First Federal Bank, A Fsb
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank, A Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Federal Bank, A Fsb 1300 Mcfarland Blvd Ne Tuscaloosa, AL 35406 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,149 |
| Total Mortgage Loan Application Amount | $910,955,000 |
| Average Mortgage Loan Application Amount | $201,200 |
| Highest Mortgage Loan Application Amount | $1,315,000 |
| Average Applicant Income | $86,800 |
| Highest Applicant Income | $1,843,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tuscaloosa County Alabama | 1,509 | $ 341,955,000 | $ 226,000 | $ 107,000 |
| Jefferson County Alabama | 403 | $ 103,565,000 | $ 256,000 | $ 108,000 |
| Mobile County Alabama | 298 | $ 57,690,000 | $ 193,000 | $ 88,000 |
| Etowah County Alabama | 277 | $ 49,675,000 | $ 179,000 | $ 80,000 |
| Cullman County Alabama | 203 | $ 34,105,000 | $ 168,000 | $ 62,000 |
| Baldwin County Alabama | 191 | $ 52,905,000 | $ 276,000 | $ 110,000 |
| Madison County Alabama | 190 | $ 42,840,000 | $ 225,000 | $ 96,000 |
| Shelby County Alabama | 162 | $ 42,160,000 | $ 260,000 | $ 92,000 |
| Lauderdale County Alabama | 143 | $ 25,905,000 | $ 181,000 | $ 83,000 |
| St. Clair County Alabama | 110 | $ 25,710,000 | $ 233,000 | $ 81,000 |
| Colbert County Alabama | 109 | $ 18,445,000 | $ 169,000 | $ 72,000 |
| Marshall County Alabama | 43 | $ 8,195,000 | $ 190,000 | $ 110,000 |
| Limestone County Alabama | 41 | $ 9,985,000 | $ 243,000 | $ 93,000 |
| Hale County Alabama | 32 | $ 6,700,000 | $ 209,000 | $ 66,000 |
| Blount County Alabama | 28 | $ 4,610,000 | $ 164,000 | $ 56,000 |
| Bibb County Alabama | 26 | $ 4,340,000 | $ 166,000 | $ 63,000 |
| Morgan County Alabama | 26 | $ 4,810,000 | $ 185,000 | $ 65,000 |
| Fayette County Alabama | 22 | $ 2,820,000 | $ 128,000 | $ 73,000 |
| Calhoun County Alabama | 19 | $ 4,235,000 | $ 222,000 | $ 76,000 |
| Marengo County Alabama | 18 | $ 3,050,000 | $ 169,000 | $ 86,000 |
| Pickens County Alabama | 18 | $ 2,540,000 | $ 141,000 | $ 53,000 |
| DeKalb County Alabama | 15 | $ 2,805,000 | $ 187,000 | $ 93,000 |
| Walker County Alabama | 14 | $ 2,450,000 | $ 175,000 | $ 81,000 |
| Winston County Alabama | 13 | $ 3,355,000 | $ 258,000 | $ 88,000 |
| Montgomery County Alabama | 12 | $ 2,030,000 | $ 169,000 | $ 73,000 |
| Cherokee County Alabama | 11 | $ 2,415,000 | $ 219,000 | $ 110,000 |
| Talladega County Alabama | 10 | $ 1,850,000 | $ 185,000 | $ 50,000 |
| Lawrence County Alabama | 9 | $ 1,565,000 | $ 173,000 | $ 64,000 |
| Sumter County Alabama | 8 | $ 1,050,000 | $ 131,000 | $ 71,000 |
| Escambia County Florida | 6 | $ 1,030,000 | $ 171,000 | $ 71,000 |
| Walton County Florida | 6 | $ 2,460,000 | $ 410,000 | $ 261,000 |
| Conecuh County Alabama | 5 | $ 575,000 | $ 115,000 | $ 78,000 |
| Greene County Alabama | 5 | $ 725,000 | $ 145,000 | $ 82,000 |
| Jackson County Alabama | 5 | $ 585,000 | $ 117,000 | $ 58,000 |
| Okaloosa County Florida | 5 | $ 1,845,000 | $ 369,000 | $ 220,000 |
| East Baton Rouge County Louisiana | 5 | $ 1,305,000 | $ 261,000 | $ 156,000 |
| Lincoln County Tennessee | 5 | $ 1,185,000 | $ 237,000 | $ 72,000 |
| Autauga County Alabama | 4 | $ 670,000 | $ 167,000 | $ 94,000 |
| Elmore County Alabama | 4 | $ 720,000 | $ 180,000 | $ 68,000 |
| Franklin County Alabama | 4 | $ 770,000 | $ 192,000 | $ 56,000 |
| Lee County Alabama | 4 | $ 800,000 | $ 200,000 | $ 72,000 |
| Marion County Alabama | 4 | $ 620,000 | $ 155,000 | $ 129,000 |
| Bay County Florida | 4 | $ 800,000 | $ 200,000 | $ 132,000 |
| Coweta County Georgia | 4 | $ 740,000 | $ 185,000 | $ 105,000 |
| Lawrence County Tennessee | 4 | $ 780,000 | $ 195,000 | $ 59,000 |
| Sumner County Tennessee | 4 | $ 1,320,000 | $ 330,000 | $ 89,000 |
| Chilton County Alabama | 3 | $ 555,000 | $ 185,000 | $ 75,000 |
| Cobb County Georgia | 3 | $ 745,000 | $ 248,000 | $ 114,000 |
| Fulton County Georgia | 3 | $ 1,125,000 | $ 375,000 | $ 127,000 |
| Gwinnett County Georgia | 3 | $ 775,000 | $ 258,000 | $ 66,000 |
| Sedgwick County Kansas | 3 | $ 685,000 | $ 228,000 | $ 108,000 |
