First Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Federal Savings Bank
P.O. Box 527
Rochester, IN 46975
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,641
Total Mortgage Loan Application Amount $331,615,000
Average Mortgage Loan Application Amount $145,600
Highest Mortgage Loan Application Amount $2,965,000
Average Applicant Income $105,800
Highest Applicant Income $2,992,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Federal Savings Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Joseph County Indiana 378 $ 86,160,000 $ 227,000 $ 119,000
Marshall County Indiana 290 $ 39,070,000 $ 134,000 $ 89,000
Elkhart County Indiana 251 $ 42,415,000 $ 168,000 $ 103,000
Kosciusko County Indiana 207 $ 44,285,000 $ 213,000 $ 135,000
Fulton County Indiana 167 $ 24,555,000 $ 147,000 $ 76,000
Starke County Indiana 53 $ 7,065,000 $ 133,000 $ 81,000
Cass County Michigan 48 $ 23,190,000 $ 483,000 $ 208,000
Pulaski County Indiana 44 $ 4,990,000 $ 113,000 $ 84,000
LaPorte County Indiana 24 $ 4,940,000 $ 205,000 $ 109,000
Marion County Indiana 22 $ 4,930,000 $ 224,000 $ 110,000
Berrien County Michigan 20 $ 8,110,000 $ 405,000 $ 160,000
Allen County Indiana 15 $ 3,515,000 $ 234,000 $ 156,000
Hamilton County Indiana 10 $ 5,780,000 $ 578,000 $ 196,000
Hendricks County Indiana 10 $ 4,110,000 $ 411,000 $ 137,000
Miami County Indiana 10 $ 1,110,000 $ 111,000 $ 85,000
Howard County Indiana 9 $ 5,935,000 $ 659,000 $ 86,000
LaGrange County Indiana 8 $ 1,940,000 $ 242,000 $ 174,000
Cass County Indiana 7 $ 3,105,000 $ 443,000 $ 59,000
Noble County Indiana 7 $ 1,435,000 $ 205,000 $ 100,000
Whitley County Indiana 7 $ 1,745,000 $ 249,000 $ 123,000
St. Joseph County Michigan 7 $ 1,495,000 $ 213,000 $ 128,000
Johnson County Indiana 5 $ 2,435,000 $ 487,000 $ 180,000
Wabash County Indiana 5 $ 955,000 $ 191,000 $ 81,000
Hancock County Indiana 3 $ 1,045,000 $ 348,000 $ 178,000
Cook County Illinois 2 $ 1,320,000 $ 660,000 $ 488,000
Jasper County Indiana 2 $ 500,000 $ 250,000 $ 97,000
Lake County Indiana 2 $ 500,000 $ 250,000 $ 89,000
Porter County Indiana 2 $ 740,000 $ 370,000 $ 228,000
Steuben County Indiana 2 $ 290,000 $ 145,000 $ 175,000
Lee County Florida 1 $ 155,000 $ 155,000 $ 231,000
Volusia County Florida 1 $ 175,000 $ 175,000 $ 117,000
Coles County Illinois 1 $ 65,000 $ 65,000 $ 60,000
McHenry County Illinois 1 $ 205,000 $ 205,000 $ 170,000
Will County Illinois 1 $ 105,000 $ 105,000 $ 82,000
Carroll County Indiana 1 $ 205,000 $ 205,000 $ 46,000
DeKalb County Indiana 1 $ 75,000 $ 75,000 $ 52,000
Delaware County Indiana 1 $ 205,000 $ 205,000 $ 274,000
Huntington County Indiana 1 $ 45,000 $ 45,000 $ 102,000
Shelby County Indiana 1 $ 215,000 $ 215,000 $ 67,000
Spencer County Indiana 1 $ 235,000 $ 235,000 $ 89,000
Tippecanoe County Indiana 1 $ 405,000 $ 405,000 $ 444,000
Wells County Indiana 1 $ 85,000 $ 85,000 $ 99,000
White County Indiana 1 $ 25,000 $ 25,000 $ 68,000
Barry County Michigan 1 $ 165,000 $ 165,000 $ 185,000
Jackson County Michigan 1 $ 185,000 $ 185,000 $ 75,000
Kalamazoo County Michigan 1 $ 55,000 $ 55,000 $ 76,000
Kent County Michigan 1 $ 115,000 $ 115,000 $ 165,000
Manistee County Michigan 1 $ 235,000 $ 235,000 $ 137,000
Van Buren County Michigan 1 $ 115,000 $ 115,000 $ 96,000
Cuyahoga County Ohio 1 $ 215,000 $ 215,000 $ 144,000
Hamilton County Ohio 1 $ 245,000 $ 245,000 $ 50,000
Summit County Ohio 1 $ 215,000 $ 215,000 $ 117,000
Beaufort County South Carolina 1 $ 205,000 $ 205,000 $ 177,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Federal Savings Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 808 $229,760,000 $284,000 $2,365,000 $121,000 $945,000
Cash-out Refinancing 335 $60,105,000 $179,000 $2,965,000 $88,000 $840,000
Other Purpose 314 $21,210,000 $67,000 $535,000 $123,000 $2,992,000
Refinancing 133 $16,825,000 $126,000 $1,025,000 $81,000 $494,000
Home Improvement 51 $3,715,000 $72,000 $295,000 $116,000 $316,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,459 $279,635,000 $191,000 $2,365,000 $111,000 $2,992,000
Hispanic 70 $8,920,000 $127,000 $425,000 $74,000 $315,000
Not applicable 44 $23,720,000 $539,000 $2,965,000 $0 $0
Asian 24 $10,340,000 $430,000 $1,445,000 $213,000 $700,000
Black or African American 19 $5,125,000 $269,000 $2,005,000 $140,000 $656,000
Not Provided 19 $3,095,000 $162,000 $645,000 $93,000 $185,000
American Indian or Alaskan Native 4 $280,000 $70,000 $125,000 $66,000 $88,000
Native Hawaiian or Other Pacific Islander 1 $125,000 $125,000 $125,000 $99,000 $99,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,639 $331,365,000 $202,000 $2,965,000 $111,000 $2,992,000
FHA-insured (Federal Housing Administration) 1 $95,000 $95,000 $95,000 $33,000 $33,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $155,000 $155,000 $155,000 $48,000 $48,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,375 $283,085,000 $205,000 $2,965,000 $112,000 $868,000
Application Withdrawn By Applicant 114 $22,780,000 $199,000 $945,000 $123,000 $2,992,000
Application Denied By Financial Institution 103 $15,265,000 $148,000 $1,305,000 $81,000 $242,000
File Closed For Incompleteness 27 $7,035,000 $260,000 $1,235,000 $152,000 $945,000
Application Approved But Not Accepted 22 $3,450,000 $156,000 $485,000 $85,000 $148,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,538 $316,350,000 $205,000 $2,965,000 $113,000 $2,992,000
Collateral 32 $5,050,000 $157,000 $1,305,000 $75,000 $242,000
Debt-To-Income Ratio 31 $5,215,000 $168,000 $785,000 $77,000 $170,000
Credit History 25 $3,185,000 $127,000 $265,000 $90,000 $215,000
Other 8 $600,000 $75,000 $255,000 $98,000 $180,000
Employment History 7 $1,215,000 $173,000 $595,000 $70,000 $212,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.

Download the Indiana Lender List