First Federal Bank
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Federal Bank 601 Clinton Street Defiance, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,108 |
| Total Mortgage Loan Application Amount | $608,973,000 |
| Average Mortgage Loan Application Amount | $90,666 |
| Highest Mortgage Loan Application Amount | $1,583,000 |
| Average Applicant Income | $61,333 |
| Highest Applicant Income | $1,616,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Defiance County Ohio | 520 | $ 54,570,000 | $ 104,000 | $ 60,000 |
| Lenawee County Michigan | 485 | $ 57,640,000 | $ 118,000 | $ 72,000 |
| Hancock County Ohio | 483 | $ 71,727,000 | $ 148,000 | $ 84,000 |
| Allen County Ohio | 446 | $ 52,676,000 | $ 118,000 | $ 74,000 |
| Williams County Ohio | 400 | $ 38,240,000 | $ 95,000 | $ 63,000 |
| Wood County Ohio | 388 | $ 57,791,000 | $ 148,000 | $ 82,000 |
| Henry County Ohio | 285 | $ 32,256,000 | $ 113,000 | $ 69,000 |
| Putnam County Ohio | 228 | $ 24,558,000 | $ 107,000 | $ 63,000 |
| Lucas County Ohio | 214 | $ 33,184,000 | $ 155,000 | $ 96,000 |
| Fulton County Ohio | 158 | $ 17,078,000 | $ 108,000 | $ 56,000 |
| Paulding County Ohio | 155 | $ 15,414,000 | $ 99,000 | $ 67,000 |
| Van Wert County Ohio | 95 | $ 8,857,000 | $ 93,000 | $ 62,000 |
| Auglaize County Ohio | 76 | $ 9,032,000 | $ 118,000 | $ 61,000 |
| Hillsdale County Michigan | 68 | $ 7,487,000 | $ 110,000 | $ 61,000 |
| Ottawa County Ohio | 67 | $ 9,356,000 | $ 139,000 | $ 96,000 |
| Washtenaw County Michigan | 63 | $ 9,980,000 | $ 158,000 | $ 105,000 |
| Seneca County Ohio | 60 | $ 6,217,000 | $ 103,000 | $ 67,000 |
| Allen County Indiana | 52 | $ 7,509,000 | $ 144,000 | $ 69,000 |
| Steuben County Indiana | 35 | $ 5,553,000 | $ 158,000 | $ 93,000 |
| Jackson County Michigan | 21 | $ 2,508,000 | $ 119,000 | $ 75,000 |
| Monroe County Michigan | 21 | $ 3,874,000 | $ 184,000 | $ 86,000 |
| Sandusky County Ohio | 20 | $ 2,239,000 | $ 111,000 | $ 61,000 |
| Mercer County Ohio | 18 | $ 2,411,000 | $ 133,000 | $ 69,000 |
| Shelby County Ohio | 11 | $ 1,138,000 | $ 103,000 | $ 55,000 |
| Wyandot County Ohio | 11 | $ 1,568,000 | $ 142,000 | $ 84,000 |
| Franklin County Ohio | 10 | $ 1,749,000 | $ 174,000 | $ 218,000 |
| Wayne County Michigan | 9 | $ 1,142,000 | $ 126,000 | $ 79,000 |
| Hardin County Ohio | 9 | $ 1,325,000 | $ 147,000 | $ 49,000 |
| Logan County Ohio | 9 | $ 1,378,000 | $ 153,000 | $ 324,000 |
| Branch County Michigan | 8 | $ 1,584,000 | $ 198,000 | $ 139,000 |
| Delaware County Ohio | 8 | $ 2,195,000 | $ 274,000 | $ 241,000 |
| Livingston County Michigan | 7 | $ 793,000 | $ 113,000 | $ 52,000 |
| Oakland County Michigan | 5 | $ 821,000 | $ 164,000 | $ 277,000 |
| DeKalb County Indiana | 3 | $ 540,000 | $ 180,000 | $ 42,000 |
| LaGrange County Indiana | 3 | $ 268,000 | $ 89,000 | $ 72,000 |
| Lee County Florida | 2 | $ 285,000 | $ 142,000 | $ 81,000 |
| Antrim County Michigan | 2 | $ 381,000 | $ 190,000 | $ 127,000 |
| Cheboygan County Michigan | 2 | $ 192,000 | $ 96,000 | $ 87,000 |
| Kalamazoo County Michigan | 2 | $ 366,000 | $ 183,000 | $ 114,000 |
| Mackinac County Michigan | 2 | $ 800,000 | $ 400,000 | $ 1,320,000 |
| Montgomery County Ohio | 2 | $ 168,000 | $ 84,000 | $ 114,000 |
| Beaufort County South Carolina | 2 | $ 805,000 | $ 402,000 | $ 250,000 |
| Pima County Arizona | 1 | $ 117,000 | $ 117,000 | $ 72,000 |
| Pinal County Arizona | 1 | $ 146,000 | $ 146,000 | $ 102,000 |
| Pueblo County Colorado | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Escambia County Florida | 1 | $ 254,000 | $ 254,000 | $ 156,000 |
| Lake County Florida | 1 | $ 228,000 | $ 228,000 | $ 49,000 |
| Polk County Florida | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Sarasota County Florida | 1 | $ 459,000 | $ 459,000 | $ 212,000 |
| Hamilton County Indiana | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Kosciusko County Indiana | 1 | $ 130,000 | $ 130,000 | $ 125,000 |
| Marion County Indiana | 1 | $ 84,000 | $ 84,000 | $ 33,000 |
| Vigo County Indiana | 1 | $ 86,000 | $ 86,000 | $ 41,000 |
| Whitley County Indiana | 1 | $ 284,000 | $ 284,000 | $ 117,000 |
| Laurel County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 104,000 |
| Berrien County Michigan | 1 | $ 221,000 | $ 221,000 | $ 110,000 |
| Clinton County Michigan | 1 | $ 123,000 | $ 123,000 | $ 201,000 |
