First Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Federal Savings Bank
633 Lasalle St
Ottawa, IL 61350
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 713
Total Mortgage Loan Application Amount $157,065,000
Average Mortgage Loan Application Amount $173,800
Highest Mortgage Loan Application Amount $2,275,000
Average Applicant Income $117,200
Highest Applicant Income $1,132,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Federal Savings Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaSalle County Illinois 188 $ 26,710,000 $ 142,000 $ 90,000
Kane County Illinois 126 $ 31,350,000 $ 248,000 $ 127,000
Will County Illinois 94 $ 21,740,000 $ 231,000 $ 126,000
Cook County Illinois 91 $ 27,425,000 $ 301,000 $ 177,000
DuPage County Illinois 44 $ 15,850,000 $ 360,000 $ 148,000
Grundy County Illinois 32 $ 5,860,000 $ 183,000 $ 119,000
McHenry County Illinois 22 $ 5,800,000 $ 263,000 $ 123,000
Kendall County Illinois 18 $ 4,170,000 $ 231,000 $ 129,000
Bureau County Illinois 12 $ 1,380,000 $ 115,000 $ 71,000
DeKalb County Illinois 12 $ 2,860,000 $ 238,000 $ 98,000
Lake County Illinois 11 $ 3,075,000 $ 279,000 $ 114,000
Lee County Illinois 8 $ 850,000 $ 106,000 $ 67,000
Putnam County Illinois 7 $ 585,000 $ 83,000 $ 66,000
Whiteside County Illinois 5 $ 565,000 $ 113,000 $ 91,000
Livingston County Illinois 4 $ 690,000 $ 172,000 $ 82,000
Collier County Florida 3 $ 905,000 $ 301,000 $ 183,000
Boone County Illinois 3 $ 745,000 $ 248,000 $ 146,000
Rock Island County Illinois 3 $ 525,000 $ 175,000 $ 111,000
Tazewell County Illinois 3 $ 625,000 $ 208,000 $ 77,000
Maricopa County Arizona 2 $ 400,000 $ 200,000 $ 79,000
Kankakee County Illinois 2 $ 60,000 $ 30,000 $ 0
McLean County Illinois 2 $ 230,000 $ 115,000 $ 105,000
Winnebago County Illinois 2 $ 170,000 $ 85,000 $ 32,000
Dane County Wisconsin 2 $ 340,000 $ 170,000 $ 121,000
St. Clair County Alabama 1 $ 315,000 $ 315,000 $ 91,000
Yavapai County Arizona 1 $ 105,000 $ 105,000 $ 26,000
Broward County Florida 1 $ 335,000 $ 335,000 $ 103,000
Charlotte County Florida 1 $ 215,000 $ 215,000 $ 160,000
Lake County Florida 1 $ 265,000 $ 265,000 $ 111,000
Lee County Florida 1 $ 285,000 $ 285,000 $ 115,000
Okaloosa County Florida 1 $ 135,000 $ 135,000 $ 60,000
Palm Beach County Florida 1 $ 605,000 $ 605,000 $ 135,000
Woodford County Illinois 1 $ 185,000 $ 185,000 $ 68,000
Lake County Indiana 1 $ 255,000 $ 255,000 $ 236,000
Benzie County Michigan 1 $ 355,000 $ 355,000 $ 180,000
Juneau County Wisconsin 1 $ 275,000 $ 275,000 $ 140,000
Menominee County Wisconsin 1 $ 225,000 $ 225,000 $ 402,000
Milwaukee County Wisconsin 1 $ 145,000 $ 145,000 $ 122,000
Oneida County Wisconsin 1 $ 115,000 $ 115,000 $ 143,000
Sheboygan County Wisconsin 1 $ 85,000 $ 85,000 $ 179,000
Vilas County Wisconsin 1 $ 255,000 $ 255,000 $ 137,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Federal Savings Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 307 $76,055,000 $247,000 $1,505,000 $114,000 $939,000
Refinancing 234 $47,880,000 $204,000 $2,275,000 $130,000 $1,132,000
Cash-out Refinancing 150 $30,700,000 $204,000 $1,605,000 $114,000 $831,000
Home Improvement 12 $1,730,000 $144,000 $645,000 $118,000 $292,000
Other Purpose 10 $700,000 $70,000 $305,000 $110,000 $169,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 544 $113,980,000 $209,000 $2,275,000 $122,000 $1,132,000
Hispanic 51 $9,405,000 $184,000 $475,000 $94,000 $310,000
Not Provided 50 $11,350,000 $227,000 $1,445,000 $132,000 $619,000
Not applicable 31 $13,265,000 $427,000 $1,605,000 $0 $0
Asian 17 $5,595,000 $329,000 $1,295,000 $162,000 $446,000
Black or African American 17 $2,855,000 $167,000 $355,000 $63,000 $128,000
American Indian or Alaskan Native 2 $380,000 $190,000 $265,000 $66,000 $81,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 674 $151,260,000 $224,000 $2,275,000 $123,000 $1,132,000
FHA-insured (Federal Housing Administration) 32 $4,850,000 $151,000 $325,000 $59,000 $118,000
VA-guaranteed (Veterans Administration) 4 $730,000 $182,000 $235,000 $80,000 $208,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $225,000 $75,000 $95,000 $36,000 $49,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 627 $134,985,000 $215,000 $1,505,000 $119,000 $1,132,000
Application Withdrawn By Applicant 54 $12,470,000 $230,000 $2,275,000 $126,000 $619,000
Application Denied By Financial Institution 19 $5,085,000 $267,000 $1,195,000 $122,000 $1,127,000
Application Approved But Not Accepted 12 $4,450,000 $370,000 $1,605,000 $114,000 $239,000
Loan Purchased By The Institution 1 $75,000 $75,000 $75,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 694 $151,980,000 $218,000 $2,275,000 $119,000 $1,132,000
Collateral 8 $1,170,000 $146,000 $385,000 $47,000 $99,000
Debt-To-Income Ratio 6 $1,800,000 $300,000 $865,000 $59,000 $108,000
Other 3 $1,545,000 $515,000 $1,195,000 $578,000 $1,127,000
Insufficient Cash (Downpayment, Closing Cost) 2 $570,000 $285,000 $285,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

Download the Illinois Lender List