First Federal Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Federal Bank 1300 Mcfarland Boulevard Ne Tuscaloosa, AL 35406 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,850 |
| Total Mortgage Loan Application Amount | $233,166,000 |
| Average Mortgage Loan Application Amount | $128,200 |
| Highest Mortgage Loan Application Amount | $952,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $552,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tuscaloosa County Alabama | 523 | $ 67,507,000 | $ 129,000 | $ 58,000 |
| Mobile County Alabama | 327 | $ 37,979,000 | $ 116,000 | $ 55,000 |
| Madison County Alabama | 273 | $ 33,674,000 | $ 123,000 | $ 52,000 |
| Jefferson County Alabama | 222 | $ 27,219,000 | $ 122,000 | $ 60,000 |
| Baldwin County Alabama | 174 | $ 23,953,000 | $ 137,000 | $ 71,000 |
| Shelby County Alabama | 100 | $ 14,634,000 | $ 146,000 | $ 56,000 |
| Limestone County Alabama | 46 | $ 6,413,000 | $ 139,000 | $ 58,000 |
| St. Clair County Alabama | 34 | $ 4,391,000 | $ 129,000 | $ 58,000 |
| Morgan County Alabama | 32 | $ 3,501,000 | $ 109,000 | $ 46,000 |
| Hale County Alabama | 8 | $ 1,017,000 | $ 127,000 | $ 61,000 |
| Escambia County Florida | 8 | $ 1,371,000 | $ 171,000 | $ 172,000 |
| Blount County Alabama | 6 | $ 579,000 | $ 96,000 | $ 57,000 |
| Chilton County Alabama | 6 | $ 654,000 | $ 109,000 | $ 61,000 |
| Walker County Alabama | 6 | $ 650,000 | $ 108,000 | $ 49,000 |
| Sevier County Tennessee | 5 | $ 860,000 | $ 172,000 | $ 87,000 |
| Fayette County Alabama | 4 | $ 254,000 | $ 63,000 | $ 28,000 |
| Marshall County Alabama | 4 | $ 374,000 | $ 93,000 | $ 63,000 |
| Davidson County Tennessee | 4 | $ 558,000 | $ 139,000 | $ 50,000 |
| Shelby County Tennessee | 4 | $ 466,000 | $ 116,000 | $ 73,000 |
| Coffee County Alabama | 3 | $ 192,000 | $ 64,000 | $ 89,000 |
| Etowah County Alabama | 3 | $ 340,000 | $ 113,000 | $ 53,000 |
| Lauderdale County Alabama | 3 | $ 533,000 | $ 177,000 | $ 54,000 |
| Lee County Alabama | 3 | $ 246,000 | $ 82,000 | $ 53,000 |
| Pickens County Alabama | 3 | $ 259,000 | $ 86,000 | $ 24,000 |
| Talladega County Alabama | 3 | $ 350,000 | $ 116,000 | $ 65,000 |
| Jackson County Mississippi | 3 | $ 278,000 | $ 92,000 | $ 80,000 |
| Autauga County Alabama | 2 | $ 273,000 | $ 136,000 | $ 65,000 |
| Bibb County Alabama | 2 | $ 185,000 | $ 92,000 | $ 80,000 |
| Greene County Alabama | 2 | $ 171,000 | $ 85,000 | $ 41,000 |
| Montgomery County Alabama | 2 | $ 223,000 | $ 111,000 | $ 82,000 |
| Tallapoosa County Alabama | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| Santa Rosa County Florida | 2 | $ 175,000 | $ 87,000 | $ 39,000 |
| Lamar County Mississippi | 2 | $ 141,000 | $ 70,000 | $ 58,000 |
| Cocke County Tennessee | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 56,000 | $ 56,000 | $ 54,000 |
| Cherokee County Alabama | 1 | $ 119,000 | $ 119,000 | $ 71,000 |
| Choctaw County Alabama | 1 | $ 240,000 | $ 240,000 | $ 239,000 |
| Clarke County Alabama | 1 | $ 44,000 | $ 44,000 | $ 40,000 |
| Cullman County Alabama | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| DeKalb County Alabama | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Elmore County Alabama | 1 | $ 193,000 | $ 193,000 | $ 109,000 |
| Escambia County Alabama | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Franklin County Alabama | 1 | $ 58,000 | $ 58,000 | $ 58,000 |
| Houston County Alabama | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| Lawrence County Alabama | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Marengo County Alabama | 1 | $ 63,000 | $ 63,000 | $ 59,000 |