| Jackson County Mississippi | 3 | $ 515,000 | $ 171,000 | $ 47,000 |
| Lowndes County Mississippi | 3 | $ 485,000 | $ 161,000 | $ 56,000 |
| Davidson County Tennessee | 3 | $ 845,000 | $ 281,000 | $ 96,000 |
| Williamson County Tennessee | 3 | $ 1,395,000 | $ 465,000 | $ 140,000 |
| Butler County Alabama | 2 | $ 320,000 | $ 160,000 | $ 235,000 |
| Lamar County Alabama | 2 | $ 370,000 | $ 185,000 | $ 48,000 |
| Perry County Alabama | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| Wilcox County Alabama | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
| Mohave County Arizona | 2 | $ 710,000 | $ 355,000 | $ 67,000 |
| St. Lucie County Florida | 2 | $ 620,000 | $ 310,000 | $ 202,000 |
| Paulding County Georgia | 2 | $ 600,000 | $ 300,000 | $ 77,000 |
| Monroe County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| Orleans County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 181,000 |
| St. Tammany County Louisiana | 2 | $ 560,000 | $ 280,000 | $ 102,000 |
| Anne Arundel County Maryland | 2 | $ 1,090,000 | $ 545,000 | $ 271,000 |
| George County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 111,000 |
| Mecklenburg County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 125,000 |
| Wake County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 101,000 |
| Llano County Texas | 2 | $ 800,000 | $ 400,000 | $ 152,000 |
| Clarke County Alabama | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Coosa County Alabama | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Dallas County Alabama | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Macon County Alabama | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Pike County Alabama | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Randolph County Alabama | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Pima County Arizona | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Benton County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Kern County California | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Collier County Florida | 1 | $ 405,000 | $ 405,000 | $ 187,000 |
| Duval County Florida | 1 | $ 535,000 | $ 535,000 | $ 250,000 |
| Hernando County Florida | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Hillsborough County Florida | 1 | $ 555,000 | $ 555,000 | $ 142,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 182,000 |
| Manatee County Florida | 1 | $ 355,000 | $ 355,000 | $ 525,000 |
| Polk County Florida | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Volusia County Florida | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Bibb County Georgia | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
| Carroll County Georgia | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| Cherokee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 43,000 |
| Columbia County Georgia | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Dawson County Georgia | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Fannin County Georgia | 1 | $ 545,000 | $ 545,000 | $ 176,000 |
| Floyd County Georgia | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Oconee County Georgia | 1 | $ 435,000 | $ 435,000 | $ 116,000 |
| Walton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 171,000 |
| St. Clair County Illinois | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Lawrence County Indiana | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Boyle County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Fayette County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 184,000 |
| Kenton County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Scott County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Tangipahoa County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 181,000 |
| Wayne County Michigan | 1 | $ 195,000 | $ 195,000 | $ 173,000 |
| Harrison County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Lamar County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Madison County Mississippi | 1 | $ 545,000 | $ 545,000 | $ 81,000 |
