2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Premier Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Premier Bank 601 Clinton Street Youngstown, OH 43512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,638 |
| Total Mortgage Loan Application Amount | $768,140,000 |
| Average Mortgage Loan Application Amount | $123,600 |
| Highest Mortgage Loan Application Amount | $14,975,000 |
| Average Applicant Income | $100,200 |
| Highest Applicant Income | $3,596,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Ohio | 1 | $ 35,000 | $ 35,000 | $ 158,000 |
| Alameda County California | 1 | $ 65,000 | $ 65,000 | $ 8,000 |
| Allegheny County Pennsylvania | 25 | $ 8,805,000 | $ 352,000 | $ 277,000 |
| Allen County Indiana | 56 | $ 19,260,000 | $ 343,000 | $ 104,000 |
| Allen County Ohio | 103 | $ 10,575,000 | $ 102,000 | $ 83,000 |
| Armstrong County Pennsylvania | 4 | $ 1,370,000 | $ 342,000 | $ 139,000 |
| Ashland County Ohio | 19 | $ 3,475,000 | $ 182,000 | $ 129,000 |
| Ashtabula County Ohio | 19 | $ 3,005,000 | $ 158,000 | $ 90,000 |
| Athens County Ohio | 2 | $ 360,000 | $ 180,000 | $ 191,000 |
| Auglaize County Ohio | 11 | $ 1,835,000 | $ 166,000 | $ 92,000 |
| Barbour County West Virginia | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Beaufort County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Beaver County Pennsylvania | 28 | $ 5,790,000 | $ 206,000 | $ 133,000 |
| Belmont County Ohio | 9 | $ 385,000 | $ 42,000 | $ 71,000 |
| Berkeley County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 141,000 |
| Berrien County Michigan | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Branch County Michigan | 4 | $ 820,000 | $ 205,000 | $ 70,000 |
| Brooke County West Virginia | 4 | $ 1,100,000 | $ 275,000 | $ 173,000 |
| Brown County Ohio | 2 | $ 380,000 | $ 190,000 | $ 112,000 |
| Bullitt County Kentucky | 4 | $ 1,090,000 | $ 272,000 | $ 110,000 |
| Butler County Ohio | 4 | $ 610,000 | $ 152,000 | $ 101,000 |
| Butler County Pennsylvania | 14 | $ 3,750,000 | $ 267,000 | $ 226,000 |
| Cabell County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Calhoun County Michigan | 3 | $ 3,495,000 | $ 1,165,000 | $ 208,000 |
| Cambria County Pennsylvania | 6 | $ 1,890,000 | $ 315,000 | $ 220,000 |
| Carroll County Ohio | 4 | $ 750,000 | $ 187,000 | $ 114,000 |
| Champaign County Illinois | 2 | $ 340,000 | $ 170,000 | $ 139,000 |
| Charlotte County Florida | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Chester County Pennsylvania | 1 | $ 635,000 | $ 635,000 | $ 172,000 |
| Clark County Ohio | 5 | $ 1,285,000 | $ 257,000 | $ 92,000 |
| Clearfield County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 191,000 |
| Clermont County Ohio | 10 | $ 1,890,000 | $ 189,000 | $ 116,000 |
| Collier County Florida | 1 | $ 235,000 | $ 235,000 | $ 31,000 |
| Columbiana County Ohio | 199 | $ 31,885,000 | $ 160,000 | $ 72,000 |
| Cook County Illinois | 3 | $ 2,075,000 | $ 691,000 | $ 0 |
| Craven County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 241,000 |
| Crawford County Ohio | 10 | $ 1,720,000 | $ 172,000 | $ 94,000 |
| Cumberland County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Cumberland County Pennsylvania | 2 | $ 760,000 | $ 380,000 | $ 189,000 |
| Cuyahoga County Ohio | 203 | $ 41,525,000 | $ 204,000 | $ 118,000 |
| Dauphin County Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 161,000 |
