First Financial Bank Na 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,841 |
Total Mortgage Loan Application Amount | $517,200,000 |
Average Mortgage Loan Application Amount | $130,666 |
Highest Mortgage Loan Application Amount | $10,800,000 |
Average Applicant Income | $89,333 |
Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2015.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Indiana | 3 | $ 374,000 | $ 124,000 | $ 54,000 |
Adams County Ohio | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
Allegan County Michigan | 1 | $ 37,000 | $ 37,000 | $ 210,000 |
Allen County Indiana | 26 | $ 5,289,000 | $ 203,000 | $ 125,000 |
Allen County Ohio | 14 | $ 1,456,000 | $ 104,000 | $ 43,000 |
Ashland County Ohio | 1 | $ 20,000 | $ 20,000 | $ 15,000 |
Athens County Ohio | 3 | $ 412,000 | $ 137,000 | $ 32,000 |
Auglaize County Ohio | 5 | $ 632,000 | $ 126,000 | $ 84,000 |
Bartholomew County Indiana | 201 | $ 30,586,000 | $ 152,000 | $ 82,000 |
Belmont County Ohio | 2 | $ 292,000 | $ 146,000 | $ 104,000 |
Blackford County Indiana | 2 | $ 119,000 | $ 59,000 | $ 29,000 |
Boone County Indiana | 14 | $ 4,670,000 | $ 333,000 | $ 153,000 |
Boone County Kentucky | 12 | $ 1,312,000 | $ 109,000 | $ 84,000 |
Broward County Florida | 2 | $ 594,000 | $ 297,000 | $ 156,000 |
Brown County Indiana | 7 | $ 1,097,000 | $ 156,000 | $ 93,000 |
Butler County Ohio | 231 | $ 27,440,000 | $ 118,000 | $ 79,000 |
Campbell County Kentucky | 7 | $ 1,170,000 | $ 167,000 | $ 79,000 |
Campbell County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 157,000 |
Carroll County Indiana | 14 | $ 1,151,000 | $ 82,000 | $ 52,000 |
Cass County Indiana | 2 | $ 174,000 | $ 87,000 | $ 78,000 |
Champaign County Ohio | 2 | $ 269,000 | $ 134,000 | $ 81,000 |
Cheboygan County Michigan | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
Clackamas County Oregon | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
Clark County Indiana | 2 | $ 425,000 | $ 212,000 | $ 70,000 |
Clark County Ohio | 6 | $ 599,000 | $ 99,000 | $ 72,000 |
Clermont County Ohio | 35 | $ 5,435,000 | $ 155,000 | $ 88,000 |
Clinton County Indiana | 5 | $ 1,033,000 | $ 206,000 | $ 57,000 |
Clinton County Ohio | 5 | $ 271,000 | $ 54,000 | $ 43,000 |
Cobb County Georgia | 1 | $ 348,000 | $ 348,000 | $ 400,000 |
Collier County Florida | 2 | $ 909,000 | $ 454,000 | $ 274,000 |
Cook County Illinois | 6 | $ 910,000 | $ 151,000 | $ 125,000 |
Coshocton County Ohio | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
Crawford County Ohio | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
Cuyahoga County Ohio | 8 | $ 1,919,000 | $ 239,000 | $ 77,000 |
Darke County Ohio | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
Dearborn County Indiana | 25 | $ 3,320,000 | $ 132,000 | $ 78,000 |
Decatur County Indiana | 4 | $ 465,000 | $ 116,000 | $ 39,000 |
Defiance County Ohio | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
Delaware County Indiana | 2 | $ 128,000 | $ 64,000 | $ 76,000 |
Delaware County Ohio | 130 | $ 33,885,000 | $ 260,000 | $ 125,000 |
Denver County Colorado | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
Erie County Ohio | 2 | $ 414,000 | $ 207,000 | $ 427,000 |
Escambia County Florida | 1 | $ 187,000 | $ 187,000 | $ 50,000 |
Fairfield County Ohio | 42 | $ 7,439,000 | $ 177,000 | $ 93,000 |
