First Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Federal Savings Bank 301 E 9Th Street Rochester, IN 46975 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,834 |
| Total Mortgage Loan Application Amount | $306,196,000 |
| Average Mortgage Loan Application Amount | $177,562 |
| Highest Mortgage Loan Application Amount | $1,280,000 |
| Average Applicant Income | $97,375 |
| Highest Applicant Income | $2,760,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marshall County Indiana | 630 | $ 61,168,000 | $ 97,000 | $ 55,000 |
| Elkhart County Indiana | 532 | $ 64,566,000 | $ 121,000 | $ 62,000 |
| St. Joseph County Indiana | 410 | $ 42,377,000 | $ 103,000 | $ 76,000 |
| Kosciusko County Indiana | 390 | $ 48,235,000 | $ 123,000 | $ 79,000 |
| Fulton County Indiana | 283 | $ 25,029,000 | $ 88,000 | $ 61,000 |
| Starke County Indiana | 154 | $ 13,516,000 | $ 87,000 | $ 56,000 |
| Pulaski County Indiana | 101 | $ 8,139,000 | $ 80,000 | $ 52,000 |
| Cass County Michigan | 43 | $ 7,555,000 | $ 175,000 | $ 92,000 |
| Miami County Indiana | 25 | $ 2,043,000 | $ 81,000 | $ 60,000 |
| Noble County Indiana | 25 | $ 2,487,000 | $ 99,000 | $ 66,000 |
| LaPorte County Indiana | 22 | $ 1,955,000 | $ 88,000 | $ 65,000 |
| Wabash County Indiana | 22 | $ 1,942,000 | $ 88,000 | $ 61,000 |
| Allen County Indiana | 19 | $ 2,593,000 | $ 136,000 | $ 93,000 |
| LaGrange County Indiana | 19 | $ 2,823,000 | $ 148,000 | $ 58,000 |
| Berrien County Michigan | 16 | $ 1,790,000 | $ 111,000 | $ 87,000 |
| Cass County Indiana | 13 | $ 1,131,000 | $ 87,000 | $ 60,000 |
| Whitley County Indiana | 13 | $ 1,867,000 | $ 143,000 | $ 49,000 |
| DeKalb County Indiana | 9 | $ 1,197,000 | $ 133,000 | $ 67,000 |
| Marion County Indiana | 9 | $ 1,705,000 | $ 189,000 | $ 182,000 |
| Cook County Illinois | 8 | $ 2,106,000 | $ 263,000 | $ 94,000 |
| Jasper County Indiana | 7 | $ 810,000 | $ 115,000 | $ 60,000 |
| Lake County Indiana | 7 | $ 778,000 | $ 111,000 | $ 66,000 |
| White County Indiana | 7 | $ 612,000 | $ 87,000 | $ 86,000 |
| Carroll County Indiana | 6 | $ 638,000 | $ 106,000 | $ 87,000 |
| Steuben County Indiana | 6 | $ 753,000 | $ 125,000 | $ 64,000 |
| St. Joseph County Michigan | 6 | $ 1,253,000 | $ 208,000 | $ 104,000 |
| Porter County Indiana | 5 | $ 557,000 | $ 111,000 | $ 57,000 |
| Tippecanoe County Indiana | 5 | $ 499,000 | $ 99,000 | $ 87,000 |
| Madison County Indiana | 4 | $ 319,000 | $ 79,000 | $ 60,000 |
| Howard County Indiana | 3 | $ 337,000 | $ 112,000 | $ 64,000 |
| Wells County Indiana | 3 | $ 356,000 | $ 118,000 | $ 73,000 |
| Grant County Indiana | 2 | $ 145,000 | $ 72,000 | $ 95,000 |
| Hamilton County Indiana | 2 | $ 473,000 | $ 236,000 | $ 87,000 |
| Defiance County Ohio | 2 | $ 140,000 | $ 70,000 | $ 73,000 |
| Paulding County Ohio | 2 | $ 245,000 | $ 122,000 | $ 72,000 |
| Douglas County Colorado | 1 | $ 328,000 | $ 328,000 | $ 134,000 |
| Brevard County Florida | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Collier County Florida | 1 | $ 188,000 | $ 188,000 | $ 198,000 |
| Hernando County Florida | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Palm Beach County Florida | 1 | $ 292,000 | $ 292,000 | $ 181,000 |
| Pinellas County Florida | 1 | $ 218,000 | $ 218,000 | $ 66,000 |
| Clinton County Indiana | 1 | $ 52,000 | $ 52,000 | $ 124,000 |
| Delaware County Indiana | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Warren County Indiana | 1 | $ 91,000 | $ 91,000 | $ 70,000 |
