First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
First Financial Bank, National Association 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 1401 S. Third St. Terre Haute, IN 47802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,905 |
| Total Mortgage Loan Application Amount | $301,964,000 |
| Average Mortgage Loan Application Amount | $232,777 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $139,000 |
| Highest Applicant Income | $1,706,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vigo County Indiana | 2,381 | $ 180,734,000 | $ 75,000 | $ 103,000 |
| Clay County Indiana | 288 | $ 23,253,000 | $ 80,000 | $ 51,000 |
| Sullivan County Indiana | 257 | $ 17,636,000 | $ 68,000 | $ 48,000 |
| Vermillion County Indiana | 192 | $ 12,472,000 | $ 64,000 | $ 57,000 |
| Clark County Illinois | 139 | $ 10,435,000 | $ 75,000 | $ 62,000 |
| Parke County Indiana | 111 | $ 8,138,000 | $ 73,000 | $ 53,000 |
| Crawford County Illinois | 71 | $ 4,731,000 | $ 66,000 | $ 56,000 |
| Jasper County Illinois | 57 | $ 4,487,000 | $ 78,000 | $ 49,000 |
| Marion County Indiana | 47 | $ 5,641,000 | $ 120,000 | $ 134,000 |
| Greene County Indiana | 38 | $ 2,462,000 | $ 64,000 | $ 40,000 |
| Richland County Illinois | 37 | $ 3,549,000 | $ 95,000 | $ 62,000 |
| Vermilion County Illinois | 34 | $ 2,288,000 | $ 67,000 | $ 51,000 |
| Hamilton County Indiana | 29 | $ 4,541,000 | $ 156,000 | $ 127,000 |
| Knox County Indiana | 28 | $ 1,354,000 | $ 48,000 | $ 44,000 |
| Putnam County Indiana | 25 | $ 2,190,000 | $ 87,000 | $ 66,000 |
| Coles County Illinois | 24 | $ 1,972,000 | $ 82,000 | $ 71,000 |
| Edgar County Illinois | 22 | $ 2,276,000 | $ 103,000 | $ 63,000 |
| Wayne County Illinois | 18 | $ 1,075,000 | $ 59,000 | $ 56,000 |
| Owen County Indiana | 15 | $ 948,000 | $ 63,000 | $ 39,000 |
| Lawrence County Illinois | 13 | $ 826,000 | $ 63,000 | $ 50,000 |
| Hendricks County Indiana | 13 | $ 1,981,000 | $ 152,000 | $ 119,000 |
| Fountain County Indiana | 7 | $ 457,000 | $ 65,000 | $ 69,000 |
| Johnson County Indiana | 6 | $ 555,000 | $ 92,000 | $ 70,000 |
| Monroe County Indiana | 6 | $ 382,000 | $ 63,000 | $ 96,000 |
| Morgan County Indiana | 4 | $ 262,000 | $ 65,000 | $ 172,000 |
| Volusia County Florida | 2 | $ 352,000 | $ 176,000 | $ 139,000 |
| Cook County Illinois | 2 | $ 481,000 | $ 240,000 | $ 348,000 |
| Boone County Indiana | 2 | $ 303,000 | $ 151,000 | $ 87,000 |
| Delaware County Indiana | 2 | $ 305,000 | $ 152,000 | $ 96,000 |
| Floyd County Indiana | 2 | $ 219,000 | $ 109,000 | $ 118,000 |
| Pike County Indiana | 2 | $ 112,000 | $ 56,000 | $ 32,000 |
| Ripley County Indiana | 2 | $ 114,000 | $ 57,000 | $ 15,000 |
| Charles County Maryland | 2 | $ 167,000 | $ 83,000 | $ 76,000 |
| Sebastian County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Los Angeles County California | 1 | $ 800,000 | $ 800,000 | $ 336,000 |
| Santa Barbara County California | 1 | $ 1,450,000 | $ 1,450,000 | $ 415,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 385,000 |
| Citrus County Florida | 1 | $ 117,000 | $ 117,000 | $ 279,000 |
| Lee County Florida | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Okaloosa County Florida | 1 | $ 200,000 | $ 200,000 | $ 251,000 |
| Palm Beach County Florida | 1 | $ 129,000 | $ 129,000 | $ 103,000 |
| Clay County Illinois | 1 | $ 57,000 | $ 57,000 | $ 43,000 |
| Cumberland County Illinois | 1 | $ 76,000 | $ 76,000 | $ 23,000 |