| Davidson County Tennessee | 3 | $ 715,000 | $ 238,000 | $ 187,000 |
| Decatur County Indiana | 2 | $ 390,000 | $ 195,000 | $ 106,000 |
| Defiance County Ohio | 173 | $ 16,825,000 | $ 97,000 | $ 79,000 |
| DeKalb County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Delaware County Indiana | 5 | $ 1,075,000 | $ 215,000 | $ 148,000 |
| Delaware County Ohio | 30 | $ 9,210,000 | $ 307,000 | $ 181,000 |
| Delaware County Pennsylvania | 1 | $ 1,125,000 | $ 1,125,000 | $ 637,000 |
| Dickson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 160,000 |
| Doddridge County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Erie County Ohio | 28 | $ 8,240,000 | $ 294,000 | $ 102,000 |
| Escambia County Florida | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Fairfield County Ohio | 21 | $ 4,575,000 | $ 217,000 | $ 135,000 |
| Fayette County Ohio | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Fayette County Pennsylvania | 16 | $ 3,380,000 | $ 211,000 | $ 204,000 |
| Floyd County Indiana | 1 | $ 395,000 | $ 395,000 | $ 179,000 |
| Franklin County Ohio | 37 | $ 15,535,000 | $ 419,000 | $ 280,000 |
| Fulton County Ohio | 83 | $ 9,485,000 | $ 114,000 | $ 88,000 |
| Geauga County Ohio | 35 | $ 12,475,000 | $ 356,000 | $ 249,000 |
| Genesee County Michigan | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Grant County Kentucky | 8 | $ 1,590,000 | $ 198,000 | $ 108,000 |
| Greene County Ohio | 4 | $ 1,160,000 | $ 290,000 | $ 200,000 |
| Greene County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 58,000 |
| Greenville County South Carolina | 3 | $ 1,285,000 | $ 428,000 | $ 589,000 |
| Guernsey County Ohio | 7 | $ 2,365,000 | $ 337,000 | $ 74,000 |
| Guilford County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 101,000 |
| Hamilton County Ohio | 25 | $ 4,455,000 | $ 178,000 | $ 92,000 |
| Hancock County Indiana | 1 | $ 495,000 | $ 495,000 | $ 250,000 |
| Hancock County Ohio | 219 | $ 35,905,000 | $ 163,000 | $ 121,000 |
| Hancock County West Virginia | 3 | $ 575,000 | $ 191,000 | $ 61,000 |
| Hardin County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Hardin County Ohio | 15 | $ 1,495,000 | $ 99,000 | $ 85,000 |
| Harrison County Indiana | 2 | $ 500,000 | $ 250,000 | $ 165,000 |
| Harrison County West Virginia | 12 | $ 2,540,000 | $ 211,000 | $ 139,000 |
| Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 210,000 |
| Hendricks County Indiana | 2 | $ 440,000 | $ 220,000 | $ 129,000 |
| Henry County Indiana | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Henry County Ohio | 88 | $ 9,080,000 | $ 103,000 | $ 87,000 |
| Hillsdale County Michigan | 36 | $ 2,680,000 | $ 74,000 | $ 59,000 |
| Hocking County Ohio | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Huntington County Indiana | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Huron County Ohio | 81 | $ 7,785,000 | $ 96,000 | $ 84,000 |
| Indiana County Pennsylvania | 3 | $ 785,000 | $ 261,000 | $ 146,000 |
| Ingham County Michigan | 2 | $ 280,000 | $ 140,000 | $ 159,000 |
| Jackson County Michigan | 23 | $ 4,735,000 | $ 205,000 | $ 170,000 |
| Jackson County West Virginia | 3 | $ 935,000 | $ 311,000 | $ 114,000 |
| Jefferson County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Jefferson County Ohio | 6 | $ 380,000 | $ 63,000 | $ 79,000 |
| Kalamazoo County Michigan | 1 | $ 335,000 | $ 335,000 | $ 315,000 |
