | 23 | $ 2,405,000 | $ 104,000 | $ 68,000 |
| East Baton Rouge County Louisiana | 17 | $ 6,855,000 | $ 403,000 | $ 246,000 |
| Los Angeles County California | 11 | $ 3,465,000 | $ 315,000 | $ 0 |
| Claiborne County Louisiana | 11 | $ 655,000 | $ 59,000 | $ 69,000 |
| St. Tammany County Louisiana | 11 | $ 3,115,000 | $ 283,000 | $ 134,000 |
| Bossier County Louisiana | 10 | $ 2,650,000 | $ 265,000 | $ 100,000 |
| St. Landry County Louisiana | 10 | $ 1,740,000 | $ 174,000 | $ 94,000 |
| St. Helena County Louisiana | 8 | $ 1,040,000 | $ 130,000 | $ 88,000 |
| Calcasieu County Louisiana | 7 | $ 1,785,000 | $ 255,000 | $ 81,000 |
| Lafayette County Louisiana | 7 | $ 1,805,000 | $ 257,000 | $ 115,000 |
| Vermilion County Louisiana | 7 | $ 985,000 | $ 140,000 | $ 82,000 |
| McLennan County Texas | 7 | $ 15,055,000 | $ 2,150,000 | $ 77,000 |
| Jefferson Davis County Louisiana | 6 | $ 860,000 | $ 143,000 | $ 82,000 |
| Dallas County Texas | 6 | $ 8,610,000 | $ 1,435,000 | $ 1,487,000 |
| Alameda County California | 5 | $ 2,435,000 | $ 487,000 | $ 0 |
| Cook County Illinois | 5 | $ 185,000 | $ 37,000 | $ 0 |
| Ascension County Louisiana | 5 | $ 825,000 | $ 165,000 | $ 88,000 |
| Orleans County Louisiana | 5 | $ 30,145,000 | $ 6,029,000 | $ 261,000 |
| St. Martin County Louisiana | 5 | $ 2,475,000 | $ 495,000 | $ 109,000 |
| Washington County Louisiana | 5 | $ 505,000 | $ 101,000 | $ 41,000 |
| Collin County Texas | 5 | $ 1,865,000 | $ 373,000 | $ 182,000 |
| Denton County Texas | 4 | $ 26,820,000 | $ 6,705,000 | $ 207,000 |
| Tarrant County Texas | 4 | $ 1,370,000 | $ 342,000 | $ 111,000 |
| Grant County Louisiana | 3 | $ 235,000 | $ 78,000 | $ 35,000 |
| Jefferson County Louisiana | 3 | $ 465,000 | $ 155,000 | $ 164,000 |
| St. John the Baptist County Louisiana | 3 | $ 1,085,000 | $ 361,000 | $ 78,000 |
| San Francisco County California | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Cameron County Louisiana | 2 | $ 1,670,000 | $ 835,000 | $ 138,000 |
| Ouachita County Louisiana | 2 | $ 490,000 | $ 245,000 | $ 143,000 |
| Hinds County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Jackson County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 148,000 |
| Pike County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 90,000 |
| Walthall County Mississippi | 2 | $ 410,000 | $ 205,000 | $ 179,000 |
| Grayson County Texas | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Harris County Texas | 2 | $ 23,200,000 | $ 11,600,000 | $ 95,000 |
| Baldwin County Alabama | 1 | $ 235,000 | $ 235,000 | $ 143,000 |
| Pima County Arizona | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fresno County California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Napa County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| San Diego County California | 1 | $ 755,000 | $ 755,000 | $ 0 |
| San Mateo County California | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 595,000 | $ 595,000 | $ 471,000 |
| Walton County Florida | 1 | $ 465,000 | $ 465,000 | $ 351,000 |
| Allen County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| De Soto County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Iberia County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Pointe Coupee County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| St. Charles County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| St. James County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
| West Baton Rouge County Louisiana | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Mackinac County Michigan | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Amite County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Claiborne County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Hancock County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 245,000 |
| Madison County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| Essex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 283,000 |
| Bell County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Brazoria County Texas | 1 | $ 835,000 | $ 835,000 | $ 262,000 |
| Brown County Texas | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Coryell County Texas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Fort Bend County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hill County Texas | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Hunt County Texas | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Jasper County Texas | 1 | $ 215,000 | $ 215,000 | $ 239,000 |
| Liberty County Texas | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Montgomery County Texas | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Nacogdoches County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rockwall County Texas | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Mason County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Louisiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Guaranty Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 263 | $88,175,000 | $335,000 | $29,005,000 | $139,000 | $5,796,000 |
| Home Purchase | 214 | $117,210,000 | $547,000 | $25,805,000 | $109,000 | $745,000 |
| Not Applicable | 33 | $9,075,000 | $275,000 | $1,935,000 | $0 | $0 |
| Other Purpose | 32 | $5,190,000 | $162,000 | $675,000 | $157,000 | $1,584,000 |
| Home Improvement | 8 | $460,000 | $57,000 | $95,000 | $85,000 | $194,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 342 | $62,910,000 | $183,000 | $1,535,000 | $120,000 | $1,584,000 |
| Not applicable | 109 | $131,855,000 | $1,209,000 | $29,005,000 | $0 | $0 |
| Black or African American | 69 | $11,425,000 | $165,000 | $815,000 | $90,000 | $640,000 |
| Not Provided | 10 | $2,530,000 | $253,000 | $485,000 | $124,000 | $323,000 |
| Hispanic | 9 | $1,565,000 | $173,000 | $315,000 | $68,000 | $139,000 |
| Asian | 9 | $9,335,000 | $1,037,000 | $6,605,000 | $761,000 | $5,796,000 |
| American Indian or Alaskan Native | 2 | $490,000 | $245,000 | $305,000 | $103,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 550 | $220,110,000 | $400,000 | $29,005,000 | $128,000 | $5,796,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 365 | $112,695,000 | $308,000 | $25,805,000 | $116,000 | $1,519,000 |
| Application Denied By Financial Institution | 58 | $69,320,000 | $1,195,000 | $29,005,000 | $204,000 | $5,796,000 |
| Application Withdrawn By Applicant | 50 | $21,700,000 | $434,000 | $10,005,000 | $144,000 | $745,000 |
| Loan Purchased By The Institution | 33 | $9,075,000 | $275,000 | $1,935,000 | $0 | $0 |
| Application Approved But Not Accepted | 24 | $4,180,000 | $174,000 | $905,000 | $111,000 | $453,000 |
| File Closed For Incompleteness | 20 | $3,140,000 | $157,000 | $485,000 | $76,000 | $153,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 550 | $220,110,000 | $400,000 | $29,005,000 | $128,000 | $5,796,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in LA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Louisiana, and search similar information at your convenience.