First Federal Bank, A Fsb
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank, A Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Federal Bank, A Fsb 1300 Mcfarland Blvd Ne Tuscaloosa, AL 35406 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,835 |
| Total Mortgage Loan Application Amount | $384,010,000 |
| Average Mortgage Loan Application Amount | $145,333 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tuscaloosa County Alabama | 666 | $ 104,905,000 | $ 157,000 | $ 84,000 |
| Mobile County Alabama | 359 | $ 45,873,000 | $ 127,000 | $ 63,000 |
| Jefferson County Alabama | 281 | $ 37,682,000 | $ 134,000 | $ 67,000 |
| Madison County Alabama | 221 | $ 30,353,000 | $ 137,000 | $ 63,000 |
| Etowah County Alabama | 215 | $ 25,434,000 | $ 118,000 | $ 56,000 |
| Lauderdale County Alabama | 192 | $ 23,215,000 | $ 120,000 | $ 63,000 |
| Escambia County Florida | 133 | $ 13,144,000 | $ 98,000 | $ 61,000 |
| Shelby County Alabama | 117 | $ 19,442,000 | $ 166,000 | $ 97,000 |
| Colbert County Alabama | 102 | $ 9,115,000 | $ 89,000 | $ 51,000 |
| Santa Rosa County Florida | 97 | $ 12,457,000 | $ 128,000 | $ 70,000 |
| Limestone County Alabama | 64 | $ 8,657,000 | $ 135,000 | $ 58,000 |
| Baldwin County Alabama | 54 | $ 10,548,000 | $ 195,000 | $ 102,000 |
| St. Clair County Alabama | 37 | $ 4,435,000 | $ 119,000 | $ 60,000 |
| Blount County Alabama | 32 | $ 3,951,000 | $ 123,000 | $ 52,000 |
| Marengo County Alabama | 23 | $ 3,034,000 | $ 131,000 | $ 65,000 |
| Cherokee County Alabama | 22 | $ 2,517,000 | $ 114,000 | $ 73,000 |
| Franklin County Alabama | 19 | $ 1,714,000 | $ 90,000 | $ 49,000 |
| Lawrence County Alabama | 17 | $ 2,396,000 | $ 140,000 | $ 93,000 |
| Marshall County Alabama | 17 | $ 2,152,000 | $ 126,000 | $ 65,000 |
| Morgan County Alabama | 16 | $ 2,115,000 | $ 132,000 | $ 59,000 |
| Hale County Alabama | 15 | $ 2,589,000 | $ 172,000 | $ 107,000 |
| Choctaw County Alabama | 14 | $ 1,405,000 | $ 100,000 | $ 53,000 |
| Bibb County Alabama | 10 | $ 1,525,000 | $ 152,000 | $ 69,000 |
| Sumter County Alabama | 10 | $ 1,108,000 | $ 110,000 | $ 67,000 |
| Fayette County Alabama | 9 | $ 1,211,000 | $ 134,000 | $ 75,000 |
| Marion County Alabama | 8 | $ 967,000 | $ 120,000 | $ 58,000 |
| DeKalb County Alabama | 7 | $ 788,000 | $ 112,000 | $ 54,000 |
| Pickens County Alabama | 7 | $ 832,000 | $ 118,000 | $ 35,000 |
| Calhoun County Alabama | 5 | $ 556,000 | $ 111,000 | $ 30,000 |
| Chilton County Alabama | 4 | $ 270,000 | $ 67,000 | $ 57,000 |
| Clarke County Alabama | 4 | $ 480,000 | $ 120,000 | $ 68,000 |
| Lamar County Alabama | 4 | $ 302,000 | $ 75,000 | $ 36,000 |
| Talladega County Alabama | 4 | $ 475,000 | $ 118,000 | $ 66,000 |
| Walker County Alabama | 4 | $ 485,000 | $ 121,000 | $ 121,000 |
| Cullman County Alabama | 3 | $ 509,000 | $ 169,000 | $ 64,000 |
| Elmore County Alabama | 3 | $ 424,000 | $ 141,000 | $ 67,000 |
| Montgomery County Alabama | 3 | $ 288,000 | $ 96,000 | $ 46,000 |
| Davidson County Tennessee | 3 | $ 421,000 | $ 140,000 | $ 61,000 |
| Greene County Alabama | 2 | $ 354,000 | $ 177,000 | $ 30,000 |
| Washington County Alabama | 2 | $ 302,000 | $ 151,000 | $ 68,000 |
| Winston County Alabama | 2 | $ 327,000 | $ 163,000 | $ 67,000 |
| Polk County Georgia | 2 | $ 204,000 | $ 102,000 | $ 47,000 |
| Jackson County Mississippi | 2 | $ 535,000 | $ 267,000 | $ 59,000 |
| Lincoln County Tennessee | 2 | $ 258,000 | $ 129,000 | $ 55,000 |
| Shelby County Tennessee | 2 | $ 387,000 | $ 193,000 | $ 149,000 |
| Covington County Alabama | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Escambia County Alabama | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Lee County Alabama | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Perry County Alabama | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Wilcox County Alabama | 1 | $ 141,000 | $ 141,000 | $ 56,000 |