| Grand Traverse County Michigan | 1 | $ 400,000 | $ 400,000 | $ 115,000 |
| Kent County Michigan | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Lake County Michigan | 1 | $ 123,000 | $ 123,000 | $ 139,000 |
| Luce County Michigan | 1 | $ 54,000 | $ 54,000 | $ 356,000 |
| Macomb County Michigan | 1 | $ 146,000 | $ 146,000 | $ 163,000 |
| Muskegon County Michigan | 1 | $ 206,000 | $ 206,000 | $ 106,000 |
| Ogemaw County Michigan | 1 | $ 110,000 | $ 110,000 | $ 146,000 |
| Ottawa County Michigan | 1 | $ 109,000 | $ 109,000 | $ 34,000 |
| Schoolcraft County Michigan | 1 | $ 58,000 | $ 58,000 | $ 51,000 |
| Durham County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 135,000 |
| Mecklenburg County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Clark County Ohio | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Crawford County Ohio | 1 | $ 152,000 | $ 152,000 | $ 110,000 |
| Erie County Ohio | 1 | $ 130,000 | $ 130,000 | $ 148,000 |
| Greene County Ohio | 1 | $ 250,000 | $ 250,000 | $ 198,000 |
| Hamilton County Ohio | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Huron County Ohio | 1 | $ 89,000 | $ 89,000 | $ 72,000 |
| Medina County Ohio | 1 | $ 294,000 | $ 294,000 | $ 86,000 |
| Preble County Ohio | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| Warren County Ohio | 1 | $ 392,000 | $ 392,000 | $ 164,000 |
| Sevier County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 167,000 |
| Bexar County Texas | 1 | $ 237,000 | $ 237,000 | $ 88,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,447 | $435,843,000 | $126,000 | $1,583,000 | $76,000 | $1,312,000 |
| Home Purchase | 1,628 | $171,760,000 | $105,000 | $1,025,000 | $62,000 | $1,616,000 |
| Home Improvement | 33 | $1,370,000 | $41,000 | $700,000 | $46,000 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,821 | $572,101,000 | $118,000 | $1,150,000 | $73,000 | $1,616,000 |
| Hispanic | 130 | $11,230,000 | $86,000 | $283,000 | $56,000 | $266,000 |
| Not applicable | 59 | $14,321,000 | $242,000 | $1,583,000 | $0 | $0 |
| Not Provided | 33 | $3,151,000 | $95,000 | $240,000 | $49,000 | $163,000 |
| Black or African American | 30 | $3,231,000 | $107,000 | $247,000 | $72,000 | $500,000 |
| Asian | 29 | $4,218,000 | $145,000 | $414,000 | $80,000 | $250,000 |
| American Indian or Alaskan Native | 4 | $407,000 | $101,000 | $128,000 | $45,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $314,000 | $157,000 | $204,000 | $74,000 | $89,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,577 | $560,658,000 | $122,000 | $1,583,000 | $74,000 | $1,616,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 286 | $23,059,000 | $80,000 | $204,000 | $36,000 | $102,000 |
| FHA-insured (Federal Housing Administration) | 245 | $25,256,000 | $103,000 | $270,000 | $50,000 | $449,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,417 | $428,977,000 | $125,000 | $1,583,000 | $76,000 | $1,616,000 |
| Application Withdrawn By Applicant | 518 | $62,857,000 | $121,000 | $417,000 | $80,000 | $1,328,000 |
| Application Denied By Financial Institution | 415 | $43,495,000 | $104,000 | $417,000 | $53,000 | $335,000 |
| Preapproval Denied by Financial Institution | 395 | $31,161,000 | $78,000 | $1,000,000 | $39,000 | $495,000 |
| Preapproval Approved but not Accepted | 211 | $23,613,000 | $111,000 | $290,000 | $57,000 | $208,000 |
| Application Approved But Not Accepted | 151 | $18,735,000 | $124,000 | $417,000 | $75,000 | $1,312,000 |
| File Closed For Incompleteness | 1 | $135,000 | $135,000 | $135,000 | $169,000 | $169,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 358 | $29,832,000 | $83,000 | $1,000,000 | $45,000 | $495,000 |
| Debt-To-Income Ratio | 205 | $20,869,000 | $101,000 | $414,000 | $38,000 | $132,000 |
| Collateral | 73 | $9,227,000 | $126,000 | $417,000 | $69,000 | $335,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 68 | $5,269,000 | $77,000 | $194,000 | $46,000 | $215,000 |
| Other | 41 | $3,896,000 | $95,000 | $258,000 | $58,000 | $240,000 |
| Mortgage Insurance Denied | 31 | $2,780,000 | $89,000 | $222,000 | $53,000 | $250,000 |
| Employment History | 26 | $1,755,000 | $67,000 | $165,000 | $38,000 | $169,000 |
| Unverifiable Information | 8 | $1,028,000 | $128,000 | $350,000 | $32,000 | $159,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.