| Kanawha County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 19,000 |
| Kent County Michigan | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| Kenton County Kentucky | 2 | $ 730,000 | $ 365,000 | $ 100,000 |
| Knox County Ohio | 6 | $ 1,690,000 | $ 281,000 | $ 101,000 |
| Knox County Tennessee | 3 | $ 1,095,000 | $ 365,000 | $ 337,000 |
| Lake County Michigan | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
| Lake County Ohio | 44 | $ 10,300,000 | $ 234,000 | $ 221,000 |
| Lawrence County Pennsylvania | 9 | $ 1,705,000 | $ 189,000 | $ 111,000 |
| Lee County Florida | 2 | $ 820,000 | $ 410,000 | $ 653,000 |
| Lenawee County Michigan | 176 | $ 18,670,000 | $ 106,000 | $ 94,000 |
| Lewis County West Virginia | 4 | $ 740,000 | $ 185,000 | $ 199,000 |
| Licking County Ohio | 20 | $ 5,240,000 | $ 262,000 | $ 157,000 |
| Livingston County Michigan | 10 | $ 3,930,000 | $ 393,000 | $ 200,000 |
| Logan County Ohio | 2 | $ 180,000 | $ 90,000 | $ 122,000 |
| Lorain County Ohio | 70 | $ 12,770,000 | $ 182,000 | $ 96,000 |
| Los Angeles County California | 1 | $ 15,000 | $ 15,000 | $ 111,000 |
| Lucas County Ohio | 241 | $ 32,385,000 | $ 134,000 | $ 116,000 |
| Macomb County Michigan | 7 | $ 1,445,000 | $ 206,000 | $ 120,000 |
| Madison County Indiana | 3 | $ 805,000 | $ 268,000 | $ 155,000 |
| Madison County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 141,000 |
| Madison County Ohio | 3 | $ 305,000 | $ 101,000 | $ 99,000 |
| Mahoning County Ohio | 507 | $ 49,805,000 | $ 98,000 | $ 100,000 |
| Manatee County Florida | 1 | $ 545,000 | $ 545,000 | $ 239,000 |
| Marion County Indiana | 1 | $ 695,000 | $ 695,000 | $ 145,000 |
| Marion County Ohio | 105 | $ 12,045,000 | $ 114,000 | $ 80,000 |
| Marion County West Virginia | 38 | $ 7,400,000 | $ 194,000 | $ 108,000 |
| Marshall County West Virginia | 1 | $ 395,000 | $ 395,000 | $ 181,000 |
| Martin County Florida | 1 | $ 525,000 | $ 525,000 | $ 318,000 |
| Mason County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 211,000 |
| Medina County Ohio | 38 | $ 8,120,000 | $ 213,000 | $ 137,000 |
| Mercer County Kentucky | 2 | $ 700,000 | $ 350,000 | $ 202,000 |
| Mercer County Ohio | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Mercer County Pennsylvania | 11 | $ 2,625,000 | $ 238,000 | $ 136,000 |
| Miami-Dade County Florida | 3 | $ 1,355,000 | $ 451,000 | $ 328,000 |
| Monongalia County West Virginia | 90 | $ 24,050,000 | $ 267,000 | $ 189,000 |
| Monroe County Indiana | 4 | $ 1,190,000 | $ 297,000 | $ 113,000 |
| Monroe County Michigan | 32 | $ 5,970,000 | $ 186,000 | $ 95,000 |
| Monroe County Ohio | 1 | $ 345,000 | $ 345,000 | $ 139,000 |
| Montgomery County Indiana | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Montgomery County Kentucky | 2 | $ 1,000,000 | $ 500,000 | $ 191,000 |
| Montgomery County Ohio | 9 | $ 1,455,000 | $ 161,000 | $ 116,000 |
| Morgan County Ohio | 6 | $ 1,660,000 | $ 276,000 | $ 113,000 |
| Morrow County Ohio | 10 | $ 2,120,000 | $ 212,000 | $ 299,000 |
| Muskingum County Ohio | 3 | $ 555,000 | $ 185,000 | $ 94,000 |
| New Hanover County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Nicholas County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Noble County Indiana | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Noble County Ohio | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Oakland County Michigan | 10 | $ 2,290,000 | $ 229,000 | $ 271,000 |