| Douglas County Illinois | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Edwards County Illinois | 1 | $ 89,000 | $ 89,000 | $ 88,000 |
| Jefferson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 338,000 |
| Bartholomew County Indiana | 1 | $ 90,000 | $ 90,000 | $ 98,000 |
| Daviess County Indiana | 1 | $ 71,000 | $ 71,000 | $ 65,000 |
| Henry County Indiana | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Madison County Indiana | 1 | $ 70,000 | $ 70,000 | $ 737,000 |
| Montgomery County Indiana | 1 | $ 124,000 | $ 124,000 | $ 66,000 |
| Perry County Indiana | 1 | $ 104,000 | $ 104,000 | $ 66,000 |
| Warren County Indiana | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Norfolk County Massachusetts | 1 | $ 241,000 | $ 241,000 | $ 447,000 |
| Camden County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 216,000 |
| Davidson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Knox County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 225,000 |
| Shelby County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 84,000 |
| Carbon County Wyoming | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,723 | $226,843,000 | $201,000 | $914,000 | $157,200 | $1,206,000 |
| Home Purchase (one-to-four family) | 752 | $69,652,000 | $379,600 | $1,500,000 | $167,600 | $1,706,000 |
| Home Improvement (one-to-four family) | 425 | $4,120,000 | $6,500 | $73,000 | $46,000 | $155,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 5 | $1,349,000 | $269,000 | $800,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,776 | $288,220,000 | $226,250 | $1,500,000 | $117,000 | $1,706,000 |
| Black | 40 | $2,367,000 | $53,000 | $252,000 | $76,500 | $223,000 |
| Asian or Pacific Islander | 37 | $7,415,000 | $188,200 | $914,000 | $263,200 | $1,206,000 |
| Not applicable | 32 | $2,111,000 | $95,500 | $460,000 | $0 | $56,000 |
| Hispanic | 12 | $1,025,000 | $123,500 | $427,000 | $139,500 | $348,000 |
| Information not provided by applicant in mail or telephone application | 4 | $565,000 | $141,000 | $352,000 | $374,000 | $550,000 |
| Other | 4 | $261,000 | $65,000 | $132,000 | $82,000 | $133,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,904 | $301,899,000 | $228,300 | $1,500,000 | $161,900 | $1,706,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $65,000 | $65,000 | $65,000 | $47,000 | $47,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,466 | $192,119,000 | $224,428 | $1,500,000 | $188,857 | $1,706,000 |
| Loan Purchased By The Institution | 959 | $75,152,000 | $82,333 | $800,000 | $60,333 | $737,000 |
| Application Denied By Financial Institution | 258 | $17,039,000 | $64,000 | $914,000 | $47,000 | $695,000 |
| Application Approved But Not Accepted | 139 | $12,639,000 | $458,750 | $1,450,000 | $188,000 | $462,000 |
| Application Withdrawn By Applicant | 83 | $5,015,000 | $56,000 | $450,000 | $70,000 | $1,016,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 136 | $6,745,000 | $36,000 | $267,000 | $44,000 | $695,000 |
| Debt-To-Income Ratio | 75 | $6,482,000 | $73,500 | $420,000 | $44,000 | $222,000 |
| Collateral | 30 | $2,897,000 | $127,000 | $914,000 | $103,500 | $230,000 |
| Other | 9 | $479,000 | $61,000 | $72,000 | $44,500 | $147,000 |
| Employment History | 5 | $245,000 | $49,000 | $67,000 | $50,500 | $63,000 |
| Unverifiable Information | 3 | $191,000 | $63,000 | $88,000 | $21,000 | $37,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.