| Antrim County Michigan | 1 | $ 200,000 | $ 200,000 | $ 307,000 |
| Branch County Michigan | 1 | $ 106,000 | $ 106,000 | $ 28,000 |
| Kalamazoo County Michigan | 1 | $ 292,000 | $ 292,000 | $ 396,000 |
| Washtenaw County Michigan | 1 | $ 240,000 | $ 240,000 | $ 53,000 |
| Darke County Ohio | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| Fulton County Ohio | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| Montgomery County Ohio | 1 | $ 139,000 | $ 139,000 | $ 37,000 |
| Ottawa County Ohio | 1 | $ 156,000 | $ 156,000 | $ 88,000 |
| Portage County Ohio | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Van Wert County Ohio | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Franklin County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 85,000 |
| Cumberland County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 133,000 |
| Maury County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Tarrant County Texas | 1 | $ 159,000 | $ 159,000 | $ 190,000 |
| Norfolk County Virginia | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,589 | $198,409,000 | $201,100 | $1,280,000 | $105,700 | $2,760,000 |
| Refinancing | 1,221 | $104,788,000 | $141,200 | $873,000 | $82,800 | $1,336,000 |
| Home Improvement | 24 | $2,999,000 | $124,000 | $352,000 | $87,000 | $193,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,680 | $290,645,000 | $189,900 | $1,280,000 | $102,500 | $2,760,000 |
| Hispanic | 105 | $8,253,000 | $71,500 | $250,000 | $34,500 | $156,000 |
| Asian | 17 | $2,593,000 | $193,500 | $360,000 | $77,500 | $300,000 |
| Black or African American | 14 | $1,543,000 | $107,500 | $213,000 | $51,500 | $79,000 |
| Not Provided | 9 | $2,112,000 | $320,500 | $688,000 | $155,000 | $232,000 |
| Not applicable | 4 | $628,000 | $157,000 | $285,000 | $139,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $207,000 | $69,000 | $144,000 | $46,000 | $67,000 |
| American Indian or Alaskan Native | 2 | $215,000 | $107,000 | $120,000 | $78,000 | $99,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,834 | $306,196,000 | $195,700 | $1,280,000 | $103,900 | $2,760,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,467 | $268,001,000 | $201,222 | $1,280,000 | $97,000 | $2,760,000 |
| Application Denied By Financial Institution | 199 | $19,203,000 | $96,333 | $625,000 | $69,333 | $145,000 |
| Application Withdrawn By Applicant | 118 | $12,525,000 | $107,000 | $577,000 | $57,500 | $400,000 |
| File Closed For Incompleteness | 49 | $6,345,000 | $244,666 | $875,000 | $124,000 | $339,000 |
| Application Approved But Not Accepted | 1 | $122,000 | $122,000 | $122,000 | $82,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 107 | $9,744,000 | $95,000 | $285,000 | $77,333 | $120,000 |
| Debt-To-Income Ratio | 59 | $6,633,000 | $108,000 | $625,000 | $31,500 | $145,000 |
| Collateral | 15 | $999,000 | $66,000 | $120,000 | $45,000 | $80,000 |
| Other | 13 | $1,363,000 | $104,000 | $391,000 | $74,000 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $205,000 | $102,000 | $112,000 | $53,000 | $59,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $55,000 | $55,000 |
| Unverifiable Information | 1 | $59,000 | $59,000 | $59,000 | $27,000 | $27,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $23,000 | $23,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.