| Ohio County West Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 166,000 |
| Osceola County Florida | 2 | $ 810,000 | $ 405,000 | $ 310,000 |
| Ottawa County Ohio | 57 | $ 6,815,000 | $ 119,000 | $ 155,000 |
| Paulding County Ohio | 64 | $ 4,060,000 | $ 63,000 | $ 63,000 |
| Perry County Ohio | 8 | $ 3,640,000 | $ 455,000 | $ 238,000 |
| Pickaway County Ohio | 4 | $ 990,000 | $ 247,000 | $ 101,000 |
| Pinellas County Florida | 1 | $ 625,000 | $ 625,000 | $ 292,000 |
| Polk County Florida | 3 | $ 615,000 | $ 205,000 | $ 58,000 |
| Portage County Ohio | 59 | $ 12,785,000 | $ 216,000 | $ 181,000 |
| Preston County West Virginia | 8 | $ 1,900,000 | $ 237,000 | $ 85,000 |
| Pulaski County Indiana | 1 | $ 425,000 | $ 425,000 | $ 97,000 |
| Putnam County Ohio | 69 | $ 8,035,000 | $ 116,000 | $ 91,000 |
| Putnam County West Virginia | 2 | $ 700,000 | $ 350,000 | $ 133,000 |
| Randolph County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 156,000 |
| Richland County Ohio | 5 | $ 635,000 | $ 127,000 | $ 107,000 |
| Ripley County Indiana | 2 | $ 410,000 | $ 205,000 | $ 147,000 |
| Roscommon County Michigan | 2 | $ 700,000 | $ 350,000 | $ 245,000 |
| Sandusky County Ohio | 18 | $ 1,860,000 | $ 103,000 | $ 72,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Sarasota County Florida | 1 | $ 325,000 | $ 325,000 | $ 624,000 |
| Schoolcraft County Michigan | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Scott County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 121,000 |
| Seneca County Ohio | 51 | $ 6,185,000 | $ 121,000 | $ 83,000 |
| Sevier County Tennessee | 2 | $ 810,000 | $ 405,000 | $ 198,000 |
| Shelby County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Shelby County Ohio | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Shiawassee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Stark County Ohio | 84 | $ 18,040,000 | $ 214,000 | $ 161,000 |
| Steuben County Indiana | 11 | $ 2,525,000 | $ 229,000 | $ 131,000 |
| Summit County Ohio | 120 | $ 24,840,000 | $ 207,000 | $ 144,000 |
| Sumner County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 142,000 |
| Taylor County West Virginia | 7 | $ 1,905,000 | $ 272,000 | $ 168,000 |
| Tippecanoe County Indiana | 1 | $ 1,235,000 | $ 1,235,000 | $ 326,000 |
| Trumbull County Ohio | 103 | $ 10,125,000 | $ 98,000 | $ 83,000 |
| Tucker County West Virginia | 2 | $ 490,000 | $ 245,000 | $ 113,000 |
| Tuscarawas County Ohio | 6 | $ 1,140,000 | $ 190,000 | $ 83,000 |
| Union County Ohio | 17 | $ 3,665,000 | $ 215,000 | $ 128,000 |
| Van Wert County Ohio | 28 | $ 2,700,000 | $ 96,000 | $ 82,000 |
| Wake County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Warren County Ohio | 4 | $ 1,000,000 | $ 250,000 | $ 200,000 |
| Washington County Ohio | 8 | $ 1,430,000 | $ 178,000 | $ 140,000 |
| Washington County Pennsylvania | 12 | $ 4,530,000 | $ 377,000 | $ 179,000 |
| Washtenaw County Michigan | 83 | $ 27,155,000 | $ 327,000 | $ 172,000 |
| Wayne County Michigan | 14 | $ 3,190,000 | $ 227,000 | $ 151,000 |
| Wayne County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 111,000 |
| Wayne County Ohio | 17 | $ 2,695,000 | $ 158,000 | $ 100,000 |
| Westmoreland County Pennsylvania | 28 | $ 9,850,000 | $ 351,000 | $ 172,000 |
| Wetzel County West Virginia | 2 | $ 390,000 | $ 195,000 | $ 174,000 |