| Perry County Alabama | 1 | $ 122,000 | $ 122,000 | $ 91,000 |
| Washington County Alabama | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| Winston County Alabama | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Clay County Florida | 1 | $ 277,000 | $ 277,000 | $ 175,000 |
| Okaloosa County Florida | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Walton County Florida | 1 | $ 227,000 | $ 227,000 | $ 147,000 |
| Harrison County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 104,000 |
| Hinds County Mississippi | 1 | $ 123,000 | $ 123,000 | $ 73,000 |
| Lowndes County Mississippi | 1 | $ 152,000 | $ 152,000 | $ 145,000 |
| Warren County Mississippi | 1 | $ 93,000 | $ 93,000 | $ 102,000 |
| Cumberland County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Lawrence County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Sumner County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 18,000 |
| Wilson County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| Comal County Texas | 1 | $ 209,000 | $ 209,000 | $ 83,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 940 | $120,412,000 | $123,250 | $952,000 | $86,750 | $552,000 |
| Home Purchase (one-to-four family) | 909 | $112,744,000 | $155,800 | $360,000 | $76,400 | $326,000 |
| Home Improvement (one-to-four family) | 1 | $10,000 | $10,000 | $10,000 | $131,000 | $131,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,485 | $187,810,000 | $143,000 | $952,000 | $83,400 | $448,000 |
| Information not provided by applicant in mail or telephone application | 244 | $30,903,000 | $138,250 | $890,000 | $86,000 | $552,000 |
| Black | 89 | $10,425,000 | $133,000 | $272,000 | $48,000 | $142,000 |
| Other | 12 | $1,514,000 | $126,000 | $216,000 | $60,000 | $96,000 |
| Asian or Pacific Islander | 10 | $1,348,000 | $134,000 | $203,000 | $55,000 | $78,000 |
| Hispanic | 8 | $855,000 | $103,000 | $145,000 | $48,000 | $146,000 |
| American Indian or Alaskan Native | 2 | $311,000 | $155,000 | $211,000 | $97,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,545 | $199,081,000 | $146,400 | $952,000 | $86,600 | $552,000 |
| FHA-insured (Federal Housing Administration) | 215 | $22,621,000 | $114,500 | $157,000 | $41,500 | $163,000 |
| VA-guaranteed (Veterans Administration) | 87 | $11,230,000 | $129,000 | $291,000 | $33,000 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $234,000 | $78,000 | $87,000 | $30,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,743 | $220,353,000 | $148,000 | $952,000 | $85,000 | $552,000 |
| Application Withdrawn By Applicant | 66 | $7,684,000 | $98,500 | $323,000 | $78,750 | $246,000 |
| Application Denied By Financial Institution | 40 | $4,999,000 | $123,500 | $310,000 | $46,000 | $180,000 |
| File Closed For Incompleteness | 1 | $130,000 | $130,000 | $130,000 | $55,000 | $55,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $2,391,000 | $116,000 | $310,000 | $38,000 | $134,000 |
| Other | 10 | $1,326,000 | $140,500 | $220,000 | $56,000 | $84,000 |
| Collateral | 4 | $343,000 | $85,000 | $122,000 | $65,000 | $91,000 |
| Credit Application Incomplete | 3 | $307,000 | $102,000 | $129,000 | $75,000 | $180,000 |
| Employment History | 3 | $259,000 | $94,000 | $117,000 | $39,000 | $51,000 |
| Debt-To-Income Ratio | 2 | $373,000 | $186,000 | $219,000 | $39,000 | $45,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.