Fayette County Indiana | 8 | $ 634,000 | $ 79,000 | $ 51,000 |
Fayette County Ohio | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
Franklin County Indiana | 4 | $ 399,000 | $ 99,000 | $ 30,000 |
Franklin County Ohio | 777 | $ 162,923,000 | $ 209,000 | $ 114,000 |
Fulton County Indiana | 6 | $ 461,000 | $ 76,000 | $ 51,000 |
Fulton County Ohio | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
Geauga County Ohio | 1 | $ 264,000 | $ 264,000 | $ 86,000 |
Grant County Kentucky | 2 | $ 567,000 | $ 283,000 | $ 180,000 |
Greene County Indiana | 2 | $ 168,000 | $ 84,000 | $ 41,000 |
Greene County Ohio | 18 | $ 3,138,000 | $ 174,000 | $ 89,000 |
Hall County Georgia | 1 | $ 340,000 | $ 340,000 | $ 79,000 |
Hamilton County Indiana | 24 | $ 8,808,000 | $ 367,000 | $ 224,000 |
Hamilton County Ohio | 307 | $ 54,362,000 | $ 177,000 | $ 95,000 |
Hancock County Indiana | 2 | $ 416,000 | $ 208,000 | $ 110,000 |
Hancock County Ohio | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
Hardin County Ohio | 3 | $ 204,000 | $ 68,000 | $ 99,000 |
Hendricks County Indiana | 4 | $ 761,000 | $ 190,000 | $ 83,000 |
Henry County Indiana | 1 | $ 403,000 | $ 403,000 | $ 227,000 |
Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
Highland County Ohio | 10 | $ 1,466,000 | $ 146,000 | $ 74,000 |
Hocking County Ohio | 1 | $ 172,000 | $ 172,000 | $ 257,000 |
Howard County Indiana | 4 | $ 6,282,000 | $ 1,570,000 | $ 84,000 |
Huntington County Indiana | 1 | $ 179,000 | $ 179,000 | $ 139,000 |
Indian River County Florida | 1 | $ 316,000 | $ 316,000 | $ 240,000 |
Jackson County Indiana | 23 | $ 2,019,000 | $ 87,000 | $ 56,000 |
Jackson County Ohio | 1 | $ 168,000 | $ 168,000 | $ 90,000 |
Jasper County Indiana | 3 | $ 280,000 | $ 93,000 | $ 62,000 |
Jay County Indiana | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
Jefferson County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 118,000 |
Jennings County Indiana | 24 | $ 2,853,000 | $ 118,000 | $ 66,000 |
Johnson County Indiana | 21 | $ 2,170,000 | $ 103,000 | $ 47,000 |
Kent County Michigan | 2 | $ 260,000 | $ 130,000 | $ 86,000 |
Kenton County Kentucky | 17 | $ 2,246,000 | $ 132,000 | $ 65,000 |
Knox County Ohio | 8 | $ 1,516,000 | $ 189,000 | $ 88,000 |
Kosciusko County Indiana | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
LaGrange County Indiana | 2 | $ 268,000 | $ 134,000 | $ 59,000 |
Lake County Indiana | 168 | $ 23,588,000 | $ 140,000 | $ 79,000 |
Lancaster County South Carolina | 1 | $ 219,000 | $ 219,000 | $ 79,000 |
LaPorte County Indiana | 2 | $ 382,000 | $ 191,000 | $ 67,000 |
Lawrence County Indiana | 1 | $ 263,000 | $ 263,000 | $ 121,000 |
Lee County Florida | 3 | $ 633,000 | $ 211,000 | $ 94,000 |
Licking County Ohio | 55 | $ 9,368,000 | $ 170,000 | $ 73,000 |
Logan County Ohio | 3 | $ 767,000 | $ 255,000 | $ 355,000 |
Lucas County Ohio | 2 | $ 337,000 | $ 168,000 | $ 129,000 |
Madison County Indiana | 4 | $ 587,000 | $ 146,000 | $ 88,000 |
Madison County Ohio | 12 | $ 2,909,000 | $ 242,000 | $ 125,000 |
Mahoning County Ohio | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
Manatee County Florida | 1 | $ 400,000 | $ 400,000 | $ 561,000 |
Marion County Indiana | 36 | $ 4,359,000 | $ 121,000 | $ 84,000 |
Marion County Ohio | 20 | $ 2,430,000 | $ 121,000 | $ 58,000 |
Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