| Whitley County Indiana | 7 | $ 805,000 | $ 115,000 | $ 108,000 |
| Williams County Ohio | 198 | $ 18,010,000 | $ 90,000 | $ 71,000 |
| Wood County Ohio | 154 | $ 24,250,000 | $ 157,000 | $ 139,000 |
| Wood County West Virginia | 6 | $ 1,480,000 | $ 246,000 | $ 120,000 |
| Woodford County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 228,000 |
| Wyandot County Ohio | 86 | $ 7,750,000 | $ 90,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Premier Bank in 2023
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,456 | $581,410,000 | $236,000 | $14,975,000 | $129,000 | $3,596,000 |
| Home Improvement | 1,160 | $81,350,000 | $70,000 | $2,285,000 | $107,000 | $2,320,000 |
| Refinancing | 682 | $77,640,000 | $113,000 | $4,205,000 | $104,000 | $3,253,000 |
| Other Purpose | 238 | $12,820,000 | $53,000 | $705,000 | $77,000 | $453,000 |
| Cash-out Refinancing | 102 | $14,920,000 | $146,000 | $855,000 | $84,000 | $605,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,829 | $591,935,000 | $154,000 | $2,005,000 | $118,000 | $3,253,000 |
| Black or African American | 229 | $30,945,000 | $135,000 | $695,000 | $77,000 | $540,000 |
| Hispanic | 224 | $26,330,000 | $117,000 | $465,000 | $67,000 | $325,000 |
| Not Provided | 194 | $32,630,000 | $168,000 | $725,000 | $146,000 | $1,259,000 |
| Not applicable | 89 | $67,365,000 | $756,000 | $14,975,000 | $0 | $0 |
| Asian | 54 | $16,220,000 | $300,000 | $1,805,000 | $220,000 | $3,596,000 |
| American Indian or Alaskan Native | 16 | $2,620,000 | $163,000 | $555,000 | $120,000 | $305,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,483 | $737,795,000 | $164,000 | $14,975,000 | $117,000 | $3,596,000 |
| FHA-insured (Federal Housing Administration) | 109 | $20,505,000 | $188,000 | $435,000 | $80,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 27 | $6,565,000 | $243,000 | $475,000 | $84,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,275,000 | $172,000 | $285,000 | $71,000 | $102,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,301 | $573,785,000 | $173,000 | $14,975,000 | $119,000 | $2,361,000 |
| Application Denied By Financial Institution | 831 | $87,215,000 | $104,000 | $2,725,000 | $93,000 | $3,596,000 |
| Application Withdrawn By Applicant | 432 | $93,120,000 | $215,000 | $6,165,000 | $130,000 | $1,221,000 |
| Application Approved But Not Accepted | 57 | $6,885,000 | $120,000 | $605,000 | $158,000 | $3,253,000 |
| File Closed For Incompleteness | 17 | $7,135,000 | $419,000 | $1,095,000 | $248,000 | $750,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,807 | $680,925,000 | $178,000 | $14,975,000 | $121,000 | $3,253,000 |
| Credit History | 342 | $24,350,000 | $71,000 | $905,000 | $76,000 | $540,000 |
| Debt-To-Income Ratio | 245 | $27,405,000 | $111,000 | $1,805,000 | $64,000 | $632,000 |
| Collateral | 89 | $9,845,000 | $110,000 | $665,000 | $137,000 | $892,000 |
| Other | 81 | $13,185,000 | $162,000 | $2,725,000 | $90,000 | $470,000 |
| Credit Application Incomplete | 60 | $10,490,000 | $174,000 | $1,205,000 | $248,000 | $3,596,000 |
| Employment History | 6 | $1,160,000 | $193,000 | $595,000 | $55,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $310,000 | $77,000 | $145,000 | $51,000 | $76,000 |
| Unverifiable Information | 4 | $470,000 | $117,000 | $155,000 | $96,000 | $197,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer