First Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Federal Savings Bank 2323 Ring Road Elizabethtown, KY 42701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,497 |
| Total Mortgage Loan Application Amount | $187,380,000 |
| Average Mortgage Loan Application Amount | $94,666 |
| Highest Mortgage Loan Application Amount | $3,600,000 |
| Average Applicant Income | $57,666 |
| Highest Applicant Income | $1,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hardin County Kentucky | 310 | $ 37,962,000 | $ 122,000 | $ 63,000 |
| Jefferson County Kentucky | 198 | $ 36,476,000 | $ 184,000 | $ 67,000 |
| Bullitt County Kentucky | 107 | $ 12,571,000 | $ 117,000 | $ 54,000 |
| Meade County Kentucky | 92 | $ 10,523,000 | $ 114,000 | $ 59,000 |
| Hart County Kentucky | 83 | $ 7,314,000 | $ 88,000 | $ 51,000 |
| Harrison County Indiana | 77 | $ 7,282,000 | $ 94,000 | $ 60,000 |
| Nelson County Kentucky | 77 | $ 8,038,000 | $ 104,000 | $ 51,000 |
| Daviess County Kentucky | 40 | $ 3,949,000 | $ 98,000 | $ 47,000 |
| Floyd County Indiana | 33 | $ 4,260,000 | $ 129,000 | $ 59,000 |
| Vanderburgh County Indiana | 30 | $ 2,649,000 | $ 88,000 | $ 50,000 |
| Clark County Indiana | 26 | $ 3,232,000 | $ 124,000 | $ 64,000 |
| Warren County Kentucky | 25 | $ 4,084,000 | $ 163,000 | $ 70,000 |
| Larue County Kentucky | 22 | $ 1,859,000 | $ 84,000 | $ 47,000 |
| Breckinridge County Kentucky | 18 | $ 1,645,000 | $ 91,000 | $ 54,000 |
| Hopkins County Kentucky | 16 | $ 1,817,000 | $ 113,000 | $ 55,000 |
| Logan County Kentucky | 15 | $ 1,381,000 | $ 92,000 | $ 46,000 |
| Washington County Indiana | 14 | $ 1,413,000 | $ 100,000 | $ 40,000 |
| Laurel County Kentucky | 13 | $ 1,343,000 | $ 103,000 | $ 53,000 |
| Spencer County Kentucky | 11 | $ 1,447,000 | $ 131,000 | $ 54,000 |
| Fayette County Kentucky | 10 | $ 2,068,000 | $ 206,000 | $ 67,000 |
| Grayson County Kentucky | 10 | $ 826,000 | $ 82,000 | $ 52,000 |
| Taylor County Kentucky | 10 | $ 1,361,000 | $ 136,000 | $ 81,000 |
| Whitley County Kentucky | 9 | $ 874,000 | $ 97,000 | $ 60,000 |
| Barren County Kentucky | 8 | $ 431,000 | $ 53,000 | $ 39,000 |
| Calloway County Kentucky | 8 | $ 604,000 | $ 75,000 | $ 40,000 |
| Butler County Kentucky | 7 | $ 593,000 | $ 84,000 | $ 43,000 |
| Kenton County Kentucky | 7 | $ 881,000 | $ 125,000 | $ 261,000 |
| Oldham County Kentucky | 7 | $ 1,777,000 | $ 253,000 | $ 143,000 |
| Simpson County Kentucky | 7 | $ 656,000 | $ 93,000 | $ 42,000 |
| Henderson County Kentucky | 6 | $ 944,000 | $ 157,000 | $ 75,000 |
| Crawford County Indiana | 5 | $ 368,000 | $ 73,000 | $ 46,000 |
| Spencer County Indiana | 5 | $ 340,000 | $ 68,000 | $ 27,000 |
| Warrick County Indiana | 5 | $ 449,000 | $ 89,000 | $ 60,000 |
| Allen County Kentucky | 5 | $ 477,000 | $ 95,000 | $ 51,000 |
| Boyd County Kentucky | 5 | $ 429,000 | $ 85,000 | $ 45,000 |
| Muhlenberg County Kentucky | 5 | $ 449,000 | $ 89,000 | $ 53,000 |
| Rockcastle County Kentucky | 5 | $ 450,000 | $ 90,000 | $ 43,000 |
| Washington County Kentucky | 5 | $ 453,000 | $ 90,000 | $ 24,000 |
| Jefferson County Indiana | 4 | $ 450,000 | $ 112,000 | $ 49,000 |
| Bell County Kentucky | 4 | $ 367,000 | $ 91,000 | $ 55,000 |
| Green County Kentucky | 4 | $ 286,000 | $ 71,000 | $ 47,000 |
| Greenup County Kentucky | 4 | $ 407,000 | $ 101,000 | $ 57,000 |
| Hancock County Kentucky | 4 | $ 354,000 | $ 88,000 | $ 45,000 |
| Harlan County Kentucky | 4 | $ 421,000 | $ 105,000 | $ 98,000 |
| Henry County Kentucky | 4 | $ 374,000 | $ 93,000 | $ 50,000 |
| Johnson County Kentucky | 4 | $ 502,000 | $ 125,000 | $ 95,000 |
| Lincoln County Kentucky | 4 | $ 591,000 | $ 147,000 | $ 33,000 |
| Marion County Kentucky | 4 | $ 371,000 | $ 92,000 | $ 51,000 |
| Montgomery County Kentucky | 4 | $ 647,000 | $ 161,000 | $ 63,000 |