McLean County Illinois | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
Medina County Ohio | 2 | $ 212,000 | $ 106,000 | $ 38,000 |
Mercer County Ohio | 24 | $ 2,890,000 | $ 120,000 | $ 81,000 |
Miami County Ohio | 3 | $ 545,000 | $ 181,000 | $ 80,000 |
Miami-Dade County Florida | 2 | $ 489,000 | $ 244,000 | $ 210,000 |
Monroe County Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 660,000 |
Monroe County Indiana | 7 | $ 11,703,000 | $ 1,671,000 | $ 60,000 |
Montgomery County Ohio | 88 | $ 16,163,000 | $ 183,000 | $ 76,000 |
Morgan County Indiana | 5 | $ 536,000 | $ 107,000 | $ 55,000 |
Morrow County Ohio | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
Muskingum County Ohio | 3 | $ 340,000 | $ 113,000 | $ 418,000 |
Noble County Indiana | 1 | $ 177,000 | $ 177,000 | $ 66,000 |
Oakland County Michigan | 2 | $ 1,913,000 | $ 956,000 | $ 368,000 |
Ohio County Indiana | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
Orange County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 197,000 |
Osceola County Florida | 1 | $ 349,000 | $ 349,000 | $ 172,000 |
Ottawa County Ohio | 7 | $ 1,417,000 | $ 202,000 | $ 215,000 |
Paulding County Ohio | 4 | $ 328,000 | $ 82,000 | $ 49,000 |
Pickaway County Ohio | 7 | $ 907,000 | $ 129,000 | $ 70,000 |
Pike County Ohio | 1 | $ 189,000 | $ 189,000 | $ 56,000 |
Porter County Indiana | 14 | $ 2,389,000 | $ 170,000 | $ 55,000 |
Preble County Ohio | 17 | $ 1,354,000 | $ 79,000 | $ 45,000 |
Pulaski County Indiana | 1 | $ 400,000 | $ 400,000 | $ 160,000 |
Putnam County Indiana | 3 | $ 609,000 | $ 203,000 | $ 73,000 |
Putnam County Ohio | 1 | $ 114,000 | $ 114,000 | $ 85,000 |
Randolph County Indiana | 5 | $ 557,000 | $ 111,000 | $ 41,000 |
Richland County Ohio | 2 | $ 654,000 | $ 327,000 | $ 0 |
Ripley County Indiana | 4 | $ 524,000 | $ 131,000 | $ 55,000 |
Ross County Ohio | 1 | $ 137,000 | $ 137,000 | $ 99,000 |
Rush County Indiana | 6 | $ 521,000 | $ 86,000 | $ 53,000 |
Sandusky County Ohio | 1 | $ 124,000 | $ 124,000 | $ 105,000 |
Sarasota County Florida | 2 | $ 271,000 | $ 135,000 | $ 148,000 |
Scott County Indiana | 2 | $ 367,000 | $ 183,000 | $ 83,000 |
Seminole County Florida | 1 | $ 152,000 | $ 152,000 | $ 108,000 |
Shelby County Indiana | 26 | $ 3,459,000 | $ 133,000 | $ 69,000 |
Shelby County Ohio | 1 | $ 138,000 | $ 138,000 | $ 63,000 |
Sitka County Alaska | 1 | $ 352,000 | $ 352,000 | $ 153,000 |
Starke County Indiana | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
Steuben County Indiana | 1 | $ 232,000 | $ 232,000 | $ 67,000 |
Sullivan County Indiana | 1 | $ 73,000 | $ 73,000 | $ 164,000 |
Summit County Ohio | 4 | $ 698,000 | $ 174,000 | $ 72,000 |
Sumter County Florida | 1 | $ 166,000 | $ 166,000 | $ 59,000 |
Switzerland County Indiana | 3 | $ 449,000 | $ 149,000 | $ 68,000 |
Tippecanoe County Indiana | 6 | $ 985,000 | $ 164,000 | $ 56,000 |
Union County Indiana | 3 | $ 321,000 | $ 107,000 | $ 83,000 |
Union County Ohio | 23 | $ 6,062,000 | $ 263,000 | $ 115,000 |
Van Wert County Ohio | 18 | $ 1,559,000 | $ 86,000 | $ 52,000 |
Volusia County Florida | 1 | $ 331,000 | $ 331,000 | $ 239,000 |
Wabash County Indiana | 9 | $ 1,263,000 | $ 140,000 | $ 64,000 |
Warren County Indiana | 1 | $ 97,000 | $ 97,000 | $ 59,000 |
Warren County Ohio | 58 | $ 9,509,000 | $ 163,000 | $ 76,000 |
Wayne County Michigan | 3 | $ 357,000 | $ 119,000 | $ 46,000 |