| Hillsborough County Florida | 1 | $ 181,000 | $ 181,000 | $ 56,000 |
| Okaloosa County Florida | 1 | $ 101,000 | $ 101,000 | $ 69,000 |
| Walton County Florida | 1 | $ 162,000 | $ 162,000 | $ 52,000 |
| Cherokee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Clinch County Georgia | 1 | $ 158,000 | $ 158,000 | $ 47,000 |
| Houston County Georgia | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Rockdale County Georgia | 1 | $ 292,000 | $ 292,000 | $ 97,000 |
| Harrison County Mississippi | 1 | $ 338,000 | $ 338,000 | $ 157,000 |
| Pearl River County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Mecklenburg County North Carolina | 1 | $ 311,000 | $ 311,000 | $ 96,000 |
| Wake County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 118,000 |
| Giles County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 82,000 |
| Hamilton County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 144,000 |
| Hardin County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Williamson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Bank, A Fsb in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,600 | $345,428,000 | $132,000 | $600,000 | $69,000 | $3,000,000 |
| Refinancing | 234 | $38,442,000 | $164,000 | $515,000 | $82,000 | $550,000 |
| Home Improvement | 1 | $140,000 | $140,000 | $140,000 | $53,000 | $53,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,325 | $317,145,000 | $136,000 | $600,000 | $72,000 | $3,000,000 |
| Black or African American | 323 | $40,135,000 | $124,000 | $396,000 | $52,000 | $314,000 |
| Not Provided | 105 | $16,190,000 | $154,000 | $417,000 | $70,000 | $545,000 |
| Hispanic | 48 | $6,401,000 | $133,000 | $417,000 | $76,000 | $370,000 |
| Asian | 21 | $2,441,000 | $116,000 | $186,000 | $46,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,023,000 | $146,000 | $250,000 | $94,000 | $309,000 |
| American Indian or Alaskan Native | 6 | $675,000 | $112,000 | $172,000 | $36,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,501 | $204,770,000 | $136,000 | $600,000 | $84,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 650 | $81,673,000 | $125,000 | $276,000 | $56,000 | $780,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 468 | $59,074,000 | $126,000 | $301,000 | $43,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 216 | $38,493,000 | $178,000 | $431,000 | $69,000 | $303,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,315 | $307,005,000 | $132,000 | $475,000 | $69,000 | $780,000 |
| Application Denied By Financial Institution | 184 | $25,125,000 | $136,000 | $504,000 | $71,000 | $3,000,000 |
| Application Withdrawn By Applicant | 184 | $29,502,000 | $160,000 | $581,000 | $81,000 | $576,000 |
| File Closed For Incompleteness | 152 | $22,378,000 | $147,000 | $600,000 | $73,000 | $900,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 93 | $13,279,000 | $142,000 | $413,000 | $59,000 | $236,000 |
| Debt-To-Income Ratio | 37 | $4,853,000 | $131,000 | $492,000 | $40,000 | $132,000 |
| Other | 19 | $2,484,000 | $130,000 | $504,000 | $226,000 | $3,000,000 |
| Collateral | 11 | $1,742,000 | $158,000 | $298,000 | $67,000 | $161,000 |
| Employment History | 9 | $1,003,000 | $111,000 | $143,000 | $39,000 | $47,000 |
| Unverifiable Information | 8 | $844,000 | $105,000 | $157,000 | $35,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $786,000 | $131,000 | $234,000 | $48,000 | $97,000 |
| Mortgage Insurance Denied | 1 | $134,000 | $134,000 | $134,000 | $92,000 | $92,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.