| Ohio County Kentucky | 4 | $ 325,000 | $ 81,000 | $ 42,000 |
| Russell County Kentucky | 4 | $ 561,000 | $ 140,000 | $ 27,000 |
| Hamilton County Indiana | 3 | $ 617,000 | $ 205,000 | $ 122,000 |
| Marion County Indiana | 3 | $ 512,000 | $ 170,000 | $ 74,000 |
| Adair County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 32,000 |
| Edmonson County Kentucky | 3 | $ 481,000 | $ 160,000 | $ 74,000 |
| Franklin County Kentucky | 3 | $ 317,000 | $ 105,000 | $ 62,000 |
| Garrard County Kentucky | 3 | $ 316,000 | $ 105,000 | $ 61,000 |
| Madison County Kentucky | 3 | $ 245,000 | $ 81,000 | $ 30,000 |
| Mercer County Kentucky | 3 | $ 546,000 | $ 182,000 | $ 118,000 |
| Shelby County Kentucky | 3 | $ 503,000 | $ 167,000 | $ 63,000 |
| Trigg County Kentucky | 3 | $ 250,000 | $ 83,000 | $ 59,000 |
| Daviess County Indiana | 2 | $ 157,000 | $ 78,000 | $ 35,000 |
| Gibson County Indiana | 2 | $ 157,000 | $ 78,000 | $ 43,000 |
| Orange County Indiana | 2 | $ 167,000 | $ 83,000 | $ 46,000 |
| Anderson County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Boone County Kentucky | 2 | $ 304,000 | $ 152,000 | $ 395,000 |
| Boyle County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 33,000 |
| Graves County Kentucky | 2 | $ 415,000 | $ 207,000 | $ 201,000 |
| Harrison County Kentucky | 2 | $ 339,000 | $ 169,000 | $ 77,000 |
| Metcalfe County Kentucky | 2 | $ 95,000 | $ 47,000 | $ 48,000 |
| Pulaski County Kentucky | 2 | $ 329,000 | $ 164,000 | $ 46,000 |
| Todd County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 37,000 |
| Trimble County Kentucky | 2 | $ 199,000 | $ 99,000 | $ 32,000 |
| Claiborne County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 48,000 |
| New Castle County Delaware | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Sussex County Delaware | 1 | $ 356,000 | $ 356,000 | $ 162,000 |
| Lee County Florida | 1 | $ 3,600,000 | $ 3,600,000 | $ 1,000,000 |
| Dubois County Indiana | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Elkhart County Indiana | 1 | $ 371,000 | $ 371,000 | $ 85,000 |
| Fayette County Indiana | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Hendricks County Indiana | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Jackson County Indiana | 1 | $ 149,000 | $ 149,000 | $ 27,000 |
| Johnson County Indiana | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
| Monroe County Indiana | 1 | $ 177,000 | $ 177,000 | $ 49,000 |
| Perry County Indiana | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Pike County Indiana | 1 | $ 29,000 | $ 29,000 | $ 30,000 |
| Posey County Indiana | 1 | $ 44,000 | $ 44,000 | $ 82,000 |
| Scott County Indiana | 1 | $ 77,000 | $ 77,000 | $ 56,000 |
| Shelby County Indiana | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| St. Joseph County Indiana | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Bath County Kentucky | 1 | $ 203,000 | $ 203,000 | $ 75,000 |
| Campbell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Christian County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Clay County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Cumberland County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| Floyd County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 16,000 |
| Grant County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Jessamine County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Knox County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Lawrence County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 25,000 |
| Magoffin County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Marshall County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| McCracken County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 38,000 |