Wayne County Ohio | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
Wells County Indiana | 3 | $ 454,000 | $ 151,000 | $ 130,000 |
White County Indiana | 2 | $ 268,000 | $ 134,000 | $ 68,000 |
Will County Illinois | 3 | $ 589,000 | $ 196,000 | $ 142,000 |
Williams County Ohio | 14 | $ 1,500,000 | $ 107,000 | $ 47,000 |
Wilson County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
Wood County Ohio | 2 | $ 359,000 | $ 179,000 | $ 85,000 |
Wyandot County Ohio | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,824 | $320,696,000 | $175,000 | $5,622,000 | $90,000 | $1,900,000 |
Refinancing | 964 | $195,719,000 | $203,000 | $10,800,000 | $109,000 | $2,160,000 |
Home Improvement | 53 | $785,000 | $14,000 | $60,000 | $69,000 | $505,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,397 | $411,482,000 | $171,000 | $1,690,000 | $100,000 | $2,160,000 |
Not Provided | 116 | $18,075,000 | $155,000 | $754,000 | $99,000 | $685,000 |
Not applicable | 100 | $48,159,000 | $481,000 | $10,800,000 | $0 | $0 |
Black or African American | 84 | $12,194,000 | $145,000 | $785,000 | $69,000 | $575,000 |
Asian | 77 | $16,985,000 | $220,000 | $1,000,000 | $115,000 | $485,000 |
Hispanic | 62 | $9,667,000 | $155,000 | $466,000 | $94,000 | $505,000 |
Native Hawaiian or Other Pacific Islander | 3 | $430,000 | $143,000 | $164,000 | $72,000 | $101,000 |
American Indian or Alaskan Native | 2 | $208,000 | $104,000 | $178,000 | $51,000 | $55,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,318 | $446,540,000 | $192,000 | $10,800,000 | $104,000 | $2,160,000 |
FHA-insured (Federal Housing Administration) | 386 | $49,338,000 | $127,000 | $385,000 | $55,000 | $240,000 |
VA-guaranteed (Veterans Administration) | 83 | $14,929,000 | $179,000 | $421,000 | $74,000 | $206,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 54 | $6,393,000 | $118,000 | $268,000 | $49,000 | $109,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,086 | $398,749,000 | $191,000 | $10,800,000 | $94,000 | $1,456,000 |
Application Denied By Financial Institution | 583 | $86,803,000 | $148,000 | $1,690,000 | $95,000 | $2,160,000 |
Application Withdrawn By Applicant | 124 | $22,196,000 | $179,000 | $779,000 | $106,000 | $1,900,000 |
Application Approved But Not Accepted | 29 | $5,943,000 | $204,000 | $1,000,000 | $147,000 | $439,000 |
File Closed For Incompleteness | 19 | $3,509,000 | $184,000 | $417,000 | $172,000 | $1,024,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 152 | $20,239,000 | $133,000 | $1,500,000 | $91,000 | $1,464,000 |
Collateral | 150 | $22,622,000 | $150,000 | $675,000 | $94,000 | $757,000 |
Credit Application Incomplete | 141 | $24,075,000 | $170,000 | $1,690,000 | $122,000 | $2,160,000 |
Debt-To-Income Ratio | 87 | $12,006,000 | $138,000 | $1,000,000 | $52,000 | $330,000 |
Employment History | 22 | $3,284,000 | $149,000 | $417,000 | $58,000 | $183,000 |
Other | 17 | $1,977,000 | $116,000 | $648,000 | $154,000 | $505,000 |
Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,788,000 | $223,000 | $672,000 | $158,000 | $685,000 |
Unverifiable Information | 5 | $736,000 | $147,000 | $236,000 | $95,000 | $140,000 |
Mortgage Insurance Denied | 1 | $76,000 | $76,000 | $76,000 | $45,000 | $45,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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