| Marion County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Oktibbeha County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Rankin County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Burlington County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Durham County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Clermont County Ohio | 1 | $ 215,000 | $ 215,000 | $ 272,000 |
| Pickens County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Franklin County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Giles County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 93,000 |
| Maury County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Parker County Texas | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Rusk County Texas | 1 | $ 525,000 | $ 525,000 | $ 180,000 |
| Tarrant County Texas | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Travis County Texas | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Berkeley County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Lincoln County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Bank, A Fsb in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,968 | $653,390,000 | $220,000 | $1,315,000 | $93,000 | $1,843,000 |
| Refinancing | 700 | $156,140,000 | $223,000 | $945,000 | $103,000 | $844,000 |
| Cash-out Refinancing | 456 | $98,140,000 | $215,000 | $1,005,000 | $100,000 | $582,000 |
| Other Purpose | 18 | $1,380,000 | $76,000 | $255,000 | $138,000 | $387,000 |
| Not Applicable | 7 | $1,905,000 | $272,000 | $365,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,165 | $696,535,000 | $220,000 | $1,315,000 | $97,000 | $1,843,000 |
| Black or African American | 531 | $104,265,000 | $196,000 | $545,000 | $76,000 | $575,000 |
| Not Provided | 259 | $65,885,000 | $254,000 | $1,035,000 | $115,000 | $1,017,000 |
| Asian | 74 | $17,850,000 | $241,000 | $715,000 | $111,000 | $384,000 |
| Hispanic | 66 | $13,580,000 | $205,000 | $555,000 | $86,000 | $400,000 |
| American Indian or Alaskan Native | 18 | $4,510,000 | $250,000 | $525,000 | $92,000 | $203,000 |
| Not applicable | 10 | $2,410,000 | $241,000 | $365,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $350,000 | $175,000 | $225,000 | $103,000 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,845 | $642,845,000 | $225,000 | $1,035,000 | $111,000 | $1,843,000 |
| FHA-insured (Federal Housing Administration) | 815 | $160,725,000 | $197,000 | $365,000 | $62,000 | $504,000 |
| VA-guaranteed (Veterans Administration) | 247 | $67,675,000 | $273,000 | $1,315,000 | $82,000 | $448,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 242 | $39,710,000 | $164,000 | $305,000 | $49,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,050 | $679,130,000 | $222,000 | $1,315,000 | $97,000 | $1,843,000 |
| Application Withdrawn By Applicant | 864 | $183,960,000 | $212,000 | $1,035,000 | $98,000 | $1,046,000 |
| Application Denied By Financial Institution | 154 | $29,270,000 | $190,000 | $865,000 | $72,000 | $595,000 |
| Application Approved But Not Accepted | 48 | $10,080,000 | $210,000 | $495,000 | $85,000 | $267,000 |
| File Closed For Incompleteness | 23 | $6,105,000 | $265,000 | $545,000 | $115,000 | $261,000 |
| Loan Purchased By The Institution | 10 | $2,410,000 | $241,000 | $365,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,995 | $881,685,000 | $220,000 | $1,315,000 | $97,000 | $1,843,000 |
| Debt-To-Income Ratio | 60 | $12,870,000 | $214,000 | $545,000 | $76,000 | $595,000 |
| Credit History | 52 | $8,980,000 | $172,000 | $395,000 | $65,000 | $212,000 |
| Other | 13 | $2,185,000 | $168,000 | $335,000 | $106,000 | $588,000 |
| Employment History | 11 | $1,765,000 | $160,000 | $315,000 | $60,000 | $126,000 |
| Unverifiable Information | 8 | $1,840,000 | $230,000 | $865,000 | $59,000 | $186,000 |
| Collateral | 6 | $790,000 | $131,000 | $245,000 | $68,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $655,000 | $218,000 | $305,000 | $58,000 | $89,000 |
| Mortgage Insurance Denied | 1 | $185,000 | $185,000 | $185,000 | $23,000 | $23,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.