| McLean County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Pike County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 21,000 |
| Rowan County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Wayne County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Webster County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Oxford County Maine | 1 | $ 151,000 | $ 151,000 | $ 31,000 |
| Waldo County Maine | 1 | $ 176,000 | $ 176,000 | $ 150,000 |
| Socorro County New Mexico | 1 | $ 144,000 | $ 144,000 | $ 33,000 |
| Ottawa County Ohio | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Union County Ohio | 1 | $ 600,000 | $ 600,000 | $ 156,000 |
| Hamblen County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 84,000 |
| Hamilton County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 36,000 |
| Hawkins County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Henry County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Knox County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 90,000 |
| McMinn County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 45,000 |
| McNairy County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Montgomery County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 78,000 |
| Shelby County Tennessee | 1 | $ 347,000 | $ 347,000 | $ 117,000 |
| Sumner County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Tipton County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 90,000 |
| Washington County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Williamson County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 65,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Savings Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 833 | $114,231,000 | $137,000 | $3,600,000 | $64,000 | $1,000,000 |
| Home Purchase | 612 | $71,487,000 | $116,000 | $3,000,000 | $57,000 | $374,000 |
| Home Improvement | 52 | $1,662,000 | $31,000 | $180,000 | $52,000 | $147,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,325 | $156,954,000 | $118,000 | $3,600,000 | $64,000 | $1,000,000 |
| Black or African American | 73 | $8,683,000 | $118,000 | $360,000 | $56,000 | $180,000 |
| Not applicable | 66 | $17,662,000 | $267,000 | $3,000,000 | $0 | $0 |
| Hispanic | 13 | $1,529,000 | $117,000 | $200,000 | $59,000 | $260,000 |
| Not Provided | 9 | $1,047,000 | $116,000 | $268,000 | $74,000 | $204,000 |
| Asian | 8 | $1,205,000 | $150,000 | $276,000 | $44,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $214,000 | $107,000 | $118,000 | $49,000 | $54,000 |
| American Indian or Alaskan Native | 1 | $86,000 | $86,000 | $86,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,091 | $136,481,000 | $125,000 | $3,600,000 | $64,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 287 | $36,474,000 | $127,000 | $308,000 | $51,000 | $275,000 |
| VA-guaranteed (Veterans Administration) | 66 | $10,434,000 | $158,000 | $345,000 | $67,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $3,991,000 | $75,000 | $124,000 | $36,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 899 | $118,567,000 | $131,000 | $3,600,000 | $64,000 | $1,000,000 |
| Application Denied By Financial Institution | 295 | $32,871,000 | $111,000 | $950,000 | $49,000 | $261,000 |
| Application Withdrawn By Applicant | 258 | $31,432,000 | $121,000 | $900,000 | $62,000 | $374,000 |
| File Closed For Incompleteness | 34 | $3,671,000 | $107,000 | $216,000 | $51,000 | $110,000 |
| Application Approved But Not Accepted | 11 | $839,000 | $76,000 | $268,000 | $51,000 | $185,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $648,000 | $81,000 | $143,000 | $37,000 | $54,000 |
| Debt-To-Income Ratio | 5 | $630,000 | $126,000 | $232,000 | $32,000 | $49,000 |
| Collateral | 4 | $522,000 | $130,000 | $170,000 | $68,000 | $98,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.