First Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Federal Savings Bank P.O. Box 527 Rochester, IN 46975 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,205 |
| Total Mortgage Loan Application Amount | $301,100,000 |
| Average Mortgage Loan Application Amount | $131,000 |
| Highest Mortgage Loan Application Amount | $2,630,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $2,747,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marshall County Indiana | 480 | $ 53,339,000 | $ 111,000 | $ 68,000 |
| St. Joseph County Indiana | 460 | $ 68,300,000 | $ 148,000 | $ 101,000 |
| Elkhart County Indiana | 364 | $ 47,364,000 | $ 130,000 | $ 72,000 |
| Kosciusko County Indiana | 303 | $ 50,064,000 | $ 165,000 | $ 95,000 |
| Fulton County Indiana | 178 | $ 17,836,000 | $ 100,000 | $ 68,000 |
| Starke County Indiana | 105 | $ 9,583,000 | $ 91,000 | $ 59,000 |
| Pulaski County Indiana | 53 | $ 4,977,000 | $ 93,000 | $ 63,000 |
| Cass County Michigan | 30 | $ 6,176,000 | $ 205,000 | $ 130,000 |
| Miami County Indiana | 21 | $ 1,807,000 | $ 86,000 | $ 59,000 |
| LaPorte County Indiana | 19 | $ 2,900,000 | $ 152,000 | $ 94,000 |
| Allen County Indiana | 17 | $ 2,665,000 | $ 156,000 | $ 99,000 |
| Hendricks County Indiana | 16 | $ 5,368,000 | $ 335,000 | $ 128,000 |
| Berrien County Michigan | 16 | $ 2,691,000 | $ 168,000 | $ 89,000 |
| Marion County Indiana | 12 | $ 3,307,000 | $ 275,000 | $ 155,000 |
| Wabash County Indiana | 12 | $ 1,035,000 | $ 86,000 | $ 64,000 |
| Whitley County Indiana | 12 | $ 2,193,000 | $ 182,000 | $ 96,000 |
| LaGrange County Indiana | 11 | $ 1,416,000 | $ 128,000 | $ 60,000 |
| Johnson County Indiana | 10 | $ 2,417,000 | $ 241,000 | $ 125,000 |
| Noble County Indiana | 10 | $ 1,381,000 | $ 138,000 | $ 84,000 |
| Hamilton County Indiana | 9 | $ 2,607,000 | $ 289,000 | $ 132,000 |
| Porter County Indiana | 6 | $ 741,000 | $ 123,000 | $ 76,000 |
| Tippecanoe County Indiana | 6 | $ 947,000 | $ 157,000 | $ 84,000 |
| St. Joseph County Michigan | 5 | $ 650,000 | $ 130,000 | $ 77,000 |
| Cass County Indiana | 4 | $ 340,000 | $ 85,000 | $ 61,000 |
| DeKalb County Indiana | 4 | $ 767,000 | $ 191,000 | $ 64,000 |
| Steuben County Indiana | 4 | $ 793,000 | $ 198,000 | $ 127,000 |
| White County Indiana | 4 | $ 285,000 | $ 71,000 | $ 54,000 |
| Pinellas County Florida | 3 | $ 1,216,000 | $ 405,000 | $ 143,000 |
| Morgan County Indiana | 3 | $ 744,000 | $ 248,000 | $ 127,000 |
| Lee County Florida | 2 | $ 1,820,000 | $ 910,000 | $ 1,387,000 |
| Cook County Illinois | 2 | $ 688,000 | $ 344,000 | $ 172,000 |
| Carroll County Indiana | 2 | $ 166,000 | $ 83,000 | $ 68,000 |
| Grant County Indiana | 2 | $ 239,000 | $ 119,000 | $ 77,000 |
| Huntington County Indiana | 2 | $ 182,000 | $ 91,000 | $ 120,000 |
| Jasper County Indiana | 2 | $ 254,000 | $ 127,000 | $ 46,000 |
| Lenawee County Michigan | 2 | $ 235,000 | $ 117,000 | $ 51,000 |
| Tarrant County Texas | 2 | $ 348,000 | $ 174,000 | $ 122,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 164,000 |
| Will County Illinois | 1 | $ 220,000 | $ 220,000 | $ 165,000 |
| Boone County Indiana | 1 | $ 283,000 | $ 283,000 | $ 94,000 |
| Clinton County Indiana | 1 | $ 162,000 | $ 162,000 | $ 133,000 |
| Greene County Indiana | 1 | $ 126,000 | $ 126,000 | $ 49,000 |
| Knox County Indiana | 1 | $ 208,000 | $ 208,000 | $ 135,000 |
| Antrim County Michigan | 1 | $ 950,000 | $ 950,000 | $ 618,000 |
| Iron County Michigan | 1 | $ 122,000 | $ 122,000 | $ 91,000 |
| Van Buren County Michigan | 1 | $ 180,000 | $ 180,000 | $ 120,000 |
| Lucas County Ohio | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
| Coffee County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 318,000 |
| Cumberland County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 216,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Savings Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,128 | $158,501,000 | $140,000 | $1,760,000 | $84,000 | $2,747,000 |
| Home Improvement | 899 | $121,325,000 | $134,000 | $2,630,000 | $87,000 | $1,791,000 |
| Refinancing | 178 | $21,274,000 | $119,000 | $1,350,000 | $70,000 | $303,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,067 | $285,020,000 | $137,000 | $2,630,000 | $85,000 | $2,747,000 |
| Hispanic | 100 | $10,271,000 | $102,000 | $490,000 | $59,000 | $359,000 |
| Black or African American | 18 | $1,925,000 | $106,000 | $307,000 | $77,000 | $174,000 |
| Asian | 14 | $2,774,000 | $198,000 | $1,097,000 | $89,000 | $224,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $991,000 | $330,000 | $759,000 | $102,000 | $225,000 |
| American Indian or Alaskan Native | 2 | $86,000 | $43,000 | $44,000 | $57,000 | $83,000 |
| Not Provided | 1 | $33,000 | $33,000 | $33,000 | $35,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,967 | $275,652,000 | $140,000 | $2,630,000 | $88,000 | $2,747,000 |
| FHA-insured (Federal Housing Administration) | 173 | $19,338,000 | $111,000 | $276,000 | $53,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 65 | $6,110,000 | $94,000 | $276,000 | $38,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,886 | $262,641,000 | $139,000 | $2,630,000 | $87,000 | $2,747,000 |
| Application Withdrawn By Applicant | 144 | $20,239,000 | $140,000 | $1,350,000 | $73,000 | $298,000 |
| Application Denied By Financial Institution | 137 | $12,988,000 | $94,000 | $330,000 | $51,000 | $262,000 |
| Application Approved But Not Accepted | 23 | $3,134,000 | $136,000 | $759,000 | $70,000 | $225,000 |
| File Closed For Incompleteness | 15 | $2,098,000 | $139,000 | $272,000 | $104,000 | $318,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 53 | $4,133,000 | $77,000 | $198,000 | $51,000 | $161,000 |
| Credit History | 42 | $4,167,000 | $99,000 | $180,000 | $50,000 | $99,000 |
| Debt-To-Income Ratio | 28 | $3,347,000 | $119,000 | $297,000 | $54,000 | $262,000 |
| Employment History | 5 | $439,000 | $87,000 | $143,000 | $29,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $227,000 | $56,000 | $90,000 | $32,000 | $35,000 |
| Other | 4 | $567,000 | $141,000 | $330,000 | $81,000 | $160,000 |
| Unverifiable Information | 1 | $108,000 | $108,000 | $108,000 | $31,000 | $31,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.