First Federal Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Federal Bank 1300 Mcfarland Boulevard Ne Tuscaloosa, AL 35406 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,739 |
| Total Mortgage Loan Application Amount | $367,529,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $1,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tuscaloosa County Alabama | 719 | $ 112,461,000 | $ 156,000 | $ 69,000 |
| Etowah County Alabama | 373 | $ 36,611,000 | $ 98,000 | $ 53,000 |
| Mobile County Alabama | 324 | $ 41,032,000 | $ 126,000 | $ 61,000 |
| Jefferson County Alabama | 305 | $ 41,306,000 | $ 135,000 | $ 63,000 |
| Madison County Alabama | 241 | $ 31,044,000 | $ 128,000 | $ 68,000 |
| Shelby County Alabama | 137 | $ 22,299,000 | $ 162,000 | $ 80,000 |
| Escambia County Florida | 99 | $ 13,976,000 | $ 141,000 | $ 61,000 |
| Marengo County Alabama | 56 | $ 5,534,000 | $ 98,000 | $ 52,000 |
| Bibb County Alabama | 44 | $ 4,945,000 | $ 112,000 | $ 53,000 |
| Santa Rosa County Florida | 38 | $ 6,212,000 | $ 163,000 | $ 97,000 |
| Hale County Alabama | 34 | $ 4,324,000 | $ 127,000 | $ 60,000 |
| Cherokee County Alabama | 31 | $ 3,719,000 | $ 119,000 | $ 64,000 |
| St. Clair County Alabama | 27 | $ 3,799,000 | $ 140,000 | $ 61,000 |
| Blount County Alabama | 26 | $ 2,633,000 | $ 101,000 | $ 51,000 |
| Baldwin County Alabama | 25 | $ 4,533,000 | $ 181,000 | $ 89,000 |
| Limestone County Alabama | 24 | $ 3,040,000 | $ 126,000 | $ 74,000 |
| Calhoun County Alabama | 22 | $ 2,494,000 | $ 113,000 | $ 61,000 |
| Sumter County Alabama | 22 | $ 2,003,000 | $ 91,000 | $ 47,000 |
| Pickens County Alabama | 20 | $ 1,996,000 | $ 99,000 | $ 53,000 |
| Talladega County Alabama | 20 | $ 2,759,000 | $ 137,000 | $ 67,000 |
| Fayette County Alabama | 14 | $ 1,869,000 | $ 133,000 | $ 62,000 |
| DeKalb County Alabama | 10 | $ 1,302,000 | $ 130,000 | $ 64,000 |
| Clarke County Alabama | 9 | $ 602,000 | $ 66,000 | $ 43,000 |
| Cullman County Alabama | 8 | $ 1,534,000 | $ 191,000 | $ 113,000 |
| Marion County Alabama | 7 | $ 562,000 | $ 80,000 | $ 36,000 |
| Morgan County Alabama | 7 | $ 936,000 | $ 133,000 | $ 63,000 |
| Walker County Alabama | 6 | $ 519,000 | $ 86,000 | $ 50,000 |
| Chilton County Alabama | 5 | $ 436,000 | $ 87,000 | $ 56,000 |
| Okaloosa County Florida | 5 | $ 1,034,000 | $ 206,000 | $ 121,000 |
| Greene County Alabama | 4 | $ 502,000 | $ 125,000 | $ 72,000 |
| Jackson County Alabama | 4 | $ 542,000 | $ 135,000 | $ 51,000 |
| Lamar County Alabama | 4 | $ 340,000 | $ 85,000 | $ 71,000 |
| Lee County Alabama | 4 | $ 507,000 | $ 126,000 | $ 104,000 |
| Tallapoosa County Alabama | 4 | $ 388,000 | $ 97,000 | $ 116,000 |
| Walton County Florida | 4 | $ 1,284,000 | $ 321,000 | $ 275,000 |
| Franklin County Alabama | 3 | $ 128,000 | $ 42,000 | $ 49,000 |
| Marshall County Alabama | 3 | $ 331,000 | $ 110,000 | $ 67,000 |
| Madison County Mississippi | 3 | $ 340,000 | $ 113,000 | $ 84,000 |
| Davidson County Tennessee | 3 | $ 401,000 | $ 133,000 | $ 95,000 |
| Choctaw County Alabama | 2 | $ 154,000 | $ 77,000 | $ 57,000 |
| Coffee County Alabama | 2 | $ 175,000 | $ 87,000 | $ 100,000 |
| Collier County Florida | 2 | $ 680,000 | $ 340,000 | $ 672,000 |
| Leon County Florida | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Lee County Georgia | 2 | $ 229,000 | $ 114,000 | $ 55,000 |
| Fayette County Kentucky | 2 | $ 302,000 | $ 151,000 | $ 45,000 |
| Rankin County Mississippi | 2 | $ 319,000 | $ 159,000 | $ 62,000 |
| Clay County Alabama | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Cleburne County Alabama | 1 | $ 241,000 | $ 241,000 | $ 74,000 |
| Colbert County Alabama | 1 | $ 223,000 | $ 223,000 | $ 113,000 |
| Coosa County Alabama | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lauderdale County Alabama | 1 | $ 59,000 | $ 59,000 | $ 72,000 |
| Lawrence County Alabama | 1 | $ 141,000 | $ 141,000 | $ 78,000 |
| Perry County Alabama | 1 | $ 203,000 | $ 203,000 | $ 51,000 |
| Washington County Alabama | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Brevard County Florida | 1 | $ 78,000 | $ 78,000 | $ 81,000 |
| Broward County Florida | 1 | $ 198,000 | $ 198,000 | $ 91,000 |
| Bartow County Georgia | 1 | $ 154,000 | $ 154,000 | $ 39,000 |
| Cobb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Gwinnett County Georgia | 1 | $ 198,000 | $ 198,000 | $ 83,000 |
| Jackson County Georgia | 1 | $ 400,000 | $ 400,000 | $ 240,000 |
| Whitfield County Georgia | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Greene County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 96,000 |
| Lowndes County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Prentiss County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| St. Louis County Missouri | 1 | $ 164,000 | $ 164,000 | $ 84,000 |
| Wake County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| Anderson County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Hamilton County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Knox County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Sevier County Tennessee | 1 | $ 408,000 | $ 408,000 | $ 252,000 |
| Shelby County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 36,000 |
| Williamson County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Bedford County Virginia | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Benton County Washington | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,298 | $296,543,000 | $129,000 | $476,000 | $64,000 | $1,500,000 |
| Refinancing | 435 | $70,480,000 | $162,000 | $505,000 | $75,000 | $670,000 |
| Home Improvement | 6 | $506,000 | $84,000 | $152,000 | $41,000 | $78,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,015 | $279,210,000 | $138,000 | $505,000 | $69,000 | $1,500,000 |
| Not Provided | 349 | $44,882,000 | $128,000 | $476,000 | $60,000 | $672,000 |
| Black or African American | 316 | $34,443,000 | $108,000 | $363,000 | $53,000 | $257,000 |
| Asian | 36 | $5,882,000 | $163,000 | $400,000 | $68,000 | $196,000 |
| Hispanic | 13 | $1,985,000 | $152,000 | $268,000 | $61,000 | $129,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $515,000 | $103,000 | $223,000 | $48,000 | $113,000 |
| American Indian or Alaskan Native | 5 | $612,000 | $122,000 | $226,000 | $56,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,415 | $159,513,000 | $112,000 | $275,000 | $51,000 | $268,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,155 | $180,014,000 | $155,000 | $505,000 | $84,000 | $1,500,000 |
| VA-guaranteed (Veterans Administration) | 129 | $23,470,000 | $181,000 | $459,000 | $64,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $4,532,000 | $113,000 | $187,000 | $42,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,332 | $317,511,000 | $136,000 | $505,000 | $67,000 | $1,500,000 |
| Application Denied By Financial Institution | 248 | $28,566,000 | $115,000 | $427,000 | $51,000 | $420,000 |
| File Closed For Incompleteness | 142 | $19,025,000 | $133,000 | $437,000 | $64,000 | $250,000 |
| Application Approved But Not Accepted | 12 | $1,792,000 | $149,000 | $364,000 | $67,000 | $147,000 |
| Application Withdrawn By Applicant | 5 | $635,000 | $127,000 | $234,000 | $76,000 | $128,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 139 | $14,779,000 | $106,000 | $326,000 | $44,000 | $420,000 |
| Other | 58 | $6,699,000 | $115,000 | $427,000 | $68,000 | $336,000 |
| Credit Application Incomplete | 22 | $3,219,000 | $146,000 | $417,000 | $53,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,298,000 | $108,000 | $188,000 | $33,000 | $66,000 |
| Unverifiable Information | 8 | $1,624,000 | $203,000 | $388,000 | $62,000 | $169,000 |
| Employment History | 7 | $865,000 | $123,000 | $255,000 | $51,000 | $82,000 |
| Mortgage Insurance Denied | 1 | $7,000 | $7,000 | $7,000 | $37,000 | $37,000 |
| Collateral | 1 | $75,000 | $75,000 | $75,000 | $25,000